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CITIZENS FINANCIAL SERVICES, INC. (CZFS) Interest Income (Expense), after Provision for Loan Loss

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CITIZENS FINANCIAL SERVICES, INC. Interest Income (Expense), after Provision for Loan Loss

CITIZENS FINANCIAL SERVICES, INC. (CZFS) reported Interest Income (Expense), after Provision for Loan Loss of $25.19 million for the 3-month period ending 2026-06-30, per its 10-Q filed 2026-08-06.

Financial Statements › Income Statement › Other Income

us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss · last filed 2026-08-06

  • CITIZENS FINANCIAL SERVICES, INC. interest income (expense), after provision for loan loss for the quarter ending 2026-06-30 was $25.19M, a 10.03% increase year-over-year.
  • CITIZENS FINANCIAL SERVICES, INC. interest income (expense), after provision for loan loss for the quarter ending 2026-03-31 was $25.61M, a 14.46% increase year-over-year.
  • CITIZENS FINANCIAL SERVICES, INC. interest income (expense), after provision for loan loss for the quarter ending 2025-12-31 was $25.71M, a 12.41% increase year-over-year.
  • CITIZENS FINANCIAL SERVICES, INC. interest income (expense), after provision for loan loss for the quarter ending 2025-09-30 was $24.64M, a 14.48% increase year-over-year.
  • CITIZENS FINANCIAL SERVICES, INC. interest income (expense), after provision for loan loss for fiscal 2025 was $95.63M, a 14.02% increase from fiscal 2024.
  • CITIZENS FINANCIAL SERVICES, INC. interest income (expense), after provision for loan loss for fiscal 2024 was $83.87M, a 12.23% increase from fiscal 2023.
  • CITIZENS FINANCIAL SERVICES, INC. interest income (expense), after provision for loan loss for fiscal 2023 was $74.73M, a 6.08% increase from fiscal 2022.
  • CITIZENS FINANCIAL SERVICES, INC. interest income (expense), after provision for loan loss for fiscal 2022 was $70.45M, a 9.12% increase from fiscal 2021.
Period endInterest Income (Expense), after Provision for Loan Loss 3 monthInterest Income (Expense), after Provision for Loan Loss 6 monthInterest Income (Expense), after Provision for Loan Loss 9 monthInterest Income (Expense), after Provision for Loan Loss 12 month
2026-06-30$25.19M
10-Q · filed 2026-08-06
$50.81M
10-Q · filed 2026-08-06
$76.52M
derived: sum of 3 quarters · filed 2026-08-06
$101.16M
derived: sum of 4 quarters · filed 2026-08-06
2026-03-31$25.61M
10-Q · filed 2026-05-07
$51.32M
derived: sum of 2 quarters · filed 2026-05-07
$75.96M
derived: sum of 3 quarters · filed 2026-05-07
$98.86M
derived: sum of 4 quarters · filed 2026-08-06
2025-12-31$25.71M
derived: 10-K 12 month − 10-Q 9 month · filed 2026-03-12
$50.35M
derived: sum of 2 quarters · filed 2026-03-12
$73.25M
derived: sum of 3 quarters · filed 2026-08-06
$95.63M
10-K · filed 2026-03-12
2025-09-30$24.64M
10-Q · filed 2025-11-06
$47.54M
derived: sum of 2 quarters · filed 2026-08-06
$69.92M
10-Q · filed 2025-11-06
