BCML Spending and interest coverage

BAYCOM CORP (BCML) Spending and interest coverage

R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
Stock-based compensation / revenue · 12 months: Value (m); Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..

Spending and interest coverage

Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.

Metric	Value	Formula and calculation
R&D / revenue · 12 months	(m)	Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m).
Stock-based compensation / revenue · 12 months	(m)	Share-based compensation / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m).
Interest coverage · 12 months	(m)	Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m).

Calculation inputs

Input	Amount with unit	Raw financial data
Research and development spending	(m)
Revenue	(m)	Revenue from Contract with Customer, Excluding Assessed Tax
Stock-based compensation	1.71M USD	Share-based Payment Arrangement, Noncash Expense
Operating income	(m)
Interest expense · reported / estimated	(m)	Interest Expense · Estimated expense assumptions

Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.

Calculated history

Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.

Period ending	Research and development spending (USD)	Revenue (USD)	Stock-based compensation (USD)	Operating income (USD)	Interest expense · reported / estimated (USD)	R&D / revenue	SBC / revenue	Interest coverage	Interest expense basis
2026-06-30	(m)	(m)	$1.71M	(m)	(m)	(m)	(m)	(m)	(m)
2026-03-31	(m)	(m)	$690.00K	(m)	(m)	(m)	(m)	(m)	(m)
2025-12-31	(m)	(m)	$653.00K	(m)	(m)	(m)	(m)	(m)	(m)
2025-09-30	(m)	(m)	$580.00K	(m)	(m)	(m)	(m)	(m)	(m)
2025-06-30	(m)	(m)	$566.00K	(m)	(m)	(m)	(m)	(m)	(m)
2025-03-31	(m)	(m)	$579.00K	(m)	$41.00M	(m)	(m)	(m)	Reported
2024-12-31	(m)	(m)	$588.00K	(m)	$40.57M	(m)	(m)	(m)	Reported
2024-09-30	(m)	(m)	$624.00K	(m)	$38.67M	(m)	(m)	(m)	Reported
2024-06-30	(m)	(m)	$618.00K	(m)	$36.13M	(m)	(m)	(m)	Reported
2024-03-31	(m)	(m)	$636.00K	(m)	$33.00M	(m)	(m)	(m)	Reported
2023-12-31	(m)	(m)	$726.00K	(m)	$28.46M	(m)	(m)	(m)	Reported
2023-09-30	(m)	(m)	$818.00K	(m)	$22.83M	(m)	(m)	(m)	Reported
2023-06-30	(m)	(m)	$897.00K	(m)	$17.23M	(m)	(m)	(m)	Reported
2023-03-31	(m)	(m)	$947.00K	(m)	$12.70M	(m)	(m)	(m)	Reported
2022-12-31	(m)	(m)	$1.02M	(m)	$10.35M	(m)	(m)	(m)	Reported
2022-09-30	(m)	(m)	$1.11M	(m)	$9.50M	(m)	(m)	(m)	Reported
2022-06-30	(m)	(m)	$1.20M	(m)	$9.31M	(m)	(m)	(m)	Reported
2022-03-31	(m)	(m)	$1.32M	(m)	$9.07M	(m)	(m)	(m)	Reported
2021-12-31	(m)	(m)	$1.41M	(m)	$8.80M	(m)	(m)	(m)	Reported
2021-09-30	(m)	(m)	$1.49M	(m)	$8.99M	(m)	(m)	(m)	Reported
2021-06-30	(m)	(m)	$1.55M	(m)	$8.98M	(m)	(m)	(m)	Reported
2021-03-31	(m)	(m)	$1.56M	(m)	$8.63M	(m)	(m)	(m)	Reported
2020-12-31	(m)	(m)	$1.46M	(m)	$8.90M	(m)	(m)	(m)	Reported
2020-09-30	(m)	(m)	$1.40M	(m)	$9.21M	(m)	(m)	(m)	Reported
2020-06-30	(m)	(m)	$1.39M	(m)	$9.63M	(m)	(m)	(m)	Reported
2020-03-31	(m)	(m)	$1.22M	(m)	$9.69M	(m)	(m)	(m)	Reported
2019-12-31	(m)	(m)	$1.15M	(m)	$8.73M	(m)	(m)	(m)	Reported
2019-09-30	(m)	(m)	$1.17M	(m)	$7.44M	(m)	(m)	(m)	Reported
2019-06-30	(m)	(m)	(m)	(m)	$6.08M	(m)	(m)	(m)	Reported
2019-03-31	(m)	(m)	$1.15M	(m)	$5.30M	(m)	(m)	(m)	Reported
2018-12-31	(m)	(m)	$1.18M	(m)	$4.94M	(m)	(m)	(m)	Reported
2018-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2018-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2018-03-31	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2017-12-31	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2017-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2017-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2017-03-31	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2016-12-31	(m)	(m)	$334.00K	(m)	$3.07M	(m)	(m)	(m)	Reported

(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.

Similar stocks

Stock Name	Country	Market Cap	PE Ratio
John Marshall Bancorp, Inc. (JMSB)	United States	$0.325B	12.64
FVCBankcorp, Inc. (FVCB)	United States	$0.321B	12.22
Avidbank Holdings, Inc. (AVBH)	United States	$0.343B	-25.69
CoastalSouth Bancshares, Inc. (COSO)	United States	$0.318B
BLUE RIDGE BANKSHARES, INC. (BRBS)	United States	$0.349B	33.71
FIRST COMMUNITY CORP /SC/ (FCCO)	United States	$0.306B	13.27
C & F FINANCIAL CORP (CFFI)	United States	$0.302B	9.01
First Western Financial Inc (MYFW)	United States	$0.299B	17.01
NORWOOD FINANCIAL CORP (NWFL)	United States	$0.366B	12.14
Princeton Bancorp, Inc. (BPRN)	United States	$0.294B	9.98