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CITIZENS COMMUNITY BANCORP, INC. (CZWI) Scorecard

2.8 / 5 stars · 68/120 Roast Me

CITIZENS COMMUNITY BANCORP, INC. (CZWI) Scorecard

  • 2026-Q2: Total return Win; Revenue growth Lose; EPS growth Lose.
  • 2026-Q1: Total return Win; Revenue growth Lose; EPS growth Lose.
  • 2025-Q4: Total return Win; Revenue growth Lose; EPS growth Lose.
  • 2025-Q3: Total return Win; Revenue growth Lose; EPS growth Lose.
26/120 All 120 Win/Lose results shown below

Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0.

Trailing 1 year (4 quarters): 4 wins, 8 lossesLast fetched: 4 Sept 2026

Complete point ledger

Each cell identifies the missing side explicitly.

QuarterTotal returnRevenue growthEPS growth
2026-Q21/3 WinCZWI / S&P
18.72% / 15.20%
LoseCZWI / S&P
CZWI unavailable / 15.00%
LoseCZWI / S&P
5.65% / 50.40%
2026-Q11/3 WinCZWI / S&P
11.72% / -4.33%
LoseCZWI / S&P
CZWI unavailable / 11.30%
LoseCZWI / S&P
21.43% / 27.70%
2025-Q41/3 WinCZWI / S&P
10.89% / 2.65%
LoseCZWI / S&P
CZWI unavailable / 9.00%
LoseCZWI / S&P
9.77% / 13.40%
2025-Q31/3 WinCZWI / S&P
16.45% / 8.12%
LoseCZWI / S&P
CZWI unavailable / 4.61%
LoseCZWI / S&P
-9.15% / 13.45%
2025-Q20/3 LoseCZWI / S&P
-4.03% / 10.94%
LoseCZWI / S&P
CZWI unavailable / 4.83%
LoseCZWI / S&P
-7.46% / 10.63%
2025-Q10/3 LoseCZWI / S&P
-9.68% / -4.27%
LoseCZWI / S&P
CZWI unavailable / 4.98%
LoseCZWI / S&P
-3.08% / 10.57%
2024-Q41/3 WinCZWI / S&P
14.96% / 2.41%
LoseCZWI / S&P
CZWI unavailable / 5.25%
LoseCZWI / S&P
5.56% / 6.15%
2024-Q31/3 WinCZWI / S&P
22.47% / 5.89%
LoseCZWI / S&P
CZWI unavailable / 5.89%
LoseCZWI / S&P
5.19% / 6.11%
2024-Q20/3 LoseCZWI / S&P
-4.77% / 4.28%
LoseCZWI / S&P
CZWI unavailable / 5.38%
LoseCZWI / S&P
-10.07% / 5.12%
2024-Q10/3 LoseCZWI / S&P
6.61% / 10.56%
LoseCZWI / S&P
CZWI unavailable / 5.71%
LoseCZWI / S&P
-18.24% / 5.59%
2023-Q41/3 WinCZWI / S&P
21.98% / 11.69%
LoseCZWI / S&P
CZWI unavailable / 6.81%
LoseCZWI / S&P
-25.44% / 7.78%
2023-Q31/3 WinCZWI / S&P
8.47% / -3.27%
LoseCZWI / S&P
CZWI unavailable / 7.52%
LoseCZWI / S&P
-25.41% / -5.03%
2023-Q20/3 LoseCZWI / S&P
-16.59% / 8.74%
LoseCZWI / S&P
CZWI unavailable / 9.50%
LoseCZWI / S&P
-21.58% / -8.57%
2023-Q10/3 LoseCZWI / S&P
-9.70% / 7.50%
LoseCZWI / S&P
CZWI unavailable / 10.77%
LoseCZWI / S&P
-17.62% / -15.69%
2022-Q41/3 LoseCZWI / S&P
-1.15% / 7.56%
LoseCZWI / S&P
CZWI unavailable / 11.88%
WinCZWI / S&P
-14.65% / -17.99%
2022-Q31/3 LoseCZWI / S&P
-12.00% / -4.88%
LoseCZWI / S&P
CZWI unavailable / 13.47%
WinCZWI / S&P
4.62% / -1.41%
2022-Q22/3 WinCZWI / S&P
-8.47% / -16.10%
LoseCZWI / S&P
CZWI unavailable / 13.71%
WinCZWI / S&P
21.02% / 11.04%
2022-Q11/3 WinCZWI / S&P
11.52% / -4.60%
LoseCZWI / S&P
CZWI unavailable / 15.97%
LoseCZWI / S&P
36.88% / 42.23%
2021-Q40/3 LoseCZWI / S&P
0.15% / 11.03%
LoseCZWI / S&P
CZWI unavailable / 15.00%
LoseCZWI / S&P
73.68% / 96.40%
2021-Q30/3 LoseCZWI / S&P
0.51% / 0.58%
LoseCZWI / S&P
CZWI unavailable / 10.77%
LoseCZWI / S&P
57.27% / 69.42%
2021-Q22/3 WinCZWI / S&P
10.23% / 8.55%
LoseCZWI / S&P
CZWI unavailable / 6.58%
WinCZWI / S&P
