BREAD FINANCIAL HOLDINGS, INC. (BFH) Scorecard
- 2026-Q2: Total return Win; Revenue growth Lose; EPS growth Win.
- 2026-Q1: Total return Win; Revenue growth Lose; EPS growth Win.
- 2025-Q4: Total return Win; Revenue growth Lose; EPS growth Win.
- 2025-Q3: Total return Lose; Revenue growth Lose; EPS growth Win.
45/120
All 120 Win/Lose results shown below
Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0.
Trailing 1 year (4 quarters): 7 wins, 5 lossesLast fetched: 4 Sept 2026
Complete point ledger
Each cell identifies the missing side explicitly.
| Quarter | Total return | Revenue growth | EPS growth |
|---|---|---|---|
| 2026-Q22/3 |
WinBFH / S&P 45.06% / 15.20% |
LoseBFH / S&P BFH unavailable / 15.00% |
WinBFH / S&P 119.02% / 50.40% |
| 2026-Q12/3 |
WinBFH / S&P 1.46% / -4.33% |
LoseBFH / S&P BFH unavailable / 11.30% |
WinBFH / S&P 119.07% / 27.70% |
| 2025-Q42/3 |
WinBFH / S&P 33.22% / 2.65% |
LoseBFH / S&P BFH unavailable / 9.00% |
WinBFH / S&P 97.47% / 13.40% |
| 2025-Q31/3 |
LoseBFH / S&P -2.01% / 8.12% |
LoseBFH / S&P BFH unavailable / 4.61% |
WinBFH / S&P 55.31% / 13.45% |
| 2025-Q21/3 |
WinBFH / S&P 14.53% / 10.94% |
LoseBFH / S&P BFH unavailable / 4.83% |
LoseBFH / S&P -39.15% / 10.63% |
| 2025-Q10/3 |
LoseBFH / S&P -17.70% / -4.27% |
LoseBFH / S&P BFH unavailable / 4.98% |
LoseBFH / S&P -29.61% / 10.57% |
| 2024-Q41/3 |
WinBFH / S&P 28.78% / 2.41% |
LoseBFH / S&P BFH unavailable / 5.25% |
LoseBFH / S&P -61.46% / 6.15% |
| 2024-Q31/3 |
WinBFH / S&P 7.25% / 5.89% |
LoseBFH / S&P BFH unavailable / 5.89% |
LoseBFH / S&P -41.36% / 6.11% |
| 2024-Q21/3 |
WinBFH / S&P 20.29% / 4.28% |
LoseBFH / S&P BFH unavailable / 5.38% |
LoseBFH / S&P -3.49% / 5.12% |
| 2024-Q11/3 |
WinBFH / S&P 13.74% / 10.56% |
LoseBFH / S&P BFH unavailable / 5.71% |
LoseBFH / S&P -14.58% / 5.59% |
| 2023-Q41/3 |
LoseBFH / S&P -2.94% / 11.69% |
LoseBFH / S&P BFH unavailable / 6.81% |
WinBFH / S&P 222.47% / 7.78% |
| 2023-Q32/3 |
WinBFH / S&P 9.52% / -3.27% |
LoseBFH / S&P BFH unavailable / 7.52% |
WinBFH / S&P 43.85% / -5.03% |
| 2023-Q21/3 |
LoseBFH / S&P 4.37% / 8.74% |
LoseBFH / S&P BFH unavailable / 9.50% |
WinBFH / S&P 8.32% / -8.57% |
| 2023-Q10/3 |
LoseBFH / S&P -19.08% / 7.50% |
LoseBFH / S&P BFH unavailable / 10.77% |
LoseBFH / S&P -35.57% / -15.69% |
| 2022-Q41/3 |
WinBFH / S&P 20.43% / 7.56% |
LoseBFH / S&P BFH unavailable / 11.88% |
LoseBFH / S&P -72.22% / -17.99% |
| 2022-Q30/3 |
LoseBFH / S&P -14.73% / -4.88% |
LoseBFH / S&P BFH unavailable / 13.47% |
LoseBFH / S&P -52.99% / -1.41% |
| 2022-Q20/3 |
LoseBFH / S&P -33.71% / -16.10% |
LoseBFH / S&P BFH unavailable / 13.71% |
LoseBFH / S&P -34.93% / 11.04% |
| 2022-Q11/3 |
LoseBFH / S&P -15.41% / -4.60% |
LoseBFH / S&P BFH unavailable / 15.97% |
WinBFH / S&P 51.31% / 42.23% |
| 2021-Q41/3 |
LoseBFH / S&P -17.09% / 11.03% |
LoseBFH / S&P BFH unavailable / 15.00% |
WinBFH / S&P 259.19% / 96.40% |
| 2021-Q31/3 |
LoseBFH / S&P -2.95% / 0.58% |
LoseBFH / S&P -24.29% / 10.77% |
WinBFH / S&P 155.79% / 69.42% |
| 2021-Q21/3 |
LoseBFH / S&P -6.88% / 8.55% |
LoseBFH / S&P -26.82% / 6.58% |
