NASDAQ:CZFS | Roast Me | CITIZENS FINANCIAL SERVICES INC

51/120 All 120 Win/Lose results shown below

Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0. Gray context columns never affect the score. CEO quarterly pay is the explicitly marked annual ÷ 4 estimate.

Trailing 1 year (4 quarters): 5 wins, 7 lossesLast fetched: 4 Sept 2026

Complete point ledger

Each cell identifies the missing side explicitly. Unavailable evidence scores 0 only in Win/Lose columns; gray columns award no points.

QuarterTotal returnRevenue growthEPS growthNet marginNon-scoringTrailing P/ENon-scoringPrice/bookNon-scoringCEO quarterly payNon-scoringImplied DilutionNon-scoringImplied BuybackNon-scoring
2026-Q21/3 WinCZFS / S&P
19.36% / 15.20%
LoseCZFS / S&P
2.50% / 15.00%
LoseCZFS / S&P
29.94% / 50.40%
Non-scoringCZFS / S&P
416.59% / 15.70%
Non-scoringCZFS / S&P
8.48 / 28.47
Non-scoringCZFS / S&P
0.99 / S&P unavailable
Non-scoringCZFS / S&P
CZFS unavailable / S&P unavailable
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.36b
2026-Q12/3 WinCZFS / S&P
8.15% / -4.33%
LoseCZFS / S&P
1.46% / 11.30%
WinCZFS / S&P
38.34% / 27.70%
Non-scoringCZFS / S&P
402.20% / 14.80%
Non-scoringCZFS / S&P
7.47 / 25.43
Non-scoringCZFS / S&P
0.86 / S&P unavailable
Non-scoringCZFS / S&P
CZFS unavailable / S&P unavailable
Non-scoringCZFS / S&P
CZFS unavailable / $0.27b
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
2025-Q41/3 LoseCZFS / S&P
-4.64% / 2.65%
LoseCZFS / S&P
2.80% / 9.00%
WinCZFS / S&P
31.15% / 13.40%
Non-scoringCZFS / S&P
370.16% / 13.20%
Non-scoringCZFS / S&P
7.49 / 28.48
Non-scoringCZFS / S&P
0.81 / 5.39
Non-scoringCZFS / S&P
CZFS unavailable / $4.42m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.20b
2025-Q31/3 LoseCZFS / S&P
3.46% / 8.12%
LoseCZFS / S&P
3.05% / 4.61%
WinCZFS / S&P
23.48% / 13.45%
Non-scoringCZFS / S&P
345.03% / 11.78%
Non-scoringCZFS / S&P
8.51 / 28.13
Non-scoringCZFS / S&P
0.88 / 5.27
Non-scoringCZFS / S&P
CZFS unavailable / $4.42m
Non-scoringCZFS / S&P
CZFS unavailable / $0.11b
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
2025-Q21/3 LoseCZFS / S&P
1.99% / 10.94%
LoseCZFS / S&P
-0.58% / 4.83%
WinCZFS / S&P
14.04% / 10.63%
Non-scoringCZFS / S&P
328.72% / 11.45%
Non-scoringCZFS / S&P
8.84 / 27.10
Non-scoringCZFS / S&P
0.89 / 5.01
Non-scoringCZFS / S&P
CZFS unavailable / $4.42m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.23b
2025-Q11/3 LoseCZFS / S&P
-7.49% / -4.27%
LoseCZFS / S&P
3.47% / 4.98%
WinCZFS / S&P
61.31% / 10.57%
Non-scoringCZFS / S&P
294.85% / 11.39%
Non-scoringCZFS / S&P
9.72 / 26.23
Non-scoringCZFS / S&P
0.90 / 4.69
Non-scoringCZFS / S&P
CZFS unavailable / $4.42m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.10b
2024-Q43/3 WinCZFS / S&P
8.52% / 2.41%
WinCZFS / S&P
7.13% / 5.25%
WinCZFS / S&P
48.97% / 6.15%
Non-scoringCZFS / S&P
289.44% / 11.29%
Non-scoringCZFS / S&P
10.83 / 28.60
Non-scoringCZFS / S&P
1.01 / 4.99
Non-scoringCZFS / S&P
