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UNITED BANKSHARES INC/WV (UBSI) Debt / Equity

UNITED BANKSHARES INC/WV Debt/Equity Ratio

The debt/equity ratio shows how much a company has borrowed for every dollar its shareholders have put in. It is long-term debt, both the part due within a year and the rest, divided by shareholder equity, shown as a multiple with both amounts in the table. A higher ratio means the company relies more on borrowed money than on shareholder capital. Because equity shrinks through buybacks or losses, the ratio can rise even when debt is unchanged, and it has no meaning when equity is negative. Quarterly points use quarter-end balances; annual points use fiscal-year-end balances.

  • UNITED BANKSHARES INC/WV debt/equity ratio for the quarter ending 2025-12-31 was 0.13, a 7.39% decline year-over-year.
  • UNITED BANKSHARES INC/WV debt/equity ratio for the quarter ending 2025-09-30 was 0.08, a 13.57% decline year-over-year.
  • UNITED BANKSHARES INC/WV debt/equity ratio for the quarter ending 2025-06-30 was 0.08, a 73.70% decline year-over-year.
  • UNITED BANKSHARES INC/WV debt/equity ratio for the quarter ending 2025-03-31 was 0.08, a 76.90% decline year-over-year.
  • UNITED BANKSHARES INC/WV debt/equity ratio for fiscal 2025 was 0.13, a 7.39% decline from fiscal 2024.
  • UNITED BANKSHARES INC/WV debt/equity ratio for fiscal 2024 was 0.14, a 65.51% decline from fiscal 2023.
  • UNITED BANKSHARES INC/WV debt/equity ratio for fiscal 2023 was 0.42, a 20.32% decline from fiscal 2022.
  • UNITED BANKSHARES INC/WV debt/equity ratio for fiscal 2022 was 0.52, a 160.41% increase from fiscal 2021.
Available history
2011-12-31 to 2025-12-31
Data captured

Historical Debt/Equity Ratio

DateDebt/Equity RatioLong-term debtShareholder equity
2025-12-310.13$730.39M$5.5B
2025-09-300.08$419.01M$5.45B
2025-06-300.08$410.8M$5.36B
2025-03-310.08$426.02M$5.31B
2024-12-310.14$716.51M$4.99B
2024-09-300.09$442.24M$4.97B
2024-06-300.29$1.41B$4.86B
2024-03-310.35$1.67B$4.81B
2023-12-310.42$1.99B$4.77B
2023-09-300.28$1.3B$4.65B
2023-06-300.45$2.09B$4.64B
2023-03-310.58$2.68B$4.61B
2022-12-310.52$2.36B$4.52B
2022-06-300.14$639.16M$4.49B
2022-03-310.15$667.99M$4.6B
2021-12-310.2$946.24M$4.72B
2020-12-310.23$1.01B$4.3B
2019-12-310.58$1.96B$3.36B
2018-12-310.52$1.68B$3.25B
2017-12-310.51$1.64B$3.24B
2016-12-310.62$1.38B$2.24B
2015-12-310.78$1.33B$1.71B
2014-12-310.93$1.54B$1.66B
2013-12-310.76$791.45M$1.04B
2012-12-310.5$499.89M$992.25M
2011-12-310.62$600.13M$968.84M

Annual Debt/Equity Ratio

DateDebt/Equity RatioLong-term debtShareholder equity
2025-12-310.13$730.39M$5.5B
2024-12-310.14$716.51M$4.99B
2023-12-310.42$1.99B$4.77B
2022-12-310.52$2.36B$4.52B
2021-12-310.2$946.24M$4.72B
2020-12-310.23$1.01B$4.3B
2019-12-310.58$1.96B$3.36B
2018-12-310.52$1.68B$3.25B
2017-12-310.51$1.64B$3.24B
2016-12-310.62$1.38B$2.24B
2015-12-310.78$1.33B$1.71B
2014-12-310.93$1.54B$1.66B
2013-12-310.76$791.45M$1.04B
2012-12-310.5$499.89M$992.25M
2011-12-310.62$600.13M$968.84M

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