$92.79M
derived: sum of 4 quarters · filed 2026-08-06
2025-06-30$22.90M
10-Q · filed 2026-08-06
$45.27M
10-Q · filed 2026-08-06
$68.15M
derived: sum of 3 quarters · filed 2026-08-06
$89.67M
derived: sum of 4 quarters · filed 2026-08-06
2025-03-31$22.38M
10-Q · filed 2026-05-07
$45.25M
derived: sum of 2 quarters · filed 2026-05-07
$66.77M
derived: sum of 3 quarters · filed 2026-05-07
$86.07M
derived: sum of 4 quarters · filed 2026-05-07
2024-12-31$22.87M
derived: 10-K 12 month − 10-Q 9 month · filed 2026-03-12
$44.40M
derived: sum of 2 quarters · filed 2026-03-12
$63.70M
derived: sum of 3 quarters · filed 2026-03-12
$83.87M
10-K · filed 2026-03-12
2024-09-30$21.52M
10-Q · filed 2025-11-06
$40.82M
derived: sum of 2 quarters · filed 2025-11-06
$60.99M
10-Q · filed 2025-11-06
$82.65M
derived: sum of 4 quarters · filed 2026-03-12
2024-06-30$19.30M
10-Q · filed 2025-08-07
$39.47M
10-Q · filed 2025-08-07
$61.13M
derived: sum of 3 quarters · filed 2026-03-12
$83.06M
derived: sum of 4 quarters · filed 2026-03-12
2024-03-31$20.17M
10-Q · filed 2025-05-08
$41.83M
derived: sum of 2 quarters · filed 2026-03-12
$63.76M
derived: sum of 3 quarters · filed 2026-03-12
$76.83M
derived: sum of 4 quarters · filed 2026-03-12
2023-12-31$21.66M
derived: 10-K 12 month − 10-Q 9 month · filed 2026-03-12
$43.58M
derived: sum of 2 quarters · filed 2026-03-12
$56.65M
derived: sum of 3 quarters · filed 2026-03-12
$74.73M
10-K · filed 2026-03-12
2023-09-30$21.93M
10-Q · filed 2024-11-07
$35.00M
derived: sum of 2 quarters · filed 2024-11-07
$53.08M
10-Q · filed 2024-11-07
$72.12M
derived: sum of 4 quarters · filed 2025-03-06
2023-06-30$13.07M
10-Q · filed 2024-08-08
$31.15M
10-Q · filed 2024-08-08
$50.19M
derived: sum of 3 quarters · filed 2025-03-06
$68.31M
derived: sum of 4 quarters · filed 2025-03-06
2023-03-31$18.08M
10-Q · filed 2024-05-09
$37.12M
derived: sum of 2 quarters · filed 2025-03-06
$55.24M
derived: sum of 3 quarters · filed 2025-03-06
$72.52M
derived: sum of 4 quarters · filed 2025-03-06
2022-12-31$19.04M
derived: 10-K 12 month − 10-Q 9 month · filed 2025-03-06
$37.16M
derived: sum of 2 quarters · filed 2025-03-06
$54.44M
derived: sum of 3 quarters · filed 2025-03-06
$70.45M
10-K · filed 2025-03-06
2022-09-30$18.12M
10-Q · filed 2023-11-08
$35.40M
derived: sum of 2 quarters · filed 2023-11-08
$51.41M
10-Q · filed 2023-11-08
$68.28M
derived: sum of 4 quarters · filed 2024-03-07
2022-06-30$17.28M
10-Q · filed 2023-08-09
$33.29M
10-Q · filed 2023-08-09
$50.16M
derived: sum of 3 quarters · filed 2024-03-07
$66.35M
derived: sum of 4 quarters · filed 2024-03-07
2022-03-31$16.01M
10-Q · filed 2023-05-10
$32.88M
derived: sum of 2 quarters · filed 2024-03-07
$49.07M
derived: sum of 3 quarters · filed 2024-03-07
$64.78M
derived: sum of 4 quarters · filed 2024-03-07
2021-12-31$16.87M
derived: 10-K 12 month − 10-Q 9 month · filed 2024-03-07
$33.06M
derived: sum of 2 quarters · filed 2024-03-07
$48.77M
derived: sum of 3 quarters · filed 2024-03-07