CZFS unavailable / $4.28m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.08b
2024-Q33/3 WinCZFS / S&P
31.92% / 5.89%
WinCZFS / S&P
9.25% / 5.89%
WinCZFS / S&P
37.23% / 6.11%
Non-scoringCZFS / S&P
285.66% / 10.87%
Non-scoringCZFS / S&P
10.22 / 28.09
Non-scoringCZFS / S&P
0.94 / 4.94
Non-scoringCZFS / S&P
CZFS unavailable / $4.28m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.21b
2024-Q22/3 LoseCZFS / S&P
-6.69% / 4.28%
WinCZFS / S&P
14.55% / 5.38%
WinCZFS / S&P
28.79% / 5.12%
Non-scoringCZFS / S&P
283.22% / 10.85%
Non-scoringCZFS / S&P
7.72 / 27.64
Non-scoringCZFS / S&P
0.74 / 4.79
Non-scoringCZFS / S&P
CZFS unavailable / $4.28m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.36b
2024-Q11/3 LoseCZFS / S&P
-23.10% / 10.56%
WinCZFS / S&P
9.06% / 5.71%
LoseCZFS / S&P
-49.03% / 5.59%
Non-scoringCZFS / S&P
192.91% / 10.81%
Non-scoringCZFS / S&P
12.76 / 27.02
Non-scoringCZFS / S&P
0.81 / 4.71
Non-scoringCZFS / S&P
CZFS unavailable / $4.28m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.12b
2023-Q41/3 WinCZFS / S&P
36.10% / 11.69%
LoseCZFS / S&P
4.47% / 6.81%
LoseCZFS / S&P
-45.68% / 7.78%
Non-scoringCZFS / S&P
198.54% / 11.19%
Non-scoringCZFS / S&P
16.93 / 24.35
Non-scoringCZFS / S&P
1.08 / 4.31
Non-scoringCZFS / S&P
CZFS unavailable / $4.08m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.01b
2023-Q30/3 LoseCZFS / S&P
-35.02% / -3.27%
LoseCZFS / S&P
2.68% / 7.52%
LoseCZFS / S&P
-39.89% / -5.03%
Non-scoringCZFS / S&P
206.86% / 10.84%
Non-scoringCZFS / S&P
12.30 / 23.93
Non-scoringCZFS / S&P
0.85 / 3.98
Non-scoringCZFS / S&P
CZFS unavailable / $4.08m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.24b
2023-Q20/3 LoseCZFS / S&P
-9.49% / 8.74%
LoseCZFS / S&P
2.76% / 9.50%
LoseCZFS / S&P
-34.69% / -8.57%
Non-scoringCZFS / S&P
214.90% / 10.88%
Non-scoringCZFS / S&P
16.14 / 24.01
Non-scoringCZFS / S&P
1.11 / 4.19
Non-scoringCZFS / S&P
CZFS unavailable / $4.08m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.17b
2023-Q12/3 WinCZFS / S&P
9.55% / 7.50%
LoseCZFS / S&P
7.34% / 10.77%
WinCZFS / S&P
5.73% / -15.69%
Non-scoringCZFS / S&P
341.77% / 10.82%
Non-scoringCZFS / S&P
11.14 / 22.66
Non-scoringCZFS / S&P
1.53 / 3.93
Non-scoringCZFS / S&P
CZFS unavailable / $4.08m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.13b
2022-Q42/3 WinCZFS / S&P
9.99% / 7.56%
LoseCZFS / S&P
10.99% / 11.88%
WinCZFS / S&P
-1.10% / -17.99%
Non-scoringCZFS / S&P
338.42% / 11.09%
Non-scoringCZFS / S&P
10.28 / 22.65
Non-scoringCZFS / S&P
1.49 / 3.75
Non-scoringCZFS / S&P
CZFS unavailable / $3.70m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.15b
2022-Q32/3 WinCZFS / S&P
0.92% / -4.88%
WinCZFS / S&P
13.62% / 13.47%
LoseCZFS / S&P
-5.17% / -1.41%
Non-scoringCZFS / S&P
329.26% / 12.28%
Non-scoringCZFS / S&P
9.71 / 20.58
Non-scoringCZFS / S&P
1.43 / 3.60
Non-scoringCZFS / S&P
CZFS unavailable / $3.70m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.17b
