ChoiceOne Financial Services, Inc. (COFS) Scorecard
- 2026-Q2: Total return Win; Revenue growth Win; EPS growth Win.
- 2026-Q1: Total return Win; Revenue growth Win; EPS growth Win.
- 2025-Q4: Total return Win; Revenue growth Win; EPS growth Lose.
- 2025-Q3: Total return Lose; Revenue growth Lose; EPS growth Lose.
41/120
All 120 Win/Lose results shown below
Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0.
Trailing 1 year (4 quarters): 8 wins, 4 lossesLast fetched: 4 Sept 2026
Complete point ledger
Each cell identifies the missing side explicitly.
| Quarter | Total return | Revenue growth | EPS growth |
|---|---|---|---|
| 2026-Q23/3 |
WinCOFS / S&P 22.00% / 15.20% |
WinCOFS / S&P 38.49% / 15.00% |
WinCOFS / S&P 193.60% / 50.40% |
| 2026-Q13/3 |
WinCOFS / S&P -3.74% / -4.33% |
WinCOFS / S&P 50.89% / 11.30% |
WinCOFS / S&P 206.56% / 27.70% |
| 2025-Q42/3 |
WinCOFS / S&P 2.87% / 2.65% |
WinCOFS / S&P 48.61% / 9.00% |
LoseCOFS / S&P -52.62% / 13.40% |
| 2025-Q30/3 |
LoseCOFS / S&P 1.85% / 8.12% |
LoseCOFS / S&P -85.15% / 4.61% |
LoseCOFS / S&P -56.65% / 13.45% |
| 2025-Q20/3 |
LoseCOFS / S&P 0.71% / 10.94% |
LoseCOFS / S&P -86.79% / 4.83% |
LoseCOFS / S&P -58.19% / 10.63% |
| 2025-Q10/3 |
LoseCOFS / S&P -18.48% / -4.27% |
LoseCOFS / S&P -88.19% / 4.98% |
LoseCOFS / S&P -56.58% / 10.57% |
| 2024-Q42/3 |
WinCOFS / S&P 16.18% / 2.41% |
LoseCOFS / S&P -88.78% / 5.25% |
WinCOFS / S&P 15.25% / 6.15% |
| 2024-Q32/3 |
WinCOFS / S&P 8.87% / 5.89% |
WinCOFS / S&P 28.86% / 5.89% |
LoseCOFS / S&P 4.98% / 6.11% |
| 2024-Q22/3 |
WinCOFS / S&P 5.84% / 4.28% |
WinCOFS / S&P 28.44% / 5.38% |
LoseCOFS / S&P -3.55% / 5.12% |
| 2024-Q11/3 |
LoseCOFS / S&P -5.70% / 10.56% |
WinCOFS / S&P 27.88% / 5.71% |
LoseCOFS / S&P -11.08% / 5.59% |
| 2023-Q42/3 |
WinCOFS / S&P 50.54% / 11.69% |
WinCOFS / S&P 27.77% / 6.81% |
LoseCOFS / S&P -10.48% / 7.78% |
| 2023-Q31/3 |
LoseCOFS / S&P -13.62% / -3.27% |
LoseCOFS / S&P COFS unavailable / 7.52% |
WinCOFS / S&P 3.08% / -5.03% |
| 2023-Q21/3 |
LoseCOFS / S&P -7.89% / 8.74% |
LoseCOFS / S&P COFS unavailable / 9.50% |
WinCOFS / S&P 6.90% / -8.57% |
| 2023-Q11/3 |
LoseCOFS / S&P -12.12% / 7.50% |
LoseCOFS / S&P COFS unavailable / 10.77% |
WinCOFS / S&P 12.86% / -15.69% |
| 2022-Q42/3 |
WinCOFS / S&P 34.91% / 7.56% |
LoseCOFS / S&P COFS unavailable / 11.88% |
WinCOFS / S&P 10.14% / -17.99% |
| 2022-Q32/3 |
WinCOFS / S&P 9.10% / -4.88% |
LoseCOFS / S&P COFS unavailable / 13.47% |
WinCOFS / S&P 7.35% / -1.41% |
| 2022-Q21/3 |
LoseCOFS / S&P -18.63% / -16.10% |
LoseCOFS / S&P COFS unavailable / 13.71% |
WinCOFS / S&P 17.89% / 11.04% |
| 2022-Q11/3 |
WinCOFS / S&P -4.46% / -4.60% |
LoseCOFS / S&P COFS unavailable / 15.97% |
LoseCOFS / S&P 15.70% / 42.23% |
| 2021-Q40/3 |
LoseCOFS / S&P 8.09% / 11.03% |
LoseCOFS / S&P COFS unavailable / 15.00% |
LoseCOFS / S&P 38.16% / 96.40% |
| 2021-Q31/3 |
WinCOFS / S&P 3.22% / 0.58% |
LoseCOFS / S&P COFS unavailable / 10.77% |
LoseCOFS / S&P 36.68% / 69.42% |
| 2021-Q20/3 |
LoseCOFS / S&P 1.60% / 8.55% |
LoseCOFS / S&P COFS unavailable / 6.58% |
LoseCOFS / S&P 38.20% / 51.81% |
| 2021-Q11/3 |
LoseCOFS / S&P -21.36% / 6.17% |
LoseCOFS / S&P COFS unavailable / -1.06% |
