NYSE:BFH | Key Financial Ratios | BREAD FINANCIAL HOLDINGS, INC.

Complete source-backed ratio history.

Available history
2008-12-31 to 2026-06-30
Data captured

Historical Key Financial Ratios

DateCurrent ratioDebt/equityROAROE
2026-06-30——2.53%16.91%
2026-03-31——2.52%16.90%
2025-12-31——2.29%15.60%
2025-09-30——2.17%14.23%
2025-06-30——1.31%9.03%
2025-03-31——1.25%9.13%
2024-12-31——1.21%9.05%
2024-09-30——1.44%10.03%
2024-06-30——2.17%15.17%
2024-03-31——1.78%13.06%
2023-12-31——3.10%24.57%
2023-09-30——2.50%18.85%
2023-06-30——2.33%18.38%
2023-03-31——2.13%17.19%
2022-12-31——0.87%9.80%
2022-09-30——1.70%15.59%
2022-06-30——2.13%20.40%
2022-03-31——3.47%32.01%
2021-12-31——3.69%38.45%
2021-09-301.5—3.58%35.45%
2021-06-301.79—3.23%34.45%
2021-03-311.7—2.22%26.64%
2020-12-311.88—0.95%14.06%
2020-09-301.74—1.42%22.62%
2020-06-301.81—0.25%5.05%
2020-03-312.02—0.66%14.61%
2019-12-312.03—1.05%17.50%
2019-09-302.1—1.71%31.09%
2019-06-302.67—2.83%36.35%
2019-03-312.55—3.22%42.34%
2018-12-312.15—3.17%41.30%
2018-09-302.41—3.19%41.44%
2018-06-302.14—3.06%41.82%
2018-03-312.14—2.74%40.28%
2017-12-312.43—2.57%42.51%
2017-09-302.11—1.89%33.13%
2017-06-302.25—1.95%35.25%
2017-03-312.09—2.05%37.05%
2016-12-312.12—2.03%31.22%
2016-09-302.37—2.91%38.52%
2016-06-302.23—2.68%35.27%
2016-03-312.44—2.68%34.42%
2015-12-312.54—2.71%30.11%
2015-09-302.36—2.47%25.74%
2015-06-302.2—2.74%27.36%
2015-03-312.08—2.86%28.52%
2014-12-312.19—2.56%21.54%
2014-09-302.12—3.67%51.61%
2014-06-302.35—3.70%55.49%
2014-03-312.51—3.66%52.95%
2013-12-312.3—3.75%57.98%
2013-09-302.6—3.95%66.39%
2013-06-302.02—3.44%70.31%
2013-03-311.8—3.17%62.59%
2012-12-311.81———
2012-09-301.67———
2012-06-301.92———
2012-03-311.85———
2011-12-311.71———
2011-09-301.48—3.38%202.78%
2011-06-301.76—2.98%292.85%
2011-03-311.37—2.91%457.83%
2010-12-311.59—2.34%838.91%
2010-09-302.03—2.31%410.08%
2010-06-302.65—2.24%518.60%
2009-12-311.11———

Annual Key Financial Ratios

DateCurrent ratioDebt/equityROAROE
2025-12-31——2.29%15.57%
2024-12-31——1.21%9.08%
2023-12-31——3.10%24.61%
2022-12-31——0.88%9.85%
2021-12-31——3.68%38.40%
2020-12-311.88—0.95%14.06%
2019-12-312.03—1.05%17.50%
2018-12-312.15—3.17%41.30%
2017-12-312.43—2.57%42.51%
2016-12-312.12—2.03%31.21%
2015-12-312.54—2.71%30.12%
2014-12-312.19—2.56%21.54%
2013-12-312.3—3.75%57.98%
2012-12-311.81—3.52%79.90%
2011-12-311.71———
2010-12-311.59—2.34%838.91%
2009-12-311.11—2.75%52.69%
2008-12-31———37.71%