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OPORTUN FINANCIAL CORPORATION (OPRT) Material Contracts

OPORTUN FINANCIAL CORPORATION Material Contracts

Every material contract the company filed as Exhibit 10 (executive pay plans, credit agreements, supplier and indemnity agreements), newest first, with the filing's own description.

  • 2026-09-11: Form 8-K; Exhibit 10.1; Description Offer Letter with William Franklin, dated August 31, 2026.
  • 2026-08-25: Form 8-K; Exhibit 10.1; Description Oportun Financial Corporation Amended and Restated Executive Severance and Change in Control Policy.
  • 2026-08-06: Form 10-Q; Exhibit 10.9; Description Program Management Agreement dated as of June 30, 2026 by and between Column National Association and Oportun, Inc..
  • 2026-06-24: Form 8-K; Exhibit 10.1; Description Letter Agreement, dated June 22, 2026, between Oportun Financial Corporation, Bradley L. Radoff and The Radoff Family Foundation.
FiledFormExhibitDescription
2026-09-118-K10.1Offer Letter with William Franklin, dated August 31, 2026
2026-08-258-K10.1Oportun Financial Corporation Amended and Restated Executive Severance and Change in Control Policy
2026-08-0610-Q10.9Program Management Agreement dated as of June 30, 2026 by and between Column National Association and Oportun, Inc.
2026-06-248-K10.1Letter Agreement, dated June 22, 2026, between Oportun Financial Corporation, Bradley L. Radoff and The Radoff Family Foundation
2026-06-188-K10.2Offer Letter with Sean Rowles dated June 13, 2026
2026-06-188-K10.1Transition Agreement with Patrick Kirscht dated June 15, 2026
2026-05-0810-Q10.6Office of CEO Employment Letter with Kathleen Layton, dated April 4, 2026
2026-05-0810-Q10.5Office of CEO Employment Letter with Gaurav Rana, dated April 4, 2026
2026-04-178-K10.3Form of Performance-Based RSU Award Agreement under the Amended and Restated 2021 Inducement Equity Incentive Plan
2026-04-178-K10.2Amended and Restated 2021 Inducement Equity Incentive Plan, and Form of RSU Award Agreement
2026-04-178-K10.1Offer Letter with Doug Bland, dated April 15, 2026
2026-01-218-K10.1Transition Agreement dated January 21, 2026
2025-11-0510-Q10.4Indenture between Oportun Issuance Trust 2025-C and Wilmington Trust, National Association, dated as of August 21, 2025.
2025-11-0510-Q10.3First Amendment to the Amended and Restated Program Agreement, by and between Oportun, Inc. and Pathward, National Association, dated as of September 26, 2025.
2025-11-0510-Q10.2Amended and Restated Program Agreement, by and between Oportun, Inc. and Pathward, National Association, dated as of August 11, 2025.
2025-08-0710-Q10.6Indenture between Oportun Issuance Trust 2025-B and Wilmington Trust, National Association, dated as of June 5, 2025.
2025-08-0710-Q10.5Master Amendment to the Loan and Security Agreement by and between Oportun PLW II Trust, Oportun PLW II Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of June 2, 2025.
2025-08-0710-Q10.4Master Amendment to the Loan and Security Agreement by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of June 2, 2025.
2025-08-0710-Q10.3Form of Performance-Based Restricted Stock Unit Award Agreement.
2025-07-148-K10.1Letter Agreement, dated July 14, 2025, between Oportun Financial Corporation, Findell Capital Management LLC and certain other persons
2025-05-0910-Q10.2Loan and Security Agreement by and between Oportun PLW III Trust, Oportun PLW III Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of April 2, 2025.
2025-02-2010-K10.27Indenture between Oportun Issuance Trust 2025-A and Wilmington Trust, National Association, dated as of January 16, 2025.
2025-02-2010-K10.14-10Master Amendment to the Loan and Security Agreement by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of November 22, 2024.
2024-11-1210-Q10.7Amendment to the Loan and Security Agreement by and among Oportun PLW II Trust, Oportun PLW II Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of November 1, 2024.
2024-11-1210-Q10.6Twelfth Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of September 24, 2024.
2024-11-1210-Q10.5Loan and Security Agreement by and between Oportun PLW II Trust, Oportun PLW II Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of August 5, 2024.
2024-11-1210-Q10.4Indenture between Oportun Issuance Trust 2024-2 and Wilmington Trust, National Association, dated as of August 29, 2024.
2024-11-1210-Q10.3Master Amendment to Transaction Documents by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of September 20, 2024.
2024-11-1210-Q10.2Seventh Amendment to the Loan and Security Agreement by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of August 29, 2024.
