Financial Institutions, Inc. (FISI) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value (m); Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | (m) | Share-based compensation / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Interest coverage · 12 months | (m) | Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | (m) | |
| Stock-based compensation | 3.79M USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | (m) | |
| Interest expense · reported / estimated | (m) | Interest Expense · Estimated expense assumptions |
Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | (m) | (m) | $3.79M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2026-03-31 | (m) | (m) | $3.47M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-12-31 | (m) | (m) | $3.08M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-09-30 | (m) | (m) | $2.02M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-06-30 | (m) | (m) | $1.75M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2025-03-31 | (m) | (m) | $1.55M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-12-31 | (m) | (m) | $1.61M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-09-30 | (m) | (m) | $1.55M | (m) | (m) | (m) | (m) | (m) | (m) |
| 2024-06-30 | (m) | (m) | $1.78M | (m) | $145.61M | (m) | (m) | (m) | Reported |
| 2024-03-31 | (m) | (m) | $1.69M | (m) | $136.79M | (m) | (m) | (m) | Reported |
| 2023-12-31 | (m) | (m) | $1.67M | (m) | $120.42M | (m) | (m) | (m) | Reported |
| 2023-09-30 | (m) | (m) | $2.43M | (m) | $98.41M | (m) | (m) | (m) | Reported |
| 2023-06-30 | (m) | (m) | $2.37M | (m) | $73.00M | (m) | (m) | (m) | Reported |
| 2023-03-31 | (m) | (m) | $2.66M | (m) | $47.90M | (m) | (m) | (m) | Reported |
| 2022-12-31 | (m) | (m) | $2.55M | (m) | $28.73M | (m) | (m) | (m) | Reported |
| 2022-09-30 | (m) | (m) | $2.48M | (m) | $16.96M | (m) | (m) | (m) | Reported |
| 2022-06-30 | (m) | (m) | $2.35M | (m) | $12.31M | (m) | (m) | (m) | Reported |
| 2022-03-31 | (m) | (m) | $1.97M | (m) | $11.85M | (m) | (m) | (m) | Reported |
| 2021-12-31 | (m) | (m) | $1.74M | (m) | $12.47M | (m) | (m) | (m) | Reported |
| 2021-09-30 | (m) | (m) | $1.66M | (m) | $13.58M | (m) | (m) | (m) | Reported |
| 2021-06-30 | (m) | (m) | $1.41M | (m) | $14.84M | (m) | (m) | (m) | Reported |
| 2021-03-31 | (m) | (m) | $1.22M | (m) | $17.20M | (m) | (m) | (m) | Reported |
| 2020-12-31 | (m) | (m) | $1.33M | (m) | $22.31M | (m) | (m) | (m) | Reported |
| 2020-09-30 | (m) | (m) | $1.37M | (m) | $27.33M | (m) | (m) | (m) | Reported |
| 2020-06-30 | (m) | (m) | $1.47M | (m) | $33.09M | (m) | (m) | (m) | Reported |
| 2020-03-31 | (m) | (m) | $1.56M | (m) | $37.70M | (m) | (m) | (m) | Reported |
| 2019-12-31 | (m) | (m) | $1.41M | (m) | $38.89M | (m) | (m) | (m) | Reported |
| 2019-09-30 | (m) | (m) | $1.23M | (m) | $38.98M | (m) | (m) | (m) | Reported |
| 2019-06-30 | (m) | (m) | $1.18M | (m) | $37.22M | (m) | (m) | (m) | Reported |
| 2019-03-31 | (m) | (m) | $1.18M | (m) | $33.81M | (m) | (m) | (m) | Reported |
| 2018-12-31 | (m) | (m) | $1.30M | (m) | $29.87M | (m) | (m) | (m) | Reported |
| 2018-09-30 | (m) | (m) | $1.39M | (m) | $25.78M | (m) | (m) | (m) | Reported |
| 2018-06-30 | (m) | (m) | $1.33M | (m) | $22.52M | (m) | (m) | (m) | Reported |
| 2018-03-31 | (m) | (m) | $1.24M | (m) | $19.73M | (m) | (m) | (m) | Reported |
| 2017-12-31 | (m) | (m) | $1.17M | (m) | $17.50M | (m) | (m) | (m) | Reported |
| 2017-09-30 | (m) | (m) | $1.13M | (m) | $15.76M | (m) | (m) | (m) | Reported |
| 2017-06-30 | (m) | (m) | $1.02M | (m) | $14.11M | (m) | (m) | (m) | Reported |
| 2017-03-31 | (m) | (m) | $955.00K | (m) | $13.17M | (m) | (m) | (m) | Reported |
| 2016-12-31 | (m) | (m) | $845.00K | (m) | $12.54M | (m) | (m) | (m) | Reported |
| 2016-09-30 | (m) | (m) | $751.00K | (m) | $12.13M | (m) | (m) | (m) | Reported |
| 2016-06-30 | (m) | (m) | $736.00K | (m) | $11.70M | (m) | (m) | (m) | Reported |
| 2016-03-31 | (m) | (m) | $700.00K | (m) | $11.20M | (m) | (m) | (m) | Reported |
| 2015-12-31 | (m) | (m) | $674.00K | (m) | $10.14M | (m) | (m) | (m) | Reported |
| 2015-09-30 | (m) | (m) | $608.00K | (m) | $9.13M | (m) | (m) | (m) | Reported |
| 2015-06-30 | (m) | (m) | $536.00K | (m) | $8.12M | (m) | (m) | (m) | Reported |
| 2015-03-31 | (m) | (m) | $471.00K | (m) | $7.35M | (m) | (m) | (m) | Reported |
| 2014-12-31 | (m) | (m) | $471.00K | (m) | $7.28M | (m) | (m) | (m) | Reported |
| 2014-09-30 | (m) | (m) | $478.00K | (m) | $7.27M | (m) | (m) | (m) | Reported |
| 2014-06-30 | (m) | (m) | $507.00K | (m) | $7.22M | (m) | (m) | (m) | Reported |
| 2014-03-31 | (m) | (m) | $408.00K | (m) | $7.26M | (m) | (m) | (m) | Reported |
| 2013-12-31 | (m) | (m) | $407.00K | (m) | $7.34M | (m) | (m) | (m) | Reported |
| 2013-09-30 | (m) | (m) | $465.00K | (m) | $7.50M | (m) | (m) | (m) | Reported |
| 2013-06-30 | (m) | (m) | $413.00K | (m) | $7.88M | (m) | (m) | (m) | Reported |
| 2013-03-31 | (m) | (m) | $486.00K | (m) | $8.40M | (m) | (m) | (m) | Reported |
| 2012-12-31 | (m) | (m) | $526.00K | (m) | $9.05M | (m) | (m) | (m) | Reported |
| 2012-09-30 | (m) | (m) | $615.00K | (m) | $9.77M | (m) | (m) | (m) | Reported |
| 2012-06-30 | (m) | (m) | $847.00K | (m) | $10.73M | (m) | (m) | (m) | Reported |
| 2012-03-31 | (m) | (m) | $1.02M | (m) | $11.96M | (m) | (m) | (m) | Reported |
| 2011-12-31 | (m) | (m) | $1.10M | (m) | $13.26M | (m) | (m) | (m) | Reported |
| 2011-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-12-31 | (m) | (m) | $1.03M | (m) | $17.72M | (m) | (m) | (m) | Reported |
| 2010-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2009-12-31 | (m) | (m) | $854.00K | (m) | $22.22M | (m) | (m) | (m) | Reported |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.