Cullen/Frost Bankers, Inc. Cash Flow Breakdown
Cash flow breakdown shows where Cullen/Frost Bankers, Inc.'s cash came from and where it went: from running the business, from investing (buying or selling equipment, companies and investments) and from financing (borrowing, paying back loans, buying back shares, paying dividends). One row per year or quarter. A minus sign means cash went out. Financing is shown line by line: buybacks, dividends, debt paid back, new debt and the rest. All amounts are the filed figures for that period.
- Fiscal year ended 2025-12-31: from running the business, $273.98M came in.
- Fiscal year ended 2025-12-31: from investing, $1.60B went out.
- Fiscal year ended 2025-12-31: from financing, $33.09M went out.
- Fiscal year ended 2025-12-31: change in cash, $1.36B went out.
A minus sign means cash went out. * = worked out from the filed year-to-date figures (hover to see how); greyed = already counted inside another line.
Each year (12 month)
| Fiscal year end | Running the business | From investing | Buybacks | Dividends | Debt paid back | New debt | New shares sold | Other | Not split out | Change in cash |
|---|
| 2025-12-31 | $273.98M | -$1.60B | -$157.83M | -$255.36M | | | $11.95M | | $368.15M* | -$1.36B |
|---|
| 2024-12-31 | $989.53M | -$180.88M | -$60.90M | -$242.45M | | | $22.64M | | $1.02B* | $1.55B |
|---|
| 2023-12-31 | $478.85M | -$942.75M | -$42.72M | -$232.32M | | | $9.30M | | -$2.61B* | -$3.34B |
|---|
| 2022-12-31 | $722.58M | -$8.28B | -$4.39M | -$209.78M | | | $16.66M | | $3.20B* | -$4.55B |
|---|
| 2021-12-31 | $648.29M | -$2.53B | -$3.86M | -$188.79M | | | $54.42M | | $8.31B* | $6.29B |
|---|
| 2020-12-31 | $524.24M | -$1.63B | -$15.79M | -$180.58M | | | $12.56M | | $7.79B* | $6.50B |
|---|
| 2019-12-31 | $634.09M | -$1.39B | -$68.79M | -$177.01M | | | $20.77M | | $810.09M* | -$167.60M |
|---|
| 2018-12-31 | $562.39M | -$1.91B | -$101.01M | -$165.45M | | | $31.65M | | $488.48M* | -$1.10B |
|---|
| 2017-12-31 | $538.08M | -$670.60M | -$101.47M | -$144.17M | | | $67.75M | | $1.22B* | $911.60M |
|---|
| 2016-12-31 | $437.84M | -$1.37B | -$1.29M | -$134.90M | | | $78.87M | | $1.54B* | $549.92M |
|---|
| 2015-12-31 | $394.86M | -$1.24B | -$101.24M | -$132.16M | $0.00 | | $14.85M | $1.39M | $288.62M* | -$772.60M |
|---|
| 2014-12-31 | $289.85M | -$2.28B | -$1.46M | -$127.18M | $0.00 | | $29.16M | $3.18M | $1.90B* | -$192.00M |
|---|
| 2013-12-31 | $173.61M | -$385.92M | -$144.63M | -$119.62M | -$7.00K | | $68.65M | $2.69M | $1.44B* | $1.03B |
|---|
| 2012-12-31 | $300.00M | -$2.16B | -$436.00K | -$116.85M | -$19.00K | | $10.52M | $171.00K | $2.58B* | $617.39M |
|---|
