BKZHF Scorecard | Santander Bank Polska SA/ADR

Santander Bank Polska SA/ADR (BKZHF) Scorecard

2026-Q2: Total return Win; Revenue growth Lose; EPS growth Lose.
2026-Q1: Total return Win; Revenue growth Lose; EPS growth Lose.
2025-Q4: Total return Lose; Revenue growth Lose; EPS growth Lose.
2025-Q3: Total return Lose; Revenue growth Lose; EPS growth Lose.

40 QUARTERS × 3 ROAST BATTLES

2/120 All 120 Win/Lose results shown below

Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0.

Trailing 1 year (4 quarters): 2 wins, 10 lossesLast fetched: 4 Sept 2026

Complete point ledger

Each cell identifies the missing side explicitly.

Dividend-reinvested, split-adjusted total return

1Y · 2025-08-29 to 2026-08-28

Metric	BKZHF total return	S&P 500 Total Return Index
Total return	423.84%	20.78%
Annualized return	423.84%	20.78%

5Y · 2025-05-12 to 2026-08-28

Metric	BKZHF total return	S&P 500 Total Return Index
Total return	423.84%	83.14%
Annualized return	39.26%	12.86%

10Y · 2025-05-12 to 2026-08-28

Metric	BKZHF total return	S&P 500 Total Return Index
Total return	423.84%	319.30%
Annualized return	18.01%	15.41%

Calculation rules

window: Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
return Basis: Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
point Rule: Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
frequency: Quarter endpoints only.
fundamentals: Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
non Scoring

Snapshot captured 2026-09-04.

Quarter	Total return	Revenue growth	EPS growth
2026-Q21/3	WinBKZHF / S&P 42.74% / 15.20%	LoseBKZHF / S&P BKZHF unavailable / 15.00%	LoseBKZHF / S&P BKZHF unavailable / 50.40%
2026-Q11/3	WinBKZHF / S&P 266.99% / -4.33%	LoseBKZHF / S&P BKZHF unavailable / 11.30%	LoseBKZHF / S&P BKZHF unavailable / 27.70%
2025-Q40/3	LoseBKZHF / S&P 0.00% / 2.65%	LoseBKZHF / S&P BKZHF unavailable / 9.00%	LoseBKZHF / S&P BKZHF unavailable / 13.40%
2025-Q30/3	LoseBKZHF / S&P 0.00% / 8.12%	LoseBKZHF / S&P BKZHF unavailable / 4.61%	LoseBKZHF / S&P BKZHF unavailable / 13.45%
2025-Q20/3	LoseBKZHF / S&P BKZHF unavailable / 10.94%	LoseBKZHF / S&P BKZHF unavailable / 4.83%	LoseBKZHF / S&P BKZHF unavailable / 10.63%
2025-Q10/3	LoseBKZHF / S&P BKZHF unavailable / -4.27%	LoseBKZHF / S&P BKZHF unavailable / 4.98%	LoseBKZHF / S&P BKZHF unavailable / 10.57%
2024-Q40/3	LoseBKZHF / S&P BKZHF unavailable / 2.41%	LoseBKZHF / S&P BKZHF unavailable / 5.25%	LoseBKZHF / S&P BKZHF unavailable / 6.15%
2024-Q30/3	LoseBKZHF / S&P BKZHF unavailable / 5.89%	LoseBKZHF / S&P BKZHF unavailable / 5.89%	LoseBKZHF / S&P BKZHF unavailable / 6.11%
2024-Q20/3	LoseBKZHF / S&P BKZHF unavailable / 4.28%	LoseBKZHF / S&P BKZHF unavailable / 5.38%	LoseBKZHF / S&P BKZHF unavailable / 5.12%
2024-Q10/3	LoseBKZHF / S&P BKZHF unavailable / 10.56%	LoseBKZHF / S&P BKZHF unavailable / 5.71%	LoseBKZHF / S&P BKZHF unavailable / 5.59%
2023-Q40/3	LoseBKZHF / S&P BKZHF unavailable / 11.69%	LoseBKZHF / S&P BKZHF unavailable / 6.81%	LoseBKZHF / S&P BKZHF unavailable / 7.78%
2023-Q30/3	LoseBKZHF / S&P BKZHF unavailable / -3.27%	LoseBKZHF / S&P BKZHF unavailable / 7.52%	LoseBKZHF / S&P BKZHF unavailable / -5.03%
2023-Q20/3	LoseBKZHF / S&P BKZHF unavailable / 8.74%	LoseBKZHF / S&P BKZHF unavailable / 9.50%	LoseBKZHF / S&P BKZHF unavailable / -8.57%
2023-Q10/3	LoseBKZHF / S&P BKZHF unavailable / 7.50%	LoseBKZHF / S&P BKZHF unavailable / 10.77%	LoseBKZHF / S&P BKZHF unavailable / -15.69%
2022-Q40/3	LoseBKZHF / S&P BKZHF unavailable / 7.56%	LoseBKZHF / S&P BKZHF unavailable / 11.88%	LoseBKZHF / S&P BKZHF unavailable / -17.99%
2022-Q30/3	LoseBKZHF / S&P BKZHF unavailable / -4.88%	LoseBKZHF / S&P BKZHF unavailable / 13.47%	LoseBKZHF / S&P BKZHF unavailable / -1.41%
2022-Q20/3	LoseBKZHF / S&P BKZHF unavailable / -16.10%	LoseBKZHF / S&P BKZHF unavailable / 13.71%	LoseBKZHF / S&P BKZHF unavailable / 11.04%
2022-Q10/3	LoseBKZHF / S&P BKZHF unavailable / -4.60%	LoseBKZHF / S&P BKZHF unavailable / 15.97%	LoseBKZHF / S&P BKZHF unavailable / 42.23%
2021-Q40/3	LoseBKZHF / S&P BKZHF unavailable / 11.03%	LoseBKZHF / S&P BKZHF unavailable / 15.00%	LoseBKZHF / S&P BKZHF unavailable / 96.40%
2021-Q30/3	LoseBKZHF / S&P BKZHF unavailable / 0.58%	LoseBKZHF / S&P BKZHF unavailable / 10.77%	LoseBKZHF / S&P BKZHF unavailable / 69.42%
2021-Q20/3	LoseBKZHF / S&P BKZHF unavailable / 8.55%	LoseBKZHF / S&P BKZHF unavailable / 6.58%	LoseBKZHF / S&P BKZHF unavailable / 51.81%
2021-Q10/3	LoseBKZHF / S&P BKZHF unavailable / 6.17%	LoseBKZHF / S&P BKZHF unavailable / -1.06%	LoseBKZHF / S&P BKZHF unavailable / 7.39%
2020-Q40/3	LoseBKZHF / S&P BKZHF unavailable / 12.15%	LoseBKZHF / S&P BKZHF unavailable / -3.72%	LoseBKZHF / S&P BKZHF unavailable / -33.42%
2020-Q30/3	LoseBKZHF / S&P BKZHF unavailable / 8.93%	LoseBKZHF / S&P BKZHF unavailable / -2.04%	LoseBKZHF / S&P BKZHF unavailable / -27.10%
2020-Q20/3	LoseBKZHF / S&P BKZHF unavailable / 20.54%	LoseBKZHF / S&P BKZHF unavailable / -0.46%	LoseBKZHF / S&P BKZHF unavailable / -27.11%
2020-Q10/3	LoseBKZHF / S&P BKZHF unavailable / -19.60%	LoseBKZHF / S&P BKZHF unavailable / 3.47%	LoseBKZHF / S&P BKZHF unavailable / -14.75%
2019-Q40/3	LoseBKZHF / S&P BKZHF unavailable / 9.07%	LoseBKZHF / S&P BKZHF unavailable / 5.36%	LoseBKZHF / S&P BKZHF unavailable / 2.99%
2019-Q30/3	LoseBKZHF / S&P BKZHF unavailable / 1.70%	LoseBKZHF / S&P BKZHF unavailable / 5.02%	LoseBKZHF / S&P BKZHF unavailable / 0.21%
2019-Q20/3	LoseBKZHF / S&P BKZHF unavailable / 4.30%	LoseBKZHF / S&P BKZHF unavailable / 6.64%	LoseBKZHF / S&P BKZHF unavailable / 8.65%
2019-Q10/3	LoseBKZHF / S&P BKZHF unavailable / 13.65%	LoseBKZHF / S&P BKZHF unavailable / 8.12%	LoseBKZHF / S&P BKZHF unavailable / 14.29%
2018-Q40/3	LoseBKZHF / S&P BKZHF unavailable / -13.52%	LoseBKZHF / S&P BKZHF unavailable / 9.05%	LoseBKZHF / S&P BKZHF unavailable / 18.23%
2018-Q30/3	LoseBKZHF / S&P BKZHF unavailable / 7.71%	LoseBKZHF / S&P BKZHF unavailable / 10.21%	LoseBKZHF / S&P BKZHF unavailable / 19.06%
2018-Q20/3	LoseBKZHF / S&P BKZHF unavailable / 3.43%	LoseBKZHF / S&P BKZHF unavailable / 9.03%	LoseBKZHF / S&P BKZHF unavailable / 14.46%
2018-Q10/3	LoseBKZHF / S&P BKZHF unavailable / -0.76%	LoseBKZHF / S&P BKZHF unavailable / 7.68%	LoseBKZHF / S&P BKZHF unavailable / 12.46%
2017-Q40/3	LoseBKZHF / S&P BKZHF unavailable / 6.64%	LoseBKZHF / S&P BKZHF unavailable / 7.03%	LoseBKZHF / S&P BKZHF unavailable / 13.82%
2017-Q30/3	LoseBKZHF / S&P BKZHF unavailable / 4.48%	LoseBKZHF / S&P BKZHF unavailable / 5.68%	LoseBKZHF / S&P BKZHF unavailable / 17.57%
2017-Q20/3	LoseBKZHF / S&P BKZHF unavailable / 3.09%	LoseBKZHF / S&P BKZHF unavailable / 4.83%	LoseBKZHF / S&P BKZHF unavailable / 17.74%
2017-Q10/3	LoseBKZHF / S&P BKZHF unavailable / 6.07%	LoseBKZHF / S&P BKZHF unavailable / 3.67%	LoseBKZHF / S&P BKZHF unavailable / 13.32%
2016-Q40/3	LoseBKZHF / S&P BKZHF unavailable / 3.82%	LoseBKZHF / S&P BKZHF unavailable / 2.09%	LoseBKZHF / S&P BKZHF unavailable / 7.05%
2016-Q30/3	LoseBKZHF / S&P BKZHF unavailable / 3.85%	LoseBKZHF / S&P BKZHF unavailable / 0.20%	LoseBKZHF / S&P BKZHF unavailable / -3.15%