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WHITE MOUNTAINS INSURANCE GROUP, LTD (WTM) Material Contracts

WHITE MOUNTAINS INSURANCE GROUP, LTD Material Contracts

Every material contract the company filed as Exhibit 10 (executive pay plans, credit agreements, supplier and indemnity agreements), newest first, with the filing's own description.

  • 2026-05-15: Form 8-K; Exhibit 10.1; Description Note Purchase Agreement, dated as of May 14, 2026, by and among HGG and the purchasers party thereto..
  • 2025-11-06: Form 10-Q; Exhibit 10.3; Description Limited Consent and Second Amendment to Credit Agreement, dated as of October 31, 2025, by and among Distinguished LLC, a Delaware limited liability company, the other credit parties party thereto, the lenders party thereto and BMO Bank N.A., as agent. (*).
  • 2025-11-06: Form 10-Q; Exhibit 10.2; Description First Amendment to Credit Agreement, dated as of July 4, 2025, among Distinguished LLC, a Delaware limited liability company, the other credit parties party thereto, the lenders party thereto and BMO Bank N.A., as agent. (*).
  • 2025-11-06: Form 10-Q; Exhibit 10.1; Description Employment Agreement and Release between White Mountains Capital LLC and G. Manning Rountree. (*).
FiledFormExhibitDescription
2026-05-158-K10.1Note Purchase Agreement, dated as of May 14, 2026, by and among HGG and the purchasers party thereto.
2025-11-0610-Q10.3Limited Consent and Second Amendment to Credit Agreement, dated as of October 31, 2025, by and among Distinguished LLC, a Delaware limited liability company, the other credit parties party thereto, the lenders party thereto and BMO Bank N.A., as agent. (*)
2025-11-0610-Q10.2First Amendment to Credit Agreement, dated as of July 4, 2025, among Distinguished LLC, a Delaware limited liability company, the other credit parties party thereto, the lenders party thereto and BMO Bank N.A., as agent. (*)
2025-11-0610-Q10.1Employment Agreement and Release between White Mountains Capital LLC and G. Manning Rountree. (*)
2025-08-0710-Q10.5Fourth Amendment to Loan and Servicing Agreement dated as of July 21, 2025 among Kudu Investment Holdings, LLC, Kudu Investment US, LLC, Kudu Investment Management LLC, KFO Holdings, Ltd., KWCP Holdings UK, Ltd., Massachusetts Mutual Life Insurance Company, Alter Domus (US) LLC, Barings Finance LLC and Barings Direct Investments LLC. (*)
2025-08-0710-Q10.4Unit Purchase Agreement, dated as of July 4, 2025, by and among, AQ Phoenix Parent, L.P., WM Monroe Holdings, Inc., White Mountains Insurance Group, Ltd., and the other parties thereto. (*)
2025-07-168-K10.1Credit Agreement, dated as of July 16, 2025, among White Mountains Insurance Group, Ltd., the lenders party thereto and Bank of America, N.A., as the administrative agent
2025-05-0710-Q10.2White Mountains Annual Bonus Program. (*)
2025-05-0710-Q10.1Third Amendment to Loan and Servicing Agreement dated as of March 18, 2025 among Kudu Investment Holdings, LLC, Kudu Investment US, LLC, Kudu Investment Management, LLC, KFO Holdings, Ltd., KWCP Holdings UK, Ltd., Massachusetts Mutual Life Insurance Company and Alter Domus (US) LLC and Barings Finance LLC. (*)
2024-08-0710-Q10.2Second Amendment to Loan and Servicing Agreement dated as of June 28, 2024 among Kudu Investment Holdings, LLC, Kudu Investment US, LLC, Kudu Investment Management, LLC, KFO Holdings, Ltd., KWCP Holdings UK, Ltd., Massachusetts Mutual Life Insurance Company and Alter Domus (US) LLC and Barings Finance LLC (*) (**)
2024-08-0710-Q10.1Fourth Amended and Restated Surplus Note Purchase Agreement between Build America Mutual Assurance Company, as Issuer and HG Holdings Ltd. and HG Re Ltd. as Purchasers, dated July 1, 2024. (*)
2024-04-108-K10.1Offer Letter, dated as of February 22, 2024, between the Company and Mr. Harrison
2023-11-0610-Q10.1Agreement and Plan of Merger by and among PM Holdings LLC, WM Pierce Merger Sub LLC, White Mountains Insurance Group, LTD., Bamboo Ide8 Insurance Services LLC and John Chu, as the Unitholders’ Representative, dated as of October 19, 2023 (*)
2023-08-0710-Q10.3First Amendment to Loan and Servicing Agreement dated as of June 28, 2023 among Kudu Investment Management, LLC, Kudu Investment Holdings, LLC, Kudu Investments US, LLC, KFO Holdings, Ltd., KWCP Holdings UK, Ltd., Massachusetts Mutual Life Insurance Company and Alter Domus. (*) (**)
2023-08-0710-Q10.2Third Amended and Restated Supplemental Trust Agreement by and among Build America Mutual Assurance Company, HG Re Ltd. and The Bank of New York Mellon, dated January 15, 2020. (*)
