PEOPLES BANCORP OF NORTH CAROLINA, INC. (PEBK) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value (m); Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Operating income ÷ reported interest expense..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | (m) | Share-based compensation / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Interest coverage · 12 months | (m) | Operating income ÷ reported interest expense. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | (m) | |
| Stock-based compensation | (m) | Share-based Payment Arrangement, Noncash Expense |
| Operating income | (m) | |
| Interest expense · reported / estimated | 23.78M USD | Interest Expense · Estimated expense assumptions |
Latest interest expense basis: Reported. Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | (m) | (m) | (m) | (m) | $23.78M | (m) | (m) | (m) | Reported |
| 2026-03-31 | (m) | (m) | (m) | (m) | $24.35M | (m) | (m) | (m) | Reported |
| 2025-12-31 | (m) | (m) | (m) | (m) | $24.60M | (m) | (m) | (m) | Reported |
| 2025-09-30 | (m) | (m) | (m) | (m) | $25.01M | (m) | (m) | (m) | Reported |
| 2025-06-30 | (m) | (m) | (m) | (m) | $25.64M | (m) | (m) | (m) | Reported |
| 2025-03-31 | (m) | (m) | (m) | (m) | $26.17M | (m) | (m) | (m) | Reported |
| 2024-12-31 | (m) | (m) | (m) | (m) | $26.65M | (m) | (m) | (m) | Reported |
| 2024-09-30 | (m) | (m) | (m) | (m) | $25.96M | (m) | (m) | (m) | Reported |
| 2024-06-30 | (m) | (m) | (m) | (m) | $24.01M | (m) | (m) | (m) | Reported |
| 2024-03-31 | (m) | (m) | (m) | (m) | $21.19M | (m) | (m) | (m) | Reported |
| 2023-12-31 | (m) | (m) | (m) | (m) | $17.14M | (m) | (m) | (m) | Reported |
| 2023-09-30 | (m) | (m) | (m) | (m) | $12.46M | (m) | (m) | (m) | Reported |
| 2023-06-30 | (m) | (m) | (m) | (m) | $8.31M | (m) | (m) | (m) | Reported |
| 2023-03-31 | (m) | (m) | (m) | (m) | $5.12M | (m) | (m) | (m) | Reported |
| 2022-12-31 | (m) | (m) | (m) | (m) | $3.32M | (m) | (m) | (m) | Reported |
| 2022-09-30 | (m) | (m) | (m) | (m) | $2.81M | (m) | (m) | (m) | Reported |
| 2022-06-30 | (m) | (m) | (m) | (m) | $2.85M | (m) | (m) | (m) | Reported |
| 2022-03-31 | (m) | (m) | (m) | (m) | $3.05M | (m) | (m) | (m) | Reported |
| 2021-12-31 | (m) | (m) | $181.00K | (m) | $3.21M | (m) | (m) | (m) | Reported |
| 2021-09-30 | (m) | (m) | (m) | (m) | $3.46M | (m) | (m) | (m) | Reported |
| 2021-06-30 | (m) | (m) | (m) | (m) | $3.54M | (m) | (m) | (m) | Reported |
| 2021-03-31 | (m) | (m) | (m) | (m) | $3.61M | (m) | (m) | (m) | Reported |
| 2020-12-31 | (m) | (m) | $27.00K | (m) | $3.84M | (m) | (m) | (m) | Reported |
| 2020-09-30 | (m) | (m) | (m) | (m) | $4.12M | (m) | (m) | (m) | Reported |
| 2020-06-30 | (m) | (m) | (m) | (m) | $4.17M | (m) | (m) | (m) | Reported |
| 2020-03-31 | (m) | (m) | $237.00K | (m) | $4.04M | (m) | (m) | (m) | Reported |
| 2019-12-31 | (m) | (m) | $270.00K | (m) | $3.76M | (m) | (m) | (m) | Reported |
