C & F FINANCIAL CORPORATION (CFFI) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value 1.34%; Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | 1.34% | Share-based compensation / revenue. Period ending 2026-06-30. $1.99M ÷ $149.03M × 100 ≈ 1.34% |
| Interest coverage · 12 months | (m) | Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | 149.03M USD | |
| Stock-based compensation | 1.99M USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | (m) | |
| Interest expense · reported / estimated | (m) | Interest Expense · Estimated expense assumptions |
Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | (m) | $149.03M | $1.99M | (m) | (m) | (m) | 1.34% | (m) | (m) |
| 2026-03-31 | (m) | $144.52M | $1.90M | (m) | (m) | (m) | 1.31% | (m) | (m) |
| 2025-12-31 | (m) | $140.84M | $1.85M | (m) | (m) | (m) | 1.31% | (m) | (m) |
| 2025-09-30 | (m) | $137.01M | $1.82M | (m) | (m) | (m) | 1.33% | (m) | (m) |
| 2025-06-30 | (m) | $134.45M | $1.87M | (m) | (m) | (m) | 1.39% | (m) | (m) |
| 2025-03-31 | (m) | $129.25M | $1.87M | (m) | (m) | (m) | 1.45% | (m) | (m) |
| 2024-12-31 | (m) | $127.31M | $1.92M | (m) | (m) | (m) | 1.51% | (m) | (m) |
| 2024-09-30 | (m) | $127.01M | $1.94M | (m) | (m) | (m) | 1.53% | (m) | (m) |
| 2024-06-30 | (m) | $124.22M | $2.04M | (m) | (m) | (m) | 1.64% | (m) | (m) |
| 2024-03-31 | (m) | $125.38M | $2.03M | (m) | $31.63M | (m) | 1.62% | (m) | Reported |
| 2023-12-31 | (m) | $127.32M | $1.99M | (m) | $26.43M | (m) | 1.57% | (m) | Reported |
| 2023-09-30 | (m) | $130.93M | $1.95M | (m) | $20.39M | (m) | 1.49% | (m) | Reported |
| 2023-06-30 | (m) | $130.96M | $1.89M | (m) | $15.11M | (m) | 1.44% | (m) | Reported |
| 2023-03-31 | (m) | $127.14M | $1.94M | (m) | $10.48M | (m) | 1.52% | (m) | Reported |
| 2022-12-31 | (m) | $121.95M | $1.97M | (m) | $7.89M | (m) | 1.62% | (m) | Reported |
| 2022-09-30 | (m) | $117.84M | $2.02M | (m) | $7.30M | (m) | 1.72% | (m) | Reported |
| 2022-06-30 | (m) | $120.72M | $1.89M | (m) | $7.34M | (m) | 1.56% | (m) | Reported |
| 2022-03-31 | (m) | $126.99M | $1.82M | (m) | $7.71M | (m) | 1.43% | (m) | Reported |
| 2021-12-31 | (m) | $134.53M | $1.70M | (m) | $8.36M | (m) | 1.26% | (m) | Reported |
| 2021-09-30 | (m) | $158.63M | $1.64M | (m) | $9.42M | (m) | 1.03% | (m) | Reported |
| 2021-06-30 | (m) | $162.76M | $1.57M | (m) | $10.41M | (m) | 0.96% | (m) | Reported |
| 2021-03-31 | (m) | $160.01M | $1.45M | (m) | $11.61M | (m) | 0.91% | (m) | Reported |
| 2020-12-31 | (m) | $152.33M | $1.45M | (m) | $13.38M | (m) | 0.95% | (m) | Reported |
| 2020-09-30 | (m) | $139.97M | $1.41M | (m) | $14.31M | (m) | 1.00% | (m) | Reported |
| 2020-06-30 | (m) | $131.43M | $1.40M | (m) | $15.11M | (m) | 1.07% | (m) | Reported |
| 2020-03-31 | (m) | $130.78M | $1.40M | (m) | $15.43M | (m) | 1.07% | (m) | Reported |
| 2019-12-31 | (m) | $127.02M | $1.47M | (m) | $14.56M | (m) | 1.15% | (m) | Reported |
| 2019-09-30 | (m) | $123.66M | $1.46M | (m) | $13.71M | (m) | 1.18% | (m) | Reported |