2023-08-0710-Q10.1Third Amended and Restated Surplus Note Purchase Agreement between Build America Mutual Assurance Company, as Issuer and HG Holdings Ltd. and HG Re Ltd. as Purchasers, dated January 15, 2020. (*)
2022-05-0610-Q10.2Loan and Security Agreement, dated as of March 31, 2022 among HG Global Ltd., Hudson Structured Capital Management Ltd. and the lenders from time to time party thereto (*) (**)
2022-05-0610-Q10.1White Mountains Bonus Plan (*)
2021-12-028-K10.2Consulting Agreement, dated as of November 1, 2021, between White Mountains Capital LLC and Mr. Caffrey
2021-12-028-K10.1Offer Letter, dated as of November 29, 2021, between the Company and Mr. Caffrey
2021-11-0810-Q10.4Paying Agency Agreement dated 8 September 2021 between Group Ark Insurance Limited, The Bank of New York Mellon, London Branch and The Bank of New York Mellon SA/NV, Dublin Branch (*) (**)
2021-11-0810-Q10.3Paying Agency Agreement dated 11 August 2021 between Group Ark Insurance Limited, The Bank of New York Mellon, London Branch and The Bank of New York Mellon SA/NV, Dublin Branch (*) (**)
2021-11-0810-Q10.2Paying Agency Agreement dated 13 July 2021 between Group Ark Insurance Limited, The Bank of New York Mellon, London Branch and The Bank of New York Mellon SA/NV, Dublin Branch (*) (**)
2021-11-0810-Q10.1Loan and Servicing Agreement dated as of March 23, 2021 among Kudu Investment Management, LLC, Kudu Investment Holdings, LLC, Kudu Investments US, LLC, KFO Holdings, Ltd., KWCP Holdings UK, Ltd., Massachusetts Mutual Life Insurance Company and Alter Domus (*) (**)
2021-08-0610-Q10FIFTH AMENDMENT dated as of June 2, 2021, among NSM INSURANCE GROUP, LLC, a Delaware limited liability company, NSM INSURANCE HOLDCO, LLC, a Delaware limited liability company, NSM UK HOLDINGS LTD, a company incorporated in England and Wales, the other LOAN PARTIES party hereto, ARES CAPITAL CORPORATION, a Maryland corporation, as administrative agent, the LENDERS party hereto and the L/C ISSUERS party hereto. *
2021-02-2610-K10.14Employment Agreement between White Mountains Capital LLC and Frank R. Bazos dated December 16, 2020.(*)
2021-02-2610-K10.13Employment Agreement and Release between White Mountains Capital LLC and J. Brian Palmer dated February 25, 2021.(*)
2020-05-0810-Q10FOURTH AMENDMENT dated as of April 7, 2020, among NSM INSURANCE GROUP, LLC, NSM INSURANCE HOLDCO, LLC, NSM UK HOLDINGS LTD, the other LOAN PARTIES party thereto, ARES CAPITAL CORPORATION, as administrative agent, and the LENDERS party thereto. *
2019-08-0610-Q10THIRD AMENDMENT dated as of June 28, 2019, among NSM INSURANCE GROUP, LLC, a Delaware limited liability company, NSM INSURANCE HOLDCO, LLC, a Delaware limited liability company, the other LOAN PARTIES party hereto, ARES CAPITAL CORPORATION, a Maryland corporation, as administrative agent, and the LENDERS party hereto. *
2019-05-0610-Q10.3SECOND AMENDMENT dated as of April 1, 2019, among NSM INSURANCE GROUP, LLC, a Delaware limited liability company, NSM INSURANCE HOLDCO, LLC, a Delaware limited liability company, the other LOAN PARTIES party hereto, ARES CAPITAL CORPORATION, a Maryland corporation, as administrative agent, and the LENDERS party hereto. *
2019-05-0610-Q10.2FIRST AMENDMENT dated as of December 3, 2018, among NSM INSURANCE GROUP, LLC, a Delaware limited liability company, NSM INSURANCE HOLDCO, LLC, a Delaware limited liability company, the other LOAN PARTIES party hereto, ARES CAPITAL CORPORATION, a Maryland corporation, as administrative agent, and the LENDERS party hereto. *
2019-05-0610-Q10.1White Mountains Bonus Plan*
2019-02-2710-K10.7Second Amended and Restated Supplemental Trust Agreement by and among Build America Mutual Assurance Company, HG Re Ltd. and The Bank of New York Mellon, dated December 4, 2018 (*)
2018-08-0710-Q10Credit Agreement Dated as of May 11, 2018 among NSM Insurance Group, LLC, as the Borrower, NSM Insurance Holdco, LLC, as Holdings, Ares Capital Corporation, as Administrative Agent, and the Lenders and L/C Issuers Party Hereto from Time to Time. *
2018-05-0210-Q10Unit Purchase Agreement, dated as of March 31, 2018, by and among NSM Acquisition Holdings, LLC, AIG Property Casualty U.S., Inc, each management seller, NSM Insurance HoldCo, LLC, White Mountains Catskill Holdings, Inc., the Company, and ABRY Partners VIII, L.P. *
2017-09-288-K10.1Second Amended and Restated Investment Management Agreement, dated as of September 28, 2017, by and between White Mountains Advisors LLC and OneBeacon Insurance Group, Ltd.
