Waterstone Financial, Inc. (WSBF) Free cash flow
- Free cash flow · 12 months (USD): Value $42.78M; Formula and calculation Operating cash flow minus capital spending; distinct from the saved levered FCF quote figure. Period ending 2026-06-30..
- Price / free cash flow · 12 months: Value (m); Formula and calculation Market cap / trailing-year free cash flow; inverse of FCF yield before percent scaling. Period ending 2026-06-30..
- Free cash flow yield · 12 months: Value (m); Formula and calculation (Operating cash flow − capital spending) / current market cap. Period ending 2026-06-30..
- Free cash flow margin · 12 months: Value (m); Formula and calculation (Operating cash flow − capital spending) / revenue. Period ending 2026-06-30..
Free cash flow
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| Free cash flow · 12 months (USD) | $42.78M | Operating cash flow minus capital spending; distinct from the saved levered FCF quote figure. Period ending 2026-06-30. $44.74M − $1.97M ≈ $42.78M |
| Price / free cash flow · 12 months | (m) | Market cap / trailing-year free cash flow; inverse of FCF yield before percent scaling. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Free cash flow yield · 12 months | (m) | (Operating cash flow − capital spending) / current market cap. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Free cash flow margin · 12 months | (m) | (Operating cash flow − capital spending) / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Free cash flow per share · 12 months | (m) | (Trailing-year operating cash flow − capital spending) / reported quarter-end common shares. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Operating cash flow · 12 months | $44.74M | Cash generated by operating activities. Period ending 2026-06-30. |
| Operating cash flow / net income · 12 months | 1.49× | Operating cash flow / net income. Period ending 2026-06-30. $44.74M ÷ $30.10M ≈ 1.49× |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Operating cash flow | 44.74M USD | Net Cash Provided by (Used in) Operating Activities · Net Cash Provided by (Used in) Operating Activities, Continuing Operations |
| Capital spending | 1.97M USD | Payments to Acquire Property, Plant, and Equipment |
| Market cap | (m) | |
| Free cash flow | 42.78M USD | Net Cash Provided by (Used in) Operating Activities · Net Cash Provided by (Used in) Operating Activities, Continuing Operations · Payments to Acquire Property, Plant, and Equipment |
| Revenue | (m) | |
| Quarter-end shares | (m) | Common Stock, Shares, Outstanding |
| Net income | 30.10M USD | Net Income (Loss) Attributable to Parent |
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Free cash flow | FCF per share | Operating cash flow | Capital spending (USD) | Market cap (USD) | Revenue (USD) | Quarter-end shares (shares) | Net income (USD) | Price / FCF | FCF yield | FCF margin | Cash conversion |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | $42.78M | (m) | $44.74M | $1.97M | (m) | (m) | (m) | $30.10M | (m) | (m) | (m) | 1.49× |