| 2011-12-31 | $274.37M | -$2.46B | -$2.03M | -$112.21M | -$150.02M | | $7.44M | $422.00K | $2.52B* | $86.61M |
|---|
| 2010-12-31 | $424.53M | -$399.82M | -$986.00K | -$108.03M | -$18.89M | | $38.81M | $683.00K | $1.16B* | $1.10B |
|---|
| 2009-12-31 | $273.93M | -$919.38M | -$800.00K | -$102.13M | -$230.01M | $230.00M | $16.23M | $681.00K | $1.22B* | $484.15M |
|---|
| 2008-12-31 | $234.37M | -$1.23B | -$23.05M | -$98.15M | -$7.66M | | $37.40M | $7.77M | $1.12B* | $40.82M |
|---|
Each quarter (3 month)
| Quarter end | Running the business | From investing | Buybacks | Dividends | Debt paid back | New debt | New shares sold | Other | Not split out | Change in cash |
|---|
| 2026-06-30 | $52.94M* | -$1.86B* | -$90.89M* | -$64.78M* | | | $0.00 | | $1.28B* | |
|---|
| 2026-03-31 | $237.32M | -$1.33B | -$72.30M | -$64.01M | | | $0.00 | | -$500.93M* | -$1.73B |
|---|
| 2025-12-31 | $180.74M* | $550.30M* | -$85.37M* | -$64.06M* | | | $4.07M* | | $348.15M* | |
|---|
| 2025-09-30 | $248.58M* | -$275.19M* | -$69.78M* | -$64.70M* | | | $1.93M | | $983.32M* | |
|---|
| 2025-06-30 | $140.77M* | -$57.57M* | -$76.00K* | -$64.93M* | | | $2.25M | | -$757.77M* | |
|---|
| 2025-03-31 | -$296.11M | -$1.82B | -$2.60M | -$61.66M | | | $3.71M | | -$205.54M* | -$2.38B |
|---|
| 2024-12-31 | $64.30M* | -$294.41M* | -$8.63M* | -$61.50M* | | | $7.16M* | | $1.33B* | |
|---|
| 2024-09-30 | $307.22M* | $179.12M* | -$20.05M* | -$61.33M* | | | $10.28M | | $1.64B* | |
|---|
| 2024-06-30 | $129.58M* | -$686.09M* | -$30.15M* | -$59.81M* | | | $2.29M | | -$675.55M* | |
|---|
| 2024-03-31 | $488.43M | $620.50M | -$2.07M | -$59.80M | | | $2.92M | | -$1.27B* | -$222.76M |
|---|
| 2023-12-31 | -$83.00M* | -$111.92M* | -$2.22M* | -$59.77M* | | | $6.26M* | | $1.32B* | |
|---|
| 2023-09-30 | $238.69M* | -$112.19M* | -$11.37M* | -$59.51M* | | | $596.00K | | $454.54M* | |
|---|
| 2023-06-30 | $154.81M* | -$69.34M* | -$27.95M* | -$56.41M* | | | $946.00K | | -$2.20B* | |
|---|
| 2023-03-31 | $168.35M | -$649.29M | -$1.17M | -$56.64M | | | $1.50M | | -$2.19B* | -$2.73B |
|---|
| 2022-12-31 | $182.67M* | -$1.73B* | -$3.40M* | -$56.50M* | | | $4.90M* | | -$4.31M* | |
|---|
| 2022-09-30 | $244.86M* | -$1.58B* | $0.00* | -$56.32M* | | | $5.27M | | $1.36B* | |
|---|
| 2022-06-30 | -$37.77M* | -$1.71B* | $0.00* | -$48.52M* | | | $751.00K | | $999.23M* | |
|---|
| 2022-03-31 | $332.82M | -$3.26B | -$996.00K | -$48.44M | | | $5.74M | | $844.66M* | -$2.13B |
|---|
| 2021-12-31 | $95.68M* | -$3.34B* | -$2.52M* | -$48.28M* | | | $16.61M* | | $3.61B* | |
|---|
| 2021-09-30 | $204.02M* | $51.99M* | -$54.00K* | -$48.11M* | | | $1.13M | | $860.60M* | $1.07B* |
|---|
| 2021-06-30 | $128.82M* | $1.16B* | $0.00* | -$46.27M* | | | $7.29M | | $2.13B* | $3.38B* |
