BREAD FINANCIAL HOLDINGS, INC. Cash Flow Breakdown
Cash flow breakdown shows where BREAD FINANCIAL HOLDINGS, INC.'s cash came from and where it went: from running the business, from investing (buying or selling equipment, companies and investments) and from financing (borrowing, paying back loans, buying back shares, paying dividends). One row per year or quarter. A minus sign means cash went out. Financing is shown line by line: buybacks, dividends, debt paid back, new debt and the rest. All amounts are the filed figures for that period.
- Fiscal year ended 2025-12-31: from running the business, $2.09B came in.
- Fiscal year ended 2025-12-31: from investing, $1.37B went out.
- Fiscal year ended 2025-12-31: from financing, $807.00M went out.
- Fiscal year ended 2025-12-31: change in cash, $86.00M went out.
A minus sign means cash went out. * = worked out from the filed year-to-date figures (hover to see how); greyed = already counted inside another line.
Each year (12 month)
| Fiscal year end | Running the business | From investing | Buybacks | Dividends | Debt paid back | New debt | New shares sold | Other | Not split out | Change in cash |
|---|
| 2025-12-31 | $2.09B | -$1.37B | -$313.00M | -$40.00M | | | | -$17.00M | -$437.00M* | -$86.00M |
|---|
| 2024-12-31 | $1.86B | -$1.17B | -$55.00M | -$43.00M | | | | -$7.00M | -$487.00M* | $98.00M |
|---|
| 2023-12-31 | $1.99B | $788.00M | -$35.00M | -$42.00M | -$500.00M | | | -$2.00M | -$2.51B* | -$311.00M |
|---|
| 2022-12-31 | $1.85B | -$5.11B | -$12.00M | -$43.00M | | | | -$3.00M | $3.33B* | $4.00M |
|---|
| 2021-12-31 | $1.54B | -$1.69B | $0.00 | -$42.00M | | | $4.00M | -$4.00M | $650.00M* | $460.00M |
|---|
| 2020-12-31 | $1.88B | $1.77B | | -$61.00M | -$493.80M | | $3.00M | $4.00M | -$3.62B* | -$495.00M |
|---|
| 2019-12-31 | $1.22B | $2.86B | -$976.00M | -$127.00M | -$46.00M | | $12.00M | -$28.00M | -$2.93B* | -$10.00M |
|---|
| 2018-12-31 | $2.75B | -$1.87B | -$443.20M | -$125.20M | -$4.89B | $4.58B | $17.60M | -$31.30M | -$318.10M* | -$347.00M |
|---|
| 2017-12-31 | $2.60B | -$4.27B | -$553.70M | -$115.50M | -$7.34B | $7.70B | $18.40M | -$29.30M | $4.33B* | $2.35B |
|---|
| 2016-12-31 | $2.13B | -$4.29B | -$798.80M | -$30.00M | -$3.22B | $3.82B | $18.40M | -$18.70M* | $2.87B* | $487.10M |
|---|
| 2015-12-31 | $1.76B | -$3.36B | -$951.60M | | -$2.23B | $3.09B | $18.00M | -$13.60M* | $1.81B* | $90.80M |
|---|
| 2014-12-31 | $1.34B | -$4.74B | -$286.60M | | -$1.84B | $3.43B | $17.10M | $32.60M* | $2.16B* | $107.40M |
|---|
| 2013-12-31 | $1.00B | -$1.62B | -$231.09M | | -$1.30B | $1.99B | $14.09M | $17.25M* | $219.14M* | $76.47M |
|---|
| 2012-12-31 | $1.13B | -$2.67B | -$125.84M | | -$506.21M | $1.10B | $20.70M | $20.18M* | $1.71B* | $677.14M |