2017-08-0410-Q10.2Employment Agreement dated May 2, 2017 between White Mountains Insurance Group, Ltd. and David T. Foy *
2017-05-028-K10.1Voting Agreement, dated as of May 2, 2017, by and among Intact Financial Corporation, White Mountains Insurance Group, Ltd., Lone Tree Holdings Ltd. and Bridge Holdings (Bermuda) Ltd.
2017-05-0210-Q10.6Form of OneBeacon Insurance Group, Ltd. 2017-2019 Restricted Share Award Agreement. *
2017-05-0210-Q10.5Form of OneBeacon Insurance Group, Ltd. 2017 Special Restricted Share Award Agreement. *
2017-05-0210-Q10.4OneBeacon 2017 Long-Term Incentive Plan. *
2017-05-0210-Q10.3OneBeacon's 2017 Management Incentive Plan. *
2017-05-0210-Q10.2Fourth Amendment dated as of February 28, 2017 to the Amended and Restated Investment Management Agreement dated as of December 23, 2014 by and between White Mountains Advisors LLC and OneBeacon Insurance Group, Ltd. *
2017-05-0210-Q10.1Retirement Agreement dated March 1, 2017 between White Mountains Insurance Group, Ltd. and Raymond Barrette. *
2017-02-2710-K10.16$43,100,000 Seller Pari Passu Surplus Note, dated as of December 23, 2014, of Bedivere Insurance Company (formerly OneBeacon Insurance Company) (*)
2017-02-2710-K10.15$57,900,000 Seller Priority Surplus Note, dated as of December 23, 2014, of Bedivere Insurance Company (formerly OneBeacon Insurance Company) (*)
2017-02-2710-K10.8OneBeacon’s 2016 Management Incentive Plan (*)
2016-05-0210-Q10.3OneBeacon’s 2016 Management Incentive Plan.
2016-05-0210-Q10.2Third Amendment dated as of February 10, 2016 to the Amended and Restated Investment Management Agreement dated as of December 23, 2014 by and between White Mountains Advisors LLC and OneBeacon Insurance Group, Ltd.
2016-05-0210-Q10.1Second Amendment dated as of June 1, 2015 to the Amended and Restated Investment Management Agreement dated as of December 23, 2014 by and between White Mountains Advisors LLC and OneBeacon Insurance Group, Ltd.
2016-02-2910-K10.14OneBeacon’s 2015 Management Incentive Plan (*)
2016-02-2910-K10.10White Mountains Bonus Plan
2015-11-0210-Q10.3EMPLOYMENT AGREEMENT
2015-08-0310-Q10.2Sabbatical Agreement dated June 1, 2015 between White Mountains Capital, Inc. and G. Manning Rountree.
2015-07-278-K10.1STOCK PURCHASE AGREEMENT
2015-02-2710-K10.28Amendment No. 4 dated as of November 3, 2014 to Stock Purchase Agreement by and among OneBeacon Insurance Group Ltd., OneBeacon Insurance Group LLC, Trebuchet US Holdings, Inc. and Armour Group Holdings Limited (*).
