RF Spending and interest coverage | Regions Financial Corporation

Regions Financial Corporation (RF) Spending and interest coverage

R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2025-12-31..
Stock-based compensation / revenue · 12 months: Value (m); Formula and calculation Share-based compensation / revenue. Period ending 2025-12-31..
Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..

Spending and interest coverage

Financial period ending 2025-12-31; current quote (m). Amounts retain their stated periods and units.

Metric	Value	Formula and calculation
R&D / revenue · 12 months	(m)	Research and development expense / revenue. Period ending 2025-12-31. Calculation unavailable: missing inputs remain (m).
Stock-based compensation / revenue · 12 months	(m)	Share-based compensation / revenue. Period ending 2025-12-31. Calculation unavailable: missing inputs remain (m).
Interest coverage · 12 months	(m)	Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m).

Calculation inputs

Input	Amount with unit	Raw financial data
Research and development spending	(m)
Revenue	(m)
Stock-based compensation	(m)	Share-based Payment Arrangement, Noncash Expense
Operating income	53.00M USD	Operating Income (Loss)
Interest expense · reported / estimated	(m)	Interest Expense · Estimated expense assumptions

Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.

Calculated history

Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.

Period ending	Research and development spending (USD)	Revenue (USD)	Stock-based compensation (USD)	Operating income (USD)	Interest expense · reported / estimated (USD)	R&D / revenue	SBC / revenue	Interest coverage	Interest expense basis
2025-12-31	(m)	(m)	(m)	$53.00M	(m)	(m)	(m)	(m)	(m)
2024-12-31	(m)	(m)	(m)	$95.00M	(m)	(m)	(m)	(m)	(m)
2024-06-30	(m)	(m)	(m)	(m)	$2.11B	(m)	(m)	(m)	Reported
2024-03-31	(m)	(m)	(m)	(m)	$1.89B	(m)	(m)	(m)	Reported
2023-12-31	(m)	(m)	(m)	$212.00M	$1.58B	(m)	(m)	0.13×	Reported
2023-09-30	(m)	(m)	(m)	(m)	$1.21B	(m)	(m)	(m)	Reported
2023-06-30	(m)	(m)	(m)	(m)	$814.00M	(m)	(m)	(m)	Reported
2023-03-31	(m)	(m)	(m)	(m)	$503.00M	(m)	(m)	(m)	Reported
2022-12-31	(m)	(m)	(m)	(m)	$316.00M	(m)	(m)	(m)	Reported
2022-09-30	(m)	(m)	(m)	(m)	$202.00M	(m)	(m)	(m)	Reported
2022-06-30	(m)	(m)	(m)	(m)	$162.00M	(m)	(m)	(m)	Reported
2022-03-31	(m)	(m)	(m)	(m)	$158.00M	(m)	(m)	(m)	Reported
2021-12-31	(m)	(m)	(m)	(m)	$167.00M	(m)	(m)	(m)	Reported
2021-09-30	(m)	(m)	(m)	(m)	$185.00M	(m)	(m)	(m)	Reported
2021-06-30	(m)	(m)	(m)	(m)	$215.00M	(m)	(m)	(m)	Reported
2021-03-31	(m)	(m)	(m)	(m)	$263.00M	(m)	(m)	(m)	Reported
2020-12-31	(m)	(m)	(m)	(m)	$368.00M	(m)	(m)	(m)	Reported
2020-09-30	(m)	(m)	(m)	(m)	$493.00M	(m)	(m)	(m)	Reported
2020-06-30	(m)	(m)	(m)	(m)	$635.00M	(m)	(m)	(m)	Reported
2020-03-31	(m)	(m)	(m)	(m)	$779.00M	(m)	(m)	(m)	Reported
