Synchrony Financial Active Patents
99 granted patents the USPTO still lists as patented, newest filing first, as the USPTO Open Data Portal records them; the company is the first-named applicant. The application number opens the full record at Patent Center.
- 2025-08-11: Application 19296736; Invention NETWORK DATA MANAGEMENT AND DATA SECURITY; Applicant Synchrony Bank; Status Patented Case.
- 2025-03-24: Application 19088500; Invention METHODS AND SYSTEMS FOR LOADING LARGE DATASETS ACROSS CLOUD NETWORKS; Applicant Synchrony Bank; Status Patented Case.
- 2025-02-05: Application 19045999; Invention DYNAMIC MULTI-STAGE QUALIFICATION ANALYSIS FOR MULTIPLE PROGRAMS; Applicant Synchrony Bank; Status Patented Case.
- 2025-01-13: Application 19017888; Invention POST-PURCHASE CREDIT OFFER AND TENDER SWITCH; Applicant Synchrony Bank; Status Patented Case.
| Filed | Application | Invention | Applicant | Status | Granted | Patent | Published as | Inventor name | Inventor country | Examiner |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025-08-11 | 19296736 | NETWORK DATA MANAGEMENT AND DATA SECURITY | Synchrony Bank | Patented Case | 2026-06-30 | 12670495 | Taylor Young Chris Otten | United States United States | TRAIL, ALLYSON NEEL | |
| 2025-03-24 | 19088500 | METHODS AND SYSTEMS FOR LOADING LARGE DATASETS ACROSS CLOUD NETWORKS | Synchrony Bank | Patented Case | 2026-04-07 | 12598229 | David Chau Tarun Saha | United States United States | SERRAO, RANODHI N | |
| 2025-02-05 | 19045999 | DYNAMIC MULTI-STAGE QUALIFICATION ANALYSIS FOR MULTIPLE PROGRAMS | Synchrony Bank | Patented Case | 2026-05-19 | 12632363 | US20250291702A1 | David Chau Julia Shen Xuhui Li Syed Kamran Nayan Sharma Richard Carrasco Satish Kumar Reddy Baradi Manoj Chavali SurendraNag Mandalaneni William Kievit Jake Miller Joseph Gauthier Natalie Bayer Florin Arghirescu Seamus Sullivan Sarath Vadakapurapu | United States United States United States United States United States United States United States United States United States United States United States United States United States United States United States United States | CHOWDHURY, ZIAUL A. |
| 2025-01-13 | 19017888 | POST-PURCHASE CREDIT OFFER AND TENDER SWITCH | Synchrony Bank | Patented Case | 2026-08-11 | 12705597 | US20250307795A1 | Michael Storiale Lisa Hammond William Kievit Tiffanie Terry Carter Hudson Jake Miller | United States United States United States United States United States United States | ANDERSON, SCOTT C |
| 2024-12-20 | 18989053 | METHOD OF APPLYING FOR CREDIT AT A SELF-CHECKOUT | Synchrony Bank | Patented Case | 2026-08-18 | 12711481 | US20260017632A1 | Jake Miller Joseph Nelly Jared King Kaeli Stichler Shawn Dole Timothy Christensen Jennifer Muller Taylor Young Seamus Sullivan Prakash Kothandapani | United States United States United States United States United States United States United States United States United States United States | BURSUM, KIMBERLY SUZANNE |
| 2024-12-06 | 18971733 | METHODS AND SYSTEMS FOR CUSTOMIZED SPATIAL COMPUTING OFFERS | Synchrony Bank | Patented Case | 2026-03-10 | 12572955 | Jordan H. Taler | United States | NGUYEN, THUY N | |
| 2024-11-20 | 18953253 | SYSTEMS AND METHODS FOR DECENTRALIZED DATA DISTRIBUTION | Synchrony Bank | Patented Case | 2026-08-11 | 12706738 | US20250167983A1 | Manish Patel Stephen Short Rojarani Sonena Archana Gandhiraj | United States United States United States United States | DOAN, TRANG T |
| 2024-11-15 | 18949001 | DYNAMIC ENCRYPTION MODEL | Synchrony Bank | Patented Case | 2026-06-16 | 12659159 | US20250125962A1 | William Mahoney Chidhambaram Pillai | United States United States | LE, THANH T |
| 2024-11-06 | 18938366 | SYSTEMS AND METHODS FOR UNIFIED DATA VALIDATION | Synchrony Bank | Patented Case | 2026-02-03 | 12541501 | US20250124018A1 | Saisharath Kondakindi | United States | TO, BAOQUOC N |
| 2024-09-19 | 18889465 | SYSTEMS AND METHODS FOR SCALABLE RANDOMIZED SELECTION WITH ENFORCED PROPORTIONALITY ACROSS DISTRIBUTED SYSTEMS | Synchrony Bank | Patented Case | 2026-03-10 | 12572331 | US20250355629A1 | Richard Carrasco David Chau Nitish Asgekar | United States United States United States | LE, HUNG D |
