OP BANCORP (OPBK) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value 35.06%; Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | 35.06% | Share-based compensation / revenue. Period ending 2026-06-30. $759.00K ÷ $2.17M × 100 ≈ 35.06% |
| Interest coverage · 12 months | (m) | Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | 2.17M USD | Revenue from Contract with Customer, Excluding Assessed Tax |
| Stock-based compensation | 759.00K USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | (m) | |
| Interest expense · reported / estimated | (m) | Interest Expense · Estimated expense assumptions |
Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | (m) | $2.17M | $759.00K | (m) | (m) | (m) | 35.06% | (m) | (m) |
| 2026-03-31 | (m) | $2.67M | $719.00K | (m) | (m) | (m) | 26.96% | (m) | (m) |
| 2025-12-31 | (m) | $3.20M | $699.00K | (m) | (m) | (m) | 21.82% | (m) | (m) |
| 2025-09-30 | (m) | $3.71M | $762.00K | (m) | (m) | (m) | 20.54% | (m) | (m) |
| 2025-06-30 | (m) | $3.87M | $860.00K | (m) | (m) | (m) | 22.21% | (m) | (m) |
| 2025-03-31 | (m) | $3.65M | $1.02M | (m) | (m) | (m) | 28.06% | (m) | (m) |
| 2024-12-31 | (m) | $3.26M | $1.18M | (m) | (m) | (m) | 36.28% | (m) | (m) |
| 2024-09-30 | (m) | $2.85M | $1.24M | (m) | (m) | (m) | 43.63% | (m) | (m) |
| 2024-06-30 | (m) | $2.54M | $1.29M | (m) | (m) | (m) | 51.04% | (m) | (m) |
| 2024-03-31 | (m) | $2.32M | $1.29M | (m) | $59.21M | (m) | 55.76% | (m) | Reported |
| 2023-12-31 | (m) | $2.12M | $1.30M | (m) | $52.98M | (m) | 61.09% | (m) | Reported |
| 2023-09-30 | (m) | $1.97M | $1.28M | (m) | $44.11M | (m) | 65.01% | (m) | Reported |
| 2023-06-30 | (m) | $1.85M | $1.22M | (m) | $33.13M | (m) | 65.64% | (m) | Reported |
| 2023-03-31 | (m) | $1.71M | $1.29M | (m) | $21.35M | (m) | 75.54% | (m) | Reported |
| 2022-12-31 | (m) | $1.68M | $1.18M | (m) | $11.30M | (m) | 70.39% | (m) | Reported |
| 2022-09-30 | (m) | $1.67M | $1.01M | (m) | $5.34M | (m) | 60.51% | (m) | Reported |
| 2022-06-30 | (m) | $1.63M | $923.00K | (m) | $3.21M | (m) | 56.66% | (m) | Reported |
| 2022-03-31 | (m) | $1.59M | $642.00K | (m) | $2.91M | (m) | 40.25% | (m) | Reported |
| 2021-12-31 | (m) | $1.56M | $558.00K | (m) | $3.13M | (m) | 35.72% | (m) | Reported |
| 2021-09-30 | (m) | $1.23M | $435.00K | (m) | $3.60M | (m) | 35.48% | (m) | Reported |
| 2021-06-30 | (m) | $1.15M | $517.00K | (m) | $4.43M | (m) | 44.92% | (m) | Reported |
| 2021-03-31 | (m) | $1.04M | $770.00K | (m) | $5.94M | (m) | 74.18% | (m) | Reported |
| 2020-12-31 | (m) | $1.13M | $997.00K | (m) | $8.29M | (m) | 88.07% | (m) | Reported |
| 2020-09-30 | (m) | $1.61M | $1.23M | (m) | $10.72M | (m) | 76.18% | (m) | Reported |
| 2020-06-30 | (m) | $1.59M | $1.25M | (m) | $13.02M | (m) | 78.95% | (m) | Reported |
| 2020-03-31 | (m) | $1.92M | $1.26M | (m) | $14.45M | (m) | 65.48% | (m) | Reported |
| 2019-12-31 | (m) | $2.02M | $1.27M | (m) | $14.51M | (m) | 63.28% | (m) | Reported |
| 2019-09-30 | (m) | $1.99M | $1.27M | (m) | $13.78M | (m) | 63.65% | (m) | Reported |
| 2019-06-30 | (m) | $2.01M | $1.25M | (m) | $12.40M | (m) | 62.03% | (m) | Reported |
| 2019-03-31 | (m) | $1.83M | $1.10M | (m) | $10.78M | (m) | 60.21% | (m) | Reported |
| 2018-12-31 | (m) | $1.92M | $969.00K | (m) | $9.11M | (m) | 50.57% | (m) | Reported |
| 2018-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2018-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2018-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2017-12-31 | (m) | $1.66M | $668.00K | (m) | $4.57M | (m) | 40.34% | (m) | Reported |
| 2017-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2017-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2017-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2016-12-31 | (m) | $1.27M | $1.21M | (m) | $3.37M | (m) | 94.51% | (m) | Reported |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
Similar stocks
| Stock Name | Country | Market Cap | PE Ratio |
|---|---|---|---|
| QNB CORP. (QNBC) | United States | $0.227B | |
| First Internet Bancorp (INBK) | United States | $0.228B | -7.72 |
| PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) | United States | $0.237B | 11.76 |
| OHIO VALLEY BANC CORP (OVBC) | United States | $0.210B | 14.40 |
| EAGLE FINANCIAL SERVICES INC (EFSI) | United States | $0.246B | 12.04 |
| Richmond Mutual Bancorporation, Inc. (RMBI) | United States | $0.256B | 13.86 |
| BayFirst Financial Corp. (BAFN) | United States | $0.193B | |
| SB FINANCIAL GROUP, INC. (SBFG) | United States | $0.190B | 9.42 |
| CB Financial Services, Inc. (CBFV) | United States | $0.188B | 26.62 |
| FIRST NATIONAL CORP /VA/ (FXNC) | United States | $0.267B | 12.54 |