| 2026-08-07 | 10-Q | 10.1 | Second Amended and Restated Credit Agreement, dated April 30, 2026, to the Multicurrency Revolving Credit Facility Agreement by and among PRA Group Europe Holding S.à.r.l., acting through its Swiss branch office PRA Group Europe Holding S.à.r.l., Luxembourg, Zug Branch, Horyzont Niestandaryzowany Fundusz Wierzytelności Fundusz Inwestycyjny Zamknięty, and DNB Bank ASA (filed herewith). |
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| 2026-05-08 | 10-Q | 10.2 | Form of Performance Stock Unit Agreement (filed herewith). |
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| 2026-05-08 | 10-Q | 10.1 | Form of Restricted Stock Unit Agreement (filed herewith). |
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| 2025-11-10 | 10-Q | 10.1 | First Amendment to the Second Amended and Restated Credit Agreement dated October 28, 2024 to the Amended and Restated Credit Agreement dated May 5, 2017 by and among PRA Group Inc. and PRA Group Canada Inc., the Guarantors, the Lenders party thereto and Truist Bank as Administrative Agent (filed herewith). |
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| 2025-08-06 | 10-Q | 10.4 | Amended Contract of Employment, effective as of June 17, 2025, between PRA Group, Inc. and R. Owen James (filed herewith). |
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| 2025-08-06 | 10-Q | 10.3 | Contract of Employment, effective as of October 13, 2023, between PRA Group (UK) Ltd and R. Owen James (filed herewith). |
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| 2025-08-06 | 10-Q | 10.2 | Amended Service Agreement, effective as of June 17, 2025, between PRA Group, Inc. and Martin Sjolund (filed herewith). |
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| 2025-08-06 | 10-Q | 10.1 | Amendment and Restatement Agreement, dated April 24, 2025, to the Multicurrency Revolving Credit Facility Agreement by and among PRA Group Europe Holding S.à.r.l., acting through its Swiss branch office PRA Group Europe Holding S.à.r.l., Luxembourg, Zug Branch, Horyzont Niestandaryzowany Fundusz Wierzytelności Fundusz Inwestycyjny Zamknięty, and DNB Bank ASA (filed herewith). |
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| 2025-02-27 | 10-K | 10.16 | Deed of Amendment and Restatement dated October 30, 2024 to the UK Revolving Credit Agreement dated April 1, 2022 by and among PRA Group Europe Holding I S.à r.l., PRA Group (UK) Limited and PRA Group, Inc., as Guarantors, the Lenders party thereto, and MUFG Bank, LTD., acting through its London Branch, as Administrative Agent (filed herewith). |
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| 2025-02-27 | 10-K | 10.15 | Amendment Letter dated October 28, 2024 to the European Credit Agreement by and among PRA Group Europe Holdings S.à.r.l., and its Swiss Bank, PRA Group Europe Holding S.à r.l., Luxembourg, Zug Branch and DNB Bank ASA (filed herewith). |
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| 2025-02-27 | 10-K | 10.14 | Second Amended and Restated Credit Agreement dated October 28, 2024 to the Amended and Restated Credit Agreement dated May 5, 2017 by and among PRA Group Inc. and PRA Group Canada Inc., the Guarantors, the Lenders party thereto and Truist Bank as Administrative Agent (filed herewith). |
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| 2025-02-27 | 10-K | 10.10 | PRA Group Inc. Executive Severance Plan (filed herewith). |
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| 2024-08-07 | 10-Q | 10.2 | Ninth Amendment to the Credit Agreement dated June 21, 2024 by and among PRA Group, Inc and PRA Group Canada Inc., the Guarantors, the Lenders party thereto, Bank of America, N.A., as Administrative Agent and Bank of America, N.A., acting through its Canada Branch, as Canadian Administrative Agent (filed herewith). |
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| 2024-08-07 | 10-Q | 10.1 | Pledge of Debt Security and Receivables dated May 13, 2024 pursuant to the European Credit Agreement dated November 23, 2022 by and among PRA Group Europe Holding S.a.r.l, and its Swiss Branch, PRA Group Europe Holding S.a.r.l, Luxembourg, Zug Branch and DNB Bank ASA (filed herewith). |
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| 2024-05-08 | 10-Q | 10.2 | Amendment dated March 25, 2024 to the European Credit Agreement dated November 23, 2022 by and among PRA Group Europe Holdings S.a.r.l, and its Swiss Bank, PRA Group Europe Holding S.a.r.l, Luxembourg, Zug Branch and DNB Bank ASA (filed herewith) |
