HEALTHEQUITY, INC. (HQY) Current Ratio
- Current ratio · latest quarter: Value 2.99×; Formula and calculation Current assets / current liabilities..
Current ratio
Overview →Financial period ending 2026-07-31; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| Current ratio · latest quarter | 2.99× | Current assets / current liabilities. $460.20M ÷ $153.78M ≈ 2.99× |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Current assets | 460.20M USD | Assets, Current |
| Current obligations | 153.78M USD | Liabilities, Current |
| Cash and equivalents | 256.00M USD | Cash and Cash Equivalents, at Carrying Value |
| Short-term securities | (m) | |
| Customer receivables | 122.19M USD | Accounts Receivable, after Allowance for Credit Loss, Current |
| Inventory | (m) | Inventory, Net |
| Payables | 8.59M USD | Accounts Payable, Current |
| Borrowing debt due within one year | 0.00 USD | Long-term Debt, Current Maturities |
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Current assets (USD) | Current obligations (USD) | Cash and equivalents (USD) | Short-term securities (USD) | Customer receivables (USD) | Inventory (USD) | Payables (USD) | Borrowing debt due within one year (USD) | Current ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2026-07-31 | $460.20M | $153.78M | $256.00M | (m) | $122.19M | (m) | $8.59M | $0.00 | 2.99× |
| 2026-04-30 | $466.53M | $135.74M | $265.37M | (m) | $122.00M | (m) | $14.22M | $0.00 | 3.44× |
| 2026-01-31 | $512.28M | $156.85M | $318.93M | (m) | $123.70M | (m) | $12.16M | $0.00 | 3.27× |
| 2025-10-31 | $498.71M | $120.63M | $309.26M | (m) | $111.24M | (m) | $19.55M | $0.00 | 4.13× |
| 2025-07-31 | $492.83M | $116.58M | $304.46M | (m) | $111.16M | (m) | $9.60M | $0.00 | 4.23× |
| 2025-04-30 | $472.80M | $116.34M | $287.89M | (m) | $116.26M | (m) | $13.50M | $0.00 | 4.06× |
| 2025-01-31 | $477.75M | $156.32M | $295.95M | (m) | $118.01M | (m) | $14.36M | $0.00 | 3.06× |
| 2024-10-31 | $495.25M | $154.54M | $322.16M | (m) | $106.71M | (m) | $10.35M | $0.00 | 3.20× |
| 2024-07-31 | $495.63M | $120.91M | $326.89M | (m) | $108.45M | (m) | $10.56M | $0.00 | 4.10× |
| 2024-04-30 | $404.90M | $92.22M | $251.23M | (m) | $106.22M | (m) | $18.17M | $0.00 | 4.39× |
| 2024-01-31 | $557.44M | $117.09M | $403.98M | (m) | $104.89M | (m) | $12.04M | $0.00 | 4.76× |
| 2023-10-31 | $474.41M | $96.24M | $334.06M | (m) | $96.18M | (m) | $13.42M | $0.00 | 4.93× |
| 2023-07-31 | $422.56M | $103.27M | $290.35M | (m) | $92.58M | (m) | $12.54M | $0.00 | 4.09× |
| 2023-04-30 | $358.41M | $89.66M | $225.64M | (m) | $98.41M | (m) | $13.36M | $0.00 | 4.00× |
| 2023-01-31 | $382.89M | $131.06M | $254.27M | (m) | $96.83M | (m) | $13.90M | $17.50M | 2.92× |
| 2022-10-31 | $332.16M | $110.38M | $210.20M | (m) | $87.72M | (m) | $15.84M | $15.31M | 3.01× |
| 2022-07-31 | $308.59M | $125.52M | $176.89M | (m) | $90.43M | (m) | $15.84M | $13.13M | 2.46× |
| 2022-04-30 | $278.92M | $117.65M | $161.25M | (m) | $86.00M | (m) | $13.66M | $10.94M | 2.37× |
| 2022-01-31 | $351.34M | $153.19M | $225.41M | (m) | $87.43M | (m) | $27.54M | $8.75M | 2.29× |
