FBP Spending and interest coverage

FIRST BANCORP (FBP) Spending and interest coverage

R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
Stock-based compensation / revenue · 12 months: Value 1.03%; Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..

Spending and interest coverage

Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.

Metric	Value	Formula and calculation
R&D / revenue · 12 months	(m)	Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m).
Stock-based compensation / revenue · 12 months	1.03%	Share-based compensation / revenue. Period ending 2026-06-30. $10.64M ÷ $1.03B × 100 ≈ 1.03%
Interest coverage · 12 months	(m)	Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m).

Calculation inputs

Input	Amount with unit	Raw financial data
Research and development spending	(m)
Revenue	1.03B USD	Revenue from Contract with Customer, Excluding Assessed Tax
Stock-based compensation	10.64M USD	Share-based Payment Arrangement, Noncash Expense
Operating income	(m)
Interest expense · reported / estimated	(m)	Interest Expense · Estimated expense assumptions

Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.

Calculated history

Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.

Period ending	Research and development spending (USD)	Revenue (USD)	Stock-based compensation (USD)	Operating income (USD)	Interest expense · reported / estimated (USD)	R&D / revenue	SBC / revenue	Interest coverage	Interest expense basis
2026-06-30	(m)	$1.03B	$10.64M	(m)	(m)	(m)	1.03%	(m)	(m)
2026-03-31	(m)	$1.01B	$10.28M	(m)	(m)	(m)	1.02%	(m)	(m)
2025-12-31	(m)	$1.00B	$10.10M	(m)	(m)	(m)	1.01%	(m)	(m)
2025-09-30	(m)	$985.12M	$9.90M	(m)	(m)	(m)	1.01%	(m)	(m)
2025-06-30	(m)	$970.97M	$9.74M	(m)	(m)	(m)	1.00%	(m)	(m)
2025-03-31	(m)	$955.83M	$9.52M	(m)	(m)	(m)	1.00%	(m)	(m)
2024-12-31	(m)	$938.20M	$8.71M	(m)	(m)	(m)	0.93%	(m)	(m)
2024-09-30	(m)	$927.03M	$8.69M	(m)	(m)	(m)	0.94%	(m)	(m)
2024-06-30	(m)	$922.48M	$8.65M	(m)	$277.08M	(m)	0.94%	(m)	Reported
2024-03-31	(m)	$926.90M	$8.65M	(m)	$256.85M	(m)	0.93%	(m)	Reported
2023-12-31	(m)	$929.80M	$7.80M	(m)	$226.38M	(m)	0.84%	(m)	Reported
2023-09-30	(m)	$934.69M	$7.31M	(m)	$185.46M	(m)	0.78%	(m)	Reported
2023-06-30	(m)	$942.26M	$6.82M	(m)	$136.55M	(m)	0.72%	(m)	Reported
2023-03-31	(m)	$933.31M	$6.30M	(m)	$96.60M	(m)	0.68%	(m)	Reported
2022-12-31	(m)	$918.38M	$5.41M	(m)	$67.32M	(m)	0.59%	(m)	Reported
2022-09-30	(m)	$897.73M	$5.35M	(m)	$53.74M	(m)	0.60%	(m)	Reported
2022-06-30	(m)	$874.81M	$5.29M	(m)	$54.40M	(m)	0.60%	(m)	Reported
2022-03-31	(m)	$862.35M	$5.23M	(m)	$58.63M	(m)	0.61%	(m)	Reported
2021-12-31	(m)	$851.09M	$5.46M	(m)	$64.78M	(m)	0.64%	(m)	Reported
2021-09-30	(m)	$844.54M	$5.36M	(m)	$71.42M	(m)	0.64%	(m)	Reported
2021-06-30	(m)	$808.49M	$5.43M	(m)	$77.69M	(m)	0.67%	(m)	Reported
2021-03-31	(m)	$749.92M	$5.39M	(m)	$84.42M	(m)	0.72%	(m)	Reported