| 2026-03-31 | $-5.10M | (m) | $-3.21M | $1.89M | (m) | (m) | (m) | $29.36M | (m) | (m) | (m) | -0.11× |
| 2025-12-31 | $23.02M | (m) | $24.18M | $1.17M | (m) | (m) | (m) | $26.40M | (m) | (m) | (m) | 0.92× |
| 2025-09-30 | $43.47M | (m) | $44.44M | $973.00K | (m) | (m) | (m) | $23.90M | (m) | (m) | (m) | 1.86× |
| 2025-06-30 | $84.94M | (m) | $85.81M | $872.00K | (m) | (m) | (m) | $20.70M | (m) | (m) | (m) | 4.15× |
| 2025-03-31 | $83.77M | (m) | $84.74M | $974.00K | (m) | (m) | (m) | $18.69M | (m) | (m) | (m) | 4.54× |
| 2024-12-31 | $46.96M | (m) | $48.06M | $1.10M | (m) | (m) | (m) | $18.69M | (m) | (m) | (m) | 2.57× |
| 2024-09-30 | $22.47M | (m) | $23.63M | $1.16M | (m) | (m) | (m) | $13.44M | (m) | (m) | (m) | 1.76× |
| 2024-06-30 | $-3.13M | (m) | $-2.04M | $1.09M | (m) | (m) | (m) | $11.96M | (m) | (m) | (m) | -0.17× |
| 2024-03-31 | $-3.64M | (m) | $-2.60M | $1.04M | (m) | (m) | (m) | $10.26M | (m) | (m) | (m) | -0.25× |
| 2023-12-31 | $-28.28M | (m) | $-27.58M | $700.00K | (m) | (m) | (m) | $9.38M | (m) | (m) | (m) | -2.94× |
| 2023-09-30 | $44.55M | (m) | $44.89M | $343.00K | (m) | (m) | (m) | $10.35M | (m) | (m) | (m) | 4.34× |
| 2023-06-30 | $16.63M | (m) | $17.04M | $407.00K | (m) | (m) | (m) | $12.37M | (m) | (m) | (m) | 1.38× |
| 2023-03-31 | $32.05M | (m) | $32.68M | $632.00K | (m) | (m) | (m) | $16.35M | (m) | (m) | (m) | 2.00× |
| 2022-12-31 | $205.96M | (m) | $206.66M | $701.00K | (m) | (m) | (m) | $19.49M | (m) | (m) | (m) | 10.61× |
| 2022-09-30 | $165.22M | (m) | $165.98M | $763.00K | (m) | (m) | (m) | $31.11M | (m) | (m) | (m) | 5.34× |
| 2022-06-30 | $195.11M | (m) | $195.70M | $593.00K | (m) | (m) | (m) | $44.84M | (m) | (m) | (m) | 4.36× |
| 2022-03-31 | $237.04M | (m) | $237.67M | $631.00K | (m) | (m) | (m) | $54.74M | (m) | (m) | (m) | 4.34× |
| 2021-12-31 | $153.68M | (m) | $154.45M | $778.00K | (m) | (m) | (m) | $70.79M | (m) | (m) | (m) | 2.18× |
| 2021-09-30 | $138.49M | (m) | $139.46M | $964.00K | (m) | (m) | (m) | $86.07M | (m) | (m) | (m) | 1.62× |
| 2021-06-30 | $109.17M | (m) | $110.56M | $1.38M | (m) | (m) | (m) | $93.37M | (m) | (m) | (m) | 1.18× |
| 2021-03-31 | $-4.76M | (m) | $-3.51M | $1.25M | (m) | (m) | (m) | $96.42M | (m) | (m) | (m) | -0.04× |
| 2020-12-31 | $-101.79M | (m) | $-100.57M | $1.23M | (m) | (m) | (m) | $81.14M | (m) | (m) | (m) | -1.24× |
| 2020-09-30 | $-90.06M | (m) | $-88.28M | $1.78M | (m) | (m) | (m) | $62.10M | (m) | (m) | (m) | -1.42× |
| 2020-06-30 | $-78.42M | (m) | $-76.55M | $1.87M | (m) | (m) | (m) | $46.73M | (m) | (m) | (m) | -1.64× |
| 2020-03-31 | $-98.67M | (m) | $-95.65M | $3.02M | (m) | (m) | (m) | $35.43M | (m) | (m) | (m) | -2.70× |
| 2019-12-31 | $-43.33M | (m) | $-40.22M | $3.11M | (m) | (m) | (m) | $35.90M | (m) | (m) | (m) | -1.12× |
| 2019-09-30 | $-6.56M | (m) | $-1.61M | $4.95M | (m) | (m) | (m) | $32.79M | (m) | (m) | (m) | -0.05× |
