UBOH Scorecard | UNITED BANCSHARES INC/OH

UNITED BANCSHARES INC/OH (UBOH) Scorecard

2026-Q2: Total return Lose; Revenue growth Lose; EPS growth Lose.
2026-Q1: Total return Lose; Revenue growth Lose; EPS growth Lose.
2025-Q4: Total return Win; Revenue growth Lose; EPS growth Lose.
2025-Q3: Total return Win; Revenue growth Lose; EPS growth Lose.

40 QUARTERS × 3 ROAST BATTLES

4/120 All 120 Win/Lose results shown below

Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0.

Trailing 1 year (4 quarters): 2 wins, 10 lossesLast fetched: 4 Sept 2026

Complete point ledger

Each cell identifies the missing side explicitly.

Quarter	Total return	Revenue growth	EPS growth
2026-Q20/3	LoseUBOH / S&P 0.68% / 15.20%	LoseUBOH / S&P UBOH unavailable / 15.00%	LoseUBOH / S&P UBOH unavailable / 50.40%
2026-Q10/3	LoseUBOH / S&P -11.13% / -4.33%	LoseUBOH / S&P UBOH unavailable / 11.30%	LoseUBOH / S&P UBOH unavailable / 27.70%
2025-Q41/3	WinUBOH / S&P 17.14% / 2.65%	LoseUBOH / S&P UBOH unavailable / 9.00%	LoseUBOH / S&P UBOH unavailable / 13.40%
2025-Q31/3	WinUBOH / S&P 33.06% / 8.12%	LoseUBOH / S&P UBOH unavailable / 4.61%	LoseUBOH / S&P UBOH unavailable / 13.45%
2025-Q20/3	LoseUBOH / S&P 3.85% / 10.94%	LoseUBOH / S&P UBOH unavailable / 4.83%	LoseUBOH / S&P UBOH unavailable / 10.63%
2025-Q10/3	LoseUBOH / S&P -11.68% / -4.27%	LoseUBOH / S&P UBOH unavailable / 4.98%	LoseUBOH / S&P UBOH unavailable / 10.57%
2024-Q41/3	WinUBOH / S&P 58.11% / 2.41%	LoseUBOH / S&P UBOH unavailable / 5.25%	LoseUBOH / S&P UBOH unavailable / 6.15%
2024-Q30/3	LoseUBOH / S&P UBOH unavailable / 5.89%	LoseUBOH / S&P UBOH unavailable / 5.89%	LoseUBOH / S&P UBOH unavailable / 6.11%
2024-Q20/3	LoseUBOH / S&P UBOH unavailable / 4.28%	LoseUBOH / S&P UBOH unavailable / 5.38%	LoseUBOH / S&P UBOH unavailable / 5.12%
2024-Q10/3	LoseUBOH / S&P UBOH unavailable / 10.56%	LoseUBOH / S&P UBOH unavailable / 5.71%	LoseUBOH / S&P UBOH unavailable / 5.59%
2023-Q40/3	LoseUBOH / S&P UBOH unavailable / 11.69%	LoseUBOH / S&P UBOH unavailable / 6.81%	LoseUBOH / S&P UBOH unavailable / 7.78%
2023-Q30/3	LoseUBOH / S&P UBOH unavailable / -3.27%	LoseUBOH / S&P UBOH unavailable / 7.52%	LoseUBOH / S&P UBOH unavailable / -5.03%
2023-Q20/3	LoseUBOH / S&P UBOH unavailable / 8.74%	LoseUBOH / S&P UBOH unavailable / 9.50%	LoseUBOH / S&P UBOH unavailable / -8.57%
2023-Q10/3	LoseUBOH / S&P UBOH unavailable / 7.50%	LoseUBOH / S&P UBOH unavailable / 10.77%	LoseUBOH / S&P UBOH unavailable / -15.69%
2022-Q41/3	LoseUBOH / S&P UBOH unavailable / 7.56%	LoseUBOH / S&P UBOH unavailable / 11.88%	WinUBOH / S&P -15.27% / -17.99%
2022-Q30/3	LoseUBOH / S&P UBOH unavailable / -4.88%	LoseUBOH / S&P UBOH unavailable / 13.47%	LoseUBOH / S&P -16.49% / -1.41%
2022-Q20/3	LoseUBOH / S&P UBOH unavailable / -16.10%	LoseUBOH / S&P UBOH unavailable / 13.71%	LoseUBOH / S&P -16.95% / 11.04%
2022-Q10/3	LoseUBOH / S&P UBOH unavailable / -4.60%	LoseUBOH / S&P UBOH unavailable / 15.97%	LoseUBOH / S&P -29.25% / 42.23%
2021-Q40/3	LoseUBOH / S&P UBOH unavailable / 11.03%	LoseUBOH / S&P UBOH unavailable / 15.00%	LoseUBOH / S&P -2.17% / 96.40%
2021-Q30/3	LoseUBOH / S&P UBOH unavailable / 0.58%	LoseUBOH / S&P UBOH unavailable / 10.77%	LoseUBOH / S&P -99.88% / 69.42%
2021-Q20/3	LoseUBOH / S&P UBOH unavailable / 8.55%	LoseUBOH / S&P UBOH unavailable / 6.58%	LoseUBOH / S&P -99.87% / 51.81%