2020-12-31	(m)	$711.55M	$5.12M	(m)	$92.66M	(m)	0.72%	(m)	Reported
2020-09-30	(m)	$667.91M	$4.81M	(m)	$99.42M	(m)	0.72%	(m)	Reported
2020-06-30	(m)	$655.11M	$4.38M	(m)	$105.58M	(m)	0.67%	(m)	Reported
2020-03-31	(m)	$663.78M	$4.07M	(m)	$109.14M	(m)	0.61%	(m)	Reported
2019-12-31	(m)	$657.65M	$3.95M	(m)	$108.82M	(m)	0.60%	(m)	Reported
2019-09-30	(m)	$651.55M	$3.90M	(m)	$105.85M	(m)	0.60%	(m)	Reported
2019-06-30	(m)	$636.77M	$3.85M	(m)	$102.95M	(m)	0.60%	(m)	Reported
2019-03-31	(m)	$622.94M	$4.64M	(m)	$101.15M	(m)	0.74%	(m)	Reported
2018-12-31	(m)	$607.69M	$5.83M	(m)	$99.58M	(m)	0.96%	(m)	Reported
2018-09-30	(m)	(m)	$6.79M	(m)	$100.42M	(m)	(m)	(m)	Reported
2018-06-30	(m)	(m)	$7.68M	(m)	$100.61M	(m)	(m)	(m)	Reported
2018-03-31	(m)	(m)	$7.77M	(m)	$98.92M	(m)	(m)	(m)	Reported
2017-12-31	(m)	$650.81M	$7.30M	(m)	$96.87M	(m)	1.12%	(m)	Reported
2017-09-30	(m)	(m)	$7.17M	(m)	$94.20M	(m)	(m)	(m)	Reported
2017-06-30	(m)	(m)	$7.13M	(m)	$94.43M	(m)	(m)	(m)	Reported
2017-03-31	(m)	(m)	$7.05M	(m)	$97.67M	(m)	(m)	(m)	Reported
2016-12-31	(m)	$673.25M	$6.88M	(m)	$101.17M	(m)	1.02%	(m)	Reported
2016-09-30	(m)	(m)	$6.63M	(m)	$104.71M	(m)	(m)	(m)	Reported
2016-06-30	(m)	(m)	$6.34M	(m)	$104.20M	(m)	(m)	(m)	Reported
2016-03-31	(m)	(m)	$6.14M	(m)	$102.65M	(m)	(m)	(m)	Reported
2015-12-31	(m)	$686.89M	$6.04M	(m)	$103.30M	(m)	0.88%	(m)	Reported
2015-09-30	(m)	(m)	$5.79M	(m)	$106.02M	(m)	(m)	(m)	Reported
2015-06-30	(m)	(m)	$5.30M	(m)	$110.10M	(m)	(m)	(m)	Reported
2015-03-31	(m)	(m)	$4.96M	(m)	$113.46M	(m)	(m)	(m)	Reported
2014-12-31	(m)	$695.30M	$4.22M	(m)	$115.88M	(m)	0.61%	(m)	Reported
2014-09-30	(m)	(m)	$3.80M	(m)	$116.77M	(m)	(m)	(m)	Reported
2014-06-30	(m)	(m)	$3.57M	(m)	$119.10M	(m)	(m)	(m)	Reported
2014-03-31	(m)	(m)	$3.43M	(m)	$124.36M	(m)	(m)	(m)	Reported
2013-12-31	(m)	$630.30M	$2.93M	(m)	$130.84M	(m)	0.46%	(m)	Reported
2013-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2013-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2013-03-31	(m)	(m)	$1.04M	(m)	$161.56M	(m)	(m)	(m)	Reported
2012-12-31	(m)	$687.17M	$826.00K	(m)	$176.07M	(m)	0.12%	(m)	Reported
2012-09-30	(m)	(m)	$376.00K	(m)	$194.86M	(m)	(m)	(m)	Reported
2012-06-30	(m)	(m)	$196.00K	(m)	$217.68M	(m)	(m)	(m)	Reported
2012-03-31	(m)	(m)	(m)	(m)	$241.72M	(m)	(m)	(m)	Reported
2011-12-31	(m)	(m)	$50.00K	(m)	$266.10M	(m)	(m)	(m)	Reported
2011-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2011-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2011-03-31	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2010-12-31	(m)	(m)	$93.00K	(m)	$371.01M	(m)	(m)	(m)	Reported
2010-09-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2010-06-30	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)	(m)
2009-12-31	(m)	(m)	$92.00K	(m)	$477.53M	(m)	(m)	(m)	Reported

(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.

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