|---|
| 2011-12-31 | $1.01B | -$1.04B | -$240.88M | | -$3.01B | $3.26B | $29.41M | $11.10M* | $65.79M* | $77.10M |
|---|
| 2010-12-31 | $902.71M | -$340.78M | -$148.72M | | -$1.46B | $1.51B | $33.85M | $12.96M | -$657.97M* | -$155.82M |
|---|
| 2009-12-31 | $358.41M | -$888.02M | -$445.89M | | -$3.09B | $3.12B | $28.86M | $9.04M | $949.12M* | $56.47M |
|---|
| 2008-12-31 | $451.02M | -$512.52M | -$1.00B | | -$3.80B | $3.75B | $30.92M | $2.27M | $992.73M* | -$108.93M |
|---|
Each quarter (3 month)
| Quarter end | Running the business | From investing | Buybacks | Dividends | Debt paid back | New debt | New shares sold | Other | Not split out | Change in cash |
|---|
| 2026-06-30 | $533.00M* | -$672.00M* | -$243.00M* | -$9.00M | | | | $2.00M* | $191.00M* | |
|---|
| 2026-03-31 | $487.00M | $317.00M | -$153.00M | -$10.00M | | | | -$32.00M | -$280.00M* | $329.00M |
|---|
| 2025-12-31 | $568.00M* | -$1.50B* | -$123.00M* | -$10.00M | | | | $4.00M* | $913.00M* | |
|---|
| 2025-09-30 | $605.00M* | -$338.00M* | -$40.00M* | -$10.00M | | | | -$2.00M* | -$254.00M* | |
|---|
| 2025-06-30 | $526.00M* | -$221.00M* | -$47.00M* | -$10.00M | | | | $2.00M* | -$668.00M* | |
|---|
| 2025-03-31 | $393.00M | $691.00M | -$103.00M | -$10.00M | | | | -$21.00M | -$428.00M* | $522.00M |
|---|
| 2024-12-31 | $479.00M* | -$1.35B* | -$44.00M* | -$11.00M* | | | | $1.00M* | $1.17B* | |
|---|
| 2024-09-30 | $456.00M* | -$569.00M* | $0.00* | -$10.00M | | | | -$1.00M* | -$477.00M* | |
|---|
| 2024-06-30 | $477.00M* | $31.00M* | $0.00* | -$11.00M | | | | $2.00M* | -$235.00M* | |
|---|
| 2024-03-31 | $447.00M | $720.00M | -$11.00M | -$11.00M | | | | -$9.00M | -$944.00M* | $192.00M |
|---|
| 2023-12-31 | $617.00M* | -$1.79B* | $0.00* | -$10.00M* | | | | $1.00M* | $1.40B* | |
|---|
| 2023-09-30 | $629.00M* | -$281.00M* | -$35.00M* | -$11.00M | | | | $0.00* | -$258.00M* | |
|---|
| 2023-06-30 | $343.00M* | -$281.00M* | $0.00* | -$11.00M | | | | $6.00M* | -$338.00M* | |
|---|
| 2023-03-31 | $398.00M | $3.14B | $0.00 | -$11.00M | | | | -$9.00M | -$3.81B* | -$295.00M |
|---|
| 2022-12-31 | $497.00M* | -$3.62B* | $0.00* | -$11.00M* | | | | $1.00M* | $3.46B* | |
|---|
| 2022-09-30 | $608.00M* | -$591.00M* | $0.00* | -$10.00M | | | | $11.00M* | -$107.00M* | |
|---|
| 2022-06-30 | $246.00M* | -$1.21B* | $0.00* | | | | | $4.00M* | $1.02B* | |
|---|
| 2022-03-31 | $497.00M | $310.00M | -$12.00M | -$10.00M | | | | -$19.00M | -$1.05B* | -$289.00M |
|---|
| 2021-12-31 | $335.00M* | -$2.07B* | | -$11.00M* | | | | -$2.00M* | $1.78B* | |
|---|
| 2021-09-30 | $475.00M* | -$154.00M* | | -$10.00M* | | | | -$1.00M* | $219.00M* | |
|---|
| 2021-06-30 | $216.00M* | -$474.00M* | | -$10.00M* | | | | $2.00M* | $384.00M* | |
