| 2026-09-11 | 8-K | 10.1 | Offer Letter with William Franklin, dated August 31, 2026 |
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| 2026-08-25 | 8-K | 10.1 | Oportun Financial Corporation Amended and Restated Executive Severance and Change in Control Policy |
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| 2026-08-06 | 10-Q | 10.9 | Program Management Agreement dated as of June 30, 2026 by and between Column National Association and Oportun, Inc. |
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| 2026-06-24 | 8-K | 10.1 | Letter Agreement, dated June 22, 2026, between Oportun Financial Corporation, Bradley L. Radoff and The Radoff Family Foundation |
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| 2026-06-18 | 8-K | 10.2 | Offer Letter with Sean Rowles dated June 13, 2026 |
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| 2026-06-18 | 8-K | 10.1 | Transition Agreement with Patrick Kirscht dated June 15, 2026 |
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| 2026-05-08 | 10-Q | 10.6 | Office of CEO Employment Letter with Kathleen Layton, dated April 4, 2026 |
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| 2026-05-08 | 10-Q | 10.5 | Office of CEO Employment Letter with Gaurav Rana, dated April 4, 2026 |
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| 2026-04-17 | 8-K | 10.3 | Form of Performance-Based RSU Award Agreement under the Amended and Restated 2021 Inducement Equity Incentive Plan |
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| 2026-04-17 | 8-K | 10.2 | Amended and Restated 2021 Inducement Equity Incentive Plan, and Form of RSU Award Agreement |
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| 2026-04-17 | 8-K | 10.1 | Offer Letter with Doug Bland, dated April 15, 2026 |
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| 2026-01-21 | 8-K | 10.1 | Transition Agreement dated January 21, 2026 |
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| 2025-11-05 | 10-Q | 10.4 | Indenture between Oportun Issuance Trust 2025-C and Wilmington Trust, National Association, dated as of August 21, 2025. |
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| 2025-11-05 | 10-Q | 10.3 | First Amendment to the Amended and Restated Program Agreement, by and between Oportun, Inc. and Pathward, National Association, dated as of September 26, 2025. |
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| 2025-11-05 | 10-Q | 10.2 | Amended and Restated Program Agreement, by and between Oportun, Inc. and Pathward, National Association, dated as of August 11, 2025. |
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| 2025-08-07 | 10-Q | 10.6 | Indenture between Oportun Issuance Trust 2025-B and Wilmington Trust, National Association, dated as of June 5, 2025. |
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| 2025-08-07 | 10-Q | 10.5 | Master Amendment to the Loan and Security Agreement by and between Oportun PLW II Trust, Oportun PLW II Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of June 2, 2025. |
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| 2025-08-07 | 10-Q | 10.4 | Master Amendment to the Loan and Security Agreement by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of June 2, 2025. |
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| 2025-08-07 | 10-Q | 10.3 | Form of Performance-Based Restricted Stock Unit Award Agreement. |
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| 2025-07-14 | 8-K | 10.1 | Letter Agreement, dated July 14, 2025, between Oportun Financial Corporation, Findell Capital Management LLC and certain other persons |
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| 2025-05-09 | 10-Q | 10.2 | Loan and Security Agreement by and between Oportun PLW III Trust, Oportun PLW III Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of April 2, 2025. |
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| 2025-02-20 | 10-K | 10.27 | Indenture between Oportun Issuance Trust 2025-A and Wilmington Trust, National Association, dated as of January 16, 2025. |
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| 2025-02-20 | 10-K | 10.14-10 | Master Amendment to the Loan and Security Agreement by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of November 22, 2024. |
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| 2024-11-12 | 10-Q | 10.7 | Amendment to the Loan and Security Agreement by and among Oportun PLW II Trust, Oportun PLW II Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of November 1, 2024. |
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| 2024-11-12 | 10-Q | 10.6 | Twelfth Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of September 24, 2024. |
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| 2024-11-12 | 10-Q | 10.5 | Loan and Security Agreement by and between Oportun PLW II Trust, Oportun PLW II Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of August 5, 2024. |