2021-Q10/3	LoseUBOH / S&P UBOH unavailable / 6.17%	LoseUBOH / S&P UBOH unavailable / -1.06%	LoseUBOH / S&P UBOH unavailable / 7.39%
2020-Q40/3	LoseUBOH / S&P UBOH unavailable / 12.15%	LoseUBOH / S&P UBOH unavailable / -3.72%	LoseUBOH / S&P UBOH unavailable / -33.42%
2020-Q30/3	LoseUBOH / S&P UBOH unavailable / 8.93%	LoseUBOH / S&P UBOH unavailable / -2.04%	LoseUBOH / S&P UBOH unavailable / -27.10%
2020-Q20/3	LoseUBOH / S&P UBOH unavailable / 20.54%	LoseUBOH / S&P UBOH unavailable / -0.46%	LoseUBOH / S&P UBOH unavailable / -27.11%
2020-Q10/3	LoseUBOH / S&P UBOH unavailable / -19.60%	LoseUBOH / S&P UBOH unavailable / 3.47%	LoseUBOH / S&P UBOH unavailable / -14.75%
2019-Q40/3	LoseUBOH / S&P UBOH unavailable / 9.07%	LoseUBOH / S&P UBOH unavailable / 5.36%	LoseUBOH / S&P UBOH unavailable / 2.99%
2019-Q30/3	LoseUBOH / S&P UBOH unavailable / 1.70%	LoseUBOH / S&P UBOH unavailable / 5.02%	LoseUBOH / S&P UBOH unavailable / 0.21%
2019-Q20/3	LoseUBOH / S&P UBOH unavailable / 4.30%	LoseUBOH / S&P UBOH unavailable / 6.64%	LoseUBOH / S&P UBOH unavailable / 8.65%
2019-Q10/3	LoseUBOH / S&P UBOH unavailable / 13.65%	LoseUBOH / S&P UBOH unavailable / 8.12%	LoseUBOH / S&P UBOH unavailable / 14.29%
2018-Q40/3	LoseUBOH / S&P UBOH unavailable / -13.52%	LoseUBOH / S&P UBOH unavailable / 9.05%	LoseUBOH / S&P UBOH unavailable / 18.23%
2018-Q30/3	LoseUBOH / S&P UBOH unavailable / 7.71%	LoseUBOH / S&P UBOH unavailable / 10.21%	LoseUBOH / S&P UBOH unavailable / 19.06%
2018-Q20/3	LoseUBOH / S&P UBOH unavailable / 3.43%	LoseUBOH / S&P UBOH unavailable / 9.03%	LoseUBOH / S&P UBOH unavailable / 14.46%
2018-Q10/3	LoseUBOH / S&P UBOH unavailable / -0.76%	LoseUBOH / S&P UBOH unavailable / 7.68%	LoseUBOH / S&P UBOH unavailable / 12.46%
2017-Q40/3	LoseUBOH / S&P UBOH unavailable / 6.64%	LoseUBOH / S&P UBOH unavailable / 7.03%	LoseUBOH / S&P UBOH unavailable / 13.82%
2017-Q30/3	LoseUBOH / S&P UBOH unavailable / 4.48%	LoseUBOH / S&P UBOH unavailable / 5.68%	LoseUBOH / S&P UBOH unavailable / 17.57%
2017-Q20/3	LoseUBOH / S&P UBOH unavailable / 3.09%	LoseUBOH / S&P UBOH unavailable / 4.83%	LoseUBOH / S&P UBOH unavailable / 17.74%
2017-Q10/3	LoseUBOH / S&P UBOH unavailable / 6.07%	LoseUBOH / S&P UBOH unavailable / 3.67%	LoseUBOH / S&P UBOH unavailable / 13.32%
2016-Q40/3	LoseUBOH / S&P UBOH unavailable / 3.82%	LoseUBOH / S&P UBOH unavailable / 2.09%	LoseUBOH / S&P UBOH unavailable / 7.05%
2016-Q30/3	LoseUBOH / S&P UBOH unavailable / 3.85%	LoseUBOH / S&P UBOH unavailable / 0.20%	LoseUBOH / S&P UBOH unavailable / -3.15%

Dividend-reinvested, split-adjusted total return

1Y · 2025-08-29 to 2026-08-27

Metric	UBOH total return	S&P 500 Total Return Index
Total return	16.04%	20.78%
Annualized return	16.04%	20.78%

5Y · 2024-08-15 to 2026-08-27

Metric	UBOH total return	S&P 500 Total Return Index
Total return	114.97%	83.14%
Annualized return	16.54%	12.86%

10Y · 2024-08-15 to 2026-08-27

Metric	UBOH total return	S&P 500 Total Return Index
Total return	114.97%	319.30%
Annualized return	7.95%	15.41%

Calculation rules

window: Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
return Basis: Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
point Rule: Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
frequency: Quarter endpoints only.
fundamentals: Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
non Scoring

Snapshot captured 2026-09-04.