FFIN Spending and interest coverage | First Financial Bankshares, Inc.

First Financial Bankshares, Inc. (FFIN) Spending and interest coverage

R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
Stock-based compensation / revenue · 12 months: Value (m); Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..

Spending and interest coverage

Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.

Metric	Value	Formula and calculation
R&D / revenue · 12 months	(m)	Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m).
Stock-based compensation / revenue · 12 months	(m)	Share-based compensation / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m).
Interest coverage · 12 months	(m)	Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m).

Calculation inputs

Input	Amount with unit	Raw financial data
Research and development spending	(m)
Revenue	(m)
Stock-based compensation	7.36M USD	Share-based Payment Arrangement, Noncash Expense
Operating income	(m)
Interest expense · reported / estimated	(m)	Interest Expense · Estimated expense assumptions

Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.

Calculated history

Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.

Period ending	Research and development spending (USD)	Revenue (USD)	Stock-based compensation (USD)	Operating income (USD)	Interest expense · reported / estimated (USD)	R&D / revenue	SBC / revenue	Interest coverage	Interest expense basis
2026-06-30	(m)	(m)	$7.36M	(m)	(m)	(m)	(m)	(m)	(m)
2026-03-31	(m)	(m)	$6.89M	(m)	(m)	(m)	(m)	(m)	(m)
2025-12-31	(m)	(m)	$6.92M	(m)	(m)	(m)	(m)	(m)	(m)
2025-09-30	(m)	(m)	$6.56M	(m)	(m)	(m)	(m)	(m)	(m)
2025-06-30	(m)	(m)	$6.21M	(m)	(m)	(m)	(m)	(m)	(m)
2025-03-31	(m)	(m)	$5.73M	(m)	(m)	(m)	(m)	(m)	(m)
2024-12-31	(m)	(m)	$4.93M	(m)	(m)	(m)	(m)	(m)	(m)
2024-09-30	(m)	(m)	$4.66M	(m)	(m)	(m)	(m)	(m)	(m)
2024-06-30	(m)	(m)	$4.45M	(m)	$185.55M	(m)	(m)	(m)	Reported
2024-03-31	(m)	(m)	$4.43M	(m)	$168.29M	(m)	(m)	(m)	Reported
2023-12-31	(m)	(m)	$4.26M	(m)	$144.26M	(m)	(m)	(m)	Reported
2023-09-30	(m)	(m)	(m)	(m)	$116.66M	(m)	(m)	(m)	Reported
2023-06-30	(m)	(m)	(m)	(m)	$85.03M	(m)	(m)	(m)	Reported
2023-03-31	(m)	(m)	(m)	(m)	$55.09M	(m)	(m)	(m)	Reported
2022-12-31	(m)	(m)	(m)	(m)	$31.44M	(m)	(m)	(m)	Reported
2022-09-30	(m)	(m)	(m)	(m)	$15.53M	(m)	(m)	(m)	Reported
2022-06-30	(m)	(m)	(m)	(m)	$7.37M	(m)	(m)	(m)	Reported
2022-03-31	(m)	(m)	(m)	(m)	$5.83M	(m)	(m)	(m)	Reported
2021-12-31	(m)	(m)	(m)	(m)	$6.04M	(m)	(m)	(m)	Reported
2021-09-30	(m)	(m)	(m)	(m)	$6.78M	(m)	(m)	(m)	Reported
2021-06-30	(m)	(m)	(m)	(m)	$7.52M	(m)	(m)	(m)	Reported
2021-03-31	(m)	(m)	(m)	(m)	$8.83M	(m)	(m)	(m)	Reported
2020-12-31	(m)	(m)	(m)	(m)	$14.24M	(m)	(m)	(m)	Reported
2020-09-30	(m)	(m)	(m)	(m)	$19.12M	(m)	(m)	(m)	Reported
2020-06-30	(m)	(m)	(m)	(m)	$24.91M	(m)	(m)	(m)	Reported
2020-03-31	(m)	(m)	(m)	(m)	$29.91M	(m)	(m)	(m)	Reported
2019-12-31	(m)	(m)	(m)	(m)	$30.10M	(m)	(m)	(m)	Reported
2019-09-30	(m)	(m)	(m)	(m)	$29.51M	(m)	(m)	(m)	Reported
2019-06-30	(m)	(m)	(m)	(m)	$26.18M	(m)	(m)	(m)	Reported
