| 2026-08-04 | 10-Q | 10.1 | Form of 2026 RSU Award Agreement for non-employee directors* # |
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| 2026-02-27 | 10-K | 10.511 | RSU Award Agreement for Mark M. Moroz * |
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| 2025-11-17 | 10-Q | 10.1 | RSU Award Agreement for Walter J. Phifer* # |
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| 2025-08-05 | 10-Q | 10.1 | Form of 2025 RSU Award Agreement for non-employee directors* # |
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| 2024-08-06 | 10-Q | 10.1 | Form of 2024 RSU Award Agreement for non-employee directors* # |
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| 2024-02-22 | 10-K | 10.533 | Amendment to Software Service Agreement dated November 2, 2023, between Live Oak Banking Company and nCino, Inc.* |
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| 2024-02-22 | 10-K | 10.69 | Letter Amendment to Form of RSU Award Agreements for certain executive officers* # |
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| 2024-02-22 | 10-K | 10.44 | Amendment to 2015 Omnibus Stock Incentive Plan dated November 14, 2023* # |
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| 2023-11-03 | 10-Q | 10.1 | Amendment to Software Service Agreement dated September 12, 2023, between Live Oak Banking Company and nCino, Inc.* |
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| 2023-08-02 | 10-Q | 10.25 | Amendment to Software Service Agreement dated July 21, 2023, between Live Oak Banking Company and nCino, Inc.* |
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| 2023-08-02 | 10-Q | 10.24 | Amendment to Software Service Agreement dated July 14, 2023, between Live Oak Banking Company and nCino, Inc.* |
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| 2023-08-02 | 10-Q | 10.23 | Amendment to Software Service Agreement dated June 8, 2023, between Live Oak Banking Company and nCino, Inc.* |
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| 2023-08-02 | 10-Q | 10.22 | Amendment to Software Service Agreement dated June 5, 2023, between Live Oak Banking Company and nCino, Inc.* |
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| 2023-08-02 | 10-Q | 10.21 | Amendment to Software Service Agreement dated June 5, 2023, between Live Oak Banking Company and nCino, Inc.* |
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| 2023-08-02 | 10-Q | 10.1 | Form of 2023 RSU Award Agreement for non-employee directors* # |
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| 2023-05-03 | 10-Q | 10.2 | Amended and Restated Member Interest Letter, dated April 25, 2023, from Canapi Ventures LOB SLP II, LLC to Neil L. Underwood Revocable Trust * # |
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| 2023-05-03 | 10-Q | 10.1 | Amendment to Software Service Agreement dated March 28, 2023, between Live Oak Banking Company and nCino, Inc. * |
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| 2023-02-23 | 10-K | 10.525 | Amendment to Software Service Agreement dated January 30, 2023, between Live Oak Banking Company and nCino, Inc.* |
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| 2023-02-23 | 10-K | 10.524 | Amendment to Software Service Agreement dated November 15, 2022, between Live Oak Banking Company and nCino, Inc.* |
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| 2023-02-23 | 10-K | 10.523 | Amendment to Software Service Agreement dated November 3, 2022, between Live Oak Banking Company and nCino, Inc.* |
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| 2023-02-23 | 10-K | 10.69 | RSU Award Agreement for non-employee director Yousef A. Valine* # |
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| 2022-11-02 | 10-Q | 10.32 | Amendment to Software Service Agreement dated October 16, 2022, between Live Oak Banking Company and nCino, Inc. * |
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| 2022-11-02 | 10-Q | 10.31 | Amendment to Software Service Agreement dated October 4, 2022, between Live Oak Banking Company and nCino, Inc. * |
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| 2022-11-02 | 10-Q | 10.2 | Member Interest Letter, dated September 6, 2022, from Canapi Ventures LOB SLP II, LLC, to the Neil L. Underwood Revocable Trust * # |
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| 2022-11-02 | 10-Q | 10.1 | RSU Award Agreement for non-employee director Casey S. Crawford * # |
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| 2022-08-03 | 10-Q | 10.2.2 | Member Interest Letter, dated May 5, 2022, from Canapi Ventures LOB SLP II, LLC, to the Neil L. Underwood Revocable Trust * # |
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| 2022-08-03 | 10-Q | 10.2.1 | Member Interest Letters, dated May 9, 2019 and September 7, 2019, as revised on February 14, 2022, from Canapi Ventures LOB SLP, LLC, to the Neil L. Underwood Revocable Trust * # |
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| 2022-08-03 | 10-Q | 10.1 | Form of 2022 RSU Award Agreement for non-employee directors* # |
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| 2022-02-24 | 10-K | 10.5.20 | Amendment to Software Service Agreement dated November 4, 2021, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-11-03 | 10-Q | 10.2 | RSU Award Agreement for William C. Losch, III* # |
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| 2021-11-03 | 10-Q | 10.1 | Form of 2021 RSU Award Agreement for non-employee directors* # |
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| 2021-08-04 | 10-Q | 10.1.3 | Amendment to Software Service Agreement dated July 23, 2021, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-08-04 | 10-Q | 10.1.2 | Amendment to Software Service Agreement dated June 11, 2021, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-08-04 | 10-Q | 10.1.1 | Amendment to Software Service Agreement dated May 21, 2021, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-05-12 | 8-K | 10.2 | Amendment and Restatement of the Company’s Employee Stock Purchase Plan |
