UMB FINANCIAL CORP Cash Flow Breakdown
Cash flow breakdown shows where UMB FINANCIAL CORP's cash came from and where it went: from running the business, from investing (buying or selling equipment, companies and investments) and from financing (borrowing, paying back loans, buying back shares, paying dividends). One row per year or quarter. A minus sign means cash went out. Financing is shown line by line: buybacks, dividends, debt paid back, new debt and the rest. All amounts are the filed figures for that period.
- Fiscal year ended 2025-12-31: from running the business, $1.03B came in.
- Fiscal year ended 2025-12-31: from investing, $5.62B went out.
- Fiscal year ended 2025-12-31: from financing, $3.92B came in.
- Fiscal year ended 2025-12-31: change in cash, $676.72M went out.
A minus sign means cash went out. * = worked out from the filed year-to-date figures (hover to see how); greyed = already counted inside another line.
Each year (12 month)
| Fiscal year end | Running the business | From investing | Buybacks | Dividends | Debt paid back | New debt | Commercial paper | New shares sold | Other | Not split out | Change in cash |
|---|
| 2025-12-31 | $1.03B | -$5.62B | -$17.63M | -$135.62M | -$200.00M | | | $235.14M | | $4.03B* | -$676.72M |
|---|
| 2024-12-31 | $225.29M | -$3.26B | -$7.74M | -$77.13M | | | | | | $6.04B* | $2.92B |
|---|
| 2023-12-31 | $472.60M | -$1.27B | -$8.37M | -$74.25M | | | | | | $4.85B* | $3.97B |
|---|
| 2022-12-31 | $769.55M | -$3.85B | -$32.00M | -$72.03M | | $110.00M | | | | -$4.59B* | -$7.66B |
|---|
| 2021-12-31 | $534.08M | -$4.24B | -$5.51M | -$66.75M | | | | | | $9.49B* | $5.72B |
|---|
| 2020-12-31 | $373.60M | -$4.49B | -$63.77M | -$60.28M | | $200.00M | | | | $5.87B* | $1.83B |
|---|
| 2019-12-31 | $339.93M | -$2.99B | -$4.50M | -$59.44M | -$4.83M | $18.60M | | | | $2.69B* | -$4.95M |
|---|
| 2018-12-31 | $295.70M | -$1.75B | -$76.51M | -$58.28M | -$1.65M | $4.00M | | | | $1.54B* | -$42.14M |
|---|
| 2017-12-31 | $326.53M | -$478.58M | -$15.28M | -$51.88M | -$1.52M | $3.00M | | | | $870.02M* | $652.29M |
|---|
| 2016-12-31 | $296.44M | -$1.50B | -$16.37M | -$49.04M | -$11.70M | $1.50M | -$5.00M | $16.91M | | $1.51B* | $244.85M |
|---|
| 2015-12-31 | $211.91M | -$1.33B | -$8.46M | -$45.97M | -$10.82M | $2.50M | -$112.13M | $11.61M | $944.00K | $312.54M* | -$968.12M |
|---|
| 2014-12-31 | $245.66M | -$1.43B | -$5.74M | -$41.36M | -$1.56M | $5.32M | -$107.00K | $8.97M | $1.88M | $422.73M* | -$795.20M |
|---|
| 2013-12-31 | $295.20M | -$1.02B | -$3.50M | -$36.17M | -$1.31M | $1.00M | -$407.00K | $231.43M | $1.22M | $1.75B* | $1.22B |
|---|
| 2012-12-31 | $223.74M | -$1.54B | -$20.42M | -$33.79M | -$1.68M | $1.03M | -$12.00M | $7.53M | $359.00K | $1.28B* | -$93.24M |
|---|
| 2011-12-31 | $213.04M | -$722.37M | -$9.14M | -$31.80M | -$4.05M | $500.00K | -$22.02M | $2.44M | $79.00K | $999.34M* | $426.01M |
|---|
