HEALTHEQUITY, INC. (HQY) Borrowing debt
- Total debt · latest quarter (USD): Value (m); Formula and calculation Current and noncurrent long-term debt plus complete reported short-term borrowings (commercial paper alone when no complete total is admitted). Period ending 2026-07-31..
- Net cash · latest quarter: Value (m); Formula and calculation Cash and cash equivalents plus current marketable securities less interest-bearing debt; negative net cash is displayed as net debt. Period ending 2026-07-31..
- Debt / assets · latest quarter: Value (m); Formula and calculation Current and noncurrent long-term debt plus complete reported short-term borrowings (commercial paper alone when no complete total is admitted) / total assets. Period ending 2026-07-31..
Borrowing debt
Overview →Financial period ending 2026-07-31; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| Total debt · latest quarter (USD) | (m) | Current and noncurrent long-term debt plus complete reported short-term borrowings (commercial paper alone when no complete total is admitted). Period ending 2026-07-31. Calculation unavailable: missing inputs remain (m). |
| Net cash · latest quarter | (m) | Cash and cash equivalents plus current marketable securities less interest-bearing debt; negative net cash is displayed as net debt. Period ending 2026-07-31. Calculation unavailable: missing inputs remain (m). |
| Debt / assets · latest quarter | (m) | Current and noncurrent long-term debt plus complete reported short-term borrowings (commercial paper alone when no complete total is admitted) / total assets. Period ending 2026-07-31. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Borrowing debt due within one year | 0.00 USD | Long-term Debt, Current Maturities |
| Borrowing debt due after one year | 931.06M USD | Long-term Debt, Excluding Current Maturities |
| Commercial paper | (m) | |
| Cash and current securities | (m) | Cash and Cash Equivalents, at Carrying Value |
| Borrowing debt | (m) | Long-term Debt, Current Maturities · Long-term Debt, Excluding Current Maturities |
| Total assets | 3.27B USD | Assets |
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Total debt | Net cash / debt | Borrowing debt due within one year (USD) | Borrowing debt due after one year (USD) | Commercial paper (USD) | Cash and current securities (USD) | Total assets (USD) | Debt / assets |
|---|---|---|---|---|---|---|---|---|
| 2026-07-31 | (m) | (m) | $0.00 | $931.06M | (m) | (m) | $3.27B | (m) |
| 2026-04-30 | (m) | (m) | $0.00 | $942.66M | (m) | (m) | $3.31B | (m) |
| 2026-01-31 | (m) | (m) | $0.00 | $957.38M | (m) | (m) | $3.38B | (m) |
| 2025-10-31 | (m) | (m) | $0.00 | $982.11M | (m) | (m) | $3.40B | (m) |
| 2025-07-31 | (m) | (m) | $0.00 | $1.01B | (m) | (m) | $3.42B | (m) |
| 2025-04-30 | (m) | (m) | $0.00 | $1.06B | (m) | (m) | $3.42B | (m) |
| 2025-01-31 | (m) | (m) | $0.00 | $1.06B | (m) | (m) | $3.45B | (m) |
| 2024-10-31 | (m) | (m) | $0.00 | $1.08B | (m) | (m) | $3.49B | (m) |
| 2024-07-31 | (m) | (m) | $0.00 | $1.10B | (m) | (m) | $3.51B | (m) |
| 2024-04-30 | (m) | (m) | $0.00 | $925.67M | (m) | (m) | $3.25B | (m) |
| 2024-01-31 | (m) | (m) | $0.00 | $874.97M | (m) | (m) | $3.16B | (m) |
| 2023-10-31 | (m) | (m) | $0.00 | $874.27M | (m) | (m) | $3.09B | (m) |
| 2023-07-31 | (m) | (m) | $0.00 | $873.58M | (m) | (m) | $3.07B | (m) |
| 2023-04-30 | (m) | (m) | $0.00 | $872.90M | (m) | (m) | $3.04B | (m) |
| 2023-01-31 | (m) | (m) | $17.50M | $907.84M | (m) | (m) | $3.09B | (m) |
| 2022-10-31 | (m) | (m) | $15.31M | $911.41M | (m) | (m) | $3.06B | (m) |
| 2022-07-31 | (m) | (m) | $13.13M | $914.97M | (m) | (m) | $3.07B | (m) |
| 2022-04-30 | (m) | (m) | $10.94M | $918.51M | (m) | (m) | $3.07B | (m) |
| 2022-01-31 | (m) | (m) | $8.75M | $922.08M | (m) | (m) | $3.11B | (m) |
| 2021-10-31 | (m) | (m) | $6.56M | $923.50M | (m) | (m) | $3.10B | (m) |
| 2021-07-31 | (m) | (m) | $78.13M | $895.45M | (m) | (m) | $3.15B | (m) |
| 2021-04-30 | (m) | (m) | $62.50M | $909.82M | (m) | (m) | $3.16B | (m) |
| 2021-01-31 | (m) | (m) | $62.50M | $924.22M | (m) | (m) | $2.71B | (m) |
| 2020-10-31 | (m) | (m) | $62.50M | $938.56M | (m) | (m) | $2.66B | (m) |
| 2020-07-31 | (m) | (m) | $54.69M | $952.90M | (m) | (m) | $2.66B | (m) |
| 2020-04-30 | (m) | (m) | $46.88M | $1.17B | (m) | (m) | $2.56B | (m) |
| 2020-01-31 | (m) | (m) | $39.06M | $1.18B | (m) | (m) | $2.56B | (m) |
| 2019-10-31 | (m) | (m) | $31.25M | $1.20B | (m) | (m) | $2.56B | (m) |
| 2019-01-31 | (m) | (m) | $0.00 | $0.00 | (m) | (m) | $510.02M | (m) |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
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