| 2024-08-08 | 18797899 | SYSTEMS AND METHODS FOR SECURE TRANSACTION REVERSAL | Synchrony Bank | Patented Case | 2026-01-06 | 12518276 | US20250045752A1 | Viveka Vardhan Ravi Tushar Divecha Deborah Bernert Jonathan M. Schmidt Ashok Uppalapati Ajay Yadav Craig Urbansky | United States United States United States United States United States United States United States | YONO, RAVEN E |
| 2024-07-19 | 18778425 | MULTI-TIER TOKENIZATION WITH LONG TERM TOKEN | Synchrony Bank | Patented Case | 2026-04-21 | 12609926 | US20250030684A1 | Ashok Uppalapati | United States | LEWIS, LISA C |
| 2024-06-29 | 18759828 | FRAMEWORK FREE INTEGRATION | Synchrony Bank | Patented Case | 2026-04-14 | 12602688 | US20240420137A1 | Viveka Vardhan Ravi Anil Kumar Mothea | United States United States | KEEHN, RICHARD G |
| 2024-06-28 | 18757749 | SYSTEMS AND METHODS FOR SCALABLE RANDOMIZED SELECTION WITH ENFORCED PROPORTIONALITY ACROSS DISTRIBUTED SYSTEMS | Synchrony Bank | Patented Case | 2025-03-18 | 12254288 | Richard Carrasco David Chau Nitish Asgekar | United States United States United States | LE, HUNG D | |
| 2024-06-25 | 18752931 | SYSTEMS AND METHODS FOR PAYMENT INSTRUMENT PRE-QUALIFICATION DETERMINATIONS | Synchrony Bank | Patented Case | 2026-09-15 | 12737738 | US20250005545A1 | William Kievit | United States | BUNKER, WILLIAM B |
| 2024-06-11 | 18740023 | SYSTEMS AND METHODS FOR CLASSIFYING IMBALANCED DATA | Synchrony Bank | Patented Case | 2026-08-18 | 12711153 | US20240403332A1 | Arnold James Schmidt | United States | SHECHTMAN, CHERYL MARIA |
| 2024-05-30 | 18678189 | SYSTEMS AND METHODS FOR ESTIMATING STABILITY OF A DATASET | Synchrony Bank | Patented Case | 2026-07-07 | 12675742 | US20240320561A1 | Juan Manuel Huerta Michael Bopp Thomas Patrick Prendergast | United States United States United States | NGUYEN, PHONG H |
| 2024-05-14 | 18663159 | METHODS AND SYSTEM FOR PROVIDING CUSTOMIZED ACQUISITION PROTOCOLS | Synchrony Bank | Patented Case | 2025-10-14 | 12443423 | US20240354133A1 | Joydeep Mukherjee Karen Yagnesak Viveka Vardhan Ravi Sarath Vadakapurapu Ravish Kumar Vish Dadireddy | United States United States United States United States United States United States | AUGUSTINE, NICHOLAS |
| 2024-04-26 | 18647314 | SYSTEMS AND METHODS FOR MACHINE VISION BASED OBJECT RECOGNITION | Synchrony Bank | Patented Case | 2025-04-15 | 12277526 | US20240362574A1 | Ujjval Patel Xiaodan Du Lucas McDonald | United States United States United States | PATEL, MAHENDRA R |
| 2024-04-16 | 18636360 | SYSTEMS AND METHODS FOR AUTOMATICALLY ASSOCIATING OBJECTS WITH A VALUE | SYNCHRONY BANK | Patented Case | 2025-10-28 | 12455679 | US20240361885A1 | Roy Erez Alex Sirota | United States United States | ORTIZ DITREN, BELIX M |
| 2024-04-05 | 18627857 | NETWORK DATA MANAGEMENT AND DATA SECURITY | Synchrony Bank | Patented Case | 2025-10-14 | 12443948 | US20240394694A1 | Taylor Young Chris Otten | United States United States | TRAIL, ALLYSON NEEL |
| 2024-03-19 | 18609376 | SYSTEM AND METHOD FOR PROCESSING OF PROMOTIONS IN CONNECTION WITH DIGITAL PURCHASING | Synchrony Bank | Patented Case | 2025-02-18 | 12229797 | US20240362671A1 | Rinki Garg James Wallace Jonathan Schmidt Taylor Young Prakash Kothandapani Rajasekhara Palanki Deborah Bernert Jennifer Muller | India United States United States United States United States United States United States United States | EZEWOKO, MICHAEL I |
| 2024-02-29 | 18591475 | SYSTEMS AND METHODS FOR READING FLAT CARDS | Synchrony Bank | Patented Case | 2025-02-18 | 12230047 | US20240273936A1 | Brian Yang Michael Storiale | United States United States | MARIAM, DANIEL G |
| 2024-02-16 | 18443505 | SYSTEMS AND METHODS FOR SURPRISE OBJECT DISTRIBUTION | SYNCHRONY BANK | Patented Case | 2026-03-24 | 12586118 | US20240289860A1 | Gabriel Saunkeah | United States | PADOT, TIMOTHY |
| 2024-02-02 | 18430782 | SYSTEMS AND METHODS FOR OPTIMIZING ALLOCATION OF POINTS | Synchrony Bank | Patented Case | 2025-03-25 | 12260425 | US20240273567A1 | Leonard Jennings Claire Quinn M. Ramona Bryson Deirdre Baker Marcia Englefield | United States United States United States United States United States | BEKERMAN, MICHAEL |
