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HEALTHEQUITY, INC. (HQY) Overview

HEALTHEQUITY, INC. (HQY) Overview

  • 1 May 2026: Period ending 31 Jul 2026; Estimate (m); Actual 0.78; Beat / miss (m).
  • 1 Feb 2026: Period ending 30 Apr 2026; Estimate (m); Actual 0.82; Beat / miss (m).
  • 1 Aug 2025: Period ending 31 Oct 2025; Estimate (m); Actual 0.59; Beat / miss (m).
  • 1 May 2025: Period ending 31 Jul 2025; Estimate (m); Actual 0.68; Beat / miss (m).

Stock Price Chart

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Blue: Split-adjusted close · Orange: Cumulative dividend-reinvested close

$69.55$76.52$84.19$92.63$101.91$112.132025-11-062026-11-06$37.54$47.38$59.80$75.48$95.27$120.242021-11-082026-11-06$29.63$39.21$51.89$68.66$90.86$120.242016-11-072026-11-06$15.08$22.84$34.59$52.40$79.38$120.242014-07-312026-11-06$15.08$22.84$34.59$52.40$79.38$120.242014-07-312026-11-06

Logarithmic scale. Both lines share the same starting value for the selected range.

Last close
$103.63
Previous close
$87.25
Change
$16.38
Change (%)
18.77%
Close date
2026-11-06
Previous close date
2026-09-29
Open
(m)
Day high
(m)
Day low
(m)
Last session volume
(m)
Last session value
(m)
Currency
USD
Price basis
split-adjusted
Volume basis
(m)

Performance

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Cumulative total returns · 2026-09-29

YTD

HQY
-4.76%
S&P 500
(m)

1 year

HQY
-8.49%
S&P 500
(m)

3 years

HQY
+19.44%
S&P 500
(m)

5 years

HQY
+30.24%
S&P 500
(m)

Earnings trends

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Earnings per share

USD / share · As filed

31 Jul 2026 ○ Estimate (m) ● Actual 0.78

0.510.630.760.881.0030 Apr 2025: estimate (m); actual 0.6130 Apr 2025(m)31 Jul 2025: estimate (m); actual 0.6831 Jul 2025(m)31 Oct 2025: estimate (m); actual 0.5931 Oct 2025(m)30 Apr 2026: estimate (m); actual 0.8230 Apr 2026(m)31 Jul 2026: estimate (m); actual 0.7831 Jul 2026(m)
Comparison details
Period startPeriod endingEstimateActualBeat / missReport date
1 May 202631 Jul 2026(m)0.78(m)(m)
1 Feb 202630 Apr 2026(m)0.82(m)(m)
1 Aug 202531 Oct 2025(m)0.59(m)(m)
1 May 202531 Jul 2025(m)0.68(m)(m)
1 Feb 202530 Apr 2025(m)0.61(m)(m)

31 Jan 2026 ○ Estimate (m) ● Actual 2.46

-0.610.201.021.832.6431 Jan 2022: estimate (m); actual -0.5331 Jan 2022(m)31 Jan 2023: estimate (m); actual -0.3131 Jan 2023(m)31 Jan 2024: estimate (m); actual 0.6431 Jan 2024(m)31 Jan 2025: estimate (m); actual 1.0931 Jan 2025(m)31 Jan 2026: estimate (m); actual 2.4631 Jan 2026(m)
Comparison details
Period startPeriod endingEstimateActualBeat / missReport date
1 Feb 202531 Jan 2026(m)2.46(m)(m)
1 Feb 202431 Jan 2025(m)1.09(m)(m)
1 Feb 202331 Jan 2024(m)0.64(m)(m)
1 Feb 202231 Jan 2023(m)-0.31(m)(m)
1 Feb 202131 Jan 2022(m)-0.53(m)(m)

Revenue vs. Earnings

USD

31 Jul 2026 ■ Revenue 350.73M ■ Earnings 65.64M — Profit margin 18.72%

-42.56M13.9%104.03M16.1%250.61M18.3%397.20M20.6%31 Oct 2025: revenue 322.16M; earnings 51.69M; profit margin 16.05%31 Oct 202531 Jan 2026: revenue 334.59M*; earnings 49.74M*; profit margin 14.87%*; Revenue: Annual amount − nine-month amount; Earnings: Annual amount − nine-month amount; period 2025-11-01 to 2026-01-31; USD.31 Jan 202630 Apr 2026: revenue 354.64M; earnings 69.42M; profit margin 19.57%30 Apr 202631 Jul 2026: revenue 350.73M; earnings 65.64M; profit margin 18.72%31 Jul 2026