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| 2024-05-08 | 10-Q | 10.1 | Eighth Amendment to the Credit Agreement dated December 20, 2023 by and among PRA Group, Inc and PRA Group Canada Inc., the Guarantors, the Lenders party thereto, Bank of America, N.A., as Administrative Agent and Bank of America, N.A., acting through its Canada Branch, as Canadian Administrative Agent (filed herewith) |
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| 2023-12-07 | 8-K | 10.1 | Employment Agreement, dated as of December 1, 2023, between PRA Group, Inc. and Vikram A. Atal. |
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| 2023-11-07 | 10-Q | 10.1 | Separation and Transition Services Agreement dated as of July 31, 2023, between Registrant and Laura B. White. |
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| 2023-08-08 | 10-Q | 10.3 | Separation and Transition Services Agreement dated as of May 31, 2023, between Registrant and Christopher B. Graves. |
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| 2023-08-08 | 10-Q | 10.2 | LIBOR Transition Amendment to the Credit Agreement, dated April 24, 2023, by and among PRA Group, Inc. and PRA Group Canada Inc., the Guarantors, the Lenders party thereto Bank of America, N.A., as Administrative Agent and Bank of America, N.A., acting through its Canada Branch as Canadian Administrative Agent (filed herewith). |
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| 2023-08-08 | 10-Q | 10.1 | Seventh Amendment to the Credit Agreement, dated April 24, 2023 by and among PRA Group Inc. and PRA Group Canada Inc., the Guarantors, the Lenders party thereto Bank of America, N.A., as Administrative Agent and Bank of America, N.A., acting through its Canada Branch as Canadian Administrative Agent (filed herewith). |
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| 2023-05-09 | 10-Q | 10.2 | Form of Performance Stock Unit Agreement (filed herewith). |
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| 2023-05-09 | 10-Q | 10.1 | Executed Offer of Employment, dated March 24, 2023 by and between Vikram A. Atal and PRA Group, Inc. (filed herewith). |
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| 2023-02-28 | 10-K | 10.11 | European Credit Agreement dated November 23, 2022 by and among PRA Group Europe Holdings S.à.r.l., a and its Swiss Bank, PRA Group Europe Holding S.à.r.l., Luxembourg, Zug Branch and DNB Bank ASA (filed herewith). |
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| 2023-02-28 | 10-K | 10.9 | Sixth Amendment to the Credit Agreement dated November 22, 2022 by and among PRA Group Inc. and PRA Group Canada Inc., the Guarantors, the Lenders party thereto, Bank of America, N.A., as Administrative Agent and Bank of America, N.A., acting through its Canada Branch, as Canadian Administrative Agent (filed herewith). |
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| 2022-08-09 | 10-Q | 10.1 | UK Revolving Credit Agreement dated April 1, 2022 by and among PRA Group Europe Holding I S.à.r.l., PRA Group (UK) Limited and PRA Group, Inc., as Guarantors, the Lenders party thereto, MUFG Bank, LTD., acting through its London Branch, as Administrative Agent (filed herewith). |
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| 2022-05-10 | 10-Q | 10.2 | Fifth Amendment to the Credit Agreement, dated as of March 29, 2022, by and among PRA Group Inc. and PRA Group Canada Inc., the Guarantors, the Lenders party thereto, Bank of America, N.A., as Administrative Agent, and Bank of America, N.A., acting through its Canada Branch, as Canadian Administrative Agent (filed herewith). |
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| 2022-05-10 | 10-Q | 10.1 | Eighth Amendment and Restatement Agreement to the Multicurrency Revolving Credit Facility Agreement, dated as of March 29, 2022 by and among PRA Group Europe Holding S.à.r.l., PRA Group Europe Holding S.à.r.l., Luxembourg, Zug Branch and DNB Bank ASA. (filed herewith). |
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| 2021-11-09 | 10-Q | 10.3 | Fourth Amendment to the Credit Agreement dated July 30, 2021, by and among PRA Group Inc. and PRA Group Canada Inc., the Guarantors, the Lenders party thereto,Bank of America, N.A., as Administrative Agent and Bank of America, N.A., acting through its Canada Branch, as Canadian Administrative Agent (filed herewith). |