|---|
| 2021-03-31 | $517.00M | $1.01B | | -$11.00M | | | | -$3.00M | -$1.73B* | -$216.00M |
|---|
| 2020-12-31 | $394.40M* | -$1.59B* | | -$10.50M* | | | | $100.00K* | $907.70M* | |
|---|
| 2020-09-30 | $421.10M* | $24.80M* | | -$10.10M* | | | | $5.00M* | -$2.15B* | |
|---|
| 2020-06-30 | $495.00M* | $1.59B* | | -$10.10M* | | | | $1.60M* | -$1.40B* | |
|---|
| 2020-03-31 | $572.50M | $1.75B | | -$30.30M | | | | -$2.70M | -$1.47B* | $807.80M |
|---|
| 2019-12-31 | -$312.20M* | -$789.50M* | -$100.00K* | -$29.60M* | $100.00K* | | | -$11.90M* | $45.60M* | |
|---|
| 2019-09-30 | $440.50M* | $4.16B* | -$753.10M* | -$30.40M* | | | | -$6.70M* | -$2.91B* | |
|---|
| 2019-06-30 | $478.90M* | -$1.23B* | $0.00* | -$33.10M* | | | | $7.80M* | $1.11B* | |
|---|
| 2019-03-31 | $610.80M | $717.50M | -$222.80M | -$33.90M | | | | -$17.20M | -$1.21B* | -$151.70M |
|---|
| 2018-12-31 | $729.50M* | -$1.01B* | -$246.20M* | | -$1.43B* | $1.37B* | | -$13.20M* | $606.50M* | |
|---|
| 2018-09-30 | $703.60M* | -$624.50M* | -$102.50M* | -$31.20M* | -$787.50M* | $808.20M* | | -$2.30M* | $478.30M* | |
|---|
| 2018-06-30 | $671.90M* | -$629.10M* | | -$31.60M* | -$1.97B* | $1.71B* | | $7.90M* | -$373.60M* | |
|---|
| 2018-03-31 | $649.90M | $392.90M | | -$31.70M | -$706.50M | $685.00M | | -$23.70M | -$1.14B* | -$172.70M |
|---|
| 2017-12-31 | $840.30M* | -$2.66B* | $0.00* | | -$1.44B* | $1.26B* | | -$12.80M* | $2.48B* | $864.00M* |
|---|
| 2017-09-30 | $736.20M* | -$1.05B* | -$53.80M* | | -$800.00M* | $582.70M* | | -$1.40M* | $1.92B* | $1.38B* |
|---|
| 2017-06-30 | $550.50M* | -$902.40M* | -$84.90M* | | -$4.00B* | $4.09B* | | $7.00M* | $825.10M* | $79.10M* |
|---|
| 2017-03-31 | $472.10M | $341.40M | -$415.00M | -$29.00M | -$1.10B | $1.76B | | -$22.10M | -$961.10M* | $53.00M |
|---|
| 2016-12-31 | $772.40M* | -$2.14B* | -$106.00M* | | -$917.80M* | $737.20M* | | -$9.70M* | $1.81B* | $358.70M* |
|---|
| 2016-09-30 | $599.90M* | -$982.80M* | -$170.20M* | | -$538.80M* | $636.60M* | | -$1.80M* | $642.50M* | $184.00M* |
|---|
| 2016-06-30 | $451.00M* | -$421.10M* | -$113.80M* | | -$539.00M* | $737.00M* | | $13.00M* | $219.40M* | $346.50M* |
|---|
| 2016-03-31 | $280.10M | -$747.70M | -$408.80M | | -$1.23B | $1.71B | | -$24.30M | $211.10M* | -$198.00M |
|---|
| 2015-12-31 | $674.60M* | -$2.26B* | -$94.70M* | | -$699.40M* | $661.00M* | $9.22M* | -$68.35M* | $1.97B* | $190.70M* |
|---|
| 2015-09-30 | $467.40M* | -$763.70M* | -$180.20M* | | -$426.60M* | $675.30M* | $77.00K* | $4.60M* | $382.72M* | $155.00M* |
|---|
| 2015-06-30 | $389.10M* | -$676.60M* | -$134.10M* | | -$767.90M* | $749.40M* | $7.29M* | $18.74M* | $475.16M* | $61.90M* |
|---|
| 2015-03-31 | $174.70M | $337.30M | -$542.60M | | -$334.40M | $1.00B | | $16.40M | -$952.80M* | -$316.80M |
