32/120
1.3 / 5 stars
All 120 Win/Lose results shown below
CZNC Roast Me summary
CITIZENS & NORTHERN CORP (CZNC). Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0.
- 2026-Q2: Total return Lose; Revenue growth Lose; EPS growth Lose.
- 2026-Q1: Total return Win; Revenue growth Lose; EPS growth Lose.
- 2025-Q4: Total return Win; Revenue growth Lose; EPS growth Lose.
- 2025-Q3: Total return Lose; Revenue growth Lose; EPS growth Win.
Trailing 1 year (4 quarters): 3 wins, 9 lossesLast fetched: 25 Sept 2026
Complete point ledger
Each cell identifies the missing side explicitly.
| Quarter | Total return | Revenue growth | EPS growth |
|---|---|---|---|
| 2026-Q20/3 |
LoseCZNC / S&P 5.66% / 15.20% |
LoseCZNC / S&P CZNC unavailable / 15.00% |
LoseCZNC / S&P CZNC unavailable / 50.40% |
| 2026-Q11/3 |
WinCZNC / S&P 12.14% / -4.33% |
LoseCZNC / S&P CZNC unavailable / 11.30% |
LoseCZNC / S&P CZNC unavailable / 27.70% |
| 2025-Q41/3 |
WinCZNC / S&P 3.31% / 2.65% |
LoseCZNC / S&P CZNC unavailable / 9.00% |
LoseCZNC / S&P CZNC unavailable / 13.40% |
| 2025-Q31/3 |
LoseCZNC / S&P 6.21% / 8.12% |
LoseCZNC / S&P CZNC unavailable / 4.61% |
WinCZNC / S&P 22.22% / 13.45% |
| 2025-Q21/3 |
LoseCZNC / S&P -4.47% / 10.94% |
LoseCZNC / S&P CZNC unavailable / 4.83% |
WinCZNC / S&P 14.38% / 10.63% |
| 2025-Q12/3 |
WinCZNC / S&P 9.61% / -4.27% |
LoseCZNC / S&P CZNC unavailable / 4.98% |
WinCZNC / S&P 15.13% / 10.57% |
| 2024-Q41/3 |
LoseCZNC / S&P -4.12% / 2.41% |
LoseCZNC / S&P CZNC unavailable / 5.25% |
WinCZNC / S&P 7.64% / 6.15% |
| 2024-Q31/3 |
WinCZNC / S&P 11.51% / 5.89% |
LoseCZNC / S&P CZNC unavailable / 5.89% |
LoseCZNC / S&P -19.55% / 6.11% |
| 2024-Q20/3 |
LoseCZNC / S&P -3.22% / 4.28% |
LoseCZNC / S&P CZNC unavailable / 5.38% |
LoseCZNC / S&P -3.16% / 5.12% |
| 2024-Q10/3 |
LoseCZNC / S&P -15.15% / 10.56% |
LoseCZNC / S&P CZNC unavailable / 5.71% |
LoseCZNC / S&P -8.98% / 5.59% |
| 2023-Q41/3 |
WinCZNC / S&P 29.79% / 11.69% |
LoseCZNC / S&P CZNC unavailable / 6.81% |
LoseCZNC / S&P -8.19% / 7.78% |
| 2023-Q31/3 |
LoseCZNC / S&P -7.87% / -3.27% |
LoseCZNC / S&P CZNC unavailable / 7.52% |
WinCZNC / S&P 7.19% / -5.03% |
| 2023-Q20/3 |
LoseCZNC / S&P -8.41% / 8.74% |
LoseCZNC / S&P CZNC unavailable / 9.50% |
LoseCZNC / S&P -14.59% / -8.57% |
| 2023-Q11/3 |
LoseCZNC / S&P -5.34% / 7.50% |
LoseCZNC / S&P CZNC unavailable / 10.77% |
WinCZNC / S&P -7.73% / -15.69% |
| 2022-Q41/3 |
LoseCZNC / S&P -4.38% / 7.56% |
LoseCZNC / S&P CZNC unavailable / 11.88% |
WinCZNC / S&P -10.94% / -17.99% |
| 2022-Q31/3 |
WinCZNC / S&P 1.19% / -4.88% |
LoseCZNC / S&P CZNC unavailable / 13.47% |
LoseCZNC / S&P -12.11% / -1.41% |
| 2022-Q22/3 |
WinCZNC / S&P 0.30% / -16.10% |
LoseCZNC / S&P CZNC unavailable / 13.71% |
WinCZNC / S&P 14.91% / 11.04% |
| 2022-Q10/3 |
LoseCZNC / S&P -5.61% / -4.60% |
LoseCZNC / S&P CZNC unavailable / 15.97% |
LoseCZNC / S&P 16.03% / 42.23% |
| 2021-Q40/3 |
LoseCZNC / S&P 4.54% / 11.03% |
LoseCZNC / S&P CZNC unavailable / 15.00% |
LoseCZNC / S&P 47.69% / 96.40% |
| 2021-Q31/3 |
WinCZNC / S&P 4.26% / 0.58% |
LoseCZNC / S&P CZNC unavailable / 10.77% |
LoseCZNC / S&P 49.61% / 69.42% |
| 2021-Q20/3 |
LoseCZNC / S&P 4.20% / 8.55% |
LoseCZNC / S&P CZNC unavailable / 6.58% |
LoseCZNC / S&P 8.78% / 51.81% |
| 2021-Q12/3 |