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| 2021-05-07 | 10-Q | 10.2 | Seventh Amendment and Restatement Agreement to the Multicurrency Revolving Credit Facility Agreement, dated as of March 12, 2021 by and among PRA Group Europe Holding S.à.r.l., PRA Group Europe Holding S.à.r.l., Luxembourg, Zug Branch and DNB Bank ASA (filed herewith). |
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| 2021-05-07 | 10-Q | 10.1 | Form of Performance Stock Unit Agreement (filed herein). |
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| 2021-02-26 | 10-K | 10.6 | Form of Performance Stock Unit Agreement (filed herewith). |
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| 2020-12-23 | 8-K | 10.1 | Form of Employment Agreement between PRA Group, Inc. and Certain Executives effective January 1, 2021. |
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| 2020-11-06 | 10-Q | 10.1 | Third Amendment to the Credit Agreement dated August 26,2020, by and among PRA Group Inc. and PRA Group Canada Inc., the Guarantors, the Lenders party thereto, Bank of America, N.A., as Administrative Agent and Bank of America, N.A., acting through its Canada Branch, as Canadian Administrative Agent (filed herewith). |
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| 2020-08-07 | 10-Q | 10.3 | Form of Performance Stock Unit Agreement (filed herewith) |
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| 2020-08-07 | 10-Q | 10.2 | Form of Restricted Stock Unit Agreement (filed herewith) |
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| 2020-08-07 | 10-Q | 10.1 | Second Amendment to the Credit Agreement dated as of May 6, 2020, by and among PRA Group Inc. and PRA Group Canada Inc., the Guarantors, the Lenders party thereto, Bank of America, N.A., as Administrative Agent and Bank of America, N.A., acting through its Canada Branch, as Canadian Administrative Agent (filed herewith). |
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| 2020-05-08 | 10-Q | 10.1 | Sixth Amendment and Restatement Agreement to the Multicurrency Revolving Credit Facility Agreement, dated as of March 27, 2020 by and among PRA Group Europe Holding S.à.r.l., Luxembourg, Zug Branch, along with certain guarantors named therein, and the lenders party thereto (filed herewith). |
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| 2019-05-10 | 10-Q | 10.1 | Fifth Amendment and Restatement Agreement to the Multicurrency Revolving Credit Facility Agreement, dated as of March 25, 2019, by and among PRA Group Europe Holding S.à r.l., PRA Group Europe Holding S.à r.l., Luxembourg, Zug Branch and DNB Bank ASA. |
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| 2018-10-09 | 8-K | 10.1 | First Amendment to Credit Agreement, dated as of October 4, 2018, among PRA Group, Inc., PRA Group Canada Inc., the Guarantors, the Lenders party thereto, Bank of America, N.A., as Administrative Agent, and Bank of America, N.A., acting through its Canada branch, as Canadian Administrative Agent. |
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| 2018-08-08 | 10-Q | 10.3 | Service Agreement dated February 19, 2014 between Aktiv Kapital UK LTD and Tikendra Patel* (filed herewith). |
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| 2018-08-08 | 10-Q | 10.2 | Settlement Agreement dated June 4, 2018 among PRA Group (UK) Limited and Tikendra Patel* (filed herewith). |
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| 2018-08-08 | 10-Q | 10.1 | First Amended Executive Chairman Agreement dated as of May 18, 2018, by and between PRA Group, Inc., and Steven D. Fredrickson* (filed herewith). |
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| 2018-05-10 | 10-Q | 10.2 | Form of Performance Stock Unit Agreement * (filed herewith). |
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| 2018-05-10 | 10-Q | 10.1 | Fourth Amendment and Restatement Agreement to the Term and Multicurrency Revolving Credit Facility Agreement, dated as of January 23, 2018, by and among PRA Group Europe Holding S.à r.l., PRA Group Europe Holding S.à r.l., Luxembourg, Zug Branch and DNB Bank ASA (filed herewith). |
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| 2018-01-02 | 8-K | 10.1 | Form of Employment Agreement between PRA Group, Inc. and Certain Executives effective January 1, 2018 |
