UNITED BANKSHARES INC/WV (UBSI) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2025-12-31..
- Stock-based compensation / revenue · 12 months: Value (m); Formula and calculation Share-based compensation / revenue. Period ending 2025-12-31..
- Interest coverage · 12 months: Value (m); Formula and calculation Operating income ÷ reported interest expense..
Spending and interest coverage
Overview →Financial period ending 2025-12-31; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2025-12-31. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | (m) | Share-based compensation / revenue. Period ending 2025-12-31. Calculation unavailable: missing inputs remain (m). |
| Interest coverage · 12 months | (m) | Operating income ÷ reported interest expense. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | (m) | |
| Stock-based compensation | 13.09M USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | (m) | |
| Interest expense · reported / estimated | 583.69M USD | Interest Expense · Estimated expense assumptions |
Latest interest expense basis: Reported. Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2025-12-31 | (m) | (m) | $13.09M | (m) | $583.69M | (m) | (m) | (m) | Reported |
| 2025-09-30 | (m) | (m) | (m) | (m) | $584.52M | (m) | (m) | (m) | Reported |
| 2025-06-30 | (m) | (m) | (m) | (m) | $586.14M | (m) | (m) | (m) | Reported |
| 2025-03-31 | (m) | (m) | (m) | (m) | $587.95M | (m) | (m) | (m) | Reported |
| 2024-12-31 | (m) | (m) | $12.13M | (m) | $591.05M | (m) | (m) | (m) | Reported |
| 2024-09-30 | (m) | (m) | (m) | (m) | $587.11M | (m) | (m) | (m) | Reported |
| 2024-06-30 | (m) | (m) | (m) | (m) | $563.10M | (m) | (m) | (m) | Reported |
| 2024-03-31 | (m) | (m) | (m) | (m) | $533.10M | (m) | (m) | (m) | Reported |
| 2023-12-31 | (m) | (m) | $12.46M | (m) | $481.40M | (m) | (m) | (m) | Reported |
| 2023-09-30 | (m) | (m) | (m) | (m) | $400.25M | (m) | (m) | (m) | Reported |
| 2023-06-30 | (m) | (m) | (m) | (m) | $294.85M | (m) | (m) | (m) | Reported |
| 2023-03-31 | (m) | (m) | (m) | (m) | $189.25M | (m) | (m) | (m) | Reported |
| 2022-12-31 | (m) | $311.96M | $9.88M | (m) | $105.56M | (m) | 3.17% | (m) | Reported |
| 2022-09-30 | (m) | (m) | (m) | (m) | $58.74M | (m) | (m) | (m) | Reported |
| 2022-06-30 | (m) | (m) | (m) | (m) | $48.18M | (m) | (m) | (m) | Reported |
| 2022-03-31 | (m) | (m) | (m) | (m) | $48.98M | (m) | (m) | (m) | Reported |
| 2021-12-31 | (m) | $330.96M | $8.02M | (m) | $52.38M | (m) | 2.42% | (m) | Reported |
| 2021-09-30 | (m) | (m) | (m) | (m) | $57.79M | (m) | (m) | (m) | Reported |
| 2021-06-30 | (m) | (m) | (m) | (m) | $69.90M | (m) | (m) | (m) | Reported |
| 2021-03-31 | (m) | (m) | (m) | (m) | $84.34M | (m) | (m) | (m) | Reported |
| 2020-12-31 | (m) | $263.25M | $5.98M | (m) | $108.61M | (m) | 2.27% | (m) | Reported |
| 2020-09-30 | (m) | (m) | (m) | (m) | $134.27M | (m) | (m) | (m) | Reported |
| 2020-06-30 | (m) | (m) | (m) | (m) | $158.10M | (m) | (m) | (m) | Reported |
| 2020-03-31 | (m) | (m) | (m) | (m) | $178.68M | (m) | (m) | (m) | Reported |
| 2019-12-31 | (m) | (m) | $4.91M | (m) | $184.64M | (m) | (m) | (m) | Reported |
| 2019-09-30 | (m) | (m) | (m) | (m) | $182.85M | (m) | (m) | (m) | Reported |
