NYSE:CFG | Roast Me | CITIZENS FINANCIAL GROUP INC/RI

64/120 All 120 Win/Lose results shown below

Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0. Gray context columns never affect the score. CEO quarterly pay is the explicitly marked annual ÷ 4 estimate.

Trailing 1 year (4 quarters): 9 wins, 3 lossesLast fetched: 4 Sept 2026

Complete point ledger

Each cell identifies the missing side explicitly. Unavailable evidence scores 0 only in Win/Lose columns; gray columns award no points.

QuarterTotal returnRevenue growthEPS growthNet marginNon-scoringTrailing P/ENon-scoringPrice/bookNon-scoringCEO quarterly payNon-scoringImplied DilutionNon-scoringImplied BuybackNon-scoring
2026-Q22/3 WinCFG / S&P
17.68% / 15.20%
WinCFG / S&P
15.65% / 15.00%
LoseCFG / S&P
39.82% / 50.40%
Non-scoringCFG / S&P
121.42% / 15.70%
Non-scoringCFG / S&P
13.93 / 28.47
Non-scoringCFG / S&P
1.13 / S&P unavailable
Non-scoringCFG / S&P
CFG unavailable / S&P unavailable
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.36b
2026-Q12/3 WinCFG / S&P
3.39% / -4.33%
LoseCFG / S&P
9.78% / 11.30%
WinCFG / S&P
33.97% / 27.70%
Non-scoringCFG / S&P
117.35% / 14.80%
Non-scoringCFG / S&P
12.94 / 25.43
Non-scoringCFG / S&P
0.98 / S&P unavailable
Non-scoringCFG / S&P
CFG unavailable / S&P unavailable
Non-scoringCFG / S&P
CFG unavailable / $0.27b
Non-scoringCFG / S&P
CFG unavailable / $0.00b
2025-Q42/3 WinCFG / S&P
10.87% / 2.65%
LoseCFG / S&P
6.65% / 9.00%
WinCFG / S&P
27.39% / 13.40%
Non-scoringCFG / S&P
111.99% / 13.20%
Non-scoringCFG / S&P
13.69 / 28.48
Non-scoringCFG / S&P
0.95 / 5.39
Non-scoringCFG / S&P
CFG unavailable / $4.42m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.20b
2025-Q33/3 WinCFG / S&P
19.83% / 8.12%
WinCFG / S&P
9.52% / 4.61%
WinCFG / S&P
40.00% / 13.45%
Non-scoringCFG / S&P
106.57% / 11.78%
Non-scoringCFG / S&P
13.46 / 28.13
Non-scoringCFG / S&P
0.89 / 5.27
Non-scoringCFG / S&P
CFG unavailable / $4.42m
Non-scoringCFG / S&P
CFG unavailable / $0.11b
Non-scoringCFG / S&P
CFG unavailable / $0.00b
2025-Q22/3 LoseCFG / S&P
10.46% / 10.94%
WinCFG / S&P
7.91% / 4.83%
WinCFG / S&P
25.10% / 10.63%
Non-scoringCFG / S&P
105.15% / 11.45%
Non-scoringCFG / S&P
12.16 / 27.10
Non-scoringCFG / S&P
0.77 / 5.01
Non-scoringCFG / S&P
CFG unavailable / $4.42m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.23b
2025-Q12/3 LoseCFG / S&P
-5.56% / -4.27%
WinCFG / S&P
15.79% / 4.98%
WinCFG / S&P
13.72% / 10.57%
Non-scoringCFG / S&P
100.98% / 11.39%
Non-scoringCFG / S&P
11.58 / 26.23
Non-scoringCFG / S&P
0.72 / 4.69
Non-scoringCFG / S&P
CFG unavailable / $4.42m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.10b
2024-Q42/3 WinCFG / S&P
7.62% / 2.41%
WinCFG / S&P
21.09% / 5.25%
LoseCFG / S&P
-2.88% / 6.15%
Non-scoringCFG / S&P
98.43% / 11.29%
Non-scoringCFG / S&P
12.78 / 28.60
Non-scoringCFG / S&P
0.79 / 4.99
Non-scoringCFG / S&P
CFG unavailable / $4.28m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.08b
2024-Q32/3 WinCFG / S&P
15.11% / 5.89%
WinCFG / S&P
14.06% / 5.89%
LoseCFG / S&P
-36.72% / 6.11%
Non-scoringCFG / S&P
88.84% / 10.87%
Non-scoringCFG / S&P
14.10 / 28.09
Non-scoringCFG / S&P
0.73 / 4.94
Non-scoringCFG / S&P
CFG unavailable / $4.28m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.21b
