FISI Scorecard | Financial Institutions, Inc.

Financial Institutions, Inc. (FISI) Scorecard

2026-Q2: Total return Win; Revenue growth No data; EPS growth Lose.
2026-Q1: Total return Win; Revenue growth No data; EPS growth Lose.
2025-Q4: Total return Win; Revenue growth No data; EPS growth Lose.
2025-Q3: Total return Lose; Revenue growth No data; EPS growth Lose.

40 QUARTERS × 3 ROAST BATTLES

33/80 2.1 / 5 stars All 80 Win/Lose results and 40 gray no-data contests shown below

Every strict quarterly win earns 1 point. A loss or tie earns 0. A contest with no data is a gray cell, neither a win nor a loss, and leaves the total: stars are 5 × points won ÷ contests with data.

Trailing 1 year (4 quarters): 3 wins, 5 losses, 4 no dataLast fetched: 4 Sept 2026

Complete point ledger

Each cell identifies the missing side explicitly.

Quarter	Total return	Revenue growth	EPS growth
2026-Q21/2	WinFISI / S&P 23.94% / 15.20%	No dataFISI / S&P / 15.00%	LoseFISI / S&P -242.91% / 50.40%
2026-Q11/2	WinFISI / S&P 2.82% / -4.33%	No dataFISI / S&P / 11.30%	LoseFISI / S&P -287.32% / 27.70%
2025-Q41/2	WinFISI / S&P 15.69% / 2.65%	No dataFISI / S&P / 9.00%	LoseFISI / S&P -231.27% / 13.40%
2025-Q30/2	LoseFISI / S&P 7.15% / 8.12%	No dataFISI / S&P / 4.61%	LoseFISI / S&P -184.23% / 13.45%
2025-Q20/2	LoseFISI / S&P 4.12% / 10.94%	No dataFISI / S&P / 4.83%	LoseFISI / S&P -187.85% / 10.63%
2025-Q10/2	LoseFISI / S&P -7.43% / -4.27%	No dataFISI / S&P / 4.98%	LoseFISI / S&P -182.00% / 10.57%
2024-Q41/2	WinFISI / S&P 8.28% / 2.41%	No dataFISI / S&P / 5.25%	LoseFISI / S&P -187.30% / 6.15%
2024-Q31/2	WinFISI / S&P 33.44% / 5.89%	No dataFISI / S&P / 5.89%	LoseFISI / S&P -4.23% / 6.11%
2024-Q21/2	WinFISI / S&P 4.46% / 4.28%	No dataFISI / S&P / 5.38%	LoseFISI / S&P -3.02% / 5.12%
2024-Q10/2	LoseFISI / S&P -10.20% / 10.56%	No dataFISI / S&P / 5.71%	LoseFISI / S&P -26.25% / 5.59%
2023-Q41/2	WinFISI / S&P 28.53% / 11.69%	No dataFISI / S&P / 6.81%	LoseFISI / S&P -11.52% / 7.78%
2023-Q31/2	WinFISI / S&P 8.78% / -3.27%	No dataFISI / S&P / 7.52%	LoseFISI / S&P -17.25% / -5.03%
2023-Q20/2	LoseFISI / S&P -16.93% / 8.74%	No dataFISI / S&P / 9.50%	LoseFISI / S&P -20.62% / -8.57%
2023-Q10/2	LoseFISI / S&P -19.72% / 7.50%	No dataFISI / S&P / 10.77%	LoseFISI / S&P -23.48% / -15.69%
2022-Q40/2	LoseFISI / S&P 2.43% / 7.56%	No dataFISI / S&P / 11.88%	LoseFISI / S&P -25.37% / -17.99%
2022-Q30/2	LoseFISI / S&P -6.41% / -4.88%	No dataFISI / S&P / 13.47%	LoseFISI / S&P -9.30% / -1.41%
2022-Q21/2	WinFISI / S&P -12.69% / -16.10%	No dataFISI / S&P / 13.71%	LoseFISI / S&P 1.71% / 11.04%
2022-Q11/2	WinFISI / S&P -4.41% / -4.60%	No dataFISI / S&P / 15.97%	LoseFISI / S&P 25.85% / 42.23%
2021-Q41/2	LoseFISI / S&P 4.64% / 11.03%	No dataFISI / S&P / 15.00%	WinFISI / S&P 107.39% / 96.40%
2021-Q32/2	WinFISI / S&P 3.11% / 0.58%	No dataFISI / S&P / 10.77%	WinFISI / S&P 95.13% / 69.42%