| 2024-02-02 | 18430766 | PERSISTENT LOGIN | Synchrony Bank | Patented Case | 2025-02-04 | 12219065 | US20240259202A1 | Shaoyen Chang William Mahoney Chidhambaram Mathevan Pillai Seulkee Park Jeremy T. Mack Shahul Shaik Sathyanarayana Mahendran Marina Loginova | United States United States United States United States United States India India United States | OKEKE, IZUNNA |
| 2023-12-27 | 18397335 | POST-PURCHASE CREDIT OFFER AND TENDER SWITCH | Synchrony Bank | Patented Case | 2025-02-18 | 12229743 | US20240185210A1 | Michael Storiale Lisa Hammond William Kievit Tiffanie Terry Carter Hudson Jake Miller | United States United States United States United States United States United States | ANDERSON, SCOTT C |
| 2023-12-08 | 18533854 | DATA SECURITY FOR TRANSACTIONS WITH SECURE OFFER SYSTEM | Synchrony Bank | Patented Case | 2025-10-14 | 12443949 | US20240202717A1 | Deborah Bernert Taylor Young Jonathan M. Schmidt Gregory Schultz Jay Neidermeyer Craig Urbansky Viveka Vardhan Ravi Tushar Divecha | United States United States United States United States United States United States United States United States | LONG, MEREDITH A |
| 2023-11-10 | 18506647 | DYNAMIC ENCRYPTION MODEL | Synchrony Bank | Patented Case | 2024-12-24 | 12177353 | US20240154810A1 | William Mahoney Chidhambaram Pillai | United States United States | LE, THANH T |
| 2023-10-06 | 18482529 | CROSS-NETWORK DIFFERENTIAL DETERMINATION | SYNCHRONY BANK | Patented Case | 2025-09-30 | 12432272 | US20240098160A1 | Roy Erez Alex Sirota Gabriel Saunkeah | United States United States United States | ORR, HENRY W |
| 2023-09-19 | 18469617 | SYSTEMS AND METHODS FOR SECURE TRANSACTION REVERSAL | Synchrony Bank | Patented Case | 2024-11-05 | 12136091 | US20240086916A1 | Viveka Vardhan Ravi Tushar Divecha Deborah Bernert Jonathan M. Schmidt Ashok Uppalapati Ajay Yadav Craig Urbansky | United States United States United States United States United States United States United States | YONO, RAVEN E |
| 2023-09-01 | 18459470 | SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A CLIENT APPLICATION | Synchrony Bank | Patented Case | 2025-02-25 | 12236415 | US20240062183A1 | Jason Chen Patrick Joseph Caraher Abha Kataria Darren Antoine Robinson Derk Carel Doijer Alex Muller Michael Cook James Oldham Daniel Murphy Amanda Schaufler Timothy Christensen Amable De Los Santos | United States United States India United States United States United States United States United States United States United States United States United States | KANERVO, VIRPI H |
| 2023-08-03 | 18364704 | SYSTEMS AND METHODS FOR UNIFIED DATA VALIDATION | Synchrony Bank | Patented Case | 2024-12-24 | 12174826 | US20240045855A1 | Saisharath Kondakindi | United States | TO, BAOQUOC N |
| 2023-07-25 | 18358098 | METHODS OF EXPLAINING AN INDIVIDUAL PREDICTIONS MADE BY PREDICTIVE PROCESSES AND/ | Synchrony Bank | Patented Case | 2025-10-07 | 12437218 | US20230419134A1 | Gregory Dean Jorstad Thomas Patrick Prendergast | United States United States | TITCOMB, WILLIAM D |
| 2023-07-11 | 18350053 | SYSTEMS AND METHODS FOR MACHINE VISION BASED OBJECT RECOGNITION | Synchrony Bank | Patented Case | 2024-06-04 | 12001997 | US20240037492A1 | Ujjval Patel Xiaodan Du Lucas McDonald | United States United States United States | PATEL, MAHENDRA R |
| 2023-06-08 | 18331220 | SECURE MODAL BASED DIGITAL INSTALLMENTS | Synchrony Bank | Patented Case | 2024-12-31 | 12182861 | US20230394571A1 | Jonathan M. Schmidt Viveka Vardhan Ravi Tushar Divecha Jennifer E. Muller Taylor Young Gregory Schultz Seamus Sullivan Prakash Kothandapani | United States United States United States United States United States United States United States United States | HUDSON, MARLA LAVETTE |
| 2023-06-07 | 18331104 | DYNAMIC ENCRYPTION MODEL | Synchrony Bank | Patented Case | 2023-12-26 | 11856103 | US20230396438A1 | William Mahoney Chidhambaram Pillai | United States United States | LE, THANH T |
| 2023-06-07 | 18330899 | GLOBAL ACCOUNT IDENTIFIER TRANSLATION | Synchrony Bank | Patented Case | 2024-03-19 | 11934892 | US20230393908A1 | William Mahoney Chidhambaram Pillai | United States United States | ONAT, UMUT |
| 2023-05-23 | 18321903 | DISTRIBUTED LEDGER SYSTEM FOR AUTOMATED CLAIM ADJUDICATION | Synchrony Bank | Patented Case | 2024-11-26 | 12154074 | US20230368136A1 | Ujjval Patel Cheng Hang Justin Ruan | United States United States United States | DUCK, BRANDON M |
