75/120
3.1 / 5 stars
All 120 Win/Lose results shown below
CACC Roast Me summary
CREDIT ACCEPTANCE CORP (CACC). Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0.
- 2026-Q2: Total return Win; Revenue growth Lose; EPS growth Lose.
- 2026-Q1: Total return Lose; Revenue growth Lose; EPS growth Win.
- 2025-Q4: Total return Lose; Revenue growth Lose; EPS growth Win.
- 2025-Q3: Total return Lose; Revenue growth Win; EPS growth Win.
Trailing 1 year (4 quarters): 5 wins, 7 lossesLast fetched: 25 Sept 2026
Complete point ledger
Each cell identifies the missing side explicitly.
| Quarter | Total return | Revenue growth | EPS growth |
|---|---|---|---|
| 2026-Q21/3 |
WinCACC / S&P 50.37% / 15.20% |
LoseCACC / S&P 2.58% / 15.00% |
LoseCACC / S&P 31.01% / 50.40% |
| 2026-Q11/3 |
LoseCACC / S&P -4.51% / -4.33% |
LoseCACC / S&P 4.52% / 11.30% |
WinCACC / S&P 71.64% / 27.70% |
| 2025-Q41/3 |
LoseCACC / S&P -5.03% / 2.65% |
LoseCACC / S&P 7.16% / 9.00% |
WinCACC / S&P 83.00% / 13.40% |
| 2025-Q32/3 |
LoseCACC / S&P -8.34% / 8.12% |
WinCACC / S&P 10.30% / 4.61% |
WinCACC / S&P 153.77% / 13.45% |
| 2025-Q22/3 |
LoseCACC / S&P -1.34% / 10.94% |
WinCACC / S&P 12.63% / 4.83% |
WinCACC / S&P 148.42% / 10.63% |
| 2025-Q13/3 |
WinCACC / S&P 9.99% / -4.27% |
WinCACC / S&P 13.77% / 4.98% |
WinCACC / S&P 20.14% / 10.57% |
| 2024-Q42/3 |
WinCACC / S&P 5.87% / 2.41% |
WinCACC / S&P 13.70% / 5.25% |
LoseCACC / S&P -9.60% / 6.15% |
| 2024-Q31/3 |
LoseCACC / S&P -13.85% / 5.89% |
WinCACC / S&P 11.70% / 5.89% |
LoseCACC / S&P -38.87% / 6.11% |
| 2024-Q21/3 |
LoseCACC / S&P -6.68% / 4.28% |
WinCACC / S&P 8.94% / 5.38% |
LoseCACC / S&P -45.05% / 5.12% |
| 2024-Q11/3 |
LoseCACC / S&P 3.53% / 10.56% |
WinCACC / S&P 6.86% / 5.71% |
LoseCACC / S&P -38.46% / 5.59% |
| 2023-Q41/3 |
WinCACC / S&P 15.78% / 11.69% |
LoseCACC / S&P 3.79% / 6.81% |
LoseCACC / S&P -44.07% / 7.78% |
| 2023-Q30/3 |
LoseCACC / S&P -9.41% / -3.27% |
LoseCACC / S&P 1.78% / 7.52% |
LoseCACC / S&P -44.95% / -5.03% |
| 2023-Q21/3 |
WinCACC / S&P 16.49% / 8.74% |
LoseCACC / S&P 0.25% / 9.50% |
LoseCACC / S&P -52.54% / -8.57% |
| 2023-Q10/3 |
LoseCACC / S&P -8.09% / 7.50% |
LoseCACC / S&P -1.62% / 10.77% |
LoseCACC / S&P -49.57% / -15.69% |
| 2022-Q41/3 |
WinCACC / S&P 8.31% / 7.56% |
LoseCACC / S&P -1.27% / 11.88% |
LoseCACC / S&P -33.94% / -17.99% |
| 2022-Q30/3 |
LoseCACC / S&P -7.48% / -4.88% |
LoseCACC / S&P -0.20% / 13.47% |
LoseCACC / S&P -18.36% / -1.41% |
| 2022-Q21/3 |
WinCACC / S&P -13.98% / -16.10% |
LoseCACC / S&P 2.77% / 13.71% |
LoseCACC / S&P 3.09% / 11.04% |
| 2022-Q11/3 |
LoseCACC / S&P -19.97% / -4.60% |
LoseCACC / S&P 7.48% / 15.97% |
WinCACC / S&P 56.44% / 42.23% |
| 2021-Q42/3 |
WinCACC / S&P 17.49% / 11.03% |
LoseCACC / S&P 11.18% / 15.00% |
WinCACC / S&P 153.60% / 96.40% |
| 2021-Q33/3 |
WinCACC / S&P 28.89% / 0.58% |
WinCACC / S&P 14.45% / 10.77% |
WinCACC / S&P 136.61% / 69.42% |
| 2021-Q23/3 |
WinCACC / S&P 26.06% / 8.55% |
WinCACC / S&P 15.17% / 6.58% |
WinCACC / S&P 187.63% / 51.81% |
| 2021-Q12/3 |