2022-Q21/3 WinCZFS / S&P
12.11% / -16.10%
LoseCZFS / S&P
11.95% / 13.71%
LoseCZFS / S&P
-9.74% / 11.04%
Non-scoringCZFS / S&P
336.57% / 13.03%
Non-scoringCZFS / S&P
9.78 / 20.28
Non-scoringCZFS / S&P
1.39 / 3.78
Non-scoringCZFS / S&P
CZFS unavailable / $3.70m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.17b
2022-Q11/3 WinCZFS / S&P
5.42% / -4.60%
LoseCZFS / S&P
15.12% / 15.97%
LoseCZFS / S&P
-6.71% / 42.23%
Non-scoringCZFS / S&P
344.33% / 14.22%
Non-scoringCZFS / S&P
8.87 / 22.19
Non-scoringCZFS / S&P
1.20 / 4.51
Non-scoringCZFS / S&P
CZFS unavailable / $3.70m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.20b
2021-Q40/3 LoseCZFS / S&P
-2.13% / 11.03%
LoseCZFS / S&P
14.81% / 15.00%
LoseCZFS / S&P
12.91% / 96.40%
Non-scoringCZFS / S&P
376.35% / 15.13%
Non-scoringCZFS / S&P
8.00 / 23.63
Non-scoringCZFS / S&P
1.10 / 4.73
Non-scoringCZFS / S&P
CZFS unavailable / $3.63m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.13b
2021-Q31/3 LoseCZFS / S&P
-0.04% / 0.58%
WinCZFS / S&P
12.91% / 10.77%
LoseCZFS / S&P
22.09% / 69.42%
Non-scoringCZFS / S&P
391.02% / 14.13%
Non-scoringCZFS / S&P
8.15 / 25.35
Non-scoringCZFS / S&P
1.15 / 4.38
Non-scoringCZFS / S&P
CZFS unavailable / $3.63m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.19b
2021-Q21/3 LoseCZFS / S&P
6.41% / 8.55%
WinCZFS / S&P
10.46% / 6.58%
LoseCZFS / S&P
39.19% / 51.81%
Non-scoringCZFS / S&P
413.52% / 13.34%
Non-scoringCZFS / S&P
7.88 / 26.70
Non-scoringCZFS / S&P
1.17 / 4.43
Non-scoringCZFS / S&P
CZFS unavailable / $3.63m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.11b
2021-Q13/3 WinCZFS / S&P
7.39% / 6.17%
WinCZFS / S&P
-0.09% / -1.06%
WinCZFS / S&P
33.94% / 7.39%
Non-scoringCZFS / S&P
420.13% / 11.60%
Non-scoringCZFS / S&P
7.80 / 30.50
Non-scoringCZFS / S&P
1.14 / 4.23
Non-scoringCZFS / S&P
CZFS unavailable / $3.63m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.10b
2020-Q43/3 WinCZFS / S&P
28.48% / 12.15%
WinCZFS / S&P
-2.70% / -3.72%
WinCZFS / S&P
18.42% / -33.42%
Non-scoringCZFS / S&P
372.50% / 8.86%
Non-scoringCZFS / S&P
8.49 / 39.26
Non-scoringCZFS / S&P
1.10 / 4.05
Non-scoringCZFS / S&P
CZFS unavailable / $3.17m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.01b
2020-Q31/3 LoseCZFS / S&P
-10.69% / 8.93%
LoseCZFS / S&P
-3.35% / -2.04%
WinCZFS / S&P
13.58% / -27.10%
Non-scoringCZFS / S&P
344.18% / 9.24%
Non-scoringCZFS / S&P
7.33 / 34.27
Non-scoringCZFS / S&P
0.89 / 3.65
Non-scoringCZFS / S&P
CZFS unavailable / $3.17m
Non-scoringCZFS / S&P
CZFS unavailable / $0.02b
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
2020-Q21/3 LoseCZFS / S&P
2.38% / 20.54%
LoseCZFS / S&P
-2.05% / -0.46%
WinCZFS / S&P
6.23% / -27.11%
Non-scoringCZFS / S&P
302.69% / 9.37%
Non-scoringCZFS / S&P
9.32 / 31.29
Non-scoringCZFS / S&P
1.02 / 3.44
Non-scoringCZFS / S&P
CZFS unavailable / $3.17m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.03b
2020-Q13/3 WinCZFS / S&P
-19.53% / -19.60%
WinCZFS / S&P