|---|
| 2021-03-31 | $219.76M | -$402.03M | -$1.29M | -$46.12M | | | $29.40M | | $1.71B* | $1.51B |
|---|
| 2020-12-31 | $49.15M* | $936.58M* | -$1.78M* | -$45.82M* | | | $5.01M* | | $2.17B* | $3.11B* |
|---|
| 2020-09-30 | $268.14M* | -$489.43M* | -$27.00K* | -$44.96M* | | | $2.70M | | $839.69M* | $576.11M* |
|---|
| 2020-06-30 | -$41.97M* | -$2.47B* | $0.00* | -$44.87M* | | | $3.38M | | $4.96B* | $2.40B* |
|---|
| 2020-03-31 | $248.93M | $391.00M | -$13.97M | -$44.93M | | | $1.46M | | -$175.08M* | $407.40M |
|---|
| 2019-12-31 | $48.89M* | -$178.57M* | -$1.08M* | -$44.87M* | | | $7.26M* | | $1.05B* | $880.28M* |
|---|
| 2019-09-30 | $293.28M* | -$252.25M* | -$17.19M* | -$44.70M* | | | $5.67M | | $977.69M* | $962.49M* |
|---|
| 2019-06-30 | $145.78M* | -$170.46M* | -$50.00M* | -$44.83M* | | | $2.96M | | -$219.50M* | -$336.04M* |
|---|
| 2019-03-31 | $146.13M | -$785.47M | -$519.00K | -$42.60M | | | $4.88M | | -$996.76M* | -$1.67B |
|---|
| 2018-12-31 | $102.22M* | -$509.45M* | -$100.94M* | -$42.73M* | | | $5.08M* | | $1.08B* | $536.29M* |
|---|
| 2018-09-30 | $206.17M* | -$516.82M* | $0.00* | -$43.09M* | | | $1.12M | | $456.65M* | $104.02M* |
|---|
| 2018-06-30 | $43.29M* | -$633.86M* | -$70.00K* | -$43.08M* | | | $6.28M | | -$738.04M* | -$1.37B* |
|---|
| 2018-03-31 | $210.71M | -$253.19M | $0.00 | -$36.55M | | | $19.16M | | -$312.23M* | -$372.10M |
|---|
| 2017-12-31 | $182.63M* | -$822.98M* | -$1.43M* | -$36.42M* | | | $22.32M* | | $617.01M* | -$38.86M* |
|---|
| 2017-09-30 | $166.98M* | $492.96M* | -$100.00M* | -$36.36M* | | | $1.27M | | $860.73M* | $1.39B* |
|---|
| 2017-06-30 | $58.81M* | -$363.38M* | $0.00* | -$36.74M* | | | $19.40M | | -$500.95M* | -$822.86M* |
|---|
| 2017-03-31 | $129.66M | $22.80M | -$42.00K | -$34.66M | | | $24.75M | | $245.23M* | $387.73M |
|---|
| 2016-12-31 | $102.87M* | -$826.88M* | -$1.29M* | -$34.34M* | | | $30.99M* | | $874.70M* | $146.06M* |
|---|
| 2016-09-30 | $155.13M* | -$424.44M* | $0.00* | -$34.04M* | | | $44.29M | | $889.22M* | $630.16M* |
|---|
| 2016-06-30 | $49.71M* | -$685.59M* | $0.00* | -$33.59M* | | | $3.49M | $84.00K* | $167.65M* | -$498.24M* |
|---|
| 2016-03-31 | $130.13M | $562.92M | $0.00 | -$32.94M | | | $97.00K | | -$388.27M* | $271.94M |
|---|
| 2015-12-31 | $36.10M* | -$421.60M* | -$26.29M* | -$33.14M* | | | $3.02M* | $509.00K* | $278.02M* | -$163.38M* |
|---|
| 2015-09-30 | $242.46M* | -$181.77M* | -$64.35M* | -$33.15M* | | | $2.88M | $127.00K* | $520.16M* | $486.36M* |
|---|
| 2015-06-30 | $61.52M* | -$280.14M* | | -$33.58M* | | | $8.22M | $678.00K* | -$332.92M* | -$576.22M* |
|---|
| 2015-03-31 | $54.78M | -$355.42M | | -$32.29M | | | $728.00K | $75.00K | -$187.24M* | -$519.36M |
|---|