31 Jan 2026 ■ Revenue 1.31B ■ Earnings 0.22B — Profit margin 16.38%

-0.19B-4.0%0.37B3.1%0.92B10.2%1.47B17.4%31 Jan 2023: revenue 0.86B; earnings -0.03B; profit margin -3.03%31 Jan 202331 Jan 2024: revenue 1.00B; earnings 0.06B; profit margin 5.57%31 Jan 202431 Jan 2025: revenue 1.20B; earnings 0.10B; profit margin 8.06%31 Jan 202531 Jan 2026: revenue 1.31B; earnings 0.22B; profit margin 16.38%31 Jan 2026

Analyst insights

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RatingsBuyHoldSellOther ratingsLast CloseAverage TargetUpsideHigh TargetLow Target
(m)(m)(m)(m)(m)$103.63(m)(m)(m)(m)
Past 12 Months12 Month ForecastLast Close$103.63High(m)Average(m)Low(m)2025-11-062026-11-06

Recent news

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(m)

YouTube videos mentioning HQY

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(m)

Statistics

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Retained observations as of 2026-11-11; financial period ending 31 Jul 2026.

Forward P/E
(m)
PEG ratio · 5-year expected
(m)
Shares held by insiders
(m)
Insider transactions · change (%)
(m)
Shares held by institutions
(m)
Institutional transactions · change (%)
(m)
Diluted EPS · 12 month
(m)
EPS estimate · next quarter
(m)
EPS estimate · next year
(m)
EPS growth · current annual estimate
(m)
EPS growth · next annual estimate
(m)
EPS growth · next 5 years expected
(m)
EPS growth · past 3 years annualized
(m)
EPS growth · past 5 years annualized
(m)
EPS change · 12 months vs prior year
(m)
EPS change · latest quarter vs previous quarter
(m)
Latest earnings report date
(m)
EPS surprise · latest reported quarter
(m)
Net income · 12 month
$236.49M
Profit margin
17.36%
Return on assets · 12 month
7.07%
Named executive and board stock awards · latest fiscal year
(m)
Index membership
(m)
Employees
(m)
IPO date
(m)
Options available
(m)
Shortable
(m)
Analyst recommendation
(m)
Analyst target price
(m)
Price volatility · week
(m)
Price volatility · month
(m)
Average true range · 14 sessions
(m)
Relative strength index · 14 sessions
(m)
Relative volume
(m)
Average daily volume
888.24K
Latest session volume
(m)
Last session value
(m)
30 days ago session value
(m)
1 year ago session value
(m)
Number of trades
(m)
Total return · week
-4.90%*
Total return · month
-9.46%*
Total return · quarter
-0.64%*
Total return · half year
5.74%*
Total return · year to date
-4.76%*
Total return · 1 year
-8.49%*
Total return · 3 years
19.44%*
Total return · 5 years
30.24%*
Market cap
(m)
Book value per share · latest quarter
(m)
Price / cash · latest quarter
(m)
Enterprise value
(m)
Enterprise value / revenue
(m)
Enterprise value / EBITDA
(m)
Dividend · 12 months per share
(m)
Dividend ex-date
(m)
Next dividend ex-date
(m)
Next dividend amount per share
(m)
Dividend growth · 3 years annualized
(m)
Dividend growth · 5 years annualized
(m)
Revenue · 12 month
$1.36B
Revenue growth · past 3 years annualized
(m)
Revenue growth · past 5 years annualized
(m)
Revenue change · 12 months vs prior year
(m)
Revenue change · latest quarter vs previous quarter
(m)
Revenue surprise · latest reported quarter
(m)
Levered free cash flow · 12 month
(m)
Debt / equity · latest quarter
(m)
Long-term debt / equity · latest quarter
46.78%*
Return on equity · 12 month
(m)
Return on invested capital · 12 months
(m)
Previous close
(m)
Latest closing price
(m)
Latest session change (%)
(m)
52-week high
(m)
52-week low
(m)
Price vs 20-session moving average
(m)
Price vs 50-session moving average
(m)
Price vs 200-session moving average
(m)
Float shares
(m)
Short float (%)
(m)
Short ratio (days to cover)
(m)
Short interest (shares)
(m)

Five-year projected P/E and P/S repeat the preceding five-year EPS and revenue CAGR, holding current price and market cap constant. Hover a calculated row for its formula. Net assets = assets − debt − payables − deferred revenue − obligations due within 1 year − obligations due after 1 year.

Holders breakdown

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BreakdownOwnership
(m)Shares held by all insiders
(m)Shares held by institutions
(m)Float held by institutions
(m)Institutions holding shares

Other holders

(m)

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Insider holders

(m)

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Top institutional holders

(m)

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Top mutual fund holders

(m)

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HEALTHEQUITY, INC. Overview

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(m)

(m)

SEC CIK
1428336
Industry (SIC)
7389 Services-Business Services, NEC
Country of operation
United States
Business address
15 WEST SCENIC POINTE DRIVE, SUITE 100, DRAPER, Utah, 84020, United States
Fiscal year end
0131
Phone
801-727-1000

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