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| 2024-11-12 | 10-Q | 10.4 | Indenture between Oportun Issuance Trust 2024-2 and Wilmington Trust, National Association, dated as of August 29, 2024. |
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| 2024-11-12 | 10-Q | 10.3 | Master Amendment to Transaction Documents by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of September 20, 2024. |
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| 2024-11-12 | 10-Q | 10.2 | Seventh Amendment to the Loan and Security Agreement by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of August 29, 2024. |
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| 2024-10-29 | 8-K | 10.1 | Credit Agreement, dated as of October 23, 2024, by and among Oportun Financial Corporation, Oportun, Inc., Wilmington Savings Fund Society, FSB, and the Lenders party thereto.*^ |
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| 2024-09-26 | 8-K | 10.1 | Receivables Purchase Agreement, dated as of September 24, 2024, by and among Oportun, Inc., Oportun CCW Trust, Oportun CCW Depositor, LLC and Continental Purchasing, LLC.* |
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| 2024-08-09 | 10-Q | 10.2 | Eleventh Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of April 30, 2024. |
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| 2024-05-10 | 10-Q | 10.6 | Indenture between Oportun Issuance Trust 2024-1 and Wilmington Trust, National Association, dated as of February 13, 2024. |
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| 2024-05-10 | 10-Q | 10.5 | First Amendment to the Receivables Loan and Security Agreement, dated as of March 22, 2024, by and among Oportun CL Trust 2023-A, Oportun, Inc., and Oportun CL Depositor, LLC, Wilmington Trust, National Association and the Lenders party thereto. |
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| 2024-05-10 | 10-Q | 10.4 | Sixth Amendment to the Loan and Security Agreement by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of February 29, 2024. |
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| 2024-05-10 | 10-Q | 10.3-3 | Tenth Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of March 28, 2024. |
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| 2024-05-10 | 10-Q | 10.3-2 | Ninth Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of February 29, 2024. |
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| 2024-05-10 | 10-Q | 10.3-1 | Master Amendment to Transaction Documents by and between Oportun CCW Trust, Oportun CCW Depositor, LLC, Oportun, Inc., Wilmington Trust, National Association, and WebBank, dated as of January 31, 2024. |
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| 2024-04-22 | 8-K | 10.1 | Letter Agreement, dated April 19, 2024, between Oportun Financial Corporation, Findell Capital Management LLC and certain other persons |
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| 2024-03-15 | 10-K | 10.24 | Receivables Loan and Security Agreement, dated as of October 20, 2023, by and among Oportun CL Trust 2023-A, Oportun, Inc., and Oportun CL Depositor, LLC, Wilmington Trust, National Association and the Lenders party thereto. |
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| 2024-03-15 | 10-K | 10.18-9 | Seventh Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of December 22, 2023. |
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| 2024-03-15 | 10-K | 10.18-8 | Master Amendment to Transaction Documents by and between Oportun CCW Trust, Oportun CCW Depositor, LLC, Oportun, Inc., Wilmington Trust, National Association, and WebBank, dated as of November 28, 2023. |
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| 2024-03-15 | 10-K | 10.18-7 | Fifth Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of July 27, 2023 |
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| 2024-03-15 | 10-K | 10.17-8 | Seventh Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of February 29, 2024. |
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| 2024-03-15 | 10-K | 10.17-7 | Sixth Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of December 20, 2023. |
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| 2024-03-14 | 8-K | 10.2 | Amendment No. 3 to Credit Agreement, dated as of March 12, 2024, by and among Oportun Financial Corporation, the Subsidiary Guarantors party thereto, Wilmington Trust, National Association, and the Lenders party thereto. |
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| 2024-03-14 | 8-K | 10.1 | Eighth Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of March 8, 2024. |
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| 2023-12-12 | 8-K | 10.1 | Form of Performance-Based Restricted Stock Unit Award Agreement |
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| 2023-08-09 | 10-Q | 10.2 | Fifth Amendment to the Loan and Security Agreement by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of June 29, 2023. |