74.44% / 51.81%
2021-Q12/3 WinCZWI / S&P
16.38% / 6.17%
LoseCZWI / S&P
CZWI unavailable / -1.06%
WinCZWI / S&P
42.42% / 7.39%
2020-Q42/3 WinCZWI / S&P
58.06% / 12.15%
LoseCZWI / S&P
CZWI unavailable / -3.72%
WinCZWI / S&P
34.12% / -33.42%
2020-Q30/3 LoseCZWI / S&P
0.44% / 8.93%
LoseCZWI / S&P
CZWI unavailable / -2.04%
LoseCZWI / S&P
CZWI unavailable / -27.10%
2020-Q20/3 LoseCZWI / S&P
6.36% / 20.54%
LoseCZWI / S&P
CZWI unavailable / -0.46%
LoseCZWI / S&P
CZWI unavailable / -27.11%
2020-Q10/3 LoseCZWI / S&P
-46.29% / -19.60%
LoseCZWI / S&P
CZWI unavailable / 3.47%
LoseCZWI / S&P
CZWI unavailable / -14.75%
2019-Q41/3 WinCZWI / S&P
10.39% / 9.07%
LoseCZWI / S&P
CZWI unavailable / 5.36%
LoseCZWI / S&P
CZWI unavailable / 2.99%
2019-Q31/3 WinCZWI / S&P
2.12% / 1.70%
LoseCZWI / S&P
CZWI unavailable / 5.02%
LoseCZWI / S&P
CZWI unavailable / 0.21%
2019-Q20/3 LoseCZWI / S&P
-9.14% / 4.30%
LoseCZWI / S&P
CZWI unavailable / 6.64%
LoseCZWI / S&P
CZWI unavailable / 8.65%
2019-Q10/3 LoseCZWI / S&P
11.33% / 13.65%
LoseCZWI / S&P
CZWI unavailable / 8.12%
LoseCZWI / S&P
CZWI unavailable / 14.29%
2018-Q40/3 LoseCZWI / S&P
-22.14% / -13.52%
LoseCZWI / S&P
CZWI unavailable / 9.05%
LoseCZWI / S&P
CZWI unavailable / 18.23%
2018-Q31/3 LoseCZWI / S&P
-1.06% / 7.71%
LoseCZWI / S&P
CZWI unavailable / 10.21%
WinCZWI / S&P
33.33% / 19.06%
2018-Q20/3 LoseCZWI / S&P
1.00% / 3.43%
LoseCZWI / S&P
CZWI unavailable / 9.03%
LoseCZWI / S&P
-25.42% / 14.46%
2018-Q11/3 WinCZWI / S&P
5.30% / -0.76%
LoseCZWI / S&P
CZWI unavailable / 7.68%
LoseCZWI / S&P
1.82% / 12.46%
2017-Q40/3 LoseCZWI / S&P
-3.23% / 6.64%
LoseCZWI / S&P
CZWI unavailable / 7.03%
LoseCZWI / S&P
-1.96% / 13.82%
2017-Q30/3 LoseCZWI / S&P
-0.21% / 4.48%
LoseCZWI / S&P
CZWI unavailable / 5.68%
LoseCZWI / S&P
-8.16% / 17.57%
2017-Q20/3 LoseCZWI / S&P
0.94% / 3.09%
LoseCZWI / S&P
CZWI unavailable / 4.83%
LoseCZWI / S&P
-4.84% / 17.74%
2017-Q11/3 WinCZWI / S&P
12.84% / 6.07%
LoseCZWI / S&P
CZWI unavailable / 3.67%
LoseCZWI / S&P
-5.17% / 13.32%
2016-Q41/3 WinCZWI / S&P
11.18% / 3.82%
LoseCZWI / S&P
CZWI unavailable / 2.09%
LoseCZWI / S&P
-8.93% / 7.05%
2016-Q31/3 WinCZWI / S&P
7.92% / 3.85%
LoseCZWI / S&P
CZWI unavailable / 0.20%
LoseCZWI / S&P
-9.26% / -3.15%

Dividend-reinvested, split-adjusted total return

1Y · 2025-08-29 to 2026-08-27

MetricCZWI total returnS&P 500 Total Return Index
Total return28.21%20.78%
Annualized return28.21%20.78%

5Y · 2021-09-01 to 2026-08-27

MetricCZWI total returnS&P 500 Total Return Index
Total return67.14%83.14%
Annualized return10.82%12.86%

10Y · 2016-09-01 to 2026-08-27

MetricCZWI total returnS&P 500 Total Return Index
Total return134.89%319.30%
Annualized return8.91%15.41%

Calculation rules

window
Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
return Basis
Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
point Rule
Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
frequency
Quarter endpoints only.
fundamentals
Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
non Scoring

Snapshot captured 2026-09-04.

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