2021-Q21/2	LoseFISI / S&P -0.12% / 8.55%	No dataFISI / S&P / 6.58%	WinFISI / S&P 78.26% / 51.81%
2021-Q12/2	WinFISI / S&P 35.82% / 6.17%	No dataFISI / S&P / -1.06%	WinFISI / S&P 51.72% / 7.39%
2020-Q42/2	WinFISI / S&P 47.77% / 12.15%	No dataFISI / S&P / -3.72%	WinFISI / S&P -22.56% / -33.42%
2020-Q31/2	LoseFISI / S&P -15.98% / 8.93%	No dataFISI / S&P / -2.04%	WinFISI / S&P -13.74% / -27.10%
2020-Q21/2	LoseFISI / S&P 3.96% / 20.54%	No dataFISI / S&P / -0.46%	WinFISI / S&P -7.26% / -27.11%
2020-Q11/2	LoseFISI / S&P -42.68% / -19.60%	No dataFISI / S&P / 3.47%	WinFISI / S&P -8.30% / -14.75%
2019-Q41/2	LoseFISI / S&P 7.19% / 9.07%	No dataFISI / S&P / 5.36%	WinFISI / S&P 24.27% / 2.99%
2019-Q31/2	WinFISI / S&P 4.39% / 1.70%	No dataFISI / S&P / 5.02%	LoseFISI / S&P -0.38% / 0.21%
2019-Q21/2	WinFISI / S&P 8.24% / 4.30%	No dataFISI / S&P / 6.64%	LoseFISI / S&P -1.20% / 8.65%
2019-Q11/2	LoseFISI / S&P 6.67% / 13.65%	No dataFISI / S&P / 8.12%	WinFISI / S&P 16.59% / 14.29%
2018-Q40/2	LoseFISI / S&P -17.42% / -13.52%	No dataFISI / S&P / 9.05%	LoseFISI / S&P 12.21% / 18.23%
2018-Q31/2	LoseFISI / S&P -3.86% / 7.71%	No dataFISI / S&P / 10.21%	WinFISI / S&P 30.85% / 19.06%
2018-Q22/2	WinFISI / S&P 11.96% / 3.43%	No dataFISI / S&P / 9.03%	WinFISI / S&P 22.44% / 14.46%
2018-Q10/2	LoseFISI / S&P -4.11% / -0.76%	No dataFISI / S&P / 7.68%	LoseFISI / S&P 2.36% / 12.46%
2017-Q41/2	WinFISI / S&P 8.72% / 6.64%	No dataFISI / S&P / 7.03%	LoseFISI / S&P 1.43% / 13.82%
2017-Q30/2	LoseFISI / S&P -2.61% / 4.48%	No dataFISI / S&P / 5.68%	LoseFISI / S&P 2.03% / 17.57%
2017-Q20/2	LoseFISI / S&P -8.94% / 3.09%	No dataFISI / S&P / 4.83%	LoseFISI / S&P 4.06% / 17.74%
2017-Q10/2	LoseFISI / S&P -3.05% / 6.07%	No dataFISI / S&P / 3.67%	LoseFISI / S&P 9.28% / 13.32%
2016-Q42/2	WinFISI / S&P 26.96% / 3.82%	No dataFISI / S&P / 2.09%	WinFISI / S&P 10.53% / 7.05%
2016-Q32/2	WinFISI / S&P 4.77% / 3.85%	No dataFISI / S&P / 0.20%	WinFISI / S&P -1.50% / -3.15%

Dividend-reinvested, split-adjusted total return

1Y · 2025-08-29 to 2026-08-27

Metric	FISI total return	S&P 500 Total Return Index
Total return	53.94%	20.78%
Annualized return	53.94%	20.78%

5Y · 2021-09-01 to 2026-08-27

Metric	FISI total return	S&P 500 Total Return Index
Total return	66.42%	83.14%
Annualized return	10.72%	12.86%

10Y · 2016-09-01 to 2026-08-27

Metric	FISI total return	S&P 500 Total Return Index
Total return	131.61%	319.30%
Annualized return	8.76%	15.41%

Calculation rules

window: Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
return Basis: Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
point Rule: Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
frequency: Quarter endpoints only.
fundamentals: Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
non Scoring

Snapshot captured 2026-09-04.