Upstart Holdings, Inc. (UPST) Scorecard
- 2026-Q2: Total return Win; Revenue growth Win; EPS growth Lose.
- 2026-Q1: Total return Lose; Revenue growth Win; EPS growth Lose.
- 2025-Q4: Total return Lose; Revenue growth Win; EPS growth Lose.
- 2025-Q3: Total return Lose; Revenue growth Win; EPS growth Lose.
24/120
All 120 Win/Lose results shown below
Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0.
Trailing 1 year (4 quarters): 5 wins, 7 lossesLast fetched: 4 Sept 2026
Complete point ledger
Each cell identifies the missing side explicitly.
| Quarter | Total return | Revenue growth | EPS growth |
|---|---|---|---|
| 2026-Q22/3 |
WinUPST / S&P 38.13% / 15.20% |
WinUPST / S&P 46.30% / 15.00% |
LoseUPST / S&P -800.00% / 50.40% |
| 2026-Q11/3 |
LoseUPST / S&P -41.34% / -4.33% |
WinUPST / S&P 57.69% / 11.30% |
LoseUPST / S&P -151.35% / 27.70% |
| 2025-Q41/3 |
LoseUPST / S&P -13.92% / 2.65% |
WinUPST / S&P 63.99% / 9.00% |
LoseUPST / S&P -128.97% / 13.40% |
| 2025-Q31/3 |
LoseUPST / S&P -21.46% / 8.12% |
WinUPST / S&P 84.65% / 4.61% |
LoseUPST / S&P -111.98% / 13.45% |
| 2025-Q22/3 |
WinUPST / S&P 40.52% / 10.94% |
WinUPST / S&P 67.62% / 4.83% |
LoseUPST / S&P -97.00% / 10.63% |
| 2025-Q11/3 |
LoseUPST / S&P -25.24% / -4.27% |
WinUPST / S&P 37.75% / 4.98% |
LoseUPST / S&P -63.90% / 10.57% |
| 2024-Q42/3 |
WinUPST / S&P 53.89% / 2.41% |
WinUPST / S&P 23.94% / 5.25% |
LoseUPST / S&P -49.83% / 6.15% |
| 2024-Q31/3 |
WinUPST / S&P 69.61% / 5.89% |
LoseUPST / S&P -7.04% / 5.89% |
LoseUPST / S&P -37.46% / 6.11% |
| 2024-Q20/3 |
LoseUPST / S&P -12.27% / 4.28% |
LoseUPST / S&P -14.71% / 5.38% |
LoseUPST / S&P -28.96% / 5.12% |
| 2024-Q10/3 |
LoseUPST / S&P -34.19% / 10.56% |
LoseUPST / S&P -26.21% / 5.71% |
LoseUPST / S&P -37.88% / 5.59% |
| 2023-Q42/3 |
WinUPST / S&P 43.17% / 11.69% |
LoseUPST / S&P -43.39% / 6.81% |
WinUPST / S&P 109.42% / 7.78% |
| 2023-Q31/3 |
LoseUPST / S&P -20.30% / -3.27% |
LoseUPST / S&P -45.80% / 7.52% |
WinUPST / S&P 3311.11% / -5.03% |
| 2023-Q21/3 |
WinUPST / S&P 125.36% / 8.74% |
LoseUPST / S&P -44.33% / 9.50% |
LoseUPST / S&P -464.44% / -8.57% |
| 2023-Q11/3 |
WinUPST / S&P 20.20% / 7.50% |
LoseUPST / S&P -28.89% / 10.77% |
LoseUPST / S&P -300.00% / -15.69% |
| 2022-Q41/3 |
LoseUPST / S&P -36.41% / 7.56% |
WinUPST / S&P 13.23% / 11.88% |
LoseUPST / S&P -197.18% / -17.99% |
| 2022-Q31/3 |
LoseUPST / S&P -34.25% / -4.88% |
WinUPST / S&P 73.67% / 13.47% |
LoseUPST / S&P -111.25% / -1.41% |
| 2022-Q22/3 |
LoseUPST / S&P -71.01% / -16.10% |
WinUPST / S&P 137.41% / 13.71% |
WinUPST / S&P 50.00% / 11.04% |
| 2022-Q11/3 |
LoseUPST / S&P -27.90% / -4.60% |
WinUPST / S&P 261.00% / 15.97% |
LoseUPST / S&P -885.71% / 42.23% |
| 2021-Q41/3 |
LoseUPST / S&P -52.19% / 11.03% |
WinUPST / S&P 250.51% / 15.00% |
LoseUPST / S&P -543.75% / 96.40% |
| 2021-Q31/3 |
WinUPST / S&P 153.35% / 0.58% |
LoseUPST / S&P UPST unavailable / 10.77% |
LoseUPST / S&P UPST unavailable / 69.42% |
| 2021-Q20/3 |
LoseUPST / S&P -3.07% / 8.55% |
LoseUPST / S&P UPST unavailable / 6.58% |
LoseUPST / S&P UPST unavailable / 51.81% |
| 2021-Q11/3 |
WinUPST / S&P 216.22% / 6.17% |
LoseUPST / S&P UPST unavailable / -1.06% |
LoseUPST / S&P UPST unavailable / 7.39% |
| 2020-Q40/3 |
LoseUPST / S&P UPST unavailable / 12.15% |
LoseUPST / S&P UPST unavailable / -3.72% |
LoseUPST / S&P UPST unavailable / -33.42% |
| 2020-Q30/3 |
