USIO, INC. (USIO) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value 1.85%; Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | 1.85% | Share-based compensation / revenue. Period ending 2026-06-30. $1.71M ÷ $92.57M × 100 ≈ 1.85% |
| Interest coverage · 12 months | (m) | Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | 92.57M USD | Revenue from Contract with Customer, Excluding Assessed Tax |
| Stock-based compensation | 1.71M USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | -1.12M USD | Operating Income (Loss) |
| Interest expense · reported / estimated | (m) | Interest Expense · Estimated expense assumptions |
Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | (m) | $92.57M | $1.71M | $-1.12M | (m) | (m) | 1.85% | (m) | (m) |
| 2026-03-31 | (m) | $88.85M | $1.66M | $-1.89M | (m) | (m) | 1.87% | (m) | (m) |
| 2025-12-31 | (m) | $85.39M | $1.74M | $-2.36M | (m) | (m) | 2.04% | (m) | (m) |
| 2025-09-30 | (m) | $83.71M | $1.81M | $-1.70M | (m) | (m) | 2.16% | (m) | (m) |
| 2025-06-30 | (m) | $83.85M | $1.98M | $-1.62M | (m) | (m) | 2.36% | (m) | (m) |
| 2025-03-31 | (m) | $83.97M | $2.00M | $-1.43M | (m) | (m) | 2.39% | (m) | (m) |
| 2024-12-31 | (m) | $82.93M | $2.09M | $-1.47M | (m) | (m) | 2.52% | (m) | (m) |
| 2024-09-30 | (m) | $81.03M | $2.07M | $-2.35M | (m) | (m) | 2.56% | (m) | (m) |
| 2024-06-30 | (m) | $80.69M | $2.10M | $-2.72M | (m) | (m) | 2.60% | (m) | (m) |
| 2024-03-31 | (m) | $81.47M | $2.22M | $-2.86M | $18.13K | (m) | 2.72% | -157.75× | Reported |
| 2023-12-31 | (m) | $82.59M | $2.22M | $-1.92M | $5.20K | (m) | 2.69% | -369.57× | Reported |
| 2023-09-30 | (m) | $81.93M | $2.21M | $-1.24M | $2.40K | (m) | 2.70% | -518.41× | Reported |
| 2023-06-30 | (m) | $77.81M | $2.13M | $-1.73M | $2.94K | (m) | 2.74% | -587.62× | Reported |
| 2023-03-31 | (m) | $72.76M | $2.03M | $-3.66M | $3.50K | (m) | 2.78% | -1046.00× | Reported |
| 2022-12-31 | (m) | $69.43M | $2.07M | $-5.21M | $4.05K | (m) | 2.98% | -1287.20× | Reported |
| 2022-09-30 | (m) | $68.15M | $2.04M | $-5.13M | (m) | (m) | 3.00% | (m) | (m) |
| 2022-06-30 | (m) | $67.57M | $1.87M | $-3.21M | (m) | (m) | 2.77% | (m) | (m) |
| 2022-03-31 | (m) | $66.59M | $1.71M | $-1.00M | (m) | (m) | 2.57% | (m) | (m) |
| 2021-12-31 | (m) | $61.94M | $1.49M | $-155.38K | (m) | (m) | 2.41% | (m) | (m) |
| 2021-09-30 | (m) | $53.90M | $1.56M | $-828.26K | (m) | (m) | 2.90% | (m) | (m) |
| 2021-06-30 | (m) | $46.21M | $1.48M | $-1.95M | (m) | (m) | 3.21% | (m) | (m) |
| 2021-03-31 | (m) | $37.94M | $1.52M | $-3.59M | (m) | (m) | 3.99% | (m) | (m) |
| 2020-12-31 | (m) | $32.25M | $1.48M | $-3.76M | (m) | (m) | 4.57% | (m) | (m) |
| 2020-09-30 | (m) | $30.24M | $1.24M | $-4.56M | (m) | (m) | 4.10% | (m) | (m) |
| 2020-06-30 | (m) | $29.19M | $1.29M | $-4.88M | (m) | (m) | 4.42% | (m) | (m) |
| 2020-03-31 | (m) | $29.38M | $1.30M | $-4.84M | (m) | (m) | 4.41% | (m) | (m) |