|---|
| 2014-12-31 | $376.22M* | -$2.87B* | -$69.11M* | | -$254.40M* | $1.51B* | $6.66M* | $2.19M* | $1.76B* | $442.40M* |
|---|
| 2014-09-30 | $380.18M* | -$1.21B* | -$15.73M* | | -$791.99M* | $798.36M* | $2.24M* | $4.95M* | $839.98M* | $3.66M* |
|---|
| 2014-06-30 | $254.69M* | -$651.79M* | -$157.15M* | | -$303.93M* | $625.01M* | $3.60M* | $670.00K* | $151.14M* | |
|---|
| 2014-03-31 | $333.11M | -$350.00K | -$44.60M | | -$484.87M | $496.82M | $4.60M | $24.80M* | -$589.12M* | |
|---|
| 2013-12-31 | $204.65M* | -$1.25B* | $0.00* | | -$128.81M* | $238.00M* | $5.55M* | $4.77M* | $1.11B* | |
|---|
| 2013-09-30 | $268.37M* | -$42.61M* | -$23.11M* | | -$1.16B* | | $3.00M* | $2.39M* | $983.18M* | |
|---|
| 2013-06-30 | $251.46M* | -$73.84M* | -$156.26M* | | -$5.39M* | | $3.44M* | $502.00K* | -$29.31M* | |
|---|
| 2013-03-31 | $279.00M | -$257.89M | -$51.71M | | -$6.09M | | $2.09M | $9.59M* | -$101.17M* | |
|---|
| 2012-12-31 | $272.13M* | -$1.48B* | -$60.48M* | | -$5.79M* | $395.65M* | $5.58M* | $4.96M* | $999.27M* | $127.03M* |
|---|
| 2012-09-30 | $444.62M* | -$575.58M* | -$6.33M* | | -$5.74M* | $0.00* | $3.71M* | $1.67M* | $254.74M* | $124.12M* |
|---|
| 2012-06-30 | $177.81M* | -$747.82M* | -$56.51M* | | -$20.74M* | $0.00* | $4.48M* | $1.85M* | $885.59M* | $243.16M* |
|---|
| 2012-03-31 | $239.62M | $134.84M | -$2.52M | | -$473.95M | $699.50M | $6.93M | $11.71M | -$434.57M* | $182.83M |
|---|
| 2011-12-31 | $248.85M* | -$298.90M* | -$54.56M* | | -$487.95M* | $398.00M* | $6.47M* | $2.92M* | $160.10M* | -$23.36M* |
|---|
| 2011-09-30 | $354.63M* | -$464.50M* | -$69.66M* | | -$647.95M* | $522.00M* | $2.41M* | $513.00K* | $314.80M* | $6.75M* |
|---|
| 2011-06-30 | $197.48M* | -$535.97M* | -$55.23M* | | -$1.80B* | $2.13B* | $8.02M* | $2.12M* | -$20.16M* | -$67.54M* |
|---|
| 2011-03-31 | $210.39M | $258.66M | -$61.44M | | -$77.32M | $202.00M | $12.51M | $9.47M | -$392.87M* | $161.25M |
|---|
| 2010-12-31 | $209.21M* | -$504.94M* | -$71.97M* | | -$373.26M* | $302.00M* | $2.01M* | $246.00K* | $184.64M* | -$252.11M* |
|---|
| 2010-09-30 | $247.01M* | -$20.76M* | -$62.22M* | | -$545.20M* | $650.00M* | $2.22M* | $1.30M* | -$131.13M* | $140.89M* |
|---|
| 2010-06-30 | $239.94M* | -$258.21M* | $0.00* | | -$256.19M* | $209.00M* | $22.99M* | $7.65M* | $65.43M* | $29.77M* |
|---|
| 2010-03-31 | $206.55M | $443.12M | -$14.52M | | -$288.15M | $346.00M | $6.64M | $3.76M | -$776.91M* | -$74.37M |
|---|
| 2009-12-31 | $52.29M* | -$509.10M* | -$28.12M* | | -$767.01M* | $728.00M* | $5.08M* | $1.61M* | $275.83M* | -$236.24M* |
|---|
| 2009-09-30 | $93.04M* | -$129.49M* | -$103.72M* | | -$378.06M* | $446.00M* | $18.87M* | $6.82M* | $372.94M* | $331.20M* |
|---|