WinCOFS / S&P 53.16% / 7.39% |
| 2020-Q42/3 |
WinCOFS / S&P 19.24% / 12.15% |
LoseCOFS / S&P COFS unavailable / -3.72% |
WinCOFS / S&P 31.01% / -33.42% |
| 2020-Q31/3 |
LoseCOFS / S&P -11.34% / 8.93% |
LoseCOFS / S&P COFS unavailable / -2.04% |
WinCOFS / S&P 21.34% / -27.10% |
| 2020-Q21/3 |
LoseCOFS / S&P 17.24% / 20.54% |
LoseCOFS / S&P COFS unavailable / -0.46% |
WinCOFS / S&P -6.81% / -27.11% |
| 2020-Q10/3 |
LoseCOFS / S&P -20.04% / -19.60% |
LoseCOFS / S&P COFS unavailable / 3.47% |
LoseCOFS / S&P -21.00% / -14.75% |
| 2019-Q40/3 |
LoseCOFS / S&P 7.37% / 9.07% |
LoseCOFS / S&P COFS unavailable / 5.36% |
LoseCOFS / S&P -21.39% / 2.99% |
| 2019-Q31/3 |
WinCOFS / S&P 4.36% / 1.70% |
LoseCOFS / S&P COFS unavailable / 5.02% |
LoseCOFS / S&P -13.23% / 0.21% |
| 2019-Q21/3 |
WinCOFS / S&P 14.36% / 4.30% |
LoseCOFS / S&P COFS unavailable / 6.64% |
LoseCOFS / S&P 6.11% / 8.65% |
| 2019-Q10/3 |
LoseCOFS / S&P 4.77% / 13.65% |
LoseCOFS / S&P COFS unavailable / 8.12% |
LoseCOFS / S&P 14.29% / 14.29% |
| 2018-Q42/3 |
WinCOFS / S&P -7.25% / -13.52% |
LoseCOFS / S&P COFS unavailable / 9.05% |
WinCOFS / S&P 18.93% / 18.23% |
| 2018-Q30/3 |
LoseCOFS / S&P 4.12% / 7.71% |
LoseCOFS / S&P COFS unavailable / 10.21% |
LoseCOFS / S&P 10.53% / 19.06% |
| 2018-Q21/3 |
WinCOFS / S&P 8.80% / 3.43% |
LoseCOFS / S&P COFS unavailable / 9.03% |
LoseCOFS / S&P 2.86% / 14.46% |
| 2018-Q11/3 |
WinCOFS / S&P 7.97% / -0.76% |
LoseCOFS / S&P COFS unavailable / 7.68% |
LoseCOFS / S&P 2.34% / 12.46% |
| 2017-Q40/3 |
LoseCOFS / S&P 2.03% / 6.64% |
LoseCOFS / S&P COFS unavailable / 7.03% |
LoseCOFS / S&P -0.59% / 13.82% |
| 2017-Q31/3 |
WinCOFS / S&P 4.54% / 4.48% |
LoseCOFS / S&P COFS unavailable / 5.68% |
LoseCOFS / S&P 7.55% / 17.57% |
| 2017-Q21/3 |
WinCOFS / S&P 4.09% / 3.09% |
LoseCOFS / S&P COFS unavailable / 4.83% |
LoseCOFS / S&P 14.38% / 17.74% |
| 2017-Q10/3 |
LoseCOFS / S&P -2.38% / 6.07% |
LoseCOFS / S&P COFS unavailable / 3.67% |
LoseCOFS / S&P 10.32% / 13.32% |
| 2016-Q41/3 |
WinCOFS / S&P 7.28% / 3.82% |
LoseCOFS / S&P COFS unavailable / 2.09% |
LoseCOFS / S&P 2.41% / 7.05% |
| 2016-Q30/3 |
LoseCOFS / S&P -2.71% / 3.85% |
LoseCOFS / S&P COFS unavailable / 0.20% |
LoseCOFS / S&P -13.59% / -3.15% |
Dividend-reinvested, split-adjusted total return
1Y · 2025-08-29 to 2026-08-27
| Metric | COFS total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 11.84% | 20.78% |
| Annualized return | 11.84% | 20.78% |
5Y · 2021-09-01 to 2026-08-27
| Metric | COFS total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 64.33% | 83.14% |
| Annualized return | 10.44% | 12.86% |
10Y · 2016-09-01 to 2026-08-27
| Metric | COFS total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 134.85% | 319.30% |
| Annualized return | 8.91% | 15.41% |
Calculation rules
- window
- Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
- return Basis
- Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
- point Rule
- Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
- frequency
- Quarter endpoints only.
- fundamentals
- Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
- non Scoring
Snapshot captured 2026-09-04.
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