ENCORE CAPITAL GROUP, INC. (ECPG) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value 24.49%; Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | 24.49% | Share-based compensation / revenue. Period ending 2026-06-30. $20.18M ÷ $82.41M × 100 ≈ 24.49% |
| Interest coverage · 12 months | (m) | Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | 82.41M USD | Revenue from Contract with Customer, Excluding Assessed Tax |
| Stock-based compensation | 20.18M USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | 717.47M USD | Operating Income (Loss) |
| Interest expense · reported / estimated | (m) | Interest Expense · Estimated expense assumptions |
Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | (m) | $82.41M | $20.18M | $717.47M | (m) | (m) | 24.49% | (m) | (m) |
| 2026-03-31 | (m) | $86.48M | $19.42M | $681.30M | (m) | (m) | 22.46% | (m) | (m) |
| 2025-12-31 | (m) | $88.39M | $18.27M | $626.65M | (m) | (m) | 20.67% | (m) | (m) |
| 2025-09-30 | (m) | $87.55M | $15.33M | $319.06M | (m) | (m) | 17.51% | (m) | (m) |
| 2025-06-30 | (m) | $88.14M | $14.72M | $251.98M | (m) | (m) | 16.71% | (m) | (m) |
| 2025-03-31 | (m) | $86.95M | $14.08M | $203.08M | (m) | (m) | 16.19% | (m) | (m) |
| 2024-12-31 | (m) | $84.78M | $14.01M | $157.33M | (m) | (m) | 16.53% | (m) | (m) |
| 2024-09-30 | (m) | $83.91M | $14.57M | $74.33M | (m) | (m) | 17.36% | (m) | (m) |
| 2024-06-30 | (m) | $81.03M | $13.92M | $43.76M | $222.20M | (m) | 17.18% | 0.20× | Reported |
| 2024-03-31 | (m) | $80.93M | $13.16M | $29.99M | $210.81M | (m) | 16.26% | 0.14× | Reported |
| 2023-12-31 | (m) | $83.14M | $13.85M | $16.54M | $201.88M | (m) | 16.66% | 0.08× | Reported |
| 2023-09-30 | (m) | $86.48M | $14.19M | $231.42M | $189.69M | (m) | 16.41% | 1.22× | Reported |
| 2023-06-30 | (m) | $88.58M | $14.29M | $236.42M | $178.44M | (m) | 16.13% | 1.32× | Reported |
| 2023-03-31 | (m) | $91.36M | $15.53M | $267.30M | $165.51M | (m) | 17.00% | 1.61× | Reported |
| 2022-12-31 | (m) | $94.92M | $15.40M | $462.17M | $153.31M | (m) | 16.23% | 3.01× | Reported |
| 2022-09-30 | (m) | $98.80M | $17.66M | $588.50M | $149.08M | (m) | 17.87% | 3.95× | Reported |
| 2022-06-30 | (m) | $106.13M | $18.31M | $674.63M | $150.65M | (m) | 17.26% | 4.48× | Reported |
| 2022-03-31 | (m) | $114.41M | $18.85M | $729.97M | $157.75M | (m) | 16.47% | 4.63× | Reported |
| 2021-12-31 | (m) | $120.78M | $18.33M | $633.27M | $169.65M | (m) | 15.18% | 3.73× | Reported |
| 2021-09-30 | (m) | $126.60M | $16.27M | $633.46M | $182.95M | (m) | 12.85% | 3.46× | Reported |
| 2021-06-30 | (m) | $127.07M | $16.31M | $609.27M | $195.05M | (m) | 12.84% | 3.12× | Reported |
| 2021-03-31 | (m) | $118.95M | $15.44M | $654.67M | $201.22M | (m) | 12.98% | 3.25× | Reported |
| 2020-12-31 | (m) | $115.12M | $16.56M | $533.56M | $209.36M | (m) | 14.39% | 2.55× | Reported |
| 2020-09-30 | (m) | $111.55M | $16.33M | $522.56M | $226.47M | (m) | 14.64% | 2.31× | Reported |
| 2020-06-30 | (m) | $112.82M | $16.45M | $488.45M | $212.87M | (m) | 14.59% | 2.29× | Reported |
| 2020-03-31 | (m) | $121.18M | $15.26M | $382.49M | $226.46M | (m) | 12.59% | 1.69× | Reported |
| 2019-12-31 | (m) | $126.53M | $12.56M | $446.35M | $226.76M | (m) | 9.92% | 1.97× | Reported |
| 2019-09-30 | (m) | $138.69M | $11.94M | $449.02M | $230.20M | (m) | 8.61% | 1.95× | Reported |
| 2019-06-30 | (m) | $144.87M | $12.94M | $438.20M | $240.93M | (m) | 8.93% | 1.82× | Reported |
| 2019-03-31 | (m) | $152.01M | $12.53M | $427.91M | $237.55M | (m) | 8.24% | 1.80× | Reported |
