ROOT, INC. Material Contracts
Every material contract the company filed as Exhibit 10 (executive pay plans, credit agreements, supplier and indemnity agreements), newest first, with the filing's own description.
- 2026-09-01: Form 8-K; Exhibit 10.4; Description First Amendment to the Registration Rights Agreement, dated as of August 31, 2026, by and between Root, Inc. and Carvana Group, LLC.
- 2026-09-01: Form 8-K; Exhibit 10.3; Description Second Amendment to Investment Agreement, dated as of August 31, 2026, by and between Root, Inc. and Carvana Group, LLC.
- 2026-09-01: Form 8-K; Exhibit 10.2; Description Second Amendment to the Commercial Agreement, dated as of August 31, 2026, by and between Root, Inc. and Carvana Group, LLC.
- 2026-09-01: Form 8-K; Exhibit 10.1; Description Warrant Cancellation and Exchange Agreement, dated as of August 31, 2026, by and between Root, Inc. and Carvana Group, LLC.
| Filed | Form | Exhibit | Description |
|---|---|---|---|
| 2026-09-01 | 8-K | 10.4 | First Amendment to the Registration Rights Agreement, dated as of August 31, 2026, by and between Root, Inc. and Carvana Group, LLC |
| 2026-09-01 | 8-K | 10.3 | Second Amendment to Investment Agreement, dated as of August 31, 2026, by and between Root, Inc. and Carvana Group, LLC |
| 2026-09-01 | 8-K | 10.2 | Second Amendment to the Commercial Agreement, dated as of August 31, 2026, by and between Root, Inc. and Carvana Group, LLC |
| 2026-09-01 | 8-K | 10.1 | Warrant Cancellation and Exchange Agreement, dated as of August 31, 2026, by and between Root, Inc. and Carvana Group, LLC |
| 2026-08-05 | 10-Q | 10.2 | Root, Inc. Non-Employee Director Compensation Policy adopted April 30, 2026 |
| 2026-05-06 | 10-Q | 10.3 | 2026 Short-Term Incentive Plan |
| 2026-05-06 | 10-Q | 10.2 | Form of Root, Inc. 2020 Equity Incentive Plan Performance-Based RSU Award Grant Notice and Agreement Retirement-Eligible (2026 Grant) |
| 2026-05-06 | 10-Q | 10.1 | Form of Root, Inc. 2020 Equity Incentive Plan Performance-Based RSU Award Grant Notice and Agreement (2026 Grant) |
| 2026-05-06 | 8-K | 10.1 | Credit Agreement, dated as of May 4, 2026, by and among Root, Inc., Caret Holdings, Inc., as borrower, the lenders from time to time party thereto and The Huntington National Bank, as the administrative agent for the lenders party thereto. |
| 2026-02-25 | 10-K | 10.42 | Amended and Restated Root, Inc. Non-Employee Director Deferral Form |
| 2026-02-25 | 10-K | 10.32 | Form of Root, Inc. 2020 Equity Incentive Plan Performance-Based RSU Award Grant Notice and Agreement Retirement-Eligible (2025 Grant) |
| 2026-02-25 | 10-K | 10.31 | Form of Root, Inc. 2020 Equity Incentive Plan Performance-Based RSU Award Grant Notice and Agreement (2025 Grant) |
| 2025-11-05 | 10-Q | 10.1 | Root, Inc. RSU Award Grant Notice (Non-Employee Director Deferral) |
| 2025-08-06 | 10-Q | 10.4 | Root, Inc. Non-Employee Director Compensation Policy adopted May 1, 2025 |
| 2025-08-06 | 10-Q | 10.3 | Policy for the Acceleration of Equity Awards in the Event of Death |
| 2025-08-06 | 10-Q | 10.2 | Amended and Restated Form of Root, Inc. 2020 Equity Incentive Plan Performance-Based RSU Award Grant Notice and Agreement Retirement-Eligible (2024 Grant) |