4.36% / 3.47%
WinCZFS / S&P
6.86% / -14.75%
Non-scoringCZFS / S&P
283.59% / 10.68%
Non-scoringCZFS / S&P
8.55 / 22.80
Non-scoringCZFS / S&P
1.05 / 2.92
Non-scoringCZFS / S&P
CZFS unavailable / $3.17m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.05b
2019-Q42/3 LoseCZFS / S&P
6.09% / 9.07%
WinCZFS / S&P
6.32% / 5.36%
WinCZFS / S&P
7.31% / 2.99%
Non-scoringCZFS / S&P
281.40% / 12.81%
Non-scoringCZFS / S&P
10.80 / 22.78
Non-scoringCZFS / S&P
1.36 / 3.53
Non-scoringCZFS / S&P
CZFS unavailable / $3.08m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.05b
2019-Q31/3 LoseCZFS / S&P
-2.72% / 1.70%
LoseCZFS / S&P
CZFS unavailable / 5.02%
WinCZFS / S&P
16.74% / 0.21%
Non-scoringCZFS / S&P
275.21% / 12.41%
Non-scoringCZFS / S&P
10.54 / 22.44
Non-scoringCZFS / S&P
1.32 / 3.30
Non-scoringCZFS / S&P
CZFS unavailable / $3.08m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.09b
2019-Q21/3 LoseCZFS / S&P
-4.77% / 4.30%
LoseCZFS / S&P
CZFS unavailable / 6.64%
WinCZFS / S&P
20.09% / 8.65%
Non-scoringCZFS / S&P
270.52% / 12.79%
Non-scoringCZFS / S&P
11.20 / 21.37
Non-scoringCZFS / S&P
1.39 / 3.32
Non-scoringCZFS / S&P
CZFS unavailable / $3.08m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.27b
2019-Q12/3 WinCZFS / S&P
16.08% / 13.65%
LoseCZFS / S&P
CZFS unavailable / 8.12%
WinCZFS / S&P
29.11% / 14.29%
Non-scoringCZFS / S&P
274.47% / 12.97%
Non-scoringCZFS / S&P
11.95 / 20.86
Non-scoringCZFS / S&P
1.52 / 3.26
Non-scoringCZFS / S&P
CZFS unavailable / $3.08m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $34.35b
2018-Q42/3 WinCZFS / S&P
-11.19% / -13.52%
LoseCZFS / S&P
CZFS unavailable / 9.05%
WinCZFS / S&P
37.50% / 18.23%
Non-scoringCZFS / S&P
276.85% / 13.10%
Non-scoringCZFS / S&P
10.49 / 19.39
Non-scoringCZFS / S&P
1.36 / 2.94
Non-scoringCZFS / S&P
CZFS unavailable / $3.00m
Non-scoringCZFS / S&P
CZFS unavailable / $0.01b
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
2018-Q30/3 LoseCZFS / S&P
-0.01% / 7.71%
LoseCZFS / S&P
CZFS unavailable / 10.21%
LoseCZFS / S&P
17.92% / 19.06%
Non-scoringCZFS / S&P
CZFS unavailable / 13.01%
Non-scoringCZFS / S&P
13.23 / 22.25
Non-scoringCZFS / S&P
1.59 / 3.45
Non-scoringCZFS / S&P
CZFS unavailable / $3.00m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.17b
2018-Q21/3 LoseCZFS / S&P
2.28% / 3.43%
LoseCZFS / S&P
CZFS unavailable / 9.03%
WinCZFS / S&P
15.36% / 14.46%
Non-scoringCZFS / S&P
CZFS unavailable / 12.56%
Non-scoringCZFS / S&P
14.01 / 22.49
Non-scoringCZFS / S&P
1.61 / 3.25
Non-scoringCZFS / S&P
CZFS unavailable / $3.00m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.19b
2018-Q11/3 WinCZFS / S&P
0.14% / -0.76%
LoseCZFS / S&P
CZFS unavailable / 7.68%
LoseCZFS / S&P
10.34% / 12.46%
Non-scoringCZFS / S&P
CZFS unavailable / 12.27%
Non-scoringCZFS / S&P
15.02 / 23.41
Non-scoringCZFS / S&P
1.62 / 3.17
Non-scoringCZFS / S&P
CZFS unavailable / $3.00m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.08b