| 2010-12-31 | $179.99M | -$979.22M | -$8.88M | -$30.33M | -$15.42M | | $4.55M | $2.28M | $152.00K | $650.84M* | -$196.03M |
|---|
| 2009-12-31 | $146.69M | -$363.65M | -$26.89M | -$28.79M | -$12.47M | $2.00M | $13.71M | $1.97M | $191.00K | $609.33M* | $342.09M |
|---|
| 2008-12-31 | $134.03M | -$1.47B | -$23.41M | -$26.81M | -$4.31M | $4.20M | -$17.95M | $2.82M | $367.00K | $1.48B* | $80.96M |
|---|
Each quarter (3 month)
| Quarter end | Running the business | From investing | Buybacks | Dividends | Debt paid back | New debt | Commercial paper | New shares sold | Other | Not split out | Change in cash |
|---|
| 2026-06-30 | $349.26M* | -$276.45M* | -$5.09M* | -$38.50M* | | | | | | -$680.71M* | |
|---|
| 2026-03-31 | $361.27M | -$1.35B | -$32.81M | -$39.61M | | | | | | -$449.78M* | -$1.51B |
|---|
| 2025-12-31 | $106.08M* | -$2.14B* | -$79.00K* | -$40.61M* | $0.00* | | | $0.00* | | $1.01B* | |
|---|
| 2025-09-30 | $272.21M* | -$2.14B* | -$1.82M* | -$32.50M* | -$188.94M* | | | $0.00* | | -$60.47M* | |
|---|
| 2025-06-30 | $285.39M* | -$2.00B* | -$290.00K* | -$32.39M* | $0.00* | | | $0.00* | | $2.13B* | |
|---|
| 2025-03-31 | $363.02M | $663.20M | -$15.43M | -$30.12M | -$11.05M | | | $235.14M | | $956.62M* | $2.16B |
|---|
| 2024-12-31 | -$66.87M* | -$1.72B* | $0.00* | -$19.52M* | | | | | | $2.98B* | |
|---|
| 2024-09-30 | $123.65M* | -$588.30M* | -$201.00K* | -$19.06M* | | | | | | $2.74B* | |
|---|
| 2024-06-30 | $112.37M* | -$1.11B* | $0.00* | -$19.53M* | | | | | | -$905.67M* | |
|---|
| 2024-03-31 | $56.14M | $158.39M | -$7.54M | -$19.01M | | | | | | $1.23B* | $1.41B |
|---|
| 2023-12-31 | $84.98M* | -$689.09M* | -$271.00K* | -$18.93M* | | | | | | $2.22B* | |
|---|
| 2023-09-30 | $232.22M* | -$144.55M* | -$194.00K* | -$18.44M* | | | | | | $118.58M* | |
|---|
| 2023-06-30 | $153.71M* | -$397.86M* | $0.00* | -$18.44M* | | | | | | $478.90M* | |
|---|
| 2023-03-31 | $1.70M | -$41.78M | -$7.90M | -$18.43M | | | | | | $2.03B* | $1.97B |
|---|
| 2022-12-31 | $144.44M* | -$936.96M* | -$191.00K* | -$18.36M* | | $0.00* | | | | $358.42M* | |
|---|
| 2022-09-30 | $219.30M* | -$388.92M* | $0.00* | -$17.88M* | | | | | | $81.52M* | |
|---|
| 2022-06-30 | $209.76M* | -$1.71B* | -$9.32M* | -$17.87M* | | | | | | -$3.05B* | |
|---|
| 2022-03-31 | $196.05M | -$814.43M | -$22.49M | -$17.92M | | | | | | -$1.87B* | -$2.53B |
|---|
| 2021-12-31 | $171.72M* | -$2.17B* | -$1.24M* | -$17.93M* | | | | | | $5.11B* | |
|---|
| 2021-09-30 | $185.10M* | -$395.17M* | -$181.00K* | -$17.88M* | | | | | | $904.64M* | |
|---|
| 2021-06-30 | $61.32M* | -$581.14M* | -$61.00K* | -$15.48M* | | | | | | $1.79B* | |
|---|
| 2021-03-31 | $115.94M | -$1.09B | -$4.03M | -$15.46M | | | | | | $1.69B* | $695.97M |
|---|
| 2020-12-31 | $158.44M* | -$1.35B* | -$4.20M* | -$15.36M* | | $0.00* | | | | $2.69B* | |
|---|
| 2020-09-30 | $113.51M* | -$669.58M* | -$106.00K* | -$14.88M* | | | | | | $441.69M* | |
|---|