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| 2021-05-12 | 8-K | 10.1 | Amendment of the Company’s 2015 Omnibus Stock Incentive Plan, as amended and restated |
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| 2021-05-05 | 10-Q | 10.1.2 | Amendment to Software Service Agreement dated April 6, 2021, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-05-05 | 10-Q | 10.1.1 | Amendment to Software Service Agreement dated March 8, 2021, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-02-25 | 10-K | 10.6.11 | RSU Award Agreement for non-employee director David G. Lucht* # |
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| 2021-02-25 | 10-K | 10.6.8 | RSU Award Agreement for non-employee director Tonya W. Bradford* # |
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| 2021-02-25 | 10-K | 10.5.14 | Amendment to Software Service Agreement dated February 23, 2021, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-02-25 | 10-K | 10.5.13 | Amendment to Software Service Agreement dated January 28, 2021, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-02-25 | 10-K | 10.5.12 | Amendment to Software Service Agreement dated January 23, 2021, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-02-25 | 10-K | 10.5.11 | Amendment to Software Service Agreement dated January 15, 2021, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-02-25 | 10-K | 10.5.10 | Amendment to Software Service Agreement dated January 13, 2021, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-02-25 | 10-K | 10.5.9 | Amendment to Software Service Agreement dated December 1, 2020, between Live Oak Banking Company and nCino, Inc.* |
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| 2021-02-25 | 10-K | 10.5.4 | Amendment to Software Service Agreement dated September 21, 2018 between Live Oak Banking Company and nCino, Inc.* |
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| 2021-02-25 | 10-K | 10.5.3 | Amendment to Software Service Agreement dated September 5, 2018, between Live Oak Banking Company and nCino, Inc.* |
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| 2020-08-05 | 10-Q | 10.2.3 | Amendment to Software Service Agreement dated April 24, 2020, between Live Oak Banking Company and nCino, Inc.* |
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| 2020-08-05 | 10-Q | 10.2.2 | Amendment to Software Service Agreement dated April 5, 2020, between Live Oak Banking Company and nCino, Inc.* |
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| 2020-08-05 | 10-Q | 10.2.1 | Amendment to Software Service Agreement dated April 1, 2020, between Live Oak Banking Company and nCino, Inc.* |
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| 2020-08-05 | 10-Q | 10.1 | Form of 2020 RSU Award Agreement for non-employee directors* # |
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| 2019-08-06 | 10-Q | 10.2 | Amendment to 2008 Nonstatutory Stock Option Plan effective July 1, 2019* # |
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| 2019-08-06 | 10-Q | 10.1 | Form of 2019 RSU Award Agreement for non-employee directors* # |
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| 2019-02-27 | 10-K | 10.6.12 | Form of 2018 RSU Award Agreement for non-employee directors* # |
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| 2019-02-27 | 10-K | 10.6.11 | Performance RSU Award Agreement with Stock Price Condition for M. Huntley Garriott* # |
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| 2019-02-27 | 10-K | 10.6.10 | RSU Award Agreement for M. Huntley Garriott* # |
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| 2019-02-27 | 10-K | 10.6.8 | Amended Performance RSU Award Agreement with Stock Price Condition for Susan N. Janson*Amended Performance RSU Award Agreement with Stock Price Condition for Susan N. Janson* # |
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| 2019-02-27 | 10-K | 10.5.3 | Renewal Amendment to Software Service Agreement dated January 18, 2019, between Live Oak Banking Company and nCino, Inc.* |
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| 2018-08-07 | 10-Q | 10.1 | Performance RSU Award Agreement with Stock Price Condition for Susan N. Janson* |
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| 2018-05-18 | 8-K | 10.1 | Amendment of 2015 Omnibus Stock Incentive Plan, as amended and restated |
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| 2018-03-08 | 10-K | 10.7.8 | Form of 2017 RSU Award Agreement for non-employee directors* |
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| 2018-03-08 | 10-K | 10.7.7 | Form of RSU Award Agreement with Separation Agreement for Gregory B. Thompson dated February 12, 2018* |
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| 2018-03-08 | 10-K | 10.7.6 | Form of Performance RSU Award Agreement with Stock Price Condition for certain executive officers* |
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| 2017-03-09 | 10-K | 10.8.6 | Form of RSU Award Agreement for non-employee directors |
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| 2016-08-08 | 10-Q | 10.4 | Live Oak Bancshares, Inc., Amended and Restated Employee Stock Purchase Plan dated May 24, 2016 |
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| 2016-05-27 | 8-K | 10.1 | 2015 Omnibus Stock Incentive Plan as Amended and Restated Effective May 24, 2016 |
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| 2016-03-14 | 10-K | 10.8 | Form of Stock Option Award Agreement for executive officers under the 2015 Omnibus Stock Incentive Plan |
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| 2016-03-14 | 10-K | 10.7.2 | Amendment to Software Service Agreement dated October 9, 2015, between Live Oak Banking Company and nCino, Inc. |
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| 2016-03-14 | 10-K | 10.4.2 | Amendment to 2015 Omnibus Stock Incentive Plan dated December 17, 2015 |
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