| 2023-05-11 | 18315751 | DYNAMIC PATTERN RECOGNITION ANALYSIS IN REAL-TIME DURING CONTINUING DATA EXTRACTION | Synchrony Bank | Patented Case | 2024-03-05 | 11922516 | US20230368306A1 | Piyush Sarda Shishir Bhatia Venkata Sai Sowmya Pottimurthy Adbul Abdulrahman Ajaywant Rana | United States United States United States United States United States | DANNEMAN, PAUL |
| 2023-05-05 | 18312803 | SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A CLIENT APPLICATION | Synchrony Bank | Patented Case | 2025-09-16 | 12417445 | US20230394459A1 | Jason Chen Patrick Joseph Caraher Abha Kataria Darren Antoine Robinson Derk Carel Doijer Alex Muller Michael Cook James Oldham Daniel Murphy Amanda Schaufler Timothy Christensen Amable De Los Santos | United States United States India United States United States United States United States United States United States United States United States United States | KANERVO, VIRPI H |
| 2023-05-05 | 18312615 | PERSISTENT LOGIN | Synchrony Bank | Patented Case | 2024-03-26 | 11943356 | US20230362008A1 | Shaoyen Chang William Mahoney Chidhambaram Mathevan Pillai Seulkee Park Jeremy T. Mack Shahul Shaik Sathyanarayana Mahendran Marina Loginova | United States United States United States United States United States India India United States | OKEKE, IZUNNA |
| 2023-04-24 | 18305447 | SYSTEM AND METHOD FOR PROCESSING OF PROMOTIONS IN CONNECTION WITH DIGITAL PURCHASING | Synchrony Bank | Patented Case | 2024-04-23 | 11966944 | US20230342809A1 | Rinki Garg James Wallace Jonathan Schmidt Taylor Young Prakash Kothandapani Rajasekhara Palanki Deborah Bernert Jennifer Muller | India United States United States United States United States United States United States United States | EZEWOKO, MICHAEL I |
| 2023-03-13 | 18182514 | METHOD OF APPLYING FOR CREDIT AT A SELF-CHECKOUT | Synchrony Bank | Patented Case | 2025-01-28 | 12211025 | US20230351357A1 | Jake Miller Joseph Nelly Jared King Kaeli Stichler Shawn Dole Timothy Christensen Jennifer Muller Taylor Young Seamus Sullivan Prakash Kothandapani | United States United States United States United States United States United States United States United States United States United States | DANNEMAN, PAUL |
| 2023-03-03 | 18177830 | FRAMEWORK FREE INTEGRATION | Synchrony Bank | Patented Case | 2024-08-06 | 12056700 | US20230281624A1 | Viveka Vardhan Ravi Anil Kumar Mothea | United States United States | KEEHN, RICHARD G |
| 2023-02-15 | 18169386 | SYSTEMS AND METHODS FOR MICROSERVICES BASED FUNCTIONALITIES | Synchrony Bank | Patented Case | 2026-03-24 | 12585499 | US20230259395A1 | Parthiban Akkini Gregory Castle Lyle Snider | United States United States United States | SWIFT, CHARLES M |
| 2023-02-10 | 18167300 | SYSTEMS AND METHODS FOR OPTIMIZING ALLOCATION OF POINTS | Synchrony Bank | Patented Case | 2024-03-19 | 11935086 | US20230274306A1 | Leonard Jennings Claire Quinn M. Ramona Bryson Deirdre Baker Marcia Englefield | United States United States United States United States United States | BEKERMAN, MICHAEL |
| 2023-02-09 | 18166705 | NETWORK DATA MANAGEMENT AND DATA SECURITY | Synchrony Bank | Patented Case | 2024-05-07 | 11978047 | US20230342763A1 | Taylor Young Chris Otten | United States United States | TRAIL, ALLYSON NEEL |
| 2023-02-09 | 18166522 | SYSTEMS AND METHODS FOR PREDICTIVE GIFT SUBSCRIPTIONS | SYNCHRONY BANK | Patented Case | 2025-12-30 | 12511681 | US20230325902A1 | Gabriel Saunkeah Paul Simpson | United States United States | SEIBERT, CHRISTOPHER B |
| 2022-12-12 | 18064306 | Gift Transaction System Architecture | SYNCHRONY BANK | Patented Case | 2026-07-28 | 12694438 | US20230222562A1 | Roy Erez Alex Sirota | United States United States | MISIASZEK, MICHAEL |
| 2022-12-01 | 18060756 | REVERSE TERMINAL PAYMENT SYSTEMS AND METHODS | Synchrony Bank | Patented Case | 2025-06-10 | 12327234 | US20230186276A1 | Michael Storiale Sih Lee William Kievit Jennifer Cantor Jake Miller Noah Pell Christopher Bauer Lisa Hammond | United States United States United States United States United States United States United States United States | HAIDER, FAWAAD |