| 2019-06-30 | $-74.74M | (m) | $-69.63M | $5.11M | (m) | (m) | (m) | $30.57M | (m) | (m) | (m) | -2.28× |
| 2019-03-31 | $36.83M | (m) | $40.90M | $4.07M | (m) | (m) | (m) | $30.34M | (m) | (m) | (m) | 1.35× |
| 2018-12-31 | $38.97M | (m) | $42.94M | $3.96M | (m) | (m) | (m) | $30.75M | (m) | (m) | (m) | 1.40× |
| 2018-09-30 | $7.92M | (m) | $9.82M | $1.90M | (m) | (m) | (m) | $28.19M | (m) | (m) | (m) | 0.35× |
| 2018-06-30 | $78.81M | (m) | $80.27M | $1.46M | (m) | (m) | (m) | $26.88M | (m) | (m) | (m) | 2.99× |
| 2018-03-31 | $20.30M | (m) | $21.60M | $1.29M | (m) | (m) | (m) | $26.34M | (m) | (m) | (m) | 0.82× |
| 2017-12-31 | $105.52M | (m) | $107.10M | $1.58M | (m) | (m) | (m) | $25.96M | (m) | (m) | (m) | 4.12× |
| 2017-09-30 | $84.68M | (m) | $85.78M | $1.10M | (m) | (m) | (m) | $29.25M | (m) | (m) | (m) | 2.93× |
| 2017-06-30 | $49.41M | (m) | $50.50M | $1.09M | (m) | (m) | (m) | $29.36M | (m) | (m) | (m) | 1.72× |
| 2017-03-31 | $23.69M | (m) | $24.80M | $1.11M | (m) | (m) | (m) | $28.24M | (m) | (m) | (m) | 0.88× |
| 2016-12-31 | $-25.15M | (m) | $-24.06M | $1.08M | (m) | (m) | (m) | $25.53M | (m) | (m) | (m) | -0.94× |
| 2016-09-30 | $-58.90M | (m) | $-57.05M | $1.85M | (m) | (m) | (m) | $22.20M | (m) | (m) | (m) | -2.57× |
| 2016-06-30 | $17.30M | (m) | $20.03M | $2.72M | (m) | (m) | (m) | $19.90M | (m) | (m) | (m) | 1.01× |
| 2016-03-31 | $77.23M | (m) | $80.31M | $3.08M | (m) | (m) | (m) | $17.41M | (m) | (m) | (m) | 4.61× |
| 2015-12-31 | $-15.96M | (m) | $-12.99M | $2.97M | (m) | (m) | (m) | $16.57M | (m) | (m) | (m) | -0.78× |
| 2015-09-30 | $26.13M | (m) | $28.42M | $2.29M | (m) | (m) | (m) | $15.81M | (m) | (m) | (m) | 1.80× |
| 2015-06-30 | $-17.80M | (m) | $-16.43M | $1.36M | (m) | (m) | (m) | $15.38M | (m) | (m) | (m) | -1.07× |
| 2015-03-31 | $-38.17M | (m) | $-36.56M | $1.61M | (m) | (m) | (m) | $13.87M | (m) | (m) | (m) | -2.64× |
| 2014-12-31 | $-4.17M | (m) | $-2.22M | $1.95M | (m) | (m) | (m) | $12.73M | (m) | (m) | (m) | -0.17× |
| 2014-09-30 | $-21.22M | (m) | $-17.93M | $3.29M | (m) | (m) | (m) | $12.36M | (m) | (m) | (m) | -1.45× |
| 2014-06-30 | $-15.05M | (m) | $-10.27M | $4.79M | (m) | (m) | (m) | $10.81M | (m) | (m) | (m) | -0.95× |
| 2014-03-31 | $14.20M | (m) | $19.73M | $5.53M | (m) | (m) | (m) | $11.97M | (m) | (m) | (m) | 1.65× |
| 2013-12-31 | $46.92M | (m) | $52.28M | $5.36M | (m) | (m) | (m) | $14.71M | (m) | (m) | (m) | 3.55× |
| 2013-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2013-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2013-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2012-12-31 | $-9.81M | (m) | $-8.14M | $1.67M | (m) | (m) | (m) | $34.91M | (m) | (m) | (m) | -0.23× |
| 2011-12-31 | $34.07M | (m) | $35.09M | $1.02M | (m) | (m) | (m) | $-7.47M | (m) | (m) | (m) | -4.70× |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
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