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OppFi Inc. (OPFI) ROA

OppFi Inc. ROA

Return on assets (ROA) is the profit a company earns for every dollar of assets it uses, shown as a percentage. It is net income divided by total assets, and the table shows both amounts. Because assets are funded by lenders as well as shareholders, ROA is not inflated by borrowing the way ROE can be, and it is naturally lower for businesses that need many factories, stores or other assets. Quarterly points divide the trailing four quarters of net income by the balance at that quarter end; annual points divide the filed fiscal-year net income by the fiscal-year-end balance.

  • OppFi Inc. roa for the quarter ending 2026-06-30 was 23.88%, a 106.40% increase year-over-year.
  • OppFi Inc. roa for the quarter ending 2026-03-31 was 24.99%, a 69.96% increase year-over-year.
  • OppFi Inc. roa for the quarter ending 2025-12-31 was 19.39%, a 48.32% increase year-over-year.
  • OppFi Inc. roa for the quarter ending 2025-09-30 was 16.90%, a 45.74% increase year-over-year.
  • OppFi Inc. roa for fiscal 2025 was 19.39%, a 48.32% increase from fiscal 2024.
  • OppFi Inc. roa for fiscal 2024 was 13.08%, a 99.23% increase from fiscal 2023.
  • OppFi Inc. roa for fiscal 2023 was 6.56%, a 1039.36% increase from fiscal 2022.
  • OppFi Inc. roa for fiscal 2022 was 0.58%, a 96.78% decline from fiscal 2021.
Available history
2020-12-31 to 2026-06-30
Data captured

Historical ROA

DateROANet income 12 monthNet income 3 monthTotal assets
2026-06-3023.88%$184.03M$14.84M$770.73M
2026-03-3124.99%$179.9M$28.40M$719.99M
2025-12-3119.39%$146.25M$16.85M$754.09M
2025-09-3016.90%$121.78M$41.63M$720.62M
2025-06-3011.57%$77.9M-$20.78M$673.38M
2025-03-3114.70%$94.1M-$11.37M$640.07M
2024-12-3113.08%$83.84M-$5.61M$641.17M
2024-09-3011.60%$71.81M$4.26M$619.27M
2024-06-309.65%$55.28M$3.07M$573.09M
2024-03-318.11%$45.68M$5.54M$563.21M
2023-12-316.56%$39.48M-$5.57M$601.54M
2023-09-305.38%$32.34M$2.17M$600.59M
2023-06-302.80%$16.15M$2.14M$577.38M
2023-03-311.35%$7.57M$251.00K$560.05M
2022-12-310.58%$3.34M$3.13M$579.84M
2022-09-304.41%$25.57M-$571.00K$579.97M
2022-06-309.80%$56.62M$3.46M$578.07M
2022-03-3112.70%$65.11M$1.08M$512.55M
2021-12-3117.88%$89.8M$11.43M$502.11M
2021-09-3020.18%$88.92M$14.13M$440.65M
2021-06-3031.94%$77.87M-$16.26M$243.81M

Annual ROA

DateROANet income 12 monthTotal assets
2025-12-3119.39%$146.25M$754.09M
2024-12-3113.08%$83.84M$641.17M
2023-12-316.56%$39.48M$601.54M
2022-12-310.58%$3.34M$579.84M
2021-12-3117.88%$89.8M$502.11M
2020-12-3127.12%$77.52M$285.84M

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