| 2019-09-30 | (m) | (m) | $70.08M | (m) | $3.14M | (m) | (m) | (m) | Reported |
| 2019-06-30 | (m) | (m) | $116.00K | (m) | $2.70M | (m) | (m) | (m) | Reported |
| 2019-03-31 | (m) | (m) | $138.00K | (m) | $2.44M | (m) | (m) | (m) | Reported |
| 2018-12-31 | (m) | (m) | $85.00K | (m) | $2.15M | (m) | (m) | (m) | Reported |
| 2018-09-30 | (m) | (m) | $252.00K | (m) | $2.04M | (m) | (m) | (m) | Reported |
| 2018-06-30 | (m) | (m) | $260.00K | (m) | $2.14M | (m) | (m) | (m) | Reported |
| 2018-03-31 | (m) | (m) | $219.00K | (m) | $2.25M | (m) | (m) | (m) | Reported |
| 2017-12-31 | (m) | (m) | $592.00K | (m) | $2.38M | (m) | (m) | (m) | Reported |
| 2017-09-30 | (m) | (m) | $1.02M | (m) | $2.69M | (m) | (m) | (m) | Reported |
| 2017-06-30 | (m) | (m) | $1.15M | (m) | $2.87M | (m) | (m) | (m) | Reported |
| 2017-03-31 | (m) | (m) | $1.29M | (m) | $3.06M | (m) | (m) | (m) | Reported |
| 2016-12-31 | (m) | (m) | $932.00K | (m) | $3.27M | (m) | (m) | (m) | Reported |
| 2016-09-30 | (m) | (m) | $681.00K | (m) | $3.30M | (m) | (m) | (m) | Reported |
| 2016-06-30 | (m) | (m) | $521.00K | (m) | $3.35M | (m) | (m) | (m) | Reported |
| 2016-03-31 | (m) | (m) | $440.00K | (m) | $3.41M | (m) | (m) | (m) | Reported |
| 2015-12-31 | (m) | (m) | $487.00K | (m) | $3.48M | (m) | (m) | (m) | Reported |
| 2015-09-30 | (m) | (m) | $399.00K | (m) | $3.65M | (m) | (m) | (m) | Reported |
| 2015-06-30 | (m) | (m) | $440.00K | (m) | $3.85M | (m) | (m) | (m) | Reported |
| 2015-03-31 | (m) | (m) | $424.00K | (m) | $4.06M | (m) | (m) | (m) | Reported |
| 2014-12-31 | (m) | (m) | $389.00K | (m) | $4.29M | (m) | (m) | (m) | Reported |
| 2014-09-30 | (m) | (m) | (m) | (m) | $4.51M | (m) | (m) | (m) | Reported |
| 2014-06-30 | (m) | (m) | (m) | (m) | $4.71M | (m) | (m) | (m) | Reported |
| 2014-03-31 | (m) | (m) | (m) | (m) | $5.00M | (m) | (m) | (m) | Reported |
| 2013-12-31 | (m) | (m) | $173.00K | (m) | $5.35M | (m) | (m) | (m) | Reported |
| 2013-09-30 | (m) | (m) | (m) | (m) | $5.77M | (m) | (m) | (m) | Reported |
| 2013-06-30 | (m) | (m) | (m) | (m) | $6.33M | (m) | (m) | (m) | Reported |
| 2013-03-31 | (m) | (m) | (m) | (m) | $6.94M | (m) | (m) | (m) | Reported |
| 2012-12-31 | (m) | (m) | $42.00K | (m) | $7.70M | (m) | (m) | (m) | Reported |
| 2012-09-30 | (m) | (m) | (m) | (m) | $8.47M | (m) | (m) | (m) | Reported |
| 2012-06-30 | (m) | (m) | (m) | (m) | $9.30M | (m) | (m) | (m) | Reported |
| 2012-03-31 | (m) | (m) | (m) | (m) | $10.12M | (m) | (m) | (m) | Reported |
| 2011-12-31 | (m) | (m) | (m) | (m) | $10.95M | (m) | (m) | (m) | Reported |
| 2011-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-12-31 | (m) | (m) | (m) | (m) | $14.35M | (m) | (m) | (m) | Reported |
| 2010-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2009-12-31 | (m) | (m) | (m) | (m) | $17.19M | (m) | (m) | (m) | Reported |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
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