| 2025-08-06 | 10-Q | 10.1 | Amended and Restated Form of Root, Inc. 2020 Equity Incentive Plan Performance-Based RSU Award Grant Notice and Agreement (2024 Grant) |
| 2025-05-07 | 10-Q | 10.3 | 2025 Short-Term Incentive Plan |
| 2025-05-07 | 10-Q | 10.2 | Form of Root, Inc. Non-Employee Director Compensation Policy |
| 2025-05-07 | 10-Q | 10.1 | Root, Inc. Non-Employee Director Compensation Policy |
| 2025-02-26 | 10-K | 10.34 | Executive Employment Agreement with Jon Allison |
| 2025-02-26 | 10-K | 10.28 | 2024 Short-Term Incentive Plan |
| 2024-11-15 | 8-K | 10.2 | EX-10.2# |
| 2024-11-15 | 8-K | 10.1 | EX-10.1# |
| 2024-10-30 | 10-Q | 10.3 | Amended and restated Board Observation Side Letter |
| 2024-10-30 | 10-Q | 10.2 | Second Amendment to Term Loan Agreement, dated October 29, 2024, by and among the Company, Caret Holdings, Inc., as borrower, the loan parties party thereto and Acquiom Agency Services LLC, as the administrative agent for the lenders party thereto |
| 2024-10-30 | 10-Q | 10.1 | First Amendment to Term Loan Agreement, dated September 17, 2024, by and among the Company, Caret Holdings, Inc., as borrower, the loan parties party thereto and Acquiom Agency Services LLC, as the administrative agent for the lenders party thereto |
| 2024-08-07 | 10-Q | 10.1 | 2024 Short-Term Incentive Plan |
| 2023-11-01 | 10-Q | 10.2 | Performance-Based RSU Award Grant Notice |
| 2023-10-26 | 8-K | 10.1 | Root, Inc. Non-Employee Director Compensation Policy adopted October 23, 2023 |
| 2023-08-11 | 8-K | 10.1 | Executive Retention Agreement between Matt Bonakdarpour and Root, Inc., dated August 9, 2023. |
| 2023-08-02 | 10-Q | 10.1 | Non-Employee Director Compensation Policy |
| 2023-05-03 | 10-Q | 10.3 | Retention Bonus Agreement between Megan Binkley and Root, Inc. |
| 2023-03-01 | 8-K | 10.1 | Executive Employment Agreement between Root, Inc. and Megan Binkley, dated August 19, 2022 |
| 2023-02-22 | 10-K | 10.34 | Separation and Transition Agreement dated February 20, 2023, between Daniel Rosenthal and Root, Inc. |
| 2022-11-09 | 10-Q | 10.3 | First Amendment to 2015 Amended and Restated Equity Incentive Plan |
| 2022-11-09 | 10-Q | 10.2 | First Amendment to 2020 Equity Incentive Plan |
| 2022-11-09 | 10-Q | 10.1 | First Amendment to 2020 Employee Stock Purchase Plan |
| 2022-08-08 | 10-Q | 10.3 | First Amendment to Carvana Commercial Agreement, dated as of May 13, 2022 |
| 2022-08-08 | 10-Q | 10.2 | Executive Employment Agreement with Matt Bonakdarpour |
| 2022-05-04 | 10-Q | 10.9 | Form of Root, Inc. Cash Incentive Agreement |
| 2022-05-04 | 10-Q | 10.1 | Term Loan Agreement, dated as of January 26, 2022, by and among the Company, Caret Holdings, Inc., as borrower, the loan parties party thereto and Acquiom Agency Services LLC, as the administrative agent for the lenders party thereto |
| 2022-03-23 | 8-K | 10.1 | Executive Employment Agreement |
| 2022-02-23 | 10-K | 10.30 | Root, Inc. Executive Compensation Agreement |
| 2022-02-23 | 10-K | 10.27 | First Amendment to Amended and Restated Offer Letter by and between Root, Inc. and Daniel Rosenthal, dated February 23, 2022 |
| 2022-02-23 | 10-K | 10.26 | First Amendment to Offer Letter by and between Root, Inc. and Alexander Timm, dated February 22, 2022 |
