OppFi Inc. (OPFI) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value (m); Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | (m) | Share-based compensation / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Interest coverage · 12 months | (m) | Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | (m) | |
| Stock-based compensation | 8.38M USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | 139.09M USD | Operating Income (Loss) |
| Interest expense · reported / estimated | (m) | · Estimated expense assumptions |
Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | (m) | (m) | $8.38M | $139.09M | (m) | (m) | (m) | (m) | (m) |
| 2026-03-31 | (m) | (m) | $10.40M | $159.55M | (m) | (m) | (m) | (m) | (m) |
| 2025-12-31 | (m) | (m) | $9.99M | $166.68M | (m) | (m) | (m) | (m) | (m) |
| 2025-09-30 | (m) | (m) | $9.37M | $160.42M | (m) | (m) | (m) | (m) | (m) |
| 2025-06-30 | (m) | (m) | $8.53M | $147.06M | (m) | (m) | (m) | (m) | (m) |
| 2025-03-31 | (m) | (m) | $5.53M | $131.74M | (m) | (m) | (m) | (m) | (m) |
| 2024-12-31 | (m) | (m) | $5.27M | $94.54M | (m) | (m) | (m) | (m) | (m) |
| 2024-09-30 | (m) | (m) | $5.18M | $78.57M | (m) | (m) | (m) | (m) | (m) |
| 2024-06-30 | (m) | (m) | $5.18M | $59.06M | (m) | (m) | (m) | (m) | (m) |
| 2024-03-31 | (m) | (m) | $3.93M | $47.91M | (m) | (m) | (m) | (m) | (m) |
| 2023-12-31 | (m) | (m) | $4.07M | $46.35M | (m) | (m) | (m) | (m) | (m) |
| 2023-09-30 | (m) | (m) | $4.03M | $28.03M | (m) | (m) | (m) | (m) | (m) |
| 2023-06-30 | (m) | (m) | $3.71M | $11.48M | (m) | (m) | (m) | (m) | (m) |
| 2023-03-31 | (m) | (m) | $3.91M | $-451.00K | (m) | (m) | (m) | (m) | (m) |
| 2022-12-31 | (m) | (m) | $3.35M | $-6.34M | (m) | (m) | (m) | (m) | (m) |
| 2022-09-30 | (m) | (m) | $4.23M | $6.65M | (m) | (m) | (m) | (m) | (m) |
| 2022-06-30 | (m) | (m) | $4.41M | $19.13M | (m) | (m) | (m) | (m) | (m) |
| 2022-03-31 | (m) | (m) | $3.54M | $30.71M | (m) | (m) | (m) | (m) | (m) |
| 2021-12-31 | (m) | (m) | $3.01M | $57.26M | (m) | (m) | (m) | (m) | (m) |
| 2021-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2021-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2021-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2020-12-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2020-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2019-12-31 | (m) | (m) | $66.00K | $32.99M | (m) | (m) | (m) | (m) | (m) |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
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