$64.56M
10-K · filed 2024-03-07
2021-09-30$16.19M
10-Q · filed 2022-11-08
$31.90M
derived: sum of 2 quarters · filed 2022-11-08
$47.69M
10-Q · filed 2022-11-08
$63.34M
derived: sum of 4 quarters · filed 2023-03-09
2021-06-30$15.71M
10-Q · filed 2022-08-08
$31.50M
10-Q · filed 2022-08-08
$47.15M
derived: sum of 3 quarters · filed 2023-03-09
$63.07M
derived: sum of 4 quarters · filed 2023-03-09
2021-03-31$15.79M
10-Q · filed 2022-05-09
$31.44M
derived: sum of 2 quarters · filed 2023-03-09
$47.36M
derived: sum of 3 quarters · filed 2023-03-09
$63.09M
derived: sum of 4 quarters · filed 2023-03-09
2020-12-31$15.64M
derived: 10-K 12 month − 10-Q 9 month · filed 2023-03-09
$31.57M
derived: sum of 2 quarters · filed 2023-03-09
$47.30M
derived: sum of 3 quarters · filed 2023-03-09
$59.79M
10-K · filed 2023-03-09
2020-09-30$15.92M
10-Q · filed 2021-11-04
$31.66M
derived: sum of 2 quarters · filed 2021-11-04
$44.15M
10-Q · filed 2021-11-04
$56.41M
derived: sum of 4 quarters · filed 2022-04-29
2020-06-30$15.74M
10-Q · filed 2021-08-05
$28.23M
10-Q · filed 2021-08-05
$40.49M
derived: sum of 3 quarters · filed 2022-04-29
$52.99M
derived: sum of 4 quarters · filed 2022-04-29
2020-03-31$12.49M
10-Q · filed 2021-05-06
$24.75M
derived: sum of 2 quarters · filed 2022-04-29
$37.25M
derived: sum of 3 quarters · filed 2022-04-29
$49.24M
derived: sum of 4 quarters · filed 2022-04-29
2019-12-31$12.27M
derived: 10-K/A 12 month − 10-Q 9 month · filed 2022-04-29
$24.76M
derived: sum of 2 quarters · filed 2022-04-29
$36.75M
derived: sum of 3 quarters · filed 2022-04-29
$48.27M
10-K/A · filed 2022-04-29
2019-09-30$12.50M
10-Q · filed 2020-11-05
$24.48M
derived: sum of 2 quarters · filed 2020-11-05
$36.00M
10-Q · filed 2020-11-05
$47.62M
derived: sum of 4 quarters · filed 2021-03-11
2019-06-30$11.99M
10-Q · filed 2020-08-06
$23.50M
10-Q · filed 2020-08-06
$35.12M
derived: sum of 3 quarters · filed 2021-03-11
$46.41M
derived: sum of 4 quarters · filed 2021-03-11
2019-03-31$11.52M
10-Q · filed 2020-05-07
$23.13M
derived: sum of 2 quarters · filed 2021-03-11
$34.43M
derived: sum of 3 quarters · filed 2021-03-11
$45.85M
derived: sum of 4 quarters · filed 2021-03-11
2018-12-31$11.62M
derived: 10-K 12 month − 10-Q/A 9 month · filed 2021-03-11
$22.91M
derived: sum of 2 quarters · filed 2021-03-11
$34.34M
derived: sum of 3 quarters · filed 2021-03-11
$45.26M
10-K · filed 2021-03-11
2018-09-30$11.29M
10-Q/A · filed 2019-11-12
$22.72M
derived: sum of 2 quarters · filed 2019-11-12
$33.64M
10-Q/A · filed 2019-11-12
$44.08M
derived: sum of 4 quarters · filed 2020-03-12
2018-06-30$11.43M
10-Q · filed 2019-08-08
$22.35M
10-Q · filed 2019-08-08
$32.78M
derived: sum of 3 quarters · filed 2020-03-12
$42.90M
derived: sum of 4 quarters · filed 2020-03-12
2018-03-31$10.92M
10-Q · filed 2019-05-09
$21.36M
derived: sum of 2 quarters · filed 2020-03-12
$31.47M
derived: sum of 3 quarters · filed 2020-03-12
$41.25M
derived: sum of 4 quarters · filed 2020-03-12
2017-12-31$10.44M
