BOTJ Spending and interest coverage | BANK OF THE JAMES FINANCIAL GROUP, INC.

BANK OF THE JAMES FINANCIAL GROUP, INC. (BOTJ) Spending and interest coverage

R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2024-03-31..
Stock-based compensation / revenue · 12 months: Value (m); Formula and calculation Share-based compensation / revenue. Period ending 2024-03-31..
Interest coverage · 12 months: Value (m); Formula and calculation Operating income ÷ reported interest expense..

Spending and interest coverage

Financial period ending 2024-03-31; current quote (m). Amounts retain their stated periods and units.

Metric	Value	Formula and calculation
R&D / revenue · 12 months	(m)	Research and development expense / revenue. Period ending 2024-03-31. Calculation unavailable: missing inputs remain (m).
Stock-based compensation / revenue · 12 months	(m)	Share-based compensation / revenue. Period ending 2024-03-31. Calculation unavailable: missing inputs remain (m).
Interest coverage · 12 months	(m)	Operating income ÷ reported interest expense. Calculation unavailable: missing inputs remain (m).

Calculation inputs

Input	Amount with unit	Raw financial data
Research and development spending	(m)
Revenue	(m)
Stock-based compensation	(m)	Share-based Payment Arrangement, Noncash Expense
Operating income	(m)
Interest expense · reported / estimated	11.72M USD	Interest Expense · Estimated expense assumptions

Latest interest expense basis: Reported. Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.

Calculated history

Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.

Period ending	Research and development spending (USD)	Revenue (USD)	Stock-based compensation (USD)	Operating income (USD)	Interest expense · reported / estimated (USD)	R&D / revenue	SBC / revenue	Interest coverage	Interest expense basis
2024-03-31	(m)	(m)	(m)	(m)	$11.72M	(m)	(m)	(m)	Reported
2023-12-31	(m)	(m)	(m)	(m)	$9.62M	(m)	(m)	(m)	Reported
2023-09-30	(m)	(m)	(m)	(m)	$7.13M	(m)	(m)	(m)	Reported
2023-06-30	(m)	(m)	(m)	(m)	$4.84M	(m)	(m)	(m)	Reported
2023-03-31	(m)	(m)	(m)	(m)	$3.08M	(m)	(m)	(m)	Reported
2022-12-31	(m)	(m)	(m)	(m)	$2.15M	(m)	(m)	(m)	Reported
2022-09-30	(m)	(m)	(m)	(m)	$1.97M	(m)	(m)	(m)	Reported
2022-06-30	(m)	(m)	(m)	(m)	$1.96M	(m)	(m)	(m)	Reported
2022-03-31	(m)	(m)	(m)	(m)	$2.01M	(m)	(m)	(m)	Reported
2021-12-31	(m)	(m)	$106.00K	(m)	$2.10M	(m)	(m)	(m)	Reported
2021-09-30	(m)	(m)	$98.00K	(m)	$2.52M	(m)	(m)	(m)	Reported
2021-06-30	(m)	(m)	$106.00K	(m)	$3.17M	(m)	(m)	(m)	Reported
2021-03-31	(m)	(m)	$106.00K	(m)	$3.81M	(m)	(m)	(m)	Reported
2020-12-31	(m)	(m)	$106.00K	(m)	$4.54M	(m)	(m)	(m)	Reported
2020-09-30	(m)	(m)	$114.00K	(m)	$5.14M	(m)	(m)	(m)	Reported
2020-06-30	(m)	(m)	$106.00K	(m)	$5.44M	(m)	(m)	(m)	Reported
2020-03-31	(m)	(m)	$106.00K	(m)	$5.51M	(m)	(m)	(m)	Reported
2019-12-31	(m)	(m)	$106.00K	(m)	$5.26M	(m)	(m)	(m)	Reported
2019-09-30	(m)	(m)	(m)	(m)	$4.83M	(m)	(m)	(m)	Reported
2019-06-30	(m)	(m)	(m)	(m)	$4.39M	(m)	(m)	(m)	Reported
2019-03-31	(m)	(m)	(m)	(m)	$4.08M	(m)	(m)	(m)	Reported
2018-12-31	(m)	(m)	(m)	(m)	$3.79M	(m)	(m)	(m)	Reported
2018-09-30	(m)	(m)	(m)	(m)	$3.56M	(m)	(m)	(m)	Reported
2018-06-30	(m)	(m)	(m)	(m)	$3.36M	(m)	(m)	(m)	Reported
2018-03-31	(m)	(m)	(m)	(m)	$3.15M	(m)	(m)	(m)	Reported
2017-12-31	(m)	(m)	(m)	(m)	$2.99M	(m)	(m)	(m)	Reported
2017-09-30	(m)	(m)	(m)	(m)	$2.80M	(m)	(m)	(m)	Reported
2017-06-30	(m)	(m)	(m)	(m)	$2.63M	(m)	(m)	(m)	Reported
2017-03-31	(m)	(m)	(m)	(m)	$2.47M	(m)	(m)	(m)	Reported
2016-12-31	(m)	(m)	(m)	(m)	$2.34M	(m)	(m)	(m)	Reported
2016-09-30	(m)	(m)	(m)	(m)	$2.40M	(m)	(m)	(m)	Reported
2016-06-30	(m)	(m)	(m)	(m)	$2.49M	(m)	(m)	(m)	Reported
2016-03-31	(m)	(m)	(m)	(m)	$2.61M	(m)	(m)	(m)	Reported
2015-12-31	(m)	(m)	(m)	(m)	$2.69M	(m)	(m)	(m)	Reported
2015-09-30	(m)	(m)	(m)	(m)	$2.57M	(m)	(m)	(m)	Reported
2015-06-30	(m)	(m)	(m)	(m)	$2.44M	(m)	(m)	(m)	Reported
2015-03-31	(m)	(m)	(m)	(m)	$2.36M	(m)	(m)	(m)	Reported
2014-12-31	(m)	(m)	(m)	(m)	$2.33M	(m)	(m)	(m)	Reported
2014-09-30	(m)	(m)	(m)	(m)	$2.36M	(m)	(m)	(m)	Reported
2014-06-30	(m)	(m)	(m)	(m)	$2.39M	(m)	(m)	(m)	Reported
2014-03-31	(m)	(m)	(m)	(m)	$2.41M	(m)	(m)	(m)	Reported
2013-12-31	(m)	(m)	(m)	(m)	$2.44M	(m)	(m)	(m)	Reported
2013-09-30	(m)	(m)	(m)	(m)	$2.48M	(m)	(m)	(m)	Reported
2013-06-30	(m)	(m)	(m)	(m)	$2.61M	(m)	(m)	(m)	Reported
2013-03-31	(m)	(m)	(m)	(m)	$2.81M	(m)	(m)	(m)	Reported
2012-12-31	(m)	(m)	(m)	(m)	$3.02M	(m)	(m)	(m)	Reported
2012-09-30	(m)	(m)	(m)	(m)	$3.24M	(m)	(m)	(m)	Reported
2012-06-30	(m)	(m)	(m)	(m)	$3.50M	(m)	(m)	(m)	Reported
2012-03-31	(m)	(m)	(m)	(m)	$3.78M	(m)	(m)	(m)	Reported
2011-12-31	(m)	(m)	(m)	(m)	$4.19M	(m)	(m)	(m)	Reported
2011-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2011-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2011-03-31	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2010-12-31	(m)	(m)	$2.00K	(m)	$6.39M	(m)	(m)	(m)	Reported
2010-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2010-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)

(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.

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