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| 2023-06-15 | 8-K | 10.1 | Amended and Restated 2021 Inducement Equity Incentive Plan and Form of Award Notice and Agreement |
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| 2023-03-14 | 10-K | 10.24-2 | Amendment No. 1 to Credit Agreement, dated as of November 22, 2022, by and among Oportun Financial Corporation, the Subsidiary Guarantors party thereto, Wilmington Trust, National Association, and the Lenders party thereto. |
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| 2023-03-14 | 10-K | 10.20-6 | Master Amendment to Transaction Documents by and between Oportun CCW Trust, Oportun CCW Depositor, LLC, Oportun, Inc., Wilmington Trust, National Association, and WebBank, dated as of March 8, 2023. |
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| 2023-03-14 | 10-K | 10.19-6 | Fifth Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of February 10, 2023. |
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| 2023-03-14 | 10-K | 10.19-5 | Fourth Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of December 22, 2022. |
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| 2023-03-14 | 10-K | 10.19-4 | Third Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of November 2, 2022. |
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| 2023-03-13 | 8-K | 10.1 | Amendment No. 2 to Credit Agreement, dated as of March 10, 2023, by and among Oportun Financial Corporation, the Subsidiary Guarantors party thereto, Wilmington Trust, National Association, and the Lenders party thereto.* |
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| 2022-11-08 | 10-Q | 10.5 | Indenture between Oportun Issuance Trust 2022-3 and Wilmington Trust, National Association, dated as of November 3, 2022. |
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| 2022-11-08 | 10-Q | 10.4 | Master Amendment to Transaction Documents by and between Oportun CCW Trust, Oportun Depositor, LLC, Oportun, Inc., Wilmington Trust, National Association, and Wilmington Savings Fund Society, FSB, dated as of September 28, 2022. |
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| 2022-11-08 | 10-Q | 10.3 | Third Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of September 14, 2022. |
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| 2022-11-08 | 10-Q | 10.2 | Fourth Amendment to Loan and Security Agreement by and between Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of September 14, 2022. |
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| 2022-11-08 | 10-Q | 10.1 | Credit Agreement, dated as of September 14, 2022, by and among Oportun Financial Corporation, Wilmington Trust, National Association, and the Lenders party thereto. |
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| 2022-08-09 | 10-Q | 10.5.2 | Master Amendment to Transaction Documents by and between Oportun CCW Trust, Oportun Depositor, LLC, Oportun, Inc., Wilmington Trust, National Association, and Wilmington Savings Fund Society, FSB, dated as of June 21, 2022. |
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| 2022-08-09 | 10-Q | 10.5.1 | First Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of June 3, 2022. |
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| 2022-08-09 | 10-Q | 10.4.3 | Third Amendment to Loan and Security Agreement by and between Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of March 31, 2022. |
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| 2022-08-09 | 10-Q | 10.4.2 | Second Amendment to Loan and Security Agreement by and between Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of March 25, 2022. |
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| 2022-08-09 | 10-Q | 10.4.1 | First Amendment to Loan and Security Agreement by and between Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of March 22, 2022. |
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| 2022-08-09 | 10-Q | 10.3.2 | Second Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of July 28, 2022. |
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| 2022-08-09 | 10-Q | 10.3.1 | First Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of May 24, 2022. |
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| 2022-08-09 | 10-Q | 10.2 | Indenture between Oportun Issuance Trust 2022-2 and Wilmington Trust, National Association, dated as of July 22, 2022. |
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| 2022-08-09 | 10-Q | 10.1 | Indenture between Oportun Issuance Trust 2022-A and Wilmington Trust, National Association, dated as of May 23, 2022. |
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| 2022-05-10 | 10-Q | 10.2.2 | Series 2022-1 Supplement to Base Indenture by and between Oportun Funding 2022-1, LLC and Wilmington Trust, National Association, dated as of March 31, 2022. |