| 2019-12-31 | (m) | $28.20M | $1.29M | $-5.06M | (m) | (m) | 4.58% | (m) | (m) |
| 2019-09-30 | (m) | $27.26M | $1.24M | $-4.44M | (m) | (m) | 4.57% | (m) | (m) |
| 2019-06-30 | (m) | $26.64M | $1.22M | $-4.04M | (m) | (m) | 4.57% | (m) | (m) |
| 2019-03-31 | (m) | $25.77M | $1.16M | $-3.81M | (m) | (m) | 4.50% | (m) | (m) |
| 2018-12-31 | (m) | $25.02M | $1.25M | $-3.77M | (m) | (m) | 5.00% | (m) | (m) |
| 2018-09-30 | (m) | $24.22M | $1.27M | $-3.99M | (m) | (m) | 5.26% | (m) | (m) |
| 2018-06-30 | (m) | $21.34M | $1.22M | $-4.06M | (m) | (m) | 5.70% | (m) | (m) |
| 2018-03-31 | (m) | $17.60M | $1.13M | $-3.58M | (m) | (m) | 6.45% | (m) | (m) |
| 2017-12-31 | (m) | $14.57M | $968.14K | $-2.84M | (m) | (m) | 6.64% | (m) | (m) |
| 2017-09-30 | (m) | $11.84M | $1.14M | $-2.05M | (m) | (m) | 9.59% | (m) | (m) |
| 2017-06-30 | (m) | $11.32M | $1.17M | $-1.73M | (m) | (m) | 10.33% | (m) | (m) |
| 2017-03-31 | (m) | $11.66M | $1.24M | $-1.64M | (m) | (m) | 10.59% | (m) | (m) |
| 2016-12-31 | (m) | $12.08M | $1.31M | $-1.36M | (m) | (m) | 10.89% | (m) | (m) |
| 2016-09-30 | (m) | $12.85M | $1.15M | $-939.54K | (m) | (m) | 8.91% | (m) | (m) |
| 2016-06-30 | (m) | $13.33M | $1.22M | $-341.31K | (m) | (m) | 9.15% | (m) | (m) |
| 2016-03-31 | (m) | $13.87M | $1.33M | $205.74K | (m) | (m) | 9.59% | (m) | (m) |
| 2015-12-31 | (m) | $14.38M | $1.28M | $946.88K | (m) | (m) | 8.87% | (m) | (m) |
| 2015-09-30 | (m) | $14.48M | $1.03M | $1.74M | (m) | (m) | 7.14% | (m) | (m) |
| 2015-06-30 | (m) | $14.53M | $768.05K | $2.39M | (m) | (m) | 5.29% | (m) | (m) |
| 2015-03-31 | (m) | $14.41M | $452.52K | $2.77M | (m) | (m) | 3.14% | (m) | (m) |
| 2014-12-31 | (m) | $13.40M | $291.98K | $2.25M | (m) | (m) | 2.18% | (m) | (m) |
| 2014-09-30 | (m) | $11.86M | $297.25K | $1.37M | (m) | (m) | 2.51% | (m) | (m) |
| 2014-06-30 | (m) | $9.23M | $297.53K | $425.97K | (m) | (m) | 3.23% | (m) | (m) |
| 2014-03-31 | (m) | $6.85M | $292.81K | $-362.31K | (m) | (m) | 4.27% | (m) | (m) |
| 2013-12-31 | (m) | $5.18M | $293.08K | $-755.43K | (m) | (m) | 5.66% | (m) | (m) |
| 2013-09-30 | (m) | $5.20M | $293.08K | $-237.68K | (m) | (m) | 5.64% | (m) | (m) |
| 2013-06-30 | (m) | $6.57M | $223.99K | $652.58K | (m) | (m) | 3.41% | (m) | (m) |
| 2013-03-31 | (m) | $7.11M | $265.58K | $1.11M | (m) | (m) | 3.74% | (m) | (m) |
| 2012-12-31 | (m) | $7.35M | $251.83K | $1.39M | (m) | (m) | 3.43% | (m) | (m) |
| 2012-09-30 | (m) | $6.92M | (m) | $1.29M | (m) | (m) | (m) | (m) | (m) |
| 2012-06-30 | (m) | $6.03M | (m) | $879.95K | (m) | (m) | (m) | (m) | (m) |
| 2012-03-31 | (m) | $5.32M | (m) | $576.00K | (m) | (m) | (m) | (m) | (m) |
| 2011-12-31 | (m) | $4.81M | (m) | $373.00K | (m) | (m) | (m) | (m) | (m) |
| 2011-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-12-31 | (m) | $2.62M | (m) | $-609.73K | (m) | (m) | (m) | (m) | (m) |
| 2010-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.
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