FUNC Debt / Equity | First United Corporation

FIRST UNITED CORP/MD/ Debt/Equity Ratio

The debt/equity ratio shows how much a company has borrowed for every dollar its shareholders have put in. It is long-term debt, both the part due within a year and the rest, divided by shareholder equity, shown as a multiple with both amounts in the table. A higher ratio means the company relies more on borrowed money than on shareholder capital. Because equity shrinks through buybacks or losses, the ratio can rise even when debt is unchanged, and it has no meaning when equity is negative. Quarterly points use quarter-end balances; annual points use fiscal-year-end balances.

FIRST UNITED CORP/MD/ debt/equity ratio for the quarter ending 2026-06-30 was 0.47, a 47.55% decline year-over-year.
FIRST UNITED CORP/MD/ debt/equity ratio for the quarter ending 2026-03-31 was 0.25, a 68.00% decline year-over-year.
FIRST UNITED CORP/MD/ debt/equity ratio for the quarter ending 2025-12-31 was 0.56, a 46.33% decline year-over-year.
FIRST UNITED CORP/MD/ debt/equity ratio for the quarter ending 2025-09-30 was 0.58, a 40.70% decline year-over-year.
FIRST UNITED CORP/MD/ debt/equity ratio for fiscal 2025 was 0.56, a 46.33% decline from fiscal 2024.
FIRST UNITED CORP/MD/ debt/equity ratio for fiscal 2024 was 1.04, a 7.60% increase from fiscal 2023.
FIRST UNITED CORP/MD/ debt/equity ratio for fiscal 2023 was 0.97, a 53.53% increase from fiscal 2022.
FIRST UNITED CORP/MD/ debt/equity ratio for fiscal 2022 was 0.63, a 0.72% increase from fiscal 2021.

Available history: 2011-12-31 to 2026-06-30
Data captured: 2026-06-30

Historical Debt/Equity Ratio

Date	Debt/Equity Ratio	Long-term debt	Shareholder equity
2026-06-30	0.47	$100.16M	$212.37M
2026-03-31	0.25	$50.52M	$205.26M
2025-12-31	0.56	$113.59M	$203.63M
2025-09-30	0.58	$116.14M	$199.1M
2025-06-30	0.9	$171.88M	$191.15M
2025-03-31	0.77	$141.27M	$183.69M
2024-12-31	1.04	$186.34M	$179.3M
2024-09-30	0.98	$171.14M	$173.98M
2024-06-30	0.81	$133.49M	$164.18M
2024-03-31	0.91	$150.42M	$165.48M
2023-12-31	0.97	$156.35M	$161.87M
2023-09-30	1.06	$164.26M	$154.99M
2023-06-30	1.04	$161.01M	$155.16M
2023-03-31	1.07	$162.96M	$152.87M
2022-12-31	0.63	$95.49M	$151.79M
2022-09-30	0.91	$120.66M	$132.04M
2022-06-30	0.76	$100.84M	$132.89M
2022-03-31	0.66	$89.83M	$137.08M
2021-12-31	0.62	$88.63M	$141.9M
2021-09-30	0.77	$103.33M	$133.79M
2021-06-30	1.15	$150.34M	$130.56M
2021-03-31	1.18	$152.38M	$129.19M
2020-12-31	1.15	$150.09M	$131.05M
2020-09-30	1.18	$153.52M	$130.24M
2020-06-30	1.1	$136.93M	$124.45M
2020-03-31	1.18	$140.35M	$118.55M
2019-12-31	1.19	$149.66M	$125.94M
2019-09-30	1.17	$151.27M	$129.34M
2019-06-30	1.05	$132.08M	$126.16M
2019-03-31	1.15	$140.62M	$122.4M
2018-12-31	1.53	$178.64M	$117.07M
2018-09-30	1.62	$187.73M	$115.58M
2018-06-30	1.32	$148.86M	$112.97M
2018-03-31	1.54	$171.14M	$111.13M
2017-12-31	1.57	$169.77M	$108.39M
2017-09-30	1.38	$166.74M	$120.84M
2017-06-30	1.23	$146.15M	$118.56M
2017-03-31	1.36	$156.2M	$114.88M
2016-12-31	1.48	$167.74M	$113.7M
2016-09-30	1.59	$182.53M	$114.77M
2016-06-30	1.48	$167.11M	$113.23M
2016-03-31	1.59	$177.07M	$111.14M
2015-12-31	1.52	$183.37M	$120.77M
2015-09-30	1.62	$186.02M	$114.59M
2015-06-30	1.82	$205.82M	$113.15M
2015-03-31	1.89	$212.17M	$112M
2014-12-31	2.04	$222.41M	$109M
2014-09-30	2.05	$230.62M	$112.27M
2014-06-30	1.97	$220.55M	$111.91M
2014-03-31	2.06	$222.41M	$107.88M
2013-12-31	2.22	$226.35M	$101.88M
2013-09-30	2.43	$241.79M	$99.5M
2013-06-30	2.39	$233.66M	$97.78M
2013-03-31	2.17	$221.35M	$101.94M
2012-12-31	2.23	$221.99M	$99.42M
2012-09-30	2.39	$235.12M	$98.48M
2012-06-30	2.48	$235.42M	$95.1M
2011-12-31	2.52	$243.91M	$96.66M

Annual Debt/Equity Ratio

Date	Debt/Equity Ratio	Long-term debt	Shareholder equity
2025-12-31	0.56	$113.59M	$203.63M
2024-12-31	1.04	$186.34M	$179.3M
2023-12-31	0.97	$156.35M	$161.87M
2022-12-31	0.63	$95.49M	$151.79M
2021-12-31	0.62	$88.63M	$141.9M
2020-12-31	1.15	$150.09M	$131.05M
2019-12-31	1.19	$149.66M	$125.94M
2018-12-31	1.53	$178.64M	$117.07M
2017-12-31	1.57	$169.77M	$108.39M
2016-12-31	1.48	$167.74M	$113.7M
2015-12-31	1.52	$183.37M	$120.77M
2014-12-31	2.04	$222.41M	$109M
2013-12-31	2.22	$226.35M	$101.88M
2012-12-31	2.23	$221.99M	$99.42M

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