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| 2022-05-10 | 10-Q | 10.2.1 | Base Indenture by and between Oportun Funding 2022-1, LLC and Wilmington Trust, National Association, dated as of March 31, 2022. |
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| 2022-03-01 | 10-K | 10.20 | Indenture between CCW Trust and Wilmington Trust, National Association, dated as of December 20, 2021.** |
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| 2022-03-01 | 10-K | 10.19 | Indenture between Oportun RF, LLC and Wilmington Trust, National Association, dated as of December 20, 2021.** |
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| 2022-03-01 | 10-K | 10.17.4 | Letter Agreement to Retention Facility Agreement by and between WebBank and Oportun, Inc., dated as of November 30, 2021. |
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| 2021-11-04 | 10-Q | 10.3 | Indenture by and between Oportun Issuance Trust 2021-C, and Wilmington Trust, National Association, dated as of October 28, 2021. |
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| 2021-11-04 | 10-Q | 10.2 | Loan and Security Agreement by and between Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of September 8, 2021. |
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| 2021-11-04 | 10-Q | 10.1.3 | Letter Agreement to Retention Facility Agreement by and between WebBank and Oportun, Inc., dated as of October 29, 2021. |
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| 2021-11-04 | 10-Q | 10.1.2 | Letter Agreement to Retention Facility Agreement by and between WebBank and Oportun, Inc., dated as of September 21, 2021. |
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| 2021-08-06 | 10-Q | 10.2 | Letter Agreement to Retention Facility Agreement by and between WebBank and Oportun, Inc., dated as of July 28, 2021. |
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| 2021-08-06 | 10-Q | 10.1 | Indenture by and between Oportun Issuance Trust 2021-B, and Wilmington Trust, National Association, dated as of May 10, 2021. |
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| 2021-05-07 | 10-Q | 10.3.2 | Series 2021-A Supplement to Base Indenture by and between Oportun Funding XIV, LLC and Wilmington Trust, National Association, dated as of March 8, 2021. |
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| 2021-05-07 | 10-Q | 10.3.1 | Base Indenture by and between Oportun Funding XIV, LLC and Wilmington Trust, National Association, dated as of March 8, 2021. |
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| 2021-05-07 | 10-Q | 10.2 | Amendment No. 5 to Amended and Restated Purchase and Sale Agreement by and between Oportun, Inc. and ECL Funding LLC, dated as of March 5, 2021. |
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| 2021-02-23 | 10-K | 10.16.2 | Amended and Restated Credit Card Program and Servicing Agreement, dated February 5, 2021, by and between Oportun, Inc. and WebBank |
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| 2021-02-23 | 10-K | 10.16.1 | Receivables Retention Facility Agreement, dated February 5, 2021, by and between Oportun, Inc. and WebBank |
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| 2021-02-23 | 10-K | 10.4 | 2019 Equity Incentive Plan and Forms of Award Notices and Agreements. |
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| 2020-11-12 | 10-Q | 10.1 | Program Agreement, by and between Oportun, Inc. and MetaBank, N.A., dated as of August 11, 2020. |
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| 2020-08-07 | 10-Q | 10.3 | Sixth Amendment to the Series 2015 Supplement by and between Oportun Funding V, LLC and Wilmington Trust, National Association, dated as of June 22, 2020. |
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| 2020-08-07 | 10-Q | 10.2 | Ninth Amendment to Base Indenture by and between Oportun Funding V, LLC and Wilmington Trust, National Association, dated as of June 22, 2020. |
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| 2020-05-27 | 8-K | 10.2 | Fifth Amendment to the Series 2015 Supplement by and between Oportun Funding V, LLC and Wilmington Trust, National Association, dated as of May 22, 2020. |
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| 2020-05-27 | 8-K | 10.1 | Eighth Amendment to Base Indenture by and between Oportun Funding V, LLC and Wilmington Trust, National Association, dated as of May 22, 2020. |
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| 2020-02-28 | 10-K | 10.2 | Amendment No. 4 to Amended and Restated Purchase and Sale Agreement by and between Oportun, Inc. and ECL Funding LLC, dated as of January 31, 2020. |
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| 2020-02-28 | 10-K | 10.1 | Seventh Amendment to Base Indenture by and between Oportun Funding V, LLC and Wilmington Trust, National Association, dated as of November 4, 2019 |
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