2019-03-31	(m)	(m)	(m)	(m)	$22.68M	(m)	(m)	(m)	Reported
2018-12-31	(m)	(m)	(m)	(m)	$18.93M	(m)	(m)	(m)	Reported
2018-09-30	(m)	(m)	(m)	(m)	$15.29M	(m)	(m)	(m)	Reported
2018-06-30	(m)	(m)	(m)	(m)	$13.53M	(m)	(m)	(m)	Reported
2018-03-31	(m)	(m)	(m)	(m)	$11.16M	(m)	(m)	(m)	Reported
2017-12-31	(m)	(m)	(m)	(m)	$9.29M	(m)	(m)	(m)	Reported
2017-09-30	(m)	(m)	(m)	(m)	$8.17M	(m)	(m)	(m)	Reported
2017-06-30	(m)	(m)	(m)	(m)	$6.67M	(m)	(m)	(m)	Reported
2017-03-31	(m)	(m)	(m)	(m)	$5.90M	(m)	(m)	(m)	Reported
2016-12-31	(m)	(m)	(m)	(m)	$5.45M	(m)	(m)	(m)	Reported
2016-09-30	(m)	(m)	(m)	(m)	$5.05M	(m)	(m)	(m)	Reported
2016-06-30	(m)	(m)	(m)	(m)	$4.75M	(m)	(m)	(m)	Reported
2016-03-31	(m)	(m)	(m)	(m)	$4.43M	(m)	(m)	(m)	Reported
2015-12-31	(m)	(m)	(m)	(m)	$4.09M	(m)	(m)	(m)	Reported
2015-09-30	(m)	(m)	(m)	(m)	$4.08M	(m)	(m)	(m)	Reported
2015-06-30	(m)	(m)	(m)	(m)	$4.08M	(m)	(m)	(m)	Reported
2015-03-31	(m)	(m)	(m)	(m)	$4.12M	(m)	(m)	(m)	Reported
2014-12-31	(m)	(m)	(m)	(m)	$4.18M	(m)	(m)	(m)	Reported
2014-09-30	(m)	(m)	(m)	(m)	$4.22M	(m)	(m)	(m)	Reported
2014-06-30	(m)	(m)	(m)	(m)	$4.31M	(m)	(m)	(m)	Reported
2014-03-31	(m)	(m)	(m)	(m)	$4.22M	(m)	(m)	(m)	Reported
2013-12-31	(m)	(m)	(m)	(m)	$4.09M	(m)	(m)	(m)	Reported
2013-09-30	(m)	(m)	(m)	(m)	$4.06M	(m)	(m)	(m)	Reported
2013-06-30	(m)	(m)	(m)	(m)	$4.07M	(m)	(m)	(m)	Reported
2013-03-31	(m)	(m)	(m)	(m)	$4.48M	(m)	(m)	(m)	Reported
2012-12-31	(m)	(m)	(m)	(m)	$5.11M	(m)	(m)	(m)	Reported
2012-09-30	(m)	(m)	(m)	(m)	$5.77M	(m)	(m)	(m)	Reported
2012-06-30	(m)	(m)	(m)	(m)	$6.45M	(m)	(m)	(m)	Reported
2012-03-31	(m)	(m)	(m)	(m)	$7.16M	(m)	(m)	(m)	Reported
2011-12-31	(m)	(m)	(m)	(m)	$8.02M	(m)	(m)	(m)	Reported
2011-09-30	(m)	(m)	(m)	(m)	$9.21M	(m)	(m)	(m)	Reported
2011-06-30	(m)	(m)	(m)	(m)	$10.70M	(m)	(m)	(m)	Reported
2011-03-31	(m)	(m)	(m)	(m)	$12.23M	(m)	(m)	(m)	Reported
2010-12-31	(m)	(m)	(m)	(m)	$13.53M	(m)	(m)	(m)	Reported
2010-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2010-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2010-03-31	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2009-12-31	(m)	(m)	(m)	(m)	$17.27M	(m)	(m)	(m)	Reported
2009-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2009-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2008-12-31	(m)	(m)	(m)	(m)	$35.26M	(m)	(m)	(m)	Reported

(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.

Similar stocks

Stock Name	Country	Market Cap	PE Ratio
INTERNATIONAL BANCSHARES CORP (IBOC)	United States	$4.312B	11.43
TEXAS CAPITAL BANCSHARES INC/TX (TCBI)	United States	$4.116B	12.37
FIRST BANCORP /PR/ (FBP)		$4.092B	10.69
UNITED COMMUNITY BANKS INC (UCB)	United States	$4.086B	11.12
CATHAY GENERAL BANCORP (CATY)	United States	$4.076B	11.93
CVB FINANCIAL CORP (CVBF)	United States	$3.927B	19.21
INDEPENDENT BANK CORP (INDB)	United States	$3.801B	14.70
Ameris Bancorp (ABCB)	United States	$5.490B	16.15
ASSOCIATED BANC-CORP (ASB)	United States	$5.492B	11.50
Atlantic Union Bankshares Corp (AUB)	United States	$5.502B	12.34