2015-02-2710-K10.25Amendment No.1 dated as of February 1, 2013 to Stock Purchase Agreement by and among OneBeacon Insurance Group Ltd., OneBeacon Insurance Group LLC, Trebuchet US Holdings, Inc. and Armour Group Holdings Limited (*)
2015-02-2710-K10.16OneBeacon’s 2014 Management Incentive Plan (*)
2015-02-2710-K10.15OneBeacon Long-Term Incentive Plan (2007) (*)
2015-02-2710-K10.7Investment Management Agreement between Prospector Partners, LLC and OneBeacon dated February 25, 2015 (*)
2015-02-2710-K10.6Amended and restated Investment Management Agreement between White Mountains Advisors, LLC and OneBeacon dated December 23, 2014 (*)
2014-10-2910-Q10.1AMENDMENT NO. 1 TO CREDIT AGREEMENT
2014-07-2910-Q10.1AMENDMENT NO. 3 TO STOCK PURCHASE AGREEMENT
2014-04-2810-Q10.1AMENDED AND RESTATED SURPLUS NOTE PURCHASE AGREEMENT
2014-02-2810-K10.30Amendment dated as of October 25, 2013 to Stock Purchase Agreement by and among OneBeacon Insurance Group Ltd., OneBeacon Insurance Group LLC, Trebuchet US Holdings, Inc. and Armour Group Holdings Limited (*)
2014-02-2810-K10.21OneBeacon’s 2013 Management Incentive Plan (*)
2013-10-2810-Q10.1CREDIT AGREEMENT
2013-03-0110-K10.20OneBeacon’s 2012 Management Incentive Plan (*)
2013-03-0110-K10.16OneBeacon Deferred Compensation Plan (*)
2012-10-3010-Q10.4SURPLUS NOTE PURCHASE AGREEMENT
2012-10-3010-Q10.3SUPPLEMENTAL TRUST AGREEMENT
2012-10-3010-Q10.2REGULATION 114 TRUST AGREEMENT
2012-10-3010-Q10.1STOCK PURCHASE AGREEMENT
2012-02-2810-K10.22Restricted Share Award Agreement by and between OneBeacon Insurance Group, Ltd. And T. Michael Miller dated as of May 27, 2011(*)
2012-02-2810-K10.21OneBeacon’s 2011 Management Incentive Plan (*)
2012-02-2810-K10.10Amendment No. 1 to Investment Management Agreement between Prospector Partners, LLC and OneBeacon as of December 22, 2011 (*)
2012-02-2810-K10.9Investment Management Agreement between Prospector Partners, LLC and OneBeacon dated March 1, 2011 (*)
2012-02-2810-K10.8Amendment No. 1 to Investment Management Agreement between White Mountains Advisors, LLC and OneBeacon dated as of August 15, 2011 (*)
2012-02-2810-K10.7Investment Management Agreement between White Mountains Advisors, LLC and OneBeacon dated October 1, 2010 (*)
2011-10-2810-Q10.1CREDIT AGREEMENT
2011-08-178-K10.1FINANCIAL STATEMENTS AND EXHIBITS
2011-05-188-K10.1Stock Purchase Agreement, dated May 17, 2011, between White Mountains Holdings (Luxembourg) S.à r.l. and The Allstate Corporation.
2011-02-2810-K10.24OneBeacon’s 2010 Management Incentive Plan (*)
2011-02-2810-K10.16EHI Performance Unit Plan 2010-2012 (*)
2010-10-2910-Q10.2Amendment No.1 to Restricted Share Award Agreement made as of this 10th day of August 2010, by and between the Company and Raymond Barrette.
2010-10-2910-Q10.1Amendment No. 1 to Nonqualified Stock Option Agreement made as of this 10th day of August 2010, by and between the Company and Raymond Barrette.
2010-02-2610-K10.23OneBeacon’s 2009 Management Incentive Plan (*)
2010-02-2610-K10.21First Amendment to OneBeacon 2007 Long-Term Incentive Plan (*)
2010-02-2610-K10.20OneBeacon 2007 Long-Term Incentive Plan (*)
2010-02-2610-K10.18EHI Esurance Restricted Unit Plan (*)
2010-02-2610-K10.17EHI Amended and Restated Top Hat Deferred Compensation Plan (*)
2010-02-2610-K10.16EHI Select Deferred Compensation Plan (*)
2010-02-2610-K10.15EHI Performance Unit Plan 2009-2011 (*)
2010-02-2610-K10.14EHI Performance Unit Plan 2008-2010 (*)
2010-02-2610-K10.13EHI Performance Unit Plan 2007-2009 (*)
2010-02-2610-K10.12White Mountains Re Long Term Incentive Plan (*)
2009-02-2710-K10.2.3Third Amendment to $475,000,000 Credit Agreement, dated June 19, 2007 among the Company, as the Borrower, Bank of America, N.A., as Administrative Agent, Swing Line Lender and Issuing Lender, and the other lenders party hereto. (*)
2009-02-2710-K10.2.2Second Amendment to $475,000,000 Credit Agreement, dated June 19, 2007 among the Company, as the Borrower, Bank of America, N.A., as Administrative Agent, Swing Line Lender and Issuing Lender, and the other lenders party hereto. (*)

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