COMMUNITY FINANCIAL SYSTEM, INC. (CBU) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value 1.28%; Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Operating income ÷ reported interest expense..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | 1.28% | Share-based compensation / revenue. Period ending 2026-06-30. $11.02M ÷ $858.94M × 100 ≈ 1.28% |
| Interest coverage · 12 months | (m) | Operating income ÷ reported interest expense. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | 858.94M USD | |
| Stock-based compensation | 11.02M USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | (m) | |
| Interest expense · reported / estimated | 187.64M USD | Interest Expense · Estimated expense assumptions |
Latest interest expense basis: Reported. Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | (m) | $858.94M | $11.02M | (m) | $187.64M | (m) | 1.28% | (m) | Reported |
| 2026-03-31 | (m) | $835.04M | $10.78M | (m) | $190.56M | (m) | 1.29% | (m) | Reported |
| 2025-12-31 | (m) | $818.01M | $10.86M | (m) | $192.72M | (m) | 1.33% | (m) | Reported |
| 2025-09-30 | (m) | $798.84M | $9.76M | (m) | $194.64M | (m) | 1.22% | (m) | Reported |
| 2025-06-30 | (m) | $780.73M | $9.51M | (m) | $196.68M | (m) | 1.22% | (m) | Reported |
| 2025-03-31 | (m) | $765.28M | $9.04M | (m) | $196.18M | (m) | 1.18% | (m) | Reported |
| 2024-12-31 | (m) | $746.30M | $8.37M | (m) | $194.41M | (m) | 1.12% | (m) | Reported |
| 2024-09-30 | (m) | (m) | $9.07M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-06-30 | (m) | (m) | $9.50M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-03-31 | (m) | (m) | $9.38M | (m) | $134.92M | (m) | (m) | (m) | Reported |
| 2023-12-31 | (m) | (m) | $9.27M | (m) | $104.10M | (m) | (m) | (m) | Reported |
| 2023-09-30 | (m) | (m) | $8.40M | (m) | $78.73M | (m) | (m) | (m) | Reported |
| 2023-06-30 | (m) | (m) | $7.74M | (m) | $54.44M | (m) | (m) | (m) | Reported |
| 2023-03-31 | (m) | (m) | $8.12M | (m) | $35.13M | (m) | (m) | (m) | Reported |
| 2022-12-31 | (m) | (m) | $7.74M | (m) | $23.10M | (m) | (m) | (m) | Reported |
| 2022-09-30 | (m) | (m) | $7.54M | (m) | $14.33M | (m) | (m) | (m) | Reported |
| 2022-06-30 | (m) | (m) | $7.28M | (m) | $11.90M | (m) | (m) | (m) | Reported |
| 2022-03-31 | (m) | (m) | $6.55M | (m) | $12.12M | (m) | (m) | (m) | Reported |
| 2021-12-31 | (m) | (m) | $6.33M | (m) | $13.01M | (m) | (m) | (m) | Reported |
| 2021-09-30 | (m) | (m) | $6.61M | (m) | $14.19M | (m) | (m) | (m) | Reported |
| 2021-06-30 | (m) | (m) | $6.43M | (m) | $15.66M | (m) | (m) | (m) | Reported |
| 2021-03-31 | (m) | (m) | $6.14M | (m) | $17.64M | (m) | (m) | (m) | Reported |
| 2020-12-31 | (m) | (m) | $6.42M | (m) | $20.88M | (m) | (m) | (m) | Reported |
| 2020-09-30 | (m) | (m) | $5.93M | (m) | $24.01M | (m) | (m) | (m) | Reported |
| 2020-06-30 | (m) | (m) | $5.76M | (m) | $26.86M | (m) | (m) | (m) | Reported |
| 2020-03-31 | (m) | (m) | $5.85M | (m) | $27.67M | (m) | (m) | (m) | Reported |