| 2020-06-30 | $92.35M* | -$2.71B* | -$73.00K* | -$14.89M* | | | | | | $3.36B* | |
|---|
| 2020-03-31 | $9.29M | $231.19M | -$59.39M | -$15.15M | | | | | | -$415.86M* | -$249.92M |
|---|
| 2019-12-31 | $149.42M* | -$1.66B* | -$161.00K* | -$15.22M* | -$1.58M* | $11.84M* | | | | $2.39B* | |
|---|
| 2019-09-30 | $56.55M* | -$516.85M* | -$221.00K* | -$14.72M* | -$1.88M* | $0.00* | | | | -$5.53M* | |
|---|
| 2019-06-30 | $87.76M* | -$539.52M* | -$28.00K* | -$14.72M* | -$58.00K* | | | | | $252.03M* | -$214.54M* |
|---|
| 2019-03-31 | $46.20M | -$270.53M | -$4.09M | -$14.78M | -$1.30M | | | | | $60.53M* | -$183.96M |
|---|
| 2018-12-31 | $71.61M* | -$1.21B* | -$50.09M* | -$14.75M* | -$99.00K* | | | | | $1.89B* | $689.43M* |
|---|
| 2018-09-30 | $125.27M* | -$457.25M* | -$20.21M* | -$14.47M* | -$416.00K* | | | | | $879.33M* | $512.27M* |
|---|
| 2018-06-30 | $79.20M* | -$3.02M* | -$260.00K* | -$14.53M* | -$240.00K* | | | | | -$518.18M* | -$457.03M* |
|---|
| 2018-03-31 | $19.62M | -$79.75M | -$5.95M | -$14.53M | -$898.00K | | | | | -$705.29M* | -$786.81M |
|---|
| 2017-12-31 | $82.24M* | -$332.05M* | -$907.00K* | -$13.71M* | -$33.00K* | | | | | $1.43B* | $1.17B* |
|---|
| 2017-09-30 | $125.04M* | -$89.51M* | -$10.09M* | -$12.71M* | -$265.00K* | | | $796.00K* | | -$126.59M* | -$113.33M* |
|---|
| 2017-06-30 | $102.58M* | $171.41M* | -$251.00K* | -$12.75M* | -$288.00K* | | | $6.73M* | | -$302.51M* | -$35.08M* |
|---|
| 2017-03-31 | $16.67M | -$228.43M | -$4.03M | -$12.71M | -$938.00K | | | | | -$137.90M* | -$367.34M |
|---|
| 2016-12-31 | $126.67M* | -$794.39M* | -$2.18M* | -$12.65M* | -$418.00K* | | $0.00* | $6.66M* | | $1.03B* | $353.37M* |
|---|
| 2016-09-30 | $87.28M* | $61.20M* | -$608.00K* | -$12.14M* | -$10.01M* | | | $1.81M* | | -$42.79M* | $84.75M* |
|---|
| 2016-06-30 | $54.52M* | -$356.87M* | -$701.00K* | -$12.16M* | -$180.00K* | | | $4.36M* | | $337.77M* | $26.73M* |
|---|
| 2016-03-31 | $27.71M | -$412.38M | -$12.88M | -$12.08M | -$1.09M | | | $4.08M | | $186.65M* | -$219.99M |
|---|
| 2015-12-31 | $38.45M* | -$757.93M* | -$2.28M* | -$11.86M* | -$219.00K* | | $0.00* | $6.11M* | $212.00K* | $515.84M* | -$211.69M* |
|---|
| 2015-09-30 | $67.72M* | -$171.05M* | -$794.00K* | -$11.81M* | -$17.00K* | | $0.00* | $1.96M* | $68.00K* | $132.87M* | $18.94M* |
|---|
| 2015-06-30 | $83.43M* | -$427.10M* | -$70.00K* | -$11.58M* | -$9.37M* | | | $2.08M* | $79.00K* | $339.52M* | -$23.02M* |
|---|
| 2015-03-31 | $22.31M | $25.85M | -$5.31M | -$10.72M | -$1.21M | | | $1.46M | | -$784.74M* | -$752.36M |
|---|
| 2014-12-31 | $64.04M* | -$663.99M* | -$1.88M* | -$10.69M* | -$257.00K* | $2.00M* | $0.00* | $2.55M* | $373.00K* | $1.17B* | $567.01M* |
|---|
| 2014-09-30 | $91.05M* | -$330.26M* | -$693.00K* | -$10.25M* | -$178.00K* | $1.50M* | $0.00* | $1.56M* | $305.00K* | $683.66M* | $436.70M* |
|---|
| 2014-06-30 | $108.52M* | -$150.24M* | -$298.00K* | -$10.23M* | -$70.00K* | $0.00* | $0.00* | $2.15M* | $134.00K* | -$445.34M* | -$495.38M* |