derived: 10-K 12 month − 10-Q 9 month · filed 2020-03-12
$20.55M
derived: sum of 2 quarters · filed 2020-03-12
$30.33M
derived: sum of 3 quarters · filed 2020-03-12
$39.71M
10-K · filed 2020-03-12
2017-09-30$10.12M
10-Q · filed 2018-11-08
$19.90M
derived: sum of 2 quarters · filed 2018-11-08
$29.28M
10-Q · filed 2018-11-08
$38.40M
derived: sum of 4 quarters · filed 2019-03-07
2017-06-30$9.78M
10-Q · filed 2018-08-09
$19.16M
10-Q · filed 2018-08-09
$28.29M
derived: sum of 3 quarters · filed 2019-03-07
$37.50M
derived: sum of 4 quarters · filed 2019-03-07
2017-03-31$9.38M
10-Q · filed 2018-05-10
$18.51M
derived: sum of 2 quarters · filed 2019-03-07
$27.72M
derived: sum of 3 quarters · filed 2019-03-07
$36.76M
derived: sum of 4 quarters · filed 2019-03-07
2016-12-31$9.13M
derived: 10-K 12 month − 10-Q 9 month · filed 2019-03-07
$18.34M
derived: sum of 2 quarters · filed 2019-03-07
$27.37M
derived: sum of 3 quarters · filed 2019-03-07
$36.44M
10-K · filed 2019-03-07
2016-09-30$9.21M
10-Q · filed 2017-11-09
$18.25M
derived: sum of 2 quarters · filed 2017-11-09
$27.32M
10-Q · filed 2017-11-09
$35.24M
derived: sum of 4 quarters · filed 2018-03-08
2016-06-30$9.04M
10-Q · filed 2017-08-09
$18.11M
10-Q · filed 2017-08-09
$26.03M
derived: sum of 3 quarters · filed 2018-03-08
$33.55M
derived: sum of 4 quarters · filed 2018-03-08
2016-03-31$9.07M
10-Q · filed 2017-05-10
$16.99M
derived: sum of 2 quarters · filed 2018-03-08
$24.52M
derived: sum of 3 quarters · filed 2018-03-08
$31.96M
derived: sum of 4 quarters · filed 2018-03-08
2015-12-31$7.92M
derived: 10-K 12 month − 10-Q 9 month · filed 2018-03-08
$15.45M
derived: sum of 2 quarters · filed 2018-03-08
$22.89M
derived: sum of 3 quarters · filed 2018-03-08
$30.35M
10-K · filed 2018-03-08
2015-09-30$7.53M
10-Q · filed 2016-11-09
$14.97M
derived: sum of 2 quarters · filed 2016-11-09
$22.43M
10-Q · filed 2016-11-09
$29.93M
derived: sum of 4 quarters · filed 2017-03-09
2015-06-30$7.44M
10-Q · filed 2016-08-04
$14.91M
10-Q · filed 2016-08-04
$22.41M
derived: sum of 3 quarters · filed 2017-03-09
$29.83M
derived: sum of 4 quarters · filed 2017-03-09
2015-03-31$7.47M
10-Q · filed 2016-05-05
$14.96M
derived: sum of 2 quarters · filed 2017-03-09
$22.39M
derived: sum of 3 quarters · filed 2017-03-09
$29.89M
derived: sum of 4 quarters · filed 2017-03-09
2014-12-31$7.50M
derived: 10-K 12 month − 10-Q 9 month · filed 2017-03-09
$14.92M
derived: sum of 2 quarters · filed 2017-03-09
$22.42M
derived: sum of 3 quarters · filed 2017-03-09
$29.75M
10-K · filed 2017-03-09
2014-09-30$7.42M
10-Q · filed 2015-11-05
$14.92M
derived: sum of 2 quarters · filed 2015-11-05
$22.26M
10-Q · filed 2015-11-05
$29.68M
derived: sum of 4 quarters · filed 2016-03-10
2014-06-30$7.50M
10-Q · filed 2015-08-06
$14.83M
10-Q · filed 2015-08-06
$22.25M
derived: sum of 3 quarters · filed 2016-03-10
$29.91M
derived: sum of 4 quarters · filed 2016-03-10
2014-03-31$7.33M
10-Q · filed 2015-05-07
$14.75M
derived: sum of 2 quarters · filed 2016-03-10