2024-10-298-K10.1Credit Agreement, dated as of October 23, 2024, by and among Oportun Financial Corporation, Oportun, Inc., Wilmington Savings Fund Society, FSB, and the Lenders party thereto.*^
2024-09-268-K10.1Receivables Purchase Agreement, dated as of September 24, 2024, by and among Oportun, Inc., Oportun CCW Trust, Oportun CCW Depositor, LLC and Continental Purchasing, LLC.*
2024-08-0910-Q10.2Eleventh Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of April 30, 2024.
2024-05-1010-Q10.6Indenture between Oportun Issuance Trust 2024-1 and Wilmington Trust, National Association, dated as of February 13, 2024.
2024-05-1010-Q10.5First Amendment to the Receivables Loan and Security Agreement, dated as of March 22, 2024, by and among Oportun CL Trust 2023-A, Oportun, Inc., and Oportun CL Depositor, LLC, Wilmington Trust, National Association and the Lenders party thereto.
2024-05-1010-Q10.4Sixth Amendment to the Loan and Security Agreement by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of February 29, 2024.
2024-05-1010-Q10.3-3Tenth Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of March 28, 2024.
2024-05-1010-Q10.3-2Ninth Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of February 29, 2024.
2024-05-1010-Q10.3-1Master Amendment to Transaction Documents by and between Oportun CCW Trust, Oportun CCW Depositor, LLC, Oportun, Inc., Wilmington Trust, National Association, and WebBank, dated as of January 31, 2024.
2024-04-228-K10.1Letter Agreement, dated April 19, 2024, between Oportun Financial Corporation, Findell Capital Management LLC and certain other persons
2024-03-1510-K10.24Receivables Loan and Security Agreement, dated as of October 20, 2023, by and among Oportun CL Trust 2023-A, Oportun, Inc., and Oportun CL Depositor, LLC, Wilmington Trust, National Association and the Lenders party thereto.
2024-03-1510-K10.18-9Seventh Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of December 22, 2023.
2024-03-1510-K10.18-8Master Amendment to Transaction Documents by and between Oportun CCW Trust, Oportun CCW Depositor, LLC, Oportun, Inc., Wilmington Trust, National Association, and WebBank, dated as of November 28, 2023.
2024-03-1510-K10.18-7Fifth Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of July 27, 2023
2024-03-1510-K10.17-8Seventh Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of February 29, 2024.
2024-03-1510-K10.17-7Sixth Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of December 20, 2023.
2024-03-148-K10.2Amendment No. 3 to Credit Agreement, dated as of March 12, 2024, by and among Oportun Financial Corporation, the Subsidiary Guarantors party thereto, Wilmington Trust, National Association, and the Lenders party thereto.
2024-03-148-K10.1Eighth Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of March 8, 2024.
2023-12-128-K10.1Form of Performance-Based Restricted Stock Unit Award Agreement
2023-08-0910-Q10.2Fifth Amendment to the Loan and Security Agreement by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of June 29, 2023.
2023-06-158-K10.1Amended and Restated 2021 Inducement Equity Incentive Plan and Form of Award Notice and Agreement
2023-03-1410-K10.24-2Amendment No. 1 to Credit Agreement, dated as of November 22, 2022, by and among Oportun Financial Corporation, the Subsidiary Guarantors party thereto, Wilmington Trust, National Association, and the Lenders party thereto.
2023-03-1410-K10.20-6Master Amendment to Transaction Documents by and between Oportun CCW Trust, Oportun CCW Depositor, LLC, Oportun, Inc., Wilmington Trust, National Association, and WebBank, dated as of March 8, 2023.
2023-03-1410-K10.19-6Fifth Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of February 10, 2023.
2023-03-1410-K10.19-5Fourth Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of December 22, 2022.
2023-03-1410-K10.19-4Third Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of November 2, 2022.
2023-03-138-K10.1Amendment No. 2 to Credit Agreement, dated as of March 10, 2023, by and among Oportun Financial Corporation, the Subsidiary Guarantors party thereto, Wilmington Trust, National Association, and the Lenders party thereto.*
2022-11-0810-Q10.5Indenture between Oportun Issuance Trust 2022-3 and Wilmington Trust, National Association, dated as of November 3, 2022.
2022-11-0810-Q10.4Master Amendment to Transaction Documents by and between Oportun CCW Trust, Oportun Depositor, LLC, Oportun, Inc., Wilmington Trust, National Association, and Wilmington Savings Fund Society, FSB, dated as of September 28, 2022.
2022-11-0810-Q10.3Third Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of September 14, 2022.
2022-11-0810-Q10.2Fourth Amendment to Loan and Security Agreement by and between Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of September 14, 2022.
2022-11-0810-Q10.1Credit Agreement, dated as of September 14, 2022, by and among Oportun Financial Corporation, Wilmington Trust, National Association, and the Lenders party thereto.
2022-08-0910-Q10.5.2Master Amendment to Transaction Documents by and between Oportun CCW Trust, Oportun Depositor, LLC, Oportun, Inc., Wilmington Trust, National Association, and Wilmington Savings Fund Society, FSB, dated as of June 21, 2022.