| 2018-12-31 | (m) | $153.43M | $12.98M | $405.30M | $240.05M | (m) | 8.46% | 1.69× | Reported |
| 2018-09-30 | (m) | $143.47M | $13.81M | $353.65M | $234.78M | (m) | 9.63% | 1.51× | Reported |
| 2018-06-30 | (m) | $129.20M | $12.33M | $359.99M | $222.44M | (m) | 9.55% | 1.62× | Reported |
| 2018-03-31 | (m) | $1.20B | $11.93M | $337.15M | $212.43M | (m) | 0.99% | 1.59× | Reported |
| 2017-12-31 | (m) | $1.19B | $10.40M | $324.54M | $204.16M | (m) | 0.88% | 1.59× | Reported |
| 2017-09-30 | (m) | $1.14B | $10.17M | $347.75M | $200.92M | (m) | 0.89% | 1.73× | Reported |
| 2017-06-30 | (m) | $1.01B | $7.27M | $222.70M | $196.79M | (m) | 0.72% | 1.13× | Reported |
| 2017-03-31 | (m) | $1.01B | $9.66M | $233.85M | $196.87M | (m) | 0.95% | 1.19× | Reported |
| 2016-12-31 | (m) | $1.03B | $12.63M | $241.51M | $198.37M | (m) | 1.23% | 1.22× | Reported |
| 2016-09-30 | (m) | $1.08B | $14.25M | $201.46M | $200.11M | (m) | 1.32% | 1.01× | Reported |
| 2016-06-30 | (m) | $1.18B | $18.77M | $253.37M | $199.29M | (m) | 1.59% | 1.27× | Reported |
| 2016-03-31 | (m) | $1.17B | $19.82M | $245.92M | $194.94M | (m) | 1.69% | 1.26× | Reported |
| 2015-12-31 | (m) | $1.16B | $22.01M | $245.30M | $186.56M | (m) | 1.89% | 1.31× | Reported |
| 2015-09-30 | (m) | $1.14B | $20.88M | $295.88M | $178.63M | (m) | 1.83% | 1.66× | Reported |
| 2015-06-30 | (m) | $1.13B | $19.73M | $345.71M | $174.31M | (m) | 1.75% | 1.98× | Reported |
| 2015-03-31 | (m) | $1.10B | $18.25M | $337.21M | $171.28M | (m) | 1.65% | 1.97× | Reported |
| 2014-12-31 | (m) | $1.07B | $17.18M | $319.44M | $166.94M | (m) | 1.60% | 1.91× | Reported |
| 2014-09-30 | (m) | $1.03B | $17.05M | $299.73M | $154.43M | (m) | 1.65% | 1.94× | Reported |
| 2014-06-30 | (m) | $995.59M | $17.02M | $276.54M | $140.11M | (m) | 1.71% | 1.97× | Reported |
| 2014-03-31 | (m) | $882.52M | $14.48M | $227.91M | $104.38M | (m) | 1.64% | 2.18× | Reported |
| 2013-12-31 | (m) | $773.36M | $12.65M | $198.36M | $73.27M | (m) | 1.64% | 2.71× | Reported |
| 2013-09-30 | (m) | (m) | $11.25M | $168.85M | $27.92M | (m) | (m) | 6.05× | Reported |
| 2013-06-30 | (m) | (m) | $9.17M | $149.32M | $5.75M | (m) | (m) | 25.99× | Reported |
| 2013-03-31 | (m) | $573.75M | $9.53M | $157.58M | $-980.00K | (m) | 1.66% | (m) | Reported |
| 2012-12-31 | (m) | $555.87M | $8.79M | $154.18M | $3.42M | (m) | 1.58% | 45.05× | Reported |
| 2012-09-30 | (m) | $547.37M | $8.44M | $147.88M | $7.10M | (m) | 1.54% | 20.82× | Reported |
| 2012-06-30 | (m) | $518.42M | $8.94M | $137.37M | $10.80M | (m) | 1.72% | 12.71× | Reported |
| 2012-03-31 | (m) | $487.29M | $8.21M | $117.02M | $21.04M | (m) | 1.68% | 5.56× | Reported |
| 2011-12-31 | (m) | $467.37M | $7.71M | $120.77M | $21.12M | (m) | 1.65% | 5.72× | Reported |
| 2011-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-12-31 | (m) | $381.31M | $6.01M | $97.03M | $19.35M | (m) | 1.58% | 5.01× | Reported |
| 2010-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2009-12-31 | (m) | $316.42M | $4.38M | $66.64M | $16.16M | (m) | 1.39% | 4.12× | Reported |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
Similar stocks
| Stock Name | Country | Market Cap | PE Ratio |
|---|---|---|---|
| Jefferson Capital, Inc. / DE (JCAP) | United States | $1.123B | 7.20 |
| PRA GROUP INC (PRAA) | United States | $0.763B | -2.70 |
| Stewards, Inc. (SWRD) | United States | $0.583B | |
| PLUMAS BANCORP (PLBC) | United States | $0.428B | 11.35 |
| OLD MARKET CAPITAL Corp (OMCC) | United States | $0.035B | -13.05 |