| 2022-09-07 | 17930076 | METHODS OF EXPLAINING AN INDIVIDUAL PREDICTIONS MADE BY PREDICTIVE PROCESSES AND/ | Synchrony Bank | Patented Case | 2023-11-07 | 11810009 | US20230109251A1 | Gregory Dean Jorstad Thomas Patrick Prendergast JR. | United States United States | TITCOMB, WILLIAM D |
| 2022-08-15 | 17819709 | SINGLE ENTRY COMBINED FUNCTIONALITY | Synchrony Bank | Patented Case | 2025-12-23 | 12505451 | US20230091689A1 | David Fasoli Clarinda Gurr Erin Gadhavi Annabel Larsen Kendra Larsen Craig Urbansky Sally Yijing Yang Bete Johnson | United States United States United States United States United States United States United States United States | ANDREI, RADU |
| 2022-07-27 | 17815423 | METHODS AND SYSTEM FOR PROVIDING CUSTOMIZED ACQUISITION PROTOCOLS | Synchrony Bank | Patented Case | 2024-07-02 | 12026534 | US20230035194A1 | Joydeep Mukherjee Karen Yagnesak Viveka Vardhan Ravi Sarath Vadakapurapu Ravish Kumar Vish Dadireddy | United States United States United States United States United States United States | PATEL, MANGLESH M |
| 2022-07-27 | 17815404 | UNIQUE DEVICE IDENTIFICATION SYSTEM | Synchrony Bank | Patented Case | 2025-07-01 | 12346909 | US20230031114A1 | Joydeep Mukherjee Karen Yagnesak Viveka Vardhan Ravi Sarath Vadakapurapu Ravish Kumar Vish Dadireddy | United States United States United States United States United States United States | MALHOTRA, SANJEEV |
| 2022-07-27 | 17815374 | DYNAMIC OFFER SELECTION SYSTEM | Synchrony Bank | Patented Case | 2026-03-24 | 12586109 | US20230030686A1 | Joydeep Mukherjee Karen Yagnesak Viveka Vardhan Ravi Sarath Vadakapurapu Ravish Kumar Vish Dadireddy | United States United States United States United States United States United States | MISIASZEK, MICHAEL |
| 2022-06-29 | 17809696 | SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A CLIENT APPLICATION | Synchrony Bank | Patented Case | 2024-01-02 | 11861585 | US20230017525A1 | Jason Chen Patrick Joseph Caraher Abha Kataria Darren Antoine Robinson Derk Carel Doijer Alex Muller Michael Cook James Oldham Daniel Murphy Amanda Schaufler Timothy Christensen Amable De Los Santos | United States United States India United States United States United States United States United States United States United States United States United States | KANERVO, VIRPI H |
| 2022-04-28 | 17732009 | MULTI-TIER TOKENIZATION WITH LONG TERM TOKEN | Synchrony Bank | Patented Case | 2024-08-20 | 12069046 | US20220353257A1 | Ashok Uppalapati | United States | LEWIS, LISA C |
| 2022-04-28 | 17731857 | SECURE POINT OF SALE (POS) OPERATIONS | Synchrony Bank | Patented Case | 2026-03-03 | 12567051 | US20220351170A1 | Michael Storiale Lisa Hammond Jake Miller Paul Rowe Tiffanie Terry Denys Iakimov Daniel Sapio Bakhadir Rakhmatov Patrick Joseph Caraher | United States United States United States United States United States United States United States United States United States | TUTOR, AARON N |
| 2022-04-25 | 17728416 | PERSISTENT LOGIN | Synchrony Bank | Patented Case | 2023-06-27 | 11689368 | US20220329428A1 | Shaoyen Chang William Mahoney Chidhambaram Mathevan Pillai Seulkee Park Jeremy T. Mack Shahul Shaik Sathyanarayana Mahendran Marina Loginova | United States United States United States United States United States India India United States | OKEKE, IZUNNA |
| 2021-12-10 | 17548049 | SYSTEM AND METHOD FOR MANAGING DATA SHARE REQUESTS | Synchrony Bank | Patented Case | 2024-08-13 | 12061865 | US20220171921A1 | Murray Pelta Rachel Marks Sven Miller Annmarie Nowak Joseph Jurchak James McCarthy Christine Schultz Justin Heller | United States United States United States United States United States United States United States United States | HASTY, NICHOLAS |
| 2021-09-17 | 17478058 | SYSTEMS AND METHODS FOR READING FLAT CARDS | Synchrony Bank | Patented Case | 2024-04-02 | 11948384 | US20220092304A1 | Brian Yang Michael Storiale | United States United States | MARIAM, DANIEL G |
| 2021-09-16 | 17476598 | SYSTEMS AND METHODS FOR CLASSIFYING IMBALANCED DATA | Synchrony Bank | Patented Case | 2024-07-30 | 12050625 | US20220083571A1 | Arnold James Schmidt | United States | SHECHTMAN, CHERYL MARIA |
| 2021-09-13 | 17473157 | METHOD AND SYSTEM FOR DISTRIBUTED MANAGEMENT OF REMOTE TRANSMITTERS INTERACTING WITH MOBILE DEVICES | Synchrony Bank | Patented Case | 2024-04-30 | 11974197 | US20220086605A1 | Daniel MULLER Patrick CARAHER | United States United States | JAIN, ANKUR |
