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ECB Bancorp, Inc. /MD/ (ECBK) ROA

ECB Bancorp, Inc. /MD/ ROA

Return on assets (ROA) is the profit a company earns for every dollar of assets it uses, shown as a percentage. It is net income divided by total assets, and the table shows both amounts. Because assets are funded by lenders as well as shareholders, ROA is not inflated by borrowing the way ROE can be, and it is naturally lower for businesses that need many factories, stores or other assets. Quarterly points divide the trailing four quarters of net income by the balance at that quarter end; annual points divide the filed fiscal-year net income by the fiscal-year-end balance.

  • ECB Bancorp, Inc. /MD/ roa for the quarter ending 2026-06-30 was 0.68%, a 94.68% increase year-over-year.
  • ECB Bancorp, Inc. /MD/ roa for the quarter ending 2026-03-31 was 0.58%, a 80.95% increase year-over-year.
  • ECB Bancorp, Inc. /MD/ roa for the quarter ending 2025-12-31 was 0.48%, a 72.00% increase year-over-year.
  • ECB Bancorp, Inc. /MD/ roa for the quarter ending 2025-09-30 was 0.43%, a 73.71% increase year-over-year.
  • ECB Bancorp, Inc. /MD/ roa for fiscal 2025 was 0.48%, a 72.00% increase from fiscal 2024.
  • ECB Bancorp, Inc. /MD/ roa for fiscal 2024 was 0.28%, a 19.14% decline from fiscal 2023.
  • ECB Bancorp, Inc. /MD/ roa for fiscal 2023 was 0.35%, a 36.20% increase from fiscal 2022.
  • ECB Bancorp, Inc. /MD/ roa for fiscal 2022 was 0.26%, a 57.87% decline from fiscal 2021.
Available history
2021-12-31 to 2026-06-30
Data captured

Historical ROA

DateROANet income 12 monthNet income 3 monthTotal assets
2026-06-300.68%$11.42M$3.26M$1.67B
2026-03-310.58%$9.6M$3.12M$1.65B
2025-12-310.48%$7.77M$2.60M$1.61B
2025-09-300.43%$6.62M$2.44M$1.55B
2025-06-300.35%$5.32M$1.44M$1.52B
2025-03-310.32%$4.67M$1.30M$1.45B
2024-12-310.28%$3.99M$1.45M$1.42B
2024-09-300.25%$3.33M$1.13M$1.36B
2024-06-300.27%$3.54M$791.00K$1.34B
2024-03-310.32%$4.18M$621.00K$1.3B
2023-12-310.35%$4.46M$789.00K$1.28B
2023-09-300.38%$4.64M$1.34M$1.21B
2023-06-300.19%$2.27M$1.43M$1.2B
2023-03-310.19%$2.24M$901.00K$1.16B
2022-12-310.26%$2.72M$976.00K$1.06B
2022-09-300.20%$1.74M-$1.03M$873.58M
2022-06-300.53%$4.11M$1.40M$781.95M
2022-03-310.60%$4.14M$1.38M$688.64M
2021-12-310.61%$4.04M-$5.00K$666.49M

Annual ROA

DateROANet income 12 monthTotal assets
2025-12-310.48%$7.77M$1.61B
2024-12-310.28%$3.99M$1.42B
2023-12-310.35%$4.46M$1.28B
2022-12-310.26%$2.72M$1.06B
2021-12-310.61%$4.04M$666.49M

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