2019-12-31	(m)	(m)	(m)	(m)	$851.00M	(m)	(m)	(m)	Reported
2019-09-30	(m)	(m)	(m)	(m)	$859.00M	(m)	(m)	(m)	Reported
2019-06-30	(m)	(m)	(m)	(m)	$802.00M	(m)	(m)	(m)	Reported
2019-03-31	(m)	(m)	(m)	(m)	$703.00M	(m)	(m)	(m)	Reported
2018-12-31	(m)	(m)	(m)	(m)	$602.00M	(m)	(m)	(m)	Reported
2018-09-30	(m)	(m)	(m)	(m)	$516.00M	(m)	(m)	(m)	Reported
2018-06-30	(m)	(m)	(m)	(m)	$457.00M	(m)	(m)	(m)	Reported
2018-03-31	(m)	(m)	(m)	(m)	$410.00M	(m)	(m)	(m)	Reported
2017-12-31	(m)	(m)	(m)	(m)	$373.00M	(m)	(m)	(m)	Reported
2017-09-30	(m)	(m)	(m)	(m)	$350.00M	(m)	(m)	(m)	Reported
2017-06-30	(m)	(m)	(m)	(m)	$335.00M	(m)	(m)	(m)	Reported
2017-03-31	(m)	(m)	(m)	(m)	$324.00M	(m)	(m)	(m)	Reported
2016-12-31	(m)	(m)	(m)	(m)	$313.00M	(m)	(m)	(m)	Reported
2016-09-30	(m)	(m)	(m)	(m)	$303.00M	(m)	(m)	(m)	Reported
2016-06-30	(m)	(m)	(m)	(m)	$286.00M	(m)	(m)	(m)	Reported
2016-03-31	(m)	(m)	(m)	(m)	$271.00M	(m)	(m)	(m)	Reported
2015-12-31	(m)	(m)	(m)	(m)	$268.00M	(m)	(m)	(m)	Reported
2015-09-30	(m)	(m)	(m)	(m)	$273.00M	(m)	(m)	(m)	Reported
2015-06-30	(m)	(m)	(m)	(m)	$284.00M	(m)	(m)	(m)	Reported
2015-03-31	(m)	(m)	(m)	(m)	$298.00M	(m)	(m)	(m)	Reported
2014-12-31	(m)	(m)	$30.00M	(m)	$309.00M	(m)	(m)	(m)	Reported
2014-09-30	(m)	(m)	(m)	(m)	$320.00M	(m)	(m)	(m)	Reported
2014-06-30	(m)	(m)	(m)	(m)	$331.00M	(m)	(m)	(m)	Reported
2014-03-31	(m)	(m)	(m)	(m)	$353.00M	(m)	(m)	(m)	Reported
2013-12-31	(m)	(m)	$25.00M	(m)	$384.00M	(m)	(m)	(m)	Reported
2013-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2013-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2013-03-31	(m)	(m)	(m)	(m)	$546.00M	(m)	(m)	(m)	Reported
2012-12-31	(m)	(m)	$21.00M	(m)	$603.00M	(m)	(m)	(m)	Reported
2012-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2012-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2012-03-31	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2011-12-31	(m)	(m)	$14.00M	(m)	$842.00M	(m)	(m)	(m)	Reported
2011-09-30	(m)	(m)	(m)	(m)	$924.00M	(m)	(m)	(m)	Reported
2011-06-30	(m)	(m)	(m)	(m)	$1.01B	(m)	(m)	(m)	Reported
2011-03-31	(m)	(m)	(m)	(m)	$1.11B	(m)	(m)	(m)	Reported
2010-12-31	(m)	(m)	(m)	(m)	$1.26B	(m)	(m)	(m)	Reported
2010-09-30	(m)	(m)	(m)	(m)	$1.44B	(m)	(m)	(m)	Reported
2010-06-30	(m)	(m)	(m)	(m)	$1.61B	(m)	(m)	(m)	Reported
2010-03-31	(m)	(m)	(m)	(m)	$1.81B	(m)	(m)	(m)	Reported
2009-12-31	(m)	(m)	(m)	(m)	$2.00B	(m)	(m)	(m)	Reported
2009-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2009-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2009-03-31	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2008-12-31	(m)	(m)	(m)	(m)	$2.72B	(m)	(m)	(m)	Reported
2008-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2008-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2007-12-31	(m)	(m)	(m)	(m)	$3.68B	(m)	(m)	(m)	Reported

(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.

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