|---|
| 2014-03-31 | -$17.94M | -$286.49M | -$2.87M | -$10.20M | -$1.06M | $1.82M | -$107.00K | $2.71M | $1.07M | -$990.45M* | -$1.30B |
|---|
| 2013-12-31 | $102.08M* | -$110.18M* | -$950.00K* | -$10.17M* | -$75.00K* | $0.00* | -$104.00K* | $30.25M* | $261.00K* | $631.12M* | $642.25M* |
|---|
| 2013-09-30 | $71.19M* | -$6.20M* | -$801.00K* | -$8.75M* | -$133.00K* | | -$103.00K* | $1.88M* | $460.00K* | $883.46M* | $941.01M* |
|---|
| 2013-06-30 | $86.58M* | -$667.24M* | -$94.00K* | -$8.73M* | -$130.00K* | | -$101.00K* | $3.25M* | $171.00K* | -$342.34M* | -$928.64M* |
|---|
| 2013-03-31 | $35.34M | -$237.23M | -$1.66M | -$8.53M | -$972.00K | | -$99.00K | $961.00K | $332.00K | $773.27M* | $561.42M |
|---|
| 2012-12-31 | $46.69M* | -$839.84M* | -$14.36M* | -$8.84M* | -$253.00K* | $500.00K* | $0.00* | $1.46M* | $26.00K* | $1.64B* | $824.92M* |
|---|
| 2012-09-30 | $81.95M* | -$208.28M* | -$778.00K* | -$8.32M* | -$157.00K* | | -$10.00M* | $2.95M* | $169.00K* | $42.48M* | -$99.98M* |
|---|
| 2012-06-30 | $84.96M* | -$241.16M* | -$2.62M* | -$8.32M* | -$163.00K* | | $0.00* | $1.78M* | $80.00K* | -$520.28M* | -$685.73M* |
|---|
| 2012-03-31 | $10.15M | -$252.25M | -$2.67M | -$8.30M | -$1.11M | | -$2.00M | $1.34M | $84.00K | $122.31M* | -$132.44M |
|---|
| 2011-12-31 | $80.16M* | -$548.97M* | -$707.00K* | -$8.27M* | -$1.31M* | $0.00* | -$18.69M* | $1.22M* | -$17.00K* | $1.39B* | $888.43M* |
|---|
| 2011-09-30 | $14.15M* | -$331.18M* | -$5.05M* | -$7.87M* | -$204.00K* | | $6.96M* | $382.00K* | -$1.00K* | -$691.84M* | -$1.01B* |
|---|
| 2011-06-30 | $47.08M* | $8.86M* | -$2.01M* | -$7.90M* | -$173.00K* | | -$138.00K* | $575.00K* | -$30.00K* | -$640.37M* | -$594.11M* |
|---|
| 2011-03-31 | $71.65M | $148.92M | -$1.37M | -$7.75M | -$2.37M | | -$10.16M | $269.00K | $127.00K | $947.02M* | $1.15B |
|---|
| 2010-12-31 | $41.09M* | -$886.23M* | -$1.32M* | -$7.88M* | -$199.00K* | | $7.42M* | $1.24M* | -$3.00K* | $1.08B* | $233.19M* |
|---|
| 2010-09-30 | $46.08M* | -$205.34M* | -$2.34M* | -$7.49M* | -$275.00K* | | -$776.00K* | $188.00K* | $8.00K* | $212.74M* | $42.78M* |
|---|
| 2010-06-30 | $46.88M* | -$301.66M* | -$2.25M* | -$7.48M* | -$13.70M* | | $5.55M* | $448.00K* | $99.00K* | $289.45M* | $17.34M* |
|---|
| 2010-03-31 | $45.95M | $414.02M | -$2.96M | -$7.48M | -$1.25M | | -$7.64M | $407.00K | $48.00K | -$930.44M* | -$489.34M |
|---|
| 2009-12-31 | $19.58M* | -$737.33M* | -$563.00K* | -$7.47M* | -$6.90M* | $0.00* | $9.18M* | $609.00K* | $4.00K* | $1.43B* | $702.34M* |
|---|
| 2009-09-30 | $56.03M* | -$632.34M* | -$9.03M* | -$7.08M* | -$715.00K* | | -$15.66M* | $274.00K* | $18.00K* | $276.41M* | -$332.10M* |
|---|
| 2009-06-30 | $34.09M* | $1.44M* | -$4.86M* | -$7.07M* | -$3.69M* | | $8.84M* | $650.00K* | $111.00K* | -$328.68M* | -$299.16M* |
|---|
| 2009-03-31 | $36.99M | $1.00B | -$12.44M | -$7.18M | -$1.17M | | $11.35M | $441.00K | $58.00K | -$761.63M* | $271.00M |
|---|