LoseCACC / S&P 4.07% / 6.17% |
WinCACC / S&P 13.57% / -1.06% |
WinCACC / S&P 88.08% / 7.39% |
| 2020-Q42/3 |
LoseCACC / S&P 2.21% / 12.15% |
WinCACC / S&P 12.11% / -3.72% |
WinCACC / S&P -32.11% / -33.42% |
| 2020-Q31/3 |
LoseCACC / S&P -19.18% / 8.93% |
WinCACC / S&P 11.20% / -2.04% |
LoseCACC / S&P -32.31% / -27.10% |
| 2020-Q22/3 |
WinCACC / S&P 63.87% / 20.54% |
WinCACC / S&P 11.49% / -0.46% |
LoseCACC / S&P -45.01% / -27.11% |
| 2020-Q11/3 |
LoseCACC / S&P -42.19% / -19.60% |
WinCACC / S&P 13.42% / 3.47% |
LoseCACC / S&P -33.11% / -14.75% |
| 2019-Q42/3 |
LoseCACC / S&P -4.11% / 9.07% |
WinCACC / S&P 15.80% / 5.36% |
WinCACC / S&P 17.63% / 2.99% |
| 2019-Q32/3 |
LoseCACC / S&P -4.65% / 1.70% |
WinCACC / S&P 17.52% / 5.02% |
WinCACC / S&P 9.93% / 0.21% |
| 2019-Q23/3 |
WinCACC / S&P 7.06% / 4.30% |
WinCACC / S&P 18.36% / 6.64% |
WinCACC / S&P 16.44% / 8.65% |
| 2019-Q13/3 |
WinCACC / S&P 18.38% / 13.65% |
WinCACC / S&P 17.61% / 8.12% |
WinCACC / S&P 24.94% / 14.29% |
| 2018-Q43/3 |
WinCACC / S&P -12.85% / -13.52% |
WinCACC / S&P 15.84% / 9.05% |
WinCACC / S&P 22.25% / 18.23% |
| 2018-Q33/3 |
WinCACC / S&P 23.96% / 7.71% |
WinCACC / S&P 14.03% / 10.21% |
WinCACC / S&P 59.17% / 19.06% |
| 2018-Q23/3 |
WinCACC / S&P 6.96% / 3.43% |
WinCACC / S&P 13.50% / 9.03% |
WinCACC / S&P 53.71% / 14.46% |
| 2018-Q13/3 |
WinCACC / S&P 2.14% / -0.76% |
WinCACC / S&P 13.81% / 7.68% |
WinCACC / S&P 46.55% / 12.46% |
| 2017-Q43/3 |
WinCACC / S&P 15.46% / 6.64% |
WinCACC / S&P 14.53% / 7.03% |
WinCACC / S&P 47.39% / 13.82% |
| 2017-Q33/3 |
WinCACC / S&P 8.96% / 4.48% |
WinCACC / S&P 15.91% / 5.68% |
WinCACC / S&P 22.15% / 17.57% |
| 2017-Q23/3 |
WinCACC / S&P 28.95% / 3.09% |
WinCACC / S&P 16.46% / 4.83% |
WinCACC / S&P 21.16% / 17.74% |
| 2017-Q12/3 |
LoseCACC / S&P -8.32% / 6.07% |
WinCACC / S&P 16.89% / 3.67% |
WinCACC / S&P 20.08% / 13.32% |
| 2016-Q43/3 |
WinCACC / S&P 8.18% / 3.82% |
WinCACC / S&P 17.44% / 2.09% |
WinCACC / S&P 14.22% / 7.05% |
| 2016-Q33/3 |
WinCACC / S&P 8.64% / 3.85% |
WinCACC / S&P 17.44% / 0.20% |
WinCACC / S&P 13.51% / -3.15% |
Dividend-reinvested, split-adjusted total return
1Y · 2025-08-29 to 2026-08-28
| Metric | CACC total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 15.42% | 20.78% |
| Annualized return | 15.42% | 20.78% |
5Y · 2021-09-01 to 2026-08-28
| Metric | CACC total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 0.60% | 83.14% |
| Annualized return | 0.12% | 12.86% |
10Y · 2016-09-01 to 2026-08-28
| Metric | CACC total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 196.00% | 319.30% |
| Annualized return | 11.46% | 15.41% |
Calculation rules
- window
- Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
- return Basis
- Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
- point Rule
- Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
- frequency
- Quarter endpoints only.
- fundamentals
- Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
- non Scoring
Snapshot captured 2026-09-25.
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