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| 2017-08-09 | 10-Q | 10.1 | Amended and Restated Credit Agreement dated as of May 5, 2017 among PRA Group, Inc. as a borrower and a guarantor, PRA Group Canada, Inc., as a borrower, the domestic subsidiaries of PRA Group, Inc., as the guarantors, the Canadian subsidiaries of PRA Group Canada, Inc. party thereto from time to time, as Canadian guarantors, the lenders party thereto, Bank of America, N.A., as administrative Agent, swing line lender and an l/c issuer, Bank of America, N.A., acting through its Canada branch, as Canadian administrative agent, Capital One, N.A., Fifth Third Bank and Suntrust Bank, as co-syndication agents, DNB Capital LLC, ING Capital, the Bank of Tokyo Mitsubishi Ufj, Ltd. and Regions Bank, as co-senior managing agents, and Merrill Lynch, Pierce, Fenner & Smith Incorporated, Capital One, N.A., Fifth Third Bank and Suntrust Robinson Humphrey, Inc., as joint lead arrangers and joint bookrunners. |
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| 2017-05-26 | 8-K | 10.1 | Purchase Agreement, dated May 22, 2017, by and among PRA Group, Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated and SunTrust Robinson Humphrey, Inc., as representatives of the several initial purchasers named therein |
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| 2017-05-10 | 10-Q | 10.4 | Executive Chairman Agreement, dated February 23, 2017, by and between Steven D. Fredrickson and PRA Group, Inc. |
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| 2017-05-10 | 10-Q | 10.3 | Employment Agreement, dated February 23, 2017, by and between Kevin P. Stevenson and PRA Group, Inc. |
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| 2017-05-10 | 10-Q | 10.2 | Form of Restricted Stock Unit Agreement |
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| 2017-05-10 | 10-Q | 10.1 | Form of Performance Stock Unit Agreement |
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| 2017-03-01 | 10-K | 10.4 | Separation and Release Agreement, dated December 29, 2016, by and between Michael J. Petit and PRA Group, Inc. (filed herewith). |
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| 2016-11-08 | 10-Q | 10.1 | Third Amendment and Restatement Agreement to the Multicurrency Revolving Credit Agreement, dated as of September 2, 2016, by and among PRA Group Europe Holding S.à r.l. and DNB Bank ASA. |
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| 2016-06-22 | 8-K | 10.1 | Employment Agreement, dated June 21, 2016, by and between Peter M. Graham and PRA Group, Inc. |
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| 2016-03-30 | 8-K | 10.1 | Loan Modification Agreement and Seventh Amendment, entered into as of March 24, 2016, to the Credit Agreement dated as of December 19, 2012, by and among the Company, the Company’s wholly-owned subsidiary, PRA Group Canada Inc., the Company’s domestic wholly-owned subsidiaries as guarantors, certain lenders, Bank of America, N.A. as administrative agent, swing line lender, and L/C issuer, Bank of |
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| 2016-02-25 | 8-K | 10.1 | Second Amendment Agreement, dated as of February 19, 2016, by and among PRA Group Europe Holding S.à r.l., and SHCO 54 S.à r.l. Luxemburg, Zug Branch, Borrowers, the affiliate Guarantors, DNB, Nordea Bank Norge ASA and Swedbank AB (publ) as Lenders and DNB Bank ASA, as Bookrunner, Facility Agent and Security Agent. |
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| 2015-08-10 | 8-K | 10.1 | Fifth Amendment, entered into as of August 4, 2015, to the Credit Agreement dated as of December 19, 2012, by and among the Company, the Company’s wholly-owned subsidiary, PRA Group Canada Inc., the Company’s domestic wholly-owned subsidiaries as guarantors, certain lenders, Bank of America, N.A. as administrative agent, swing line lender, and L/C issuer, Bank of America, N.A., acting through its |
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| 2015-06-16 | 8-K | 10.1 | First Amendment Agreement, dated as of June 12, 2015, by and among SHCO 54 S.à. r.l., and SHCO 54 S.à. r.l. Luxemburg, Zug Branch, Borrowers, the affiliate Guarantors, DNB, Nordea Bank Norge ASA and Swedbank AB (publ) as Lenders and DNB Bank ASA, as Mandated Lead Arranger, Bookrunner, Facility Agent and Security Agent. |