| 2021-09-10 | 17471227 | POST-PURCHASE CREDIT OFFER AND TENDER SWITCH | Synchrony Bank | Patented Case | 2024-02-06 | 11893564 | US20220067691A1 | Michael Storiale Lisa Hammond William Kievit Tiffanie Terry Carter Hudson Jake Miller | United States United States United States United States United States United States | ANDERSON, SCOTT C |
| 2021-09-07 | 17467704 | MULTI BOT ARCHITECTURE FOR AUTOMATED DATA PROCESSING | Synchrony Bank | Patented Case | 2024-10-08 | 12111824 | US20220092058A1 | Vanitha Vijayan Kristen Scatola Edward Zhang | United States United States United States | WOOD, WILLIAM C |
| 2021-08-12 | 17400343 | NETWORK DATA MANAGEMENT AND DATA SECURITY | Synchrony Bank | Patented Case | 2023-03-28 | 11615412 | US20220036345A1 | Taylor Young Chris Otten | United States United States | TRAIL, ALLYSON NEEL |
| 2021-07-30 | 17389447 | SECURE MODAL BASED DIGITAL INSTALLMENTS | Synchrony Bank | Patented Case | 2023-08-01 | 11715155 | US20220036452A1 | Jonathan M. Schmidt Viveka Vardhan Ravi Tushar Divecha Jennifer E. Muller Taylor Young Gregory Schultz Seamus Sullivan Prakash Kothandapani | United States United States United States United States United States United States United States United States | HUDSON, MARLA LAVETTE |
| 2021-07-28 | 17387161 | SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A CLIENT APPLICATION | Synchrony Bank | Patented Case | 2023-06-20 | 11681998 | US20220019990A1 | Jason Chen Patrick Joseph Caraher Abha Kataria Darren Antoine Robinson Derk Carel Doijer Alex Muller Michael Cook James Oldham Daniel Murphy Amanda Schaufler Timothy Christensen Amable De Los Santos | United States United States India United States United States United States United States United States United States United States United States United States | KANERVO, VIRPI H |
| 2021-07-20 | 17380696 | SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A CLIENT APPLICATION | Synchrony Bank | Patented Case | 2023-10-17 | 11790343 | US20220051220A1 | Jason Chen Patrick Joseph Caraher Abha Kataria Darren Antoine Robinson Derk Carel Doijer Alex Muller Michael Cook James Oldham Daniel Murphy Amanda Schaufler Timothy Christensen Amable De Los Santos | United States United States India United States United States United States United States United States United States United States United States United States | KANERVO, VIRPI H |
| 2021-07-16 | 17378193 | SYSTEMS AND METHODS FOR MACHINE VISION BASED OBJECT RECOGNITION | Synchrony Bank | Patented Case | 2023-08-29 | 11741420 | US20220004745A1 | Ujjval Patel Xiaodan Du Lucas McDonald | United States United States United States | PATEL, MAHENDRA R |
| 2021-07-16 | 17378069 | DATA SECURITY FOR TRANSACTIONS WITH SECURE OFFER SYSTEM | Synchrony Bank | Patented Case | 2024-01-23 | 11880834 | US20220020007A1 | Deborah Bernert Taylor Young Jonathan M. Schmidt Gregory Schultz Jay Neidermeyer Craig Urbansky Viveka Vardhan Ravi Tushar Divecha | United States United States United States United States United States United States United States United States | LONG, MEREDITH A |
| 2021-07-01 | 17365266 | SYSTEMS AND METHODS FOR SECURE TRANSACTION REVERSAL | Synchrony Bank | Patented Case | 2023-10-24 | 11797991 | US20220005034A1 | Viveka Vardhan Ravi Tushar Divecha Deborah Bernert Jonathan M. Schmidt Ashok Uppalapati Ajay Yadav Craig Urbansky | United States United States United States United States United States United States United States | YONO, RAVEN E |
| 2021-06-24 | 17357035 | FRAMEWORK FREE INTEGRATION | Synchrony Bank | Patented Case | 2023-04-11 | 11625719 | US20210406890A1 | Viveka Vardhan Ravi Anil Kumar Mothea | United States United States | KEEHN, RICHARD G |
| 2021-06-22 | 17354437 | SYSTEM AND METHOD FOR PROCESSING OF PROMOTIONS IN CONNECTION WITH DIGITAL PURCHASING | Synchrony Bank | Patented Case | 2023-06-13 | 11676170 | US20220044275A1 | Rinki Garg James Wallace Jonathan Schmidt Taylor Young Prakash Kothandapani Rajasekhara Palanki Deborah Bernert Jennifer Muller | India United States United States United States United States United States United States United States | EZEWOKO, MICHAEL I |