LoseUPST / S&P UPST unavailable / 8.93% |
LoseUPST / S&P UPST unavailable / -2.04% |
LoseUPST / S&P UPST unavailable / -27.10% |
| 2020-Q20/3 |
LoseUPST / S&P UPST unavailable / 20.54% |
LoseUPST / S&P UPST unavailable / -0.46% |
LoseUPST / S&P UPST unavailable / -27.11% |
| 2020-Q10/3 |
LoseUPST / S&P UPST unavailable / -19.60% |
LoseUPST / S&P UPST unavailable / 3.47% |
LoseUPST / S&P UPST unavailable / -14.75% |
| 2019-Q40/3 |
LoseUPST / S&P UPST unavailable / 9.07% |
LoseUPST / S&P UPST unavailable / 5.36% |
LoseUPST / S&P UPST unavailable / 2.99% |
| 2019-Q30/3 |
LoseUPST / S&P UPST unavailable / 1.70% |
LoseUPST / S&P UPST unavailable / 5.02% |
LoseUPST / S&P UPST unavailable / 0.21% |
| 2019-Q20/3 |
LoseUPST / S&P UPST unavailable / 4.30% |
LoseUPST / S&P UPST unavailable / 6.64% |
LoseUPST / S&P UPST unavailable / 8.65% |
| 2019-Q10/3 |
LoseUPST / S&P UPST unavailable / 13.65% |
LoseUPST / S&P UPST unavailable / 8.12% |
LoseUPST / S&P UPST unavailable / 14.29% |
| 2018-Q40/3 |
LoseUPST / S&P UPST unavailable / -13.52% |
LoseUPST / S&P UPST unavailable / 9.05% |
LoseUPST / S&P UPST unavailable / 18.23% |
| 2018-Q30/3 |
LoseUPST / S&P UPST unavailable / 7.71% |
LoseUPST / S&P UPST unavailable / 10.21% |
LoseUPST / S&P UPST unavailable / 19.06% |
| 2018-Q20/3 |
LoseUPST / S&P UPST unavailable / 3.43% |
LoseUPST / S&P UPST unavailable / 9.03% |
LoseUPST / S&P UPST unavailable / 14.46% |
| 2018-Q10/3 |
LoseUPST / S&P UPST unavailable / -0.76% |
LoseUPST / S&P UPST unavailable / 7.68% |
LoseUPST / S&P UPST unavailable / 12.46% |
| 2017-Q40/3 |
LoseUPST / S&P UPST unavailable / 6.64% |
LoseUPST / S&P UPST unavailable / 7.03% |
LoseUPST / S&P UPST unavailable / 13.82% |
| 2017-Q30/3 |
LoseUPST / S&P UPST unavailable / 4.48% |
LoseUPST / S&P UPST unavailable / 5.68% |
LoseUPST / S&P UPST unavailable / 17.57% |
| 2017-Q20/3 |
LoseUPST / S&P UPST unavailable / 3.09% |
LoseUPST / S&P UPST unavailable / 4.83% |
LoseUPST / S&P UPST unavailable / 17.74% |
| 2017-Q10/3 |
LoseUPST / S&P UPST unavailable / 6.07% |
LoseUPST / S&P UPST unavailable / 3.67% |
LoseUPST / S&P UPST unavailable / 13.32% |
| 2016-Q40/3 |
LoseUPST / S&P UPST unavailable / 3.82% |
LoseUPST / S&P UPST unavailable / 2.09% |
LoseUPST / S&P UPST unavailable / 7.05% |
| 2016-Q30/3 |
LoseUPST / S&P UPST unavailable / 3.85% |
LoseUPST / S&P UPST unavailable / 0.20% |
LoseUPST / S&P UPST unavailable / -3.15% |
Dividend-reinvested, split-adjusted total return
1Y · 2025-08-29 to 2026-08-27
| Metric | UPST total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | -58.43% | 20.78% |
| Annualized return | -58.43% | 20.78% |
5Y · 2021-09-01 to 2026-08-27
| Metric | UPST total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | -86.57% | 83.14% |
| Annualized return | -33.07% | 12.86% |
10Y · 2020-12-16 to 2026-08-27
| Metric | UPST total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 3.36% | 319.30% |
| Annualized return | 0.33% | 15.41% |
Calculation rules
- window
- Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
- return Basis
- Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
- point Rule
- Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
- frequency
- Quarter endpoints only.
- fundamentals
- Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
- non Scoring
Snapshot captured 2026-09-04.
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