| 2021-10-31 | $764.13M | $107.07M | $649.13M | (m) | $84.08M | (m) | $5.24M | $6.56M | 7.14× |
| 2021-07-31 | $860.61M | $185.12M | $753.75M | (m) | $74.22M | (m) | $4.70M | $78.13M | 4.65× |
| 2021-04-30 | $865.11M | $192.30M | $736.77M | (m) | $74.47M | (m) | $9.64M | $62.50M | 4.50× |
| 2021-01-31 | $460.18M | $204.70M | $328.80M | (m) | $72.77M | (m) | $1.61M | $62.50M | 2.25× |
| 2020-10-31 | $396.03M | $151.36M | $299.36M | (m) | $64.29M | (m) | $6.75M | $62.50M | 2.62× |
| 2020-07-31 | $383.13M | $153.78M | $268.91M | (m) | $70.23M | (m) | $11.71M | $54.69M | 2.49× |
| 2020-04-30 | $283.78M | $134.60M | $171.09M | (m) | $69.79M | (m) | $7.34M | $46.88M | 2.11× |
| 2020-01-31 | $297.30M | $151.94M | $191.73M | (m) | $70.86M | (m) | $3.98M | $39.06M | 1.96× |
| 2019-10-31 | $270.32M | $141.86M | $174.56M | (m) | $66.65M | (m) | $7.97M | $31.25M | 1.91× |
| 2019-07-31 | $853.52M | $37.14M | $815.16M | (m) | $27.36M | (m) | $2.74M | (m) | 22.98× |
| 2019-04-30 | $364.58M | $23.38M | $329.31M | (m) | $27.02M | (m) | $1.96M | (m) | 15.59× |
| 2019-01-31 | $394.68M | $29.05M | $361.48M | (m) | $25.67M | (m) | $3.52M | $0.00 | 13.58× |
| 2018-10-31 | $363.84M | $17.40M | $289.01M | (m) | $24.46M | $164.00K | $1.50M | (m) | 20.91× |
| 2018-07-31 | $339.71M | $17.07M | $261.81M | (m) | $24.91M | $163.00K | $1.77M | (m) | 19.90× |
| 2018-04-30 | $303.76M | $17.15M | $228.94M | (m) | $23.02M | $177.00K | $3.11M | (m) | 17.71× |
| 2018-01-31 | $265.40M | $20.49M | $199.47M | (m) | $21.60M | (m) | $2.42M | (m) | 12.95× |
| 2017-10-31 | $252.81M | $19.48M | $184.37M | (m) | $21.46M | $169.00K | $3.29M | (m) | 12.98× |
| 2017-07-31 | $239.62M | $12.94M | $169.72M | (m) | $20.90M | $339.00K | $1.59M | (m) | 18.51× |
| 2017-04-30 | $219.14M | $10.30M | $155.09M | (m) | $18.99M | $529.00K | $1.54M | (m) | 21.27× |
| 2017-01-31 | $200.82M | $15.70M | $139.95M | (m) | $17.00M | $592.00K | $3.22M | (m) | 12.79× |
| 2016-10-31 | $186.06M | $10.44M | $125.35M | (m) | $14.06M | $944.00K | $1.58M | (m) | 17.83× |
| 2016-07-31 | $173.74M | $8.94M | $109.17M | (m) | $16.68M | $699.00K | $1.80M | (m) | 19.44× |
| 2016-04-30 | $155.53M | $6.97M | $92.77M | (m) | $15.71M | $598.00K | $1.23M | (m) | 22.30× |
| 2016-01-31 | $143.05M | $12.11M | $83.64M | (m) | $14.31M | $620.00K | $2.43M | (m) | 11.82× |
| 2015-10-31 | $141.22M | $9.36M | $85.01M | (m) | $9.92M | $815.00K | $2.41M | (m) | 15.08× |
| 2015-07-31 | $167.98M | $7.21M | $108.85M | (m) | $10.86M | $590.00K | $1.03M | (m) | 23.31× |
| 2015-04-30 | $130.27M | $5.18M | $74.86M | (m) | $10.48M | $667.00K | $990.00K | (m) | 25.13× |
| 2015-01-31 | $124.72M | $8.83M | $111.00M | (m) | $9.05M | $625.00K | $1.30M | (m) | 14.12× |
| 2014-10-31 | $118.84M | $6.34M | $107.85M | (m) | $6.05M | $756.00K | $908.00K | (m) | 18.76× |
| 2014-07-31 | $31.11M | $6.57M | $20.89M | (m) | $6.29M | $369.00K | $463.00K | (m) | 4.74× |
| 2014-01-31 | $23.76M | $9.43M | $13.92M | (m) | $5.71M | $391.00K | $2.37M | (m) | 2.52× |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
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