| 2021-06-17 | 17350415 | STATUS SYSTEM WITH DATA SECURITY FOR TRANSACTIONS | Synchrony Bank | Patented Case | 2025-05-06 | 12293355 | US20210398113A1 | Deborah Bernert Ashok Uppalapati Taylor Young Jonathan Schmidt Nicholas White James J. Wallace Viveka Vardhan Ravi | United States United States United States United States United States United States United States | PHAN, NICHOLAS K |
| 2021-06-01 | 17335967 | SYSTEMS AND METHODS FOR OPTIMIZING ALLOCATION OF POINTS | Synchrony Bank | Patented Case | 2023-03-21 | 11610219 | US20210374790A1 | Leonard Jennings Claire Quinn M. Ramona Bryson Deirdre Baker Marcia Englefield | United States United States United States United States United States | BEKERMAN, MICHAEL |
| 2021-04-01 | 17220154 | NETWORK DATA MANAGEMENT AND DATA SECURITY | Synchrony Bank | Patented Case | 2021-10-05 | 11138599 | US20210312432A1 | Taylor Young Chris Otten | United States United States | TRAIL, ALLYSON NEEL |
| 2021-03-12 | 17199679 | POINTS MANAGEMENT SYSTEM | Synchrony Bank | Patented Case | 2023-11-28 | 11830021 | US20210201342A1 | Gregg Peters Adam Lawson Senthil Krishnasamy Beth Stephens Vivek Menon Sajith Ravindranath Balamourougan Ranganathan Terril Bryan | United States United States United States United States United States United States United States United States | VIG, NARESH |
| 2021-03-10 | 17197324 | SYSTEMS AND METHODS FOR CLASSIFYING IMBALANCED DATA | Synchrony Bank | Patented Case | 2022-11-15 | 11501304 | US20210287222A1 | Arnold James Schmidt | United States | PRESTON, JOHN O |
| 2021-03-10 | 17197290 | SYSTEMS AND METHODS FOR GENERATING MODELS FOR CLASSIFYING IMBALANCED DATA | Synchrony Bank | Patented Case | 2024-08-20 | 12067571 | US20210287136A1 | Amitabha Das Akhil Sajitha Sreehari Tianyue Mao Kexuan Zou | United States United States United States United States | NABI, REZA U |
| 2021-01-22 | 17156207 | SYSTEMS AND METHODS FOR MACHINE VISION BASED OBJECT RECOGNITION | Synchrony Bank | Patented Case | 2021-08-17 | 11093736 | US20210232811A1 | Ujjval Patel Xiaodan Du Lucas McDonald | United States United States United States | PATEL, MAHENDRA R |
| 2020-12-31 | 17139435 | DYNAMICALLY DETERMINING REAL-TIME OFFERS | Synchrony Bank | Patented Case | 2023-08-22 | 11734755 | US20210201404A1 | Lauren Schwartz Nomiki Petrolla Alex Muller Jorge Argueta Maya Mikhailov | United States United States United States United States United States | MUSTAFA, MOHAMMED H |
| 2020-12-16 | 17123743 | DISTRIBUTED LEDGER SYSTEM FOR AUTOMATED CLAIM ADJUDICATION | Synchrony Bank | Patented Case | 2023-07-11 | 11699131 | US20210182793A1 | Ujjval Patel Cheng Hang Justin Ruan | United States United States United States | DUCK, BRANDON M |
| 2020-11-20 | 17100132 | SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A CLIENT APPLICATION | Synchrony Bank | Patented Case | 2021-08-31 | 11107057 | US20210073779A1 | Jason Chen Patrick Caraher Abha Kataria Darren Robinson Derk Doijer Alex Muller Michael Cook James Oldham Daniel Murphy Amanda Schaufler Timothy Christensen Amable De Los Santos | United States United States India United States United States United States United States United States United States United States United States United States | KANERVO, VIRPI H |
| 2020-11-20 | 17100064 | SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A CLIENT APPLICATION | Synchrony Bank | Patented Case | 2021-08-24 | 11100488 | US20210073778A1 | Jason Chen Patrick Caraher Abha Kataria Darren Robinson Derk Doijer Alex Muller Michael Cook James Oldham Daniel Murphy Amanda Schaufler Timothy Christensen Amable De Los Santos | United States United States India United States United States United States United States United States United States United States United States United States | KANERVO, VIRPI H |
| 2020-10-29 | 17083692 | PERSISTENT LOGIN | Synchrony Bank | Patented Case | 2022-05-31 | 11349662 | US20210126789A1 | Shaoyen Chang William Mahoney Chidhambaram Mathevan Pillai Seulkee Park Jeremy T Mack Shahul Shaik Sathyanarayana Mahendran Marina Loginova | United States United States United States United States United States India India United States | OKEKE, IZUNNA |
| 2020-10-28 | 17082828 | SINGLE ENTRY COMBINED FUNCTIONALITY | Synchrony Bank | Patented Case | 2022-05-10 | 11328364 | US20210125287A1 | David Fasoli Clarinda Gurr Erin Gadhavi Annabel Larsen Kendra Larsen Craig Urbansky Sally Yijing Yang Bete Johnson | United States United States United States United States United States United States United States United States | KING JR., JOSEPH W |