2022-08-0910-Q10.5.1First Amendment to Indenture by and between Oportun CCW Trust and Wilmington Trust, National Association, dated as of June 3, 2022.
2022-08-0910-Q10.4.3Third Amendment to Loan and Security Agreement by and between Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of March 31, 2022.
2022-08-0910-Q10.4.2Second Amendment to Loan and Security Agreement by and between Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of March 25, 2022.
2022-08-0910-Q10.4.1First Amendment to Loan and Security Agreement by and between Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of March 22, 2022.
2022-08-0910-Q10.3.2Second Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of July 28, 2022.
2022-08-0910-Q10.3.1First Amendment to Indenture by and between Oportun RF, LLC and Wilmington Trust, National Association, dated as of May 24, 2022.
2022-08-0910-Q10.2Indenture between Oportun Issuance Trust 2022-2 and Wilmington Trust, National Association, dated as of July 22, 2022.
2022-08-0910-Q10.1Indenture between Oportun Issuance Trust 2022-A and Wilmington Trust, National Association, dated as of May 23, 2022.
2022-05-1010-Q10.2.2Series 2022-1 Supplement to Base Indenture by and between Oportun Funding 2022-1, LLC and Wilmington Trust, National Association, dated as of March 31, 2022.
2022-05-1010-Q10.2.1Base Indenture by and between Oportun Funding 2022-1, LLC and Wilmington Trust, National Association, dated as of March 31, 2022.
2022-03-0110-K10.20Indenture between CCW Trust and Wilmington Trust, National Association, dated as of December 20, 2021.**
2022-03-0110-K10.19Indenture between Oportun RF, LLC and Wilmington Trust, National Association, dated as of December 20, 2021.**
2022-03-0110-K10.17.4Letter Agreement to Retention Facility Agreement by and between WebBank and Oportun, Inc., dated as of November 30, 2021.
2021-11-0410-Q10.3Indenture by and between Oportun Issuance Trust 2021-C, and Wilmington Trust, National Association, dated as of October 28, 2021.
2021-11-0410-Q10.2Loan and Security Agreement by and between Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of September 8, 2021.
2021-11-0410-Q10.1.3Letter Agreement to Retention Facility Agreement by and between WebBank and Oportun, Inc., dated as of October 29, 2021.
2021-11-0410-Q10.1.2Letter Agreement to Retention Facility Agreement by and between WebBank and Oportun, Inc., dated as of September 21, 2021.
2021-08-0610-Q10.2Letter Agreement to Retention Facility Agreement by and between WebBank and Oportun, Inc., dated as of July 28, 2021.
2021-08-0610-Q10.1Indenture by and between Oportun Issuance Trust 2021-B, and Wilmington Trust, National Association, dated as of May 10, 2021.
2021-05-0710-Q10.3.2Series 2021-A Supplement to Base Indenture by and between Oportun Funding XIV, LLC and Wilmington Trust, National Association, dated as of March 8, 2021.
2021-05-0710-Q10.3.1Base Indenture by and between Oportun Funding XIV, LLC and Wilmington Trust, National Association, dated as of March 8, 2021.
2021-05-0710-Q10.2Amendment No. 5 to Amended and Restated Purchase and Sale Agreement by and between Oportun, Inc. and ECL Funding LLC, dated as of March 5, 2021.
2021-02-2310-K10.16.2Amended and Restated Credit Card Program and Servicing Agreement, dated February 5, 2021, by and between Oportun, Inc. and WebBank
2021-02-2310-K10.16.1Receivables Retention Facility Agreement, dated February 5, 2021, by and between Oportun, Inc. and WebBank
2021-02-2310-K10.42019 Equity Incentive Plan and Forms of Award Notices and Agreements.
2020-11-1210-Q10.1Program Agreement, by and between Oportun, Inc. and MetaBank, N.A., dated as of August 11, 2020.
2020-08-0710-Q10.3Sixth Amendment to the Series 2015 Supplement by and between Oportun Funding V, LLC and Wilmington Trust, National Association, dated as of June 22, 2020.
2020-08-0710-Q10.2Ninth Amendment to Base Indenture by and between Oportun Funding V, LLC and Wilmington Trust, National Association, dated as of June 22, 2020.
2020-05-278-K10.2Fifth Amendment to the Series 2015 Supplement by and between Oportun Funding V, LLC and Wilmington Trust, National Association, dated as of May 22, 2020.
2020-05-278-K10.1Eighth Amendment to Base Indenture by and between Oportun Funding V, LLC and Wilmington Trust, National Association, dated as of May 22, 2020.
2020-02-2810-K10.2Amendment No. 4 to Amended and Restated Purchase and Sale Agreement by and between Oportun, Inc. and ECL Funding LLC, dated as of January 31, 2020.
2020-02-2810-K10.1Seventh Amendment to Base Indenture by and between Oportun Funding V, LLC and Wilmington Trust, National Association, dated as of November 4, 2019

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