| 2019-06-30 | (m) | $121.76M | $1.47M | (m) | $12.74M | (m) | 1.21% | (m) | Reported |
| 2019-03-31 | (m) | $119.17M | $1.48M | (m) | $11.76M | (m) | 1.24% | (m) | Reported |
| 2018-12-31 | (m) | $118.31M | $1.34M | (m) | $11.03M | (m) | 1.14% | (m) | Reported |
| 2018-09-30 | (m) | $118.05M | $1.33M | (m) | $10.54M | (m) | 1.13% | (m) | Reported |
| 2018-06-30 | (m) | $117.29M | $1.34M | (m) | $10.23M | (m) | 1.14% | (m) | Reported |
| 2018-03-31 | (m) | $117.23M | $1.37M | (m) | $9.91M | (m) | 1.17% | (m) | Reported |
| 2017-12-31 | (m) | $116.33M | $1.45M | (m) | $9.60M | (m) | 1.25% | (m) | Reported |
| 2017-09-30 | (m) | $115.81M | $1.38M | (m) | $9.36M | (m) | 1.19% | (m) | Reported |
| 2017-06-30 | (m) | $115.79M | $1.36M | (m) | $9.10M | (m) | 1.17% | (m) | Reported |
| 2017-03-31 | (m) | $116.11M | $1.32M | (m) | $8.98M | (m) | 1.13% | (m) | Reported |
| 2016-12-31 | (m) | $115.07M | $1.22M | (m) | $8.97M | (m) | 1.06% | (m) | Reported |
| 2016-09-30 | (m) | $113.97M | $1.37M | (m) | $8.94M | (m) | 1.20% | (m) | Reported |
| 2016-06-30 | (m) | $112.15M | $1.27M | (m) | $8.97M | (m) | 1.13% | (m) | Reported |
| 2016-03-31 | (m) | $108.99M | $1.27M | (m) | $8.93M | (m) | 1.17% | (m) | Reported |
| 2015-12-31 | (m) | $107.76M | $1.23M | (m) | $8.69M | (m) | 1.14% | (m) | Reported |
| 2015-09-30 | (m) | $106.87M | $1.17M | (m) | $8.51M | (m) | 1.09% | (m) | Reported |
| 2015-06-30 | (m) | $105.83M | $1.20M | (m) | $8.37M | (m) | 1.13% | (m) | Reported |
| 2015-03-31 | (m) | $106.03M | $1.14M | (m) | $8.34M | (m) | 1.07% | (m) | Reported |
| 2014-12-31 | (m) | $106.07M | $1.10M | (m) | $8.53M | (m) | 1.04% | (m) | Reported |
| 2014-09-30 | (m) | (m) | $1.00M | (m) | $8.80M | (m) | (m) | (m) | Reported |
| 2014-06-30 | (m) | (m) | $933.00K | (m) | $8.75M | (m) | (m) | (m) | Reported |
| 2014-03-31 | (m) | (m) | $835.00K | (m) | $8.70M | (m) | (m) | (m) | Reported |
| 2013-12-31 | (m) | (m) | $743.00K | (m) | $8.62M | (m) | (m) | (m) | Reported |
| 2013-09-30 | (m) | (m) | $626.00K | (m) | $8.56M | (m) | (m) | (m) | Reported |
| 2013-06-30 | (m) | (m) | $584.00K | (m) | $8.91M | (m) | (m) | (m) | Reported |
| 2013-03-31 | (m) | (m) | $557.00K | (m) | $9.42M | (m) | (m) | (m) | Reported |
| 2012-12-31 | (m) | $110.47M | $537.00K | (m) | $10.11M | (m) | 0.49% | (m) | Reported |
| 2012-09-30 | (m) | (m) | $509.00K | (m) | $10.76M | (m) | (m) | (m) | Reported |
| 2012-06-30 | (m) | (m) | $505.00K | (m) | $11.28M | (m) | (m) | (m) | Reported |
| 2012-03-31 | (m) | (m) | $408.00K | (m) | $11.66M | (m) | (m) | (m) | Reported |
| 2011-12-31 | (m) | (m) | $395.00K | (m) | $11.88M | (m) | (m) | (m) | Reported |
| 2011-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-12-31 | (m) | (m) | $367.00K | (m) | $13.23M | (m) | (m) | (m) | Reported |
| 2010-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2009-12-31 | (m) | (m) | $318.00K | (m) | $15.46M | (m) | (m) | (m) | Reported |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
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