TRUSTCO BANK CORP NY (TRST) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value (m); Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | (m) | Share-based compensation / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Interest coverage · 12 months | (m) | Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | (m) | |
| Stock-based compensation | 1.60M USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | (m) | |
| Interest expense · reported / estimated | (m) | Interest Expense · Estimated expense assumptions |
Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | (m) | (m) | $1.60M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2026-03-31 | (m) | (m) | $1.44M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-12-31 | (m) | (m) | $1.27M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-09-30 | (m) | (m) | $1.18M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-06-30 | (m) | (m) | $1.03M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-03-31 | (m) | (m) | $874.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-12-31 | (m) | (m) | $720.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-09-30 | (m) | (m) | $566.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-06-30 | (m) | (m) | $412.00K | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-03-31 | (m) | (m) | $257.00K | (m) | $70.57M | (m) | (m) | (m) | Reported |
| 2023-12-31 | (m) | (m) | $103.00K | (m) | $54.36M | (m) | (m) | (m) | Reported |
| 2023-09-30 | (m) | (m) | (m) | (m) | $37.23M | (m) | (m) | (m) | Reported |
| 2023-06-30 | (m) | (m) | (m) | (m) | $23.14M | (m) | (m) | (m) | Reported |
| 2023-03-31 | (m) | (m) | (m) | (m) | $12.24M | (m) | (m) | (m) | Reported |
| 2022-12-31 | (m) | (m) | $0.00 | (m) | $6.47M | (m) | (m) | (m) | Reported |
| 2022-09-30 | (m) | (m) | (m) | (m) | $5.05M | (m) | (m) | (m) | Reported |
| 2022-06-30 | (m) | (m) | (m) | (m) | $5.57M | (m) | (m) | (m) | Reported |
| 2022-03-31 | (m) | (m) | (m) | (m) | $6.38M | (m) | (m) | (m) | Reported |
| 2021-12-31 | (m) | (m) | $0.00 | (m) | $7.57M | (m) | (m) | (m) | Reported |
| 2021-09-30 | (m) | (m) | $1.00K | (m) | $10.04M | (m) | (m) | (m) | Reported |
| 2021-06-30 | (m) | (m) | $5.00K | (m) | $14.08M | (m) | (m) | (m) | Reported |
| 2021-03-31 | (m) | (m) | $11.00K | (m) | $19.04M | (m) | (m) | (m) | Reported |
| 2020-12-31 | (m) | (m) | $15.00K | (m) | $24.71M | (m) | (m) | (m) | Reported |
| 2020-09-30 | (m) | (m) | $19.00K | (m) | $30.05M | (m) | (m) | (m) | Reported |
| 2020-06-30 | (m) | (m) | $21.00K | (m) | $34.11M | (m) | (m) | (m) | Reported |
| 2020-03-31 | (m) | (m) | $21.00K | (m) | $36.70M | (m) | (m) | (m) | Reported |
| 2019-12-31 | (m) | (m) | $5.00K | (m) | $36.32M | (m) | (m) | (m) | Reported |
| 2019-09-30 | (m) | (m) | $21.00K | (m) | $33.16M | (m) | (m) | (m) | Reported |
| 2019-06-30 | (m) | (m) | $90.00K | (m) | $28.49M | (m) | (m) | (m) | Reported |
| 2019-03-31 | (m) | (m) | $133.00K | (m) | $23.73M | (m) | (m) | (m) | Reported |
| 2018-12-31 | (m) | (m) | $173.00K | (m) | $20.23M | (m) | (m) | (m) | Reported |
| 2018-09-30 | (m) | (m) | $188.00K | (m) | $17.87M | (m) | (m) | (m) | Reported |
| 2018-06-30 | (m) | (m) | $148.00K | (m) | $16.26M | (m) | (m) | (m) | Reported |
| 2018-03-31 | (m) | (m) | $136.00K | (m) | $15.12M | (m) | (m) | (m) | Reported |
| 2017-12-31 | (m) | (m) | $150.00K | (m) | $14.59M | (m) | (m) | (m) | Reported |
| 2017-09-30 | (m) | (m) | $170.00K | (m) | $14.54M | (m) | (m) | (m) | Reported |
| 2017-06-30 | (m) | (m) | $191.00K | (m) | $14.77M | (m) | (m) | (m) | Reported |
| 2017-03-31 | (m) | (m) | $210.00K | (m) | $15.11M | (m) | (m) | (m) | Reported |
| 2016-12-31 | (m) | (m) | $224.00K | (m) | $15.30M | (m) | (m) | (m) | Reported |
| 2016-09-30 | (m) | (m) | $228.00K | (m) | $15.48M | (m) | (m) | (m) | Reported |
| 2016-06-30 | (m) | (m) | $220.00K | (m) | $15.73M | (m) | (m) | (m) | Reported |
| 2016-03-31 | (m) | (m) | $212.00K | (m) | $15.88M | (m) | (m) | (m) | Reported |
| 2015-12-31 | (m) | (m) | $204.00K | (m) | $16.20M | (m) | (m) | (m) | Reported |
| 2015-09-30 | (m) | (m) | $209.00K | (m) | $16.40M | (m) | (m) | (m) | Reported |
| 2015-06-30 | (m) | (m) | $248.00K | (m) | $16.24M | (m) | (m) | (m) | Reported |
| 2015-03-31 | (m) | (m) | $286.00K | (m) | $15.86M | (m) | (m) | (m) | Reported |
| 2014-12-31 | (m) | (m) | $325.00K | (m) | $15.49M | (m) | (m) | (m) | Reported |
| 2014-09-30 | (m) | (m) | $392.00K | (m) | $15.24M | (m) | (m) | (m) | Reported |
| 2014-06-30 | (m) | (m) | $380.00K | (m) | $15.09M | (m) | (m) | (m) | Reported |
| 2014-03-31 | (m) | (m) | $377.00K | (m) | $15.21M | (m) | (m) | (m) | Reported |
| 2013-12-31 | (m) | (m) | $378.00K | (m) | $15.28M | (m) | (m) | (m) | Reported |
| 2013-09-30 | (m) | (m) | $383.00K | (m) | $15.47M | (m) | (m) | (m) | Reported |
| 2013-06-30 | (m) | (m) | $397.00K | (m) | $16.29M | (m) | (m) | (m) | Reported |
| 2013-03-31 | (m) | (m) | $403.00K | (m) | $17.93M | (m) | (m) | (m) | Reported |
| 2012-12-31 | (m) | (m) | $405.00K | (m) | $19.98M | (m) | (m) | (m) | Reported |
| 2012-09-30 | (m) | (m) | $444.00K | (m) | $22.02M | (m) | (m) | (m) | Reported |
| 2012-06-30 | (m) | (m) | $392.00K | (m) | $23.89M | (m) | (m) | (m) | Reported |
| 2012-03-31 | (m) | (m) | $340.00K | (m) | $25.08M | (m) | (m) | (m) | Reported |
| 2011-12-31 | (m) | (m) | $287.00K | (m) | $26.24M | (m) | (m) | (m) | Reported |
| 2011-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-12-31 | (m) | (m) | $176.00K | (m) | $35.00M | (m) | (m) | (m) | Reported |
| 2010-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2009-12-31 | (m) | (m) | $214.00K | (m) | $49.45M | (m) | (m) | (m) | Reported |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
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