WinCZNC / S&P 21.50% / 6.17% |
LoseCZNC / S&P CZNC unavailable / -1.06% |
WinCZNC / S&P 14.71% / 7.39% |
| 2020-Q42/3 |
WinCZNC / S&P 24.07% / 12.15% |
LoseCZNC / S&P CZNC unavailable / -3.72% |
WinCZNC / S&P -10.96% / -33.42% |
| 2020-Q31/3 |
LoseCZNC / S&P -20.24% / 8.93% |
LoseCZNC / S&P CZNC unavailable / -2.04% |
WinCZNC / S&P -16.99% / -27.10% |
| 2020-Q21/3 |
LoseCZNC / S&P 4.88% / 20.54% |
LoseCZNC / S&P CZNC unavailable / -0.46% |
WinCZNC / S&P -6.92% / -27.11% |
| 2020-Q10/3 |
LoseCZNC / S&P -28.50% / -19.60% |
LoseCZNC / S&P CZNC unavailable / 3.47% |
LoseCZNC / S&P -26.09% / -14.75% |
| 2019-Q40/3 |
LoseCZNC / S&P 8.65% / 9.07% |
LoseCZNC / S&P CZNC unavailable / 5.36% |
LoseCZNC / S&P -18.44% / 2.99% |
| 2019-Q31/3 |
LoseCZNC / S&P 0.87% / 1.70% |
LoseCZNC / S&P CZNC unavailable / 5.02% |
WinCZNC / S&P 2.68% / 0.21% |
| 2019-Q22/3 |
WinCZNC / S&P 6.18% / 4.30% |
LoseCZNC / S&P CZNC unavailable / 6.64% |
WinCZNC / S&P 16.91% / 8.65% |
| 2019-Q11/3 |
LoseCZNC / S&P -3.86% / 13.65% |
LoseCZNC / S&P CZNC unavailable / 8.12% |
WinCZNC / S&P 55.93% / 14.29% |
| 2018-Q42/3 |
WinCZNC / S&P 2.19% / -13.52% |
LoseCZNC / S&P CZNC unavailable / 9.05% |
WinCZNC / S&P 62.73% / 18.23% |
| 2018-Q30/3 |
LoseCZNC / S&P 2.10% / 7.71% |
LoseCZNC / S&P CZNC unavailable / 10.21% |
LoseCZNC / S&P 15.50% / 19.06% |
| 2018-Q21/3 |
WinCZNC / S&P 13.23% / 3.43% |
LoseCZNC / S&P CZNC unavailable / 9.03% |
LoseCZNC / S&P 3.82% / 14.46% |
| 2018-Q10/3 |
LoseCZNC / S&P -2.72% / -0.76% |
LoseCZNC / S&P CZNC unavailable / 7.68% |
LoseCZNC / S&P -8.53% / 12.46% |
| 2017-Q40/3 |
LoseCZNC / S&P -1.28% / 6.64% |
LoseCZNC / S&P CZNC unavailable / 7.03% |
LoseCZNC / S&P -15.38% / 13.82% |
| 2017-Q31/3 |
WinCZNC / S&P 6.78% / 4.48% |
LoseCZNC / S&P CZNC unavailable / 5.68% |
LoseCZNC / S&P 0.00% / 17.57% |
| 2017-Q20/3 |
LoseCZNC / S&P 1.02% / 3.09% |
LoseCZNC / S&P CZNC unavailable / 4.83% |
LoseCZNC / S&P 0.77% / 17.74% |
| 2017-Q10/3 |
LoseCZNC / S&P -10.22% / 6.07% |
LoseCZNC / S&P CZNC unavailable / 3.67% |
LoseCZNC / S&P -3.73% / 13.32% |
| 2016-Q41/3 |
WinCZNC / S&P 20.73% / 3.82% |
LoseCZNC / S&P CZNC unavailable / 2.09% |
LoseCZNC / S&P -3.70% / 7.05% |
| 2016-Q31/3 |
WinCZNC / S&P 9.98% / 3.85% |
LoseCZNC / S&P CZNC unavailable / 0.20% |
LoseCZNC / S&P -6.52% / -3.15% |
Dividend-reinvested, split-adjusted total return
1Y · 2025-08-29 to 2026-08-28
| Metric | CZNC total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 33.31% | 20.78% |
| Annualized return | 33.31% | 20.78% |
5Y · 2021-09-01 to 2026-08-28
| Metric | CZNC total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 32.16% | 83.14% |
| Annualized return | 5.74% | 12.86% |
10Y · 2016-09-01 to 2026-08-28
| Metric | CZNC total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 98.78% | 319.30% |
| Annualized return | 7.11% | 15.41% |
Calculation rules
- window
- Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
- return Basis
- Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
- point Rule
- Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
- frequency
- Quarter endpoints only.
- fundamentals
- Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
- non Scoring
Snapshot captured 2026-09-25.
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