2017-Q41/3 WinCZFS / S&P
11.30% / 6.64%
LoseCZFS / S&P
CZFS unavailable / 7.03%
LoseCZFS / S&P
1.66% / 13.82%
Non-scoringCZFS / S&P
CZFS unavailable / 12.09%
Non-scoringCZFS / S&P
16.23 / 24.25
Non-scoringCZFS / S&P
1.64 / 3.23
Non-scoringCZFS / S&P
CZFS unavailable / $2.92m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.05b
2017-Q31/3 WinCZFS / S&P
6.41% / 4.48%
LoseCZFS / S&P
CZFS unavailable / 5.68%
LoseCZFS / S&P
15.27% / 17.57%
Non-scoringCZFS / S&P
CZFS unavailable / 12.04%
Non-scoringCZFS / S&P
14.08 / 23.28
Non-scoringCZFS / S&P
1.47 / 3.08
Non-scoringCZFS / S&P
CZFS unavailable / $2.92m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.11b
2017-Q20/3 LoseCZFS / S&P
3.06% / 3.09%
LoseCZFS / S&P
CZFS unavailable / 4.83%
LoseCZFS / S&P
9.76% / 17.74%
Non-scoringCZFS / S&P
CZFS unavailable / 11.96%
Non-scoringCZFS / S&P
13.16 / 23.40
Non-scoringCZFS / S&P
1.35 / 3.03
Non-scoringCZFS / S&P
CZFS unavailable / $2.92m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.08b
2017-Q10/3 LoseCZFS / S&P
0.38% / 6.07%
LoseCZFS / S&P
CZFS unavailable / 3.67%
LoseCZFS / S&P
0.56% / 13.32%
Non-scoringCZFS / S&P
CZFS unavailable / 11.75%
Non-scoringCZFS / S&P
13.32 / 23.60
Non-scoringCZFS / S&P
1.35 / 3.01
Non-scoringCZFS / S&P
CZFS unavailable / $2.92m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $20.24b
2016-Q41/3 WinCZFS / S&P
6.05% / 3.82%
LoseCZFS / S&P
CZFS unavailable / 2.09%
LoseCZFS / S&P
0.28% / 7.05%
Non-scoringCZFS / S&P
CZFS unavailable / 11.37%
Non-scoringCZFS / S&P
13.50 / 23.76
Non-scoringCZFS / S&P
1.38 / 2.91
Non-scoringCZFS / S&P
CZFS unavailable / $2.88m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $1.11b
2016-Q30/3 LoseCZFS / S&P
-0.37% / 3.85%
LoseCZFS / S&P
CZFS unavailable / 0.20%
LoseCZFS / S&P
-18.73% / -3.15%
Non-scoringCZFS / S&P
CZFS unavailable / 10.82%
Non-scoringCZFS / S&P
13.60 / 24.22
Non-scoringCZFS / S&P
1.29 / 2.78
Non-scoringCZFS / S&P
CZFS unavailable / $2.88m
Non-scoringCZFS / S&P
CZFS unavailable / $0.00b
Non-scoringCZFS / S&P
CZFS unavailable / $0.16b

Dividend-reinvested, split-adjusted total return

1Y · 2025-08-29 to 2026-08-27

MetricCZFS total returnS&P 500 Total Return Index
Total return39.72%20.78%
Annualized return39.72%20.78%

5Y · 2021-09-01 to 2026-08-27

MetricCZFS total returnS&P 500 Total Return Index
Total return56.19%83.14%
Annualized return9.33%12.86%

10Y · 2016-09-01 to 2026-08-27

MetricCZFS total returnS&P 500 Total Return Index
Total return134.95%319.30%
Annualized return8.92%15.41%

Calculation rules

window
Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
return Basis
Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
point Rule
Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
frequency
Quarter endpoints only.
fundamentals
Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
non Scoring
Net margin, P/E, P/B and other gray context columns never enter the score.

Snapshot captured 2026-09-04.