$22.41M
derived: sum of 3 quarters · filed 2016-03-10
$29.68M
derived: sum of 4 quarters · filed 2016-03-10
2013-12-31$7.42M
derived: 10-K 12 month − 10-Q 9 month · filed 2016-03-10
$15.07M
derived: sum of 2 quarters · filed 2016-03-10
$22.35M
derived: sum of 3 quarters · filed 2016-03-10
$29.51M
10-K · filed 2016-03-10
2013-09-30$7.66M
10-Q · filed 2014-11-06
$14.93M
derived: sum of 2 quarters · filed 2014-11-06
$22.09M
10-Q · filed 2014-11-06
$29.58M
derived: sum of 4 quarters · filed 2015-03-12
2013-06-30$7.28M
10-Q · filed 2014-08-07
$14.44M
10-Q · filed 2014-08-07
$21.92M
derived: sum of 3 quarters · filed 2015-03-12
$29.43M
derived: sum of 4 quarters · filed 2015-03-12
2013-03-31$7.16M
10-Q · filed 2014-05-08
$14.65M
derived: sum of 2 quarters · filed 2015-03-12
$22.16M
derived: sum of 3 quarters · filed 2015-03-12
$29.72M
derived: sum of 4 quarters · filed 2015-03-12
2012-12-31$7.48M
derived: 10-K 12 month − 10-Q 9 month · filed 2015-03-12
$14.99M
derived: sum of 2 quarters · filed 2015-03-12
$22.55M
derived: sum of 3 quarters · filed 2015-03-12
$30.01M
10-K · filed 2015-03-12
2012-09-30$7.51M
10-Q · filed 2013-11-07
$15.07M
derived: sum of 2 quarters · filed 2013-11-07
$22.52M
10-Q · filed 2013-11-07
$29.76M
derived: sum of 4 quarters · filed 2014-03-06
2012-06-30$7.56M
10-Q · filed 2013-08-08
$15.01M
10-Q · filed 2013-08-08
$22.25M
derived: sum of 3 quarters · filed 2014-03-06
$29.31M
derived: sum of 4 quarters · filed 2014-03-06
2012-03-31$7.45M
10-Q · filed 2013-05-09
$14.69M
derived: sum of 2 quarters · filed 2014-03-06
$21.75M
derived: sum of 3 quarters · filed 2014-03-06
$28.68M
derived: sum of 4 quarters · filed 2014-03-06
2011-12-31$7.24M
derived: 10-K 12 month − 10-Q 9 month · filed 2014-03-06
$14.30M
derived: sum of 2 quarters · filed 2014-03-06
$21.22M
derived: sum of 3 quarters · filed 2014-03-06
$27.93M
10-K · filed 2014-03-06
2011-09-30$7.06M
10-Q · filed 2012-11-08
$13.98M
derived: sum of 2 quarters · filed 2012-11-08
$20.69M
10-Q · filed 2012-11-08
$27.37M
derived: sum of 4 quarters · filed 2013-03-07
2011-06-30$6.93M
10-Q · filed 2012-08-09
$13.64M
10-Q · filed 2012-08-09
$20.31M
derived: sum of 3 quarters · filed 2013-03-07
$27.03M
derived: sum of 4 quarters · filed 2013-03-07
2011-03-31$6.71M
10-Q · filed 2012-05-10
$13.39M
derived: sum of 2 quarters · filed 2013-03-07
$20.10M
derived: sum of 3 quarters · filed 2013-03-07
$26.67M
derived: sum of 4 quarters · filed 2013-03-07
2010-12-31$6.68M
derived: 10-K 12 month − 10-Q 9 month · filed 2013-03-07
$13.39M
derived: sum of 2 quarters · filed 2013-03-07
$19.96M
derived: sum of 3 quarters · filed 2013-03-07
$26.41M
10-K · filed 2013-03-07
2010-09-30$6.71M
10-Q · filed 2011-11-14
$13.29M
derived: sum of 2 quarters · filed 2011-11-14
$19.73M
10-Q · filed 2011-11-14
2010-06-30$6.57M
10-Q · filed 2011-08-15
$13.02M
10-Q · filed 2011-08-15
2009-12-31$24.46M
10-K · filed 2012-03-08

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