| 2022-02-23 | 10-K | 10.22 | Form of Director and Officer Indemnity Agreement |
| 2022-02-23 | 10-K | 10.6 | Root, Inc. Non-Employee Director Compensation Policy adopted February 12, 2021 |
| 2022-02-23 | 10-K | 10.5 | Amendment to the Fifth Amended and Restated Investors’ Rights Agreement by and among Root, Inc. and certain of its stockholders, dated October 28, 2020 |
| 2022-02-23 | 10-K | 10.4 | Root Inc, Non-Employee Director Compensation Policy adopted February 17, 2022 |
| 2022-02-23 | 10-K | 10.3 | Form of Executive Retention Award |
| 2022-02-23 | 10-K | 10.2 | Executive Employment Agreement by and between Caret Holdings, Inc. and Hemal Shah, dated December 16, 2021 |
| 2022-01-27 | 8-K | 10.3 | Registration Rights Agreement, dated January 26, 2022, by and between the Company and the other parties thereto. |
| 2022-01-27 | 8-K | 10.2 | Board Observation Side Letter, dated January 26, 2022, by and between the Company and GCO II Aggregator 2 L.P. |
| 2022-01-27 | 8-K | 10.1 | Term Loan Agreement, dated January 26, 2022, by and among the Company, Caret Holdings, Inc., as borrower, the other loan parties party thereto, the lenders party thereto and Acquiom Agency Services LLC, as the administrative agent for the lenders party thereto. |
| 2021-11-10 | 10-Q | 10.5 | Third Amendment to Note Purchase Agreement, dated August 11, 2021, by and among Root, Inc., Caret Holdings, Inc., Wilmington Trust, National Association, and the noteholders from time to time party thereto |
| 2021-10-01 | 8-K | 10.3 | First Amendment to Investment Agreement, dated as of September 29, 2021, by and between Root, Inc. and Carvana Group, LLC |
| 2021-10-01 | 8-K | 10.1 | Commercial Agreement, dated as of October 1, 2021 |
| 2021-08-12 | 10-Q | 10.2 | Executive Employment Agreement by and between Caret Holdings, Inc. and Anirban Kundu, dated June 21, 2021 |
| 2021-08-12 | 10-Q | 10.1 | Form of Root, Inc. 2020 Equity Incentive Plan Stock Option Grant Notice and Option Agreement |
| 2021-08-12 | 8-K | 10.1 | Investment Agreement, dated as of August 11, 2021, by and between Root, Inc. and Carvana Group, LLC. |
| 2021-07-02 | 8-K | 10.1 | Advisor Agreement with Daniel Manges, effective July 3, 2021 |
| 2021-05-06 | 10-Q | 10.2 | Form of Root, Inc. 2020 Equity Incentive Plan RSU Award Grant Notice and Award Agreement |
| 2021-05-06 | 10-Q | 10.1 | Root, Inc. Non-Employee Director Compensation Policy |
| 2021-03-04 | 10-K | 10.18 | Offer Letter by and between Root, Inc. and Daniel Manges, dated February 24, 2021. |
| 2021-03-04 | 10-K | 10.17 | Amended and Restated Offer Letter by and between Root, Inc. and Daniel Rosenthal, dated February 24, 2021. |
| 2021-03-04 | 10-K | 10.16 | Offer Letter by and between Root, Inc. and Alexander Timm, dated January 4, 2021. |
| 2021-03-04 | 10-K | 10.13 | Amended and Restated Term Loan Agreement by and among Root, Inc., Caret Holdings, Inc., SunTrust Bank, and the lenders from time to time party thereto, dated November 25, 2019, as amended. |
| 2021-03-04 | 10-K | 10.7 | Form of Notice of Stock Option Exercise and Stock Option Exercise Agreement under the Amended and Restated 2015 Equity Incentive Plan. |
| 2020-12-02 | 10-Q | 10.1 | Root, Inc. 2020 Equity Incentive Plan, and forms of agreements thereunder. |