| 2014-12-31 | $115.02M* | -$1.88B* | -$1.46M* | -$32.28M* | $0.00* | | $3.58M* | $921.00K* | $862.28M* | -$936.34M* |
|---|
| 2014-09-30 | $74.63M* | -$708.58M* | $0.00* | -$32.23M* | $0.00* | | $5.46M | $610.00K* | $939.96M* | $279.84M* |
|---|
| 2014-06-30 | $27.63M* | -$28.60M* | $0.00* | -$32.17M* | $0.00* | | $2.83M | $317.00K* | -$127.52M* | -$157.52M* |
|---|
| 2014-03-31 | $72.58M | $339.48M | $0.00 | -$30.49M | $0.00 | | $17.28M | $1.33M | $221.81M* | $622.01M |
|---|
| 2013-12-31 | $73.31M* | -$599.31M* | -$630.00K* | -$30.36M* | $0.00* | | $3.63M* | $436.00K* | $788.99M* | $236.06M* |
|---|
| 2013-09-30 | $133.56M* | $346.78M* | -$28.80M* | -$30.31M* | $0.00* | | $30.84M | $1.88M* | $964.77M* | $1.42B* |
|---|
| 2013-06-30 | $11.91M* | -$384.14M* | $0.00* | -$30.17M* | -$2.00K* | | $13.74M | $253.00K* | $71.30M* | -$317.11M* |
|---|
| 2013-03-31 | -$45.17M | $250.75M | -$115.20M | -$28.78M | -$5.00K | | $20.45M | $122.00K | -$388.68M* | -$306.52M |
|---|
| 2012-12-31 | $30.78M* | -$440.47M* | -$436.00K* | -$29.57M* | -$5.00K* | | $424.00K* | $61.00K* | $1.21B* | $772.80M* |
|---|
| 2012-09-30 | $101.77M* | -$531.49M* | | -$29.52M* | -$5.00K* | | $2.88M | $34.00K* | $913.26M* | $456.93M* |
|---|
| 2012-06-30 | $65.55M* | -$258.23M* | | -$29.52M* | -$5.00K* | | $1.67M | $35.00K* | $387.02M* | $166.52M* |
|---|
| 2012-03-31 | $101.91M | -$925.28M | | -$28.24M | -$4.00K | | $5.54M | $41.00K | $67.17M* | -$778.86M |
|---|
| 2011-12-31 | $15.03M* | -$2.32B* | -$372.00K* | -$28.22M* | -$5.00K* | | $199.00K* | $29.00K* | $756.83M* | -$1.58B* |
|---|
| 2011-09-30 | $93.67M* | $107.45M* | $0.00* | -$28.20M* | -$150.00M* | | $0.00* | $26.00K* | $1.04B* | $1.07B* |
|---|
| 2011-06-30 | $94.43M* | $240.31M* | -$1.46M* | -$28.21M* | -$4.00K* | | $1.47M* | $213.00K* | $415.13M* | $721.89M* |
|---|
| 2011-03-31 | $71.24M | -$479.80M | -$201.00K | -$27.58M | -$5.00K | | $5.77M | $154.00K | $308.12M* | -$122.31M |
|---|
| 2010-12-31 | $141.83M* | -$150.93M* | -$793.00K* | -$27.46M* | -$4.00K* | | $10.28M* | $70.00K* | -$4.90M* | -$31.91M* |
|---|
| 2010-09-30 | $124.92M* | -$457.73M* | $0.00* | -$27.36M* | -$12.38M* | | $5.36M* | $194.00K* | $571.07M* | $204.07M* |
|---|
| 2010-06-30 | $72.60M* | -$133.53M* | $0.00* | -$27.29M* | -$6.50M* | | $7.31M* | $160.00K* | $176.33M* | $89.08M* |
|---|
| 2010-03-31 | $85.19M | $342.38M | -$193.00K | -$25.92M | -$4.00K | | $15.87M | $259.00K | $420.69M* | $838.26M |
|---|
| 2009-12-31 | $60.37M* | -$293.54M* | | -$25.81M* | -$230.00M* | $0.00* | $371.00K* | $51.00K* | $420.74M* | -$67.81M* |
|---|
| 2009-09-30 | $90.33M* | -$20.92M* | | -$25.72M* | -$5.00K* | $0.00* | $7.92M* | $413.00K* | $222.39M* | $274.42M* |
|---|