| 2019-12-31 | (m) | (m) | $5.29M | (m) | $26.55M | (m) | (m) | (m) | Reported |
| 2019-09-30 | (m) | (m) | $5.46M | (m) | $24.28M | (m) | (m) | (m) | Reported |
| 2019-06-30 | (m) | (m) | $5.42M | (m) | $21.61M | (m) | (m) | (m) | Reported |
| 2019-03-31 | (m) | (m) | $5.74M | (m) | $19.72M | (m) | (m) | (m) | Reported |
| 2018-12-31 | (m) | (m) | $6.06M | (m) | $17.68M | (m) | (m) | (m) | Reported |
| 2018-09-30 | (m) | (m) | $5.76M | (m) | $16.25M | (m) | (m) | (m) | Reported |
| 2018-06-30 | (m) | (m) | $5.80M | (m) | $15.64M | (m) | (m) | (m) | Reported |
| 2018-03-31 | (m) | (m) | $5.44M | (m) | $14.88M | (m) | (m) | (m) | Reported |
| 2017-12-31 | (m) | (m) | $5.14M | (m) | $13.78M | (m) | (m) | (m) | Reported |
| 2017-09-30 | (m) | (m) | $5.38M | (m) | $12.92M | (m) | (m) | (m) | Reported |
| 2017-06-30 | (m) | (m) | $5.29M | (m) | $11.69M | (m) | (m) | (m) | Reported |
| 2017-03-31 | (m) | (m) | $4.97M | (m) | $11.10M | (m) | (m) | (m) | Reported |
| 2016-12-31 | (m) | (m) | $4.78M | (m) | $11.29M | (m) | (m) | (m) | Reported |
| 2016-09-30 | (m) | (m) | $4.43M | (m) | $11.55M | (m) | (m) | (m) | Reported |
| 2016-06-30 | (m) | (m) | $4.27M | (m) | $11.62M | (m) | (m) | (m) | Reported |
| 2016-03-31 | (m) | (m) | $4.27M | (m) | $11.46M | (m) | (m) | (m) | Reported |
| 2015-12-31 | (m) | (m) | $4.20M | (m) | $11.20M | (m) | (m) | (m) | Reported |
| 2015-09-30 | (m) | (m) | $4.08M | (m) | $11.02M | (m) | (m) | (m) | Reported |
| 2015-06-30 | (m) | (m) | $4.05M | (m) | $10.99M | (m) | (m) | (m) | Reported |
| 2015-03-31 | (m) | (m) | $3.96M | (m) | $11.28M | (m) | (m) | (m) | Reported |
| 2014-12-31 | (m) | (m) | $3.99M | (m) | $11.79M | (m) | (m) | (m) | Reported |
| 2014-09-30 | (m) | (m) | $4.02M | (m) | $14.29M | (m) | (m) | (m) | Reported |
| 2014-06-30 | (m) | (m) | $3.94M | (m) | $16.93M | (m) | (m) | (m) | Reported |
| 2014-03-31 | (m) | (m) | $3.92M | (m) | $19.70M | (m) | (m) | (m) | Reported |
| 2013-12-31 | (m) | (m) | $3.96M | (m) | $26.07M | (m) | (m) | (m) | Reported |
| 2013-09-30 | (m) | (m) | $3.83M | (m) | $32.72M | (m) | (m) | (m) | Reported |
| 2013-06-30 | (m) | (m) | $3.74M | (m) | $39.81M | (m) | (m) | (m) | Reported |
| 2013-03-31 | (m) | (m) | $3.67M | (m) | $46.87M | (m) | (m) | (m) | Reported |
| 2012-12-31 | (m) | (m) | $3.67M | (m) | $50.98M | (m) | (m) | (m) | Reported |
| 2012-09-30 | (m) | (m) | $3.60M | (m) | $54.27M | (m) | (m) | (m) | Reported |
| 2012-06-30 | (m) | (m) | $3.53M | (m) | $57.51M | (m) | (m) | (m) | Reported |
| 2012-03-31 | (m) | (m) | $3.75M | (m) | $60.39M | (m) | (m) | (m) | Reported |
| 2011-12-31 | (m) | (m) | $3.78M | (m) | $61.56M | (m) | (m) | (m) | Reported |
| 2011-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-12-31 | (m) | (m) | $3.52M | (m) | $66.60M | (m) | (m) | (m) | Reported |
| 2010-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2009-12-31 | (m) | (m) | $3.10M | (m) | $83.28M | (m) | (m) | (m) | Reported |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
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