| 2019-06-30 | (m) | (m) | (m) | (m) | $170.67M | (m) | (m) | (m) | Reported |
| 2019-03-31 | (m) | (m) | (m) | (m) | $150.86M | (m) | (m) | (m) | Reported |
| 2018-12-31 | (m) | (m) | $4.07M | (m) | $129.07M | (m) | (m) | (m) | Reported |
| 2018-09-30 | (m) | (m) | (m) | (m) | $109.94M | (m) | (m) | (m) | Reported |
| 2018-06-30 | (m) | (m) | (m) | (m) | $94.99M | (m) | (m) | (m) | Reported |
| 2018-03-31 | (m) | (m) | (m) | (m) | $84.81M | (m) | (m) | (m) | Reported |
| 2017-12-31 | (m) | (m) | $3.56M | (m) | $74.81M | (m) | (m) | (m) | Reported |
| 2017-09-30 | (m) | (m) | (m) | (m) | $65.52M | (m) | (m) | (m) | Reported |
| 2017-06-30 | (m) | (m) | (m) | (m) | $56.28M | (m) | (m) | (m) | Reported |
| 2017-03-31 | (m) | (m) | (m) | (m) | $47.94M | (m) | (m) | (m) | Reported |
| 2016-12-31 | (m) | (m) | $2.82M | (m) | $45.01M | (m) | (m) | (m) | Reported |
| 2016-09-30 | (m) | (m) | (m) | (m) | $42.73M | (m) | (m) | (m) | Reported |
| 2016-06-30 | (m) | (m) | (m) | (m) | $40.65M | (m) | (m) | (m) | Reported |
| 2016-03-31 | (m) | (m) | (m) | (m) | $39.92M | (m) | (m) | (m) | Reported |
| 2015-12-31 | (m) | (m) | $2.48M | (m) | $39.51M | (m) | (m) | (m) | Reported |
| 2015-09-30 | (m) | (m) | (m) | (m) | $40.59M | (m) | (m) | (m) | Reported |
| 2015-06-30 | (m) | (m) | (m) | (m) | $41.53M | (m) | (m) | (m) | Reported |
| 2015-03-31 | (m) | (m) | (m) | (m) | $42.77M | (m) | (m) | (m) | Reported |
| 2014-12-31 | (m) | (m) | $2.19M | (m) | $42.83M | (m) | (m) | (m) | Reported |
| 2014-09-30 | (m) | (m) | (m) | (m) | $40.12M | (m) | (m) | (m) | Reported |
| 2014-06-30 | (m) | (m) | (m) | (m) | $38.26M | (m) | (m) | (m) | Reported |
| 2014-03-31 | (m) | (m) | (m) | (m) | $36.67M | (m) | (m) | (m) | Reported |
| 2013-12-31 | (m) | (m) | $1.79M | (m) | $36.31M | (m) | (m) | (m) | Reported |
| 2013-09-30 | (m) | (m) | (m) | (m) | $37.86M | (m) | (m) | (m) | Reported |
| 2013-06-30 | (m) | (m) | (m) | (m) | $40.10M | (m) | (m) | (m) | Reported |
| 2013-03-31 | (m) | (m) | (m) | (m) | $42.87M | (m) | (m) | (m) | Reported |
| 2012-12-31 | (m) | (m) | $1.91M | (m) | $46.19M | (m) | (m) | (m) | Reported |
| 2012-09-30 | (m) | (m) | (m) | (m) | $49.73M | (m) | (m) | (m) | Reported |
| 2012-06-30 | (m) | (m) | (m) | (m) | $52.36M | (m) | (m) | (m) | Reported |
| 2012-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-12-31 | (m) | (m) | $1.13M | (m) | $55.79M | (m) | (m) | (m) | Reported |
| 2011-09-30 | (m) | (m) | (m) | (m) | $60.90M | (m) | (m) | (m) | Reported |
| 2011-06-30 | (m) | (m) | (m) | (m) | $67.86M | (m) | (m) | (m) | Reported |
| 2011-03-31 | (m) | (m) | (m) | (m) | $76.07M | (m) | (m) | (m) | Reported |
| 2010-12-31 | (m) | (m) | $1.05M | (m) | $85.20M | (m) | (m) | (m) | Reported |
| 2010-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2009-12-31 | (m) | (m) | $484.00K | (m) | $120.37M | (m) | (m) | (m) | Reported |
| 2009-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2009-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2008-12-31 | (m) | (m) | $547.00K | (m) | $177.12M | (m) | (m) | (m) | Reported |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
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