2024-Q21/3 LoseCFG / S&P
0.49% / 4.28%
WinCFG / S&P
8.59% / 5.38%
LoseCFG / S&P
-40.36% / 5.12%
Non-scoringCFG / S&P
95.87% / 10.85%
Non-scoringCFG / S&P
12.13 / 27.64
Non-scoringCFG / S&P
0.68 / 4.79
Non-scoringCFG / S&P
CFG unavailable / $4.28m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.36b
2024-Q11/3 WinCFG / S&P
10.86% / 10.56%
LoseCFG / S&P
1.22% / 5.71%
LoseCFG / S&P
-33.41% / 5.59%
Non-scoringCFG / S&P
108.08% / 10.81%
Non-scoringCFG / S&P
11.63 / 27.02
Non-scoringCFG / S&P
0.70 / 4.71
Non-scoringCFG / S&P
CFG unavailable / $4.28m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.12b
2023-Q41/3 WinCFG / S&P
25.92% / 11.69%
LoseCFG / S&P
-2.54% / 6.81%
LoseCFG / S&P
-23.72% / 7.78%
Non-scoringCFG / S&P
127.01% / 11.19%
Non-scoringCFG / S&P
9.61 / 24.35
Non-scoringCFG / S&P
0.63 / 4.31
Non-scoringCFG / S&P
CFG unavailable / $4.08m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.01b
2023-Q32/3 WinCFG / S&P
4.12% / -3.27%
LoseCFG / S&P
-7.51% / 7.52%
WinCFG / S&P
0.75% / -5.03%
Non-scoringCFG / S&P
161.88% / 10.84%
Non-scoringCFG / S&P
6.03 / 23.93
Non-scoringCFG / S&P
0.55 / 3.98
Non-scoringCFG / S&P
CFG unavailable / $4.08m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.24b
2023-Q21/3 LoseCFG / S&P
-12.86% / 8.74%
LoseCFG / S&P
-5.62% / 9.50%
WinCFG / S&P
11.65% / -8.57%
Non-scoringCFG / S&P
176.32% / 10.88%
Non-scoringCFG / S&P
5.43 / 24.01
Non-scoringCFG / S&P
0.52 / 4.19
Non-scoringCFG / S&P
CFG unavailable / $4.08m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.17b
2023-Q11/3 LoseCFG / S&P
-22.10% / 7.50%
LoseCFG / S&P
-2.39% / 10.77%
WinCFG / S&P
-11.86% / -15.69%
Non-scoringCFG / S&P
165.44% / 10.82%
Non-scoringCFG / S&P
6.79 / 22.66
Non-scoringCFG / S&P
0.61 / 3.93
Non-scoringCFG / S&P
CFG unavailable / $4.08m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.13b
2022-Q41/3 WinCFG / S&P
15.77% / 7.56%
LoseCFG / S&P
-1.96% / 11.88%
LoseCFG / S&P
-20.74% / -17.99%
Non-scoringCFG / S&P
159.58% / 11.09%
Non-scoringCFG / S&P
9.35 / 22.65
Non-scoringCFG / S&P
0.82 / 3.75
Non-scoringCFG / S&P
CFG unavailable / $3.70m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.15b
2022-Q32/3 WinCFG / S&P
-2.65% / -4.88%
WinCFG / S&P
15.05% / 13.47%
LoseCFG / S&P
-19.68% / -1.41%
Non-scoringCFG / S&P
140.90% / 12.28%
Non-scoringCFG / S&P
8.74 / 20.58
Non-scoringCFG / S&P
0.74 / 3.60
Non-scoringCFG / S&P
CFG unavailable / $3.70m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.17b
2022-Q21/3 LoseCFG / S&P
-20.48% / -16.10%
WinCFG / S&P
18.63% / 13.71%
LoseCFG / S&P
-11.83% / 11.04%
Non-scoringCFG / S&P
134.70% / 13.03%
Non-scoringCFG / S&P
9.59 / 20.28
Non-scoringCFG / S&P
0.73 / 3.78
Non-scoringCFG / S&P
CFG unavailable / $3.70m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.17b
2022-Q12/3 WinCFG / S&P
-3.34% / -4.60%
WinCFG / S&P
25.12% / 15.97%
LoseCFG / S&P
32.21% / 42.23%
Non-scoringCFG / S&P
158.81% / 14.22%
Non-scoringCFG / S&P
9.01 / 22.19
Non-scoringCFG / S&P
0.87 / 4.51
Non-scoringCFG / S&P
CFG unavailable / $3.70m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.20b
2021-Q42/3 LoseCFG / S&P
1.41% / 11.03%
WinCFG / S&P
22.69% / 15.00%
WinCFG / S&P
131.39% / 96.40%
Non-scoringCFG / S&P
175.02% / 15.13%
Non-scