BFC Spending and interest coverage

Bank First Corp (BFC) Spending and interest coverage

R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
Stock-based compensation / revenue · 12 months: Value (m); Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..

Spending and interest coverage

Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.

Metric	Value	Formula and calculation
R&D / revenue · 12 months	(m)	Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m).
Stock-based compensation / revenue · 12 months	(m)	Share-based compensation / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m).
Interest coverage · 12 months	(m)	Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m).

Calculation inputs

Input	Amount with unit	Raw financial data
Research and development spending	(m)
Revenue	(m)
Stock-based compensation	2.30M USD	Share-based Payment Arrangement, Noncash Expense
Operating income	(m)
Interest expense · reported / estimated	(m)	Interest Expense · Estimated expense assumptions

Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.

Calculated history

Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.

Period ending	Research and development spending (USD)	Revenue (USD)	Stock-based compensation (USD)	Operating income (USD)	Interest expense · reported / estimated (USD)	R&D / revenue	SBC / revenue	Interest coverage	Interest expense basis
2026-06-30	(m)	(m)	$2.30M	(m)	(m)	(m)	(m)	(m)	(m)
2026-03-31	(m)	(m)	$2.16M	(m)	(m)	(m)	(m)	(m)	(m)
2025-12-31	(m)	(m)	$2.14M	(m)	(m)	(m)	(m)	(m)	(m)
2025-09-30	(m)	(m)	$2.13M	(m)	(m)	(m)	(m)	(m)	(m)
2025-06-30	(m)	(m)	$2.11M	(m)	(m)	(m)	(m)	(m)	(m)
2025-03-31	(m)	(m)	$2.17M	(m)	(m)	(m)	(m)	(m)	(m)
2024-12-31	(m)	(m)	$2.17M	(m)	(m)	(m)	(m)	(m)	(m)
2024-09-30	(m)	(m)	$2.19M	(m)	(m)	(m)	(m)	(m)	(m)
2024-06-30	(m)	(m)	$2.21M	(m)	(m)	(m)	(m)	(m)	(m)
2024-03-31	(m)	(m)	$2.24M	(m)	$56.26M	(m)	(m)	(m)	Reported
2023-12-31	(m)	(m)	$2.14M	(m)	$49.00M	(m)	(m)	(m)	Reported
2023-09-30	(m)	(m)	$2.03M	(m)	$38.39M	(m)	(m)	(m)	Reported
2023-06-30	(m)	(m)	$1.92M	(m)	$28.50M	(m)	(m)	(m)	Reported
2023-03-31	(m)	(m)	$1.80M	(m)	$19.19M	(m)	(m)	(m)	Reported
2022-12-31	(m)	(m)	$1.66M	(m)	$12.45M	(m)	(m)	(m)	Reported
2022-09-30	(m)	(m)	$1.57M	(m)	$9.13M	(m)	(m)	(m)	Reported
2022-06-30	(m)	(m)	$1.49M	(m)	$8.05M	(m)	(m)	(m)	Reported
2022-03-31	(m)	(m)	$1.41M	(m)	$7.89M	(m)	(m)	(m)	Reported
2021-12-31	(m)	(m)	$1.39M	(m)	$8.30M	(m)	(m)	(m)	Reported
2021-09-30	(m)	(m)	$1.32M	(m)	$9.12M	(m)	(m)	(m)	Reported
2021-06-30	(m)	(m)	$1.24M	(m)	$10.15M	(m)	(m)	(m)	Reported
2021-03-31	(m)	(m)	$1.17M	(m)	$11.55M	(m)	(m)	(m)	Reported
2020-12-31	(m)	(m)	$1.08M	(m)	$13.87M	(m)	(m)	(m)	Reported
2020-09-30	(m)	(m)	$968.00K	(m)	$16.26M	(m)	(m)	(m)	Reported
2020-06-30	(m)	(m)	$862.00K	(m)	$18.43M	(m)	(m)	(m)	Reported
2020-03-31	(m)	(m)	$748.00K	(m)	$19.63M	(m)	(m)	(m)	Reported
2019-12-31	(m)	(m)	$685.00K	(m)	$19.50M	(m)	(m)	(m)	Reported
2019-09-30	(m)	(m)	$657.00K	(m)	$18.72M	(m)	(m)	(m)	Reported
2019-06-30	(m)	(m)	$624.00K	(m)	$17.52M	(m)	(m)	(m)	Reported
2019-03-31	(m)	(m)	$587.00K	(m)	$16.34M	(m)	(m)	(m)	Reported
2018-12-31	(m)	(m)	$556.00K	(m)	$14.85M	(m)	(m)	(m)	Reported
2018-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2018-06-30	(m)	(m)	(m)	(m)	$10.93M	(m)	(m)	(m)	Reported
2018-03-31	(m)	(m)	(m)	(m)	$9.14M	(m)	(m)	(m)	Reported
2017-12-31	(m)	(m)	$465.00K	(m)	$7.73M	(m)	(m)	(m)	Reported
2017-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2017-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2017-03-31	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2016-12-31	(m)	(m)	$419.00K	(m)	$5.93M	(m)	(m)	(m)	Reported

(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.

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