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| 2015-06-03 | 8-K | 10.1 | Fourth Amendment to the Credit Agreement dated as of December 19, 2012 by and among the Company, its domestic wholly-owned subsidiaries as guarantors, certain lenders, Bank of America, N.A. as administrative agent, swing line lender, and L/C issuer, and certain other agents and arrangers named therein, entered into as of June 2, 2015. |
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| 2015-01-05 | 8-K | 10.5 | Employment Agreement effective December 29, 2014, by and between Christopher Graves and PRA Group, Inc. |
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| 2015-01-05 | 8-K | 10.4 | Employment Agreement effective December 29, 2014, by and between Neal Stern and PRA Group, Inc. |
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| 2015-01-05 | 8-K | 10.3 | Employment Agreement effective December 29, 2014, by and between Michael Petit and PRA Group, Inc. |
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| 2015-01-05 | 8-K | 10.2 | Employment Agreement effective December 29, 2014, by and between Kevin Stevenson and PRA Group, Inc. |
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| 2015-01-05 | 8-K | 10.1 | Employment Agreement effective December 29, 2014, by and between Steven Fredrickson and PRA Group, Inc. |
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| 2014-11-10 | 10-Q | 10.1 | Employment Agreement, dated February 19, 2014, by and between Geir Olsen and Aktiv Kapital AS. |
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| 2014-10-29 | 8-K | 10.1 | MULTICURRENCY REVOLVING CREDIT FACILITY AGREEMENT DATED AS OF OCTOBER 23, 2014. |
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| 2014-06-06 | 8-K | 10.1 | Third Amendment, entered into as of June 5, 2014, to Credit Agreement dated as of December 19, 2012 by and among the Company, the domestic wholly-owned subsidiaries of the Company as guarantors (Portfolio Recovery Associates, LLC, PRA Holding I, LLC, PRA Location Services, a Virginia general partnership, PRA Government Services, LLC, PRA Receivables Management, LLC, PRA Holding II, LLC, PRA Holding III, LLC, MuniServices, LLC, PRA Professional Services, LLC, PRA Financial Services, LLC, Claims Compensation Bureau, LLC, PRA Auto Funding, LLC, PRA Holding IV, LLC, PLS Holding I, LLC, and PLS Holding II, LLC), Bank of America, N.A. as administrative agent, swing line lender, and l/c issuer, Wells Fargo Bank, N.A. and SunTrust Bank as co-syndication agents, KeyBank, National Association, as documentation agent, Merrill Lynch, Pierce, Fenner & Smith Incorporated, Wells Fargo Securities, LLC, and SunTrust Robinson Humphrey, Inc. as joint lead arrangers and joint book managers, and the lenders named therein. |
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| 2014-05-08 | 10-Q | 10.2 | NOVATED, AMENDED AND RESTATED SALE AND PURCHASE AGREEMENT |
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| 2014-05-08 | 10-Q | 10.1 | DEED OF NOVATION |
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| 2014-03-20 | 8-K | 10.1 | Second Amendment to Credit Agreement |
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| 2013-11-08 | 10-Q | 10.3 | Lender Joiner Agreement dated as of August 21, 2013, by and among Portfolio Recovery Associates, Inc., Bank of Hampton Roads, Heritage Bank, Union First Market and Bank of America, N.A., as administrative agent. |
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| 2013-11-08 | 10-Q | 10.2 | Lender Commitment Agreement dated as of August 21, 2013 by and among Portfolio Recovery Associates, Inc., and Bank of America, N.A., as administrative agent. |
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| 2013-08-08 | 8-K | 10.1 | Purchase Agreement dated August 7, 2013 by and among Portfolio Recovery Associates, Inc., William Blair & Company, L.L.C. and JMP Securities LLC, as representatives of the several initial purchasers named therein. |
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| 2013-08-06 | 8-K | 10.1 | First Amendment to Credit Agreement |
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| 2012-12-20 | 8-K | 10.1 | Credit Agreement dated as of December 19, 2012 by and among PRA, the domestic wholly-owned subsidiaries of PRA as guarantors (Portfolio Recovery Associates, LLC, PRA Holding I, LLC, PRA Location Services, LLC, PRA Government Services, LLC, PRA Receivables Management, LLC, PRA Holding II, LLC, PRA Holding III, LLC, MuniServices, LLC, PRA Professional Services, LLC, and PRA Financial Services, LLC), Bank of America, N.A. as administrative agent, swing line lender, and l/c issuer, Wells Fargo Bank, N.A. and SunTrust Bank as co-syndication agents, KeyBank, National Association, as documentation agent, Merrill Lynch, Pierce, Fenner & Smith Incorporated, Wells Fargo Securities, LLC, and SunTrust Robinson Humphrey, Inc. as joint lead arrangers and joint book managers, and the lenders named therein. |