| 2020-07-10 | 16926047 | SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A CLIENT APPLICATION | Synchrony Bank | Patented Case | 2022-08-09 | 11410152 | US20200410472A1 | Jason Chen Patrick Caraher Abha Kataria Darren Robinson Derk Doijer Alex Muller Michael Cook James Oldham Daniel Murphy Amanda Schaufler Timothy Christensen Amable De Los Santos | United States United States India United States United States United States United States United States United States United States United States United States | KANERVO, VIRPI H |
| 2020-07-08 | 16923342 | POST-PURCHASE CREDIT OFFER AND TENDER SWITCH | Synchrony Bank | Patented Case | 2021-10-12 | 11144904 | US20210012311A1 | Michael Storiale Lisa Hammond William Kievit Tiffanie Terry Carter Hudson | United States United States United States United States United States | ANDERSON, SCOTT C |
| 2020-03-24 | 16828604 | SYSTEMS AND METHODS FOR ESTIMATING STABILITY OF A DATASET | Synchrony Bank | Patented Case | 2023-09-19 | 11763195 | US20200311606A1 | Juan Manuel Huerta Michael Bopp Thomas Patrick Prendergast | United States United States United States | NGUYEN, PHONG H |
| 2019-11-14 | 16684482 | SINGLE ENTRY COMBINED FUNCTIONALITY | Synchrony Bank | Patented Case | 2022-09-20 | 11449872 | US20200160337A1 | David Fasoli Clarinda Gurr Erin Gadhavi Annabel Larsen Kendra Larsen Craig Urbansky Sally Yijing Yang Bete Johnson | United States United States United States United States United States United States United States United States | MURRAY, TERRY N |
| 2019-03-05 | 16293407 | METHODS OF EXPLAINING AN INDIVIDUAL PREDICTIONS MADE BY PREDICTIVE PROCESSES AND/ | Synchrony Bank | Patented Case | 2022-10-18 | 11475322 | US20200285969A1 | Gregory Dean Jorstad Thomas Patrick Prendergast Jr. | United States United States | TITCOMB, WILLIAM D |
| 2019-01-31 | 16263565 | METHOD OF APPLYING FOR CREDIT AT A SELF-CHECKOUT | Synchrony Bank | Patented Case | 2023-04-11 | 11625704 | US20200250647A1 | Jake Miller Joseph Nelly Jared King Kaeli Stichler Shawn Dole Timothy Christensen Jennifer Muller Taylor Young Seamus Sullivan Prakash Kothandapani | United States United States United States United States United States United States United States United States United States United States | DANNEMAN, PAUL |
| 2017-10-27 | 15796605 | DYNAMIC MODEL REFLECTION | Synchrony Bank | Patented Case | 2021-01-05 | 10884719 | US20190129698A1 | David Fisher | United States | BOURZIK, BRAHIM |
| 2017-08-02 | 15666800 | SYSTEM AND METHOD FOR MANAGING DATA SHARE REQUESTS | Synchrony Bank | Patented Case | 2022-01-25 | 11232256 | Murray Pelta Rachel Marks Sven Miller Annmarie Nowak Joseph Jurchak James McCarthy Christine Schultz Justin Heller | United States United States United States United States United States United States United States United States | HASTY, NICHOLAS | |
| 2017-08-02 | 15666685 | SYSTEM AND METHOD FOR INTEGRATING SYSTEMS TO IMPLEMENT DATA QUALITY PROCESSING | Synchrony Bank | Patented Case | 2021-08-31 | 11106643 | Justin Heller Mark Jansma | United States United States | THAI, HANH B | |
| 2016-12-22 | 15387993 | System and Method for Processing of Promotions in Connection with Digital Purchasing | Synchrony Bank | Patented Case | 2021-07-27 | 11074605 | Rinki Garg James Wallace Jonathan Schmidt Taylor Young Prakash Kothandapani Rajasekhara Palanki | India United States United States United States United States United States | EZEWOKO, MICHAEL I | |
| 2016-10-19 | 15297589 | System and Method for Integrating Data from a Remote Server with a Client Application | Synchrony Bank | Patented Case | 2020-09-15 | 10776770 | US20170109178A1 | Jason Chen Patrick Joseph Caraher Abha Kataria Darren Antoine Robinson Derk Carel Doijer Alex Muller Michael Cook James Oldham Daniel Murphy Amanda Schaufler Timothy Christensen Amable De Los Santos | United States United States India United States United States United States United States United States United States United States United States United States | KANERVO, VIRPI H |
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