WinBFH / S&P 994.62% / 51.81% |
| 2021-Q12/3 |
WinBFH / S&P 51.64% / 6.17% |
LoseBFH / S&P -32.65% / -1.06% |
WinBFH / S&P 205.75% / 7.39% |
| 2020-Q42/3 |
WinBFH / S&P 77.09% / 12.15% |
LoseBFH / S&P -31.29% / -3.72% |
WinBFH / S&P -15.85% / -33.42% |
| 2020-Q30/3 |
LoseBFH / S&P -6.55% / 8.93% |
LoseBFH / S&P -23.71% / -2.04% |
LoseBFH / S&P -27.25% / -27.10% |
| 2020-Q21/3 |
WinBFH / S&P 34.79% / 20.54% |
LoseBFH / S&P -18.56% / -0.46% |
LoseBFH / S&P -91.91% / -27.11% |
| 2020-Q10/3 |
LoseBFH / S&P -69.83% / -19.60% |
LoseBFH / S&P -10.66% / 3.47% |
LoseBFH / S&P -81.97% / -14.75% |
| 2019-Q40/3 |
LoseBFH / S&P -11.92% / 9.07% |
LoseBFH / S&P -12.48% / 5.36% |
LoseBFH / S&P -69.73% / 2.99% |
| 2019-Q31/3 |
LoseBFH / S&P -8.09% / 1.70% |
WinBFH / S&P 56.52% / 5.02% |
LoseBFH / S&P -50.12% / 0.21% |
| 2019-Q20/3 |
LoseBFH / S&P -19.58% / 4.30% |
LoseBFH / S&P -60.32% / 6.64% |
LoseBFH / S&P 0.75% / 8.65% |
| 2019-Q12/3 |
WinBFH / S&P 17.01% / 13.65% |
LoseBFH / S&P -75.89% / 8.12% |
WinBFH / S&P 19.81% / 14.29% |
| 2018-Q41/3 |
LoseBFH / S&P -36.27% / -13.52% |
LoseBFH / S&P -82.46% / 9.05% |
WinBFH / S&P 24.01% / 18.23% |
| 2018-Q31/3 |
LoseBFH / S&P 1.52% / 7.71% |
LoseBFH / S&P -92.56% / 10.21% |
WinBFH / S&P 80.99% / 19.06% |
| 2018-Q22/3 |
WinBFH / S&P 9.86% / 3.43% |
LoseBFH / S&P -69.75% / 9.03% |
WinBFH / S&P 80.84% / 14.46% |
| 2018-Q11/3 |
LoseBFH / S&P -15.83% / -0.76% |
LoseBFH / S&P -48.00% / 7.68% |
WinBFH / S&P 90.91% / 12.46% |
| 2017-Q42/3 |
WinBFH / S&P 14.68% / 6.64% |
LoseBFH / S&P -23.30% / 7.03% |
WinBFH / S&P 91.85% / 13.82% |
| 2017-Q30/3 |
LoseBFH / S&P -13.50% / 4.48% |
LoseBFH / S&P 5.40% / 5.68% |
LoseBFH / S&P -0.11% / 17.57% |
| 2017-Q22/3 |
WinBFH / S&P 3.30% / 3.09% |
WinBFH / S&P 9.63% / 4.83% |
LoseBFH / S&P 10.11% / 17.74% |
| 2017-Q12/3 |
WinBFH / S&P 9.22% / 6.07% |
WinBFH / S&P 12.69% / 3.67% |
LoseBFH / S&P -14.53% / 13.32% |
| 2016-Q42/3 |
WinBFH / S&P 6.78% / 3.82% |
WinBFH / S&P 10.85% / 2.09% |
LoseBFH / S&P -16.84% / 7.05% |
| 2016-Q33/3 |
WinBFH / S&P 9.50% / 3.85% |
WinBFH / S&P 14.29% / 0.20% |
WinBFH / S&P 28.11% / -3.15% |
Dividend-reinvested, split-adjusted total return
1Y · 2025-08-29 to 2026-08-27
| Metric | BFH total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 64.71% | 20.78% |
| Annualized return | 64.71% | 20.78% |
5Y · 2021-09-01 to 2026-08-27
| Metric | BFH total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 54.99% | 83.14% |
| Annualized return | 9.16% | 12.86% |
10Y · 2016-09-01 to 2026-08-27
| Metric | BFH total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | -25.02% | 319.30% |
| Annualized return | -2.84% | 15.41% |
Calculation rules
- window
- Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
- return Basis
- Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
- point Rule
- Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
- frequency
- Quarter endpoints only.
- fundamentals
- Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
- non Scoring
Snapshot captured 2026-09-04.
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