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| 2011-12-28 | 8-K | 10.6 | Employment Agreement, dated December 21, 2011, by and between Neal Stern and Portfolio Recovery Associates, Inc. |
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| 2011-12-28 | 8-K | 10.5 | Employment Agreement, dated December 21, 2011, by and between Peter K. McCammon and Portfolio Recovery Associates, Inc. |
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| 2011-12-28 | 8-K | 10.4 | Employment Agreement, dated December 21, 2011, by and between Michael Petit and Portfolio Recovery Associates, Inc. |
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| 2011-12-28 | 8-K | 10.3 | Employment Agreement, dated December 21, 2011, by and between Judith Scott and Portfolio Recovery Associates, Inc. |
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| 2011-12-28 | 8-K | 10.2 | Employment Agreement, dated December 23, 2011, by and between Kevin Stevenson and Portfolio Recovery Associates, Inc. |
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| 2011-12-28 | 8-K | 10.1 | Employment Agreement, dated December 21, 2011 by and between Steven Fredrickson and Portfolio Recovery Associates, Inc. |
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| 2010-12-22 | 8-K | 10.1 | Credit Agreement, dated as of December 20, 2010, by and among Portfolio Recovery Associates, Inc., Portfolio Recovery Associates, LLC, PRA Holding I, LLC, PRA Location Services, LLC, PRA Government Services, LLC, PRA Receivables Management, LLC, PRA Holding II, LLC, PRA Holding III, LLC, Muniservices, LLC, Bank of America, N.A., as administrative agent, Wells Fargo Bank, N.A., as syndication agent, Suntrust Bank, as documentation agent, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Wells Fargo Securities, LLC, as joint lead arrangers and joint book managers, and the lenders party thereto. |
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| 2010-06-09 | 8-K | 10.10 | Portfolio Recovery Associates, Inc. Annual Bonus Plan |
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| 2010-06-09 | 8-K | 10.9 | Portfolio Recovery Associates 2010 Stock Plan |
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| 2010-02-16 | 10-K | 10.16 | Promissory Note dated September 3, 2008 by and between Portfolio Recovery Associates, Inc, and JPMorgan Chase Bank, N.A. |
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| 2010-02-16 | 10-K | 10.15 | Promissory Note dated September 3, 2008 by and between Portfolio Recovery Associates, Inc, and Sun Trust Bank. |
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| 2010-02-16 | 10-K | 10.14 | Promissory Note dated September 3, 2008 by and between Portfolio Recovery Associates, Inc, and RBC Bank (USA). |
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| 2010-02-16 | 10-K | 10.13 | Promissory Note dated September 3, 2008 by and between Portfolio Recovery Associates, Inc, and Wachovia Bank, National Association. |
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| 2010-02-16 | 10-K | 10.12 | Promissory Note dated September 3, 2008 by and between Portfolio Recovery Associates, Inc, and Bank of America, N.A. |
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| 2010-02-16 | 10-K | 10.8 | Amendment to Employment Agreement, dated December 31, 2008, by and between Judith S. Scott and Portfolio Recovery Associates, Inc. |
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| 2010-02-16 | 10-K | 10.7 | Amendment to Employment Agreement, dated December 31, 2008, by and between Craig A. Grube and Portfolio Recovery Associates, Inc. |
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| 2010-02-16 | 10-K | 10.6 | Amendment to Employment Agreement, dated December 30, 2008, by and between Kevin P. Stevenson and Portfolio Recovery Associates, Inc. |
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| 2010-02-16 | 10-K | 10.5 | Amendment to Employment Agreement, dated December 31, 2008, by and between Steven D. Fredrickson and Portfolio Recovery Associates, Inc. |
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