Waterstone Financial, Inc. (WSBF) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value (m); Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | (m) | Share-based compensation / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Interest coverage · 12 months | (m) | Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | (m) | |
| Stock-based compensation | 411.00K USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | (m) | |
| Interest expense · reported / estimated | (m) | Interest Expense · Estimated expense assumptions |
Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | (m) | (m) | $411.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2026-03-31 | (m) | (m) | $362.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-12-31 | (m) | (m) | $297.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-09-30 | (m) | (m) | $441.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-06-30 | (m) | (m) | $398.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-03-31 | (m) | (m) | $392.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-12-31 | (m) | (m) | $316.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-09-30 | (m) | (m) | $266.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-06-30 | (m) | (m) | $195.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-03-31 | (m) | (m) | $177.00K | (m) | $56.67M | (m) | (m) | (m) | Reported |
| 2023-12-31 | (m) | (m) | $277.00K | (m) | $48.99M | (m) | (m) | (m) | Reported |
| 2023-09-30 | (m) | (m) | $337.00K | (m) | $39.12M | (m) | (m) | (m) | Reported |
| 2023-06-30 | (m) | (m) | $441.00K | (m) | $27.46M | (m) | (m) | (m) | Reported |
| 2023-03-31 | (m) | (m) | $519.00K | (m) | $18.22M | (m) | (m) | (m) | Reported |
| 2022-12-31 | (m) | (m) | $583.00K | (m) | $13.29M | (m) | (m) | (m) | Reported |
| 2022-09-30 | (m) | (m) | $649.00K | (m) | $11.64M | (m) | (m) | (m) | Reported |
| 2022-06-30 | (m) | (m) | $705.00K | (m) | $12.30M | (m) | (m) | (m) | Reported |
| 2022-03-31 | (m) | (m) | $740.00K | (m) | $13.52M | (m) | (m) | (m) | Reported |
| 2021-12-31 | (m) | (m) | $745.00K | (m) | $14.37M | (m) | (m) | (m) | Reported |
| 2021-09-30 | (m) | (m) | $727.00K | (m) | $16.27M | (m) | (m) | (m) | Reported |
| 2021-06-30 | (m) | (m) | $697.00K | (m) | $19.01M | (m) | (m) | (m) | Reported |
| 2021-03-31 | (m) | (m) | $677.00K | (m) | $22.07M | (m) | (m) | (m) | Reported |
| 2020-12-31 | (m) | (m) | $716.00K | (m) | $24.98M | (m) | (m) | (m) | Reported |
| 2020-09-30 | (m) | (m) | $788.00K | (m) | $26.82M | (m) | (m) | (m) | Reported |
| 2020-06-30 | (m) | (m) | $858.00K | (m) | $27.91M | (m) | (m) | (m) | Reported |
| 2020-03-31 | (m) | (m) | $912.00K | (m) | $28.23M | (m) | (m) | (m) | Reported |
| 2019-12-31 | (m) | (m) | $1.07M | (m) | $27.54M | (m) | (m) | (m) | Reported |
| 2019-09-30 | (m) | (m) | $1.26M | (m) | $26.25M | (m) | (m) | (m) | Reported |
| 2019-06-30 | (m) | (m) | $1.48M | (m) | $24.23M | (m) | (m) | (m) | Reported |
| 2019-03-31 | (m) | (m) | $1.69M | (m) | $21.94M | (m) | (m) | (m) | Reported |
| 2018-12-31 | (m) | (m) | $1.76M | (m) | $19.52M | (m) | (m) | (m) | Reported |
| 2018-09-30 | (m) | (m) | $1.80M | (m) | $17.65M | (m) | (m) | (m) | Reported |
| 2018-06-30 | (m) | (m) | $1.83M | (m) | $16.88M | (m) | (m) | (m) | Reported |
| 2018-03-31 | (m) | (m) | $1.87M | (m) | $16.29M | (m) | (m) | (m) | Reported |
| 2017-12-31 | (m) | (m) | $1.90M | (m) | $16.36M | (m) | (m) | (m) | Reported |
| 2017-09-30 | (m) | (m) | $1.91M | (m) | $16.46M | (m) | (m) | (m) | Reported |
| 2017-06-30 | (m) | (m) | $1.92M | (m) | $17.05M | (m) | (m) | (m) | Reported |
| 2017-03-31 | (m) | (m) | $1.99M | (m) | $18.57M | (m) | (m) | (m) | Reported |
| 2016-12-31 | (m) | (m) | $1.91M | (m) | $20.29M | (m) | (m) | (m) | Reported |
| 2016-09-30 | (m) | (m) | $1.91M | (m) | $22.17M | (m) | (m) | (m) | Reported |
| 2016-06-30 | (m) | (m) | $1.91M | (m) | $23.05M | (m) | (m) | (m) | Reported |
| 2016-03-31 | (m) | (m) | $1.84M | (m) | $23.15M | (m) | (m) | (m) | Reported |
| 2015-12-31 | (m) | (m) | $2.82M | (m) | $23.12M | (m) | (m) | (m) | Reported |
| 2015-09-30 | (m) | (m) | $2.29M | (m) | $22.91M | (m) | (m) | (m) | Reported |
| 2015-06-30 | (m) | (m) | $1.84M | (m) | $22.71M | (m) | (m) | (m) | Reported |
| 2015-03-31 | (m) | (m) | $1.39M | (m) | $22.56M | (m) | (m) | (m) | Reported |
| 2014-12-31 | (m) | (m) | $109.00K | (m) | $22.33M | (m) | (m) | (m) | Reported |
| 2014-09-30 | (m) | (m) | $179.00K | (m) | $22.26M | (m) | (m) | (m) | Reported |
| 2014-06-30 | (m) | (m) | $183.00K | (m) | $22.52M | (m) | (m) | (m) | Reported |
| 2014-03-31 | (m) | (m) | $189.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2013-12-31 | (m) | (m) | $126.00K | (m) | $23.66M | (m) | (m) | (m) | Reported |
| 2013-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2013-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2013-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2012-12-31 | (m) | (m) | $145.00K | (m) | $27.90M | (m) | (m) | (m) | Reported |
| 2012-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-12-31 | (m) | (m) | $1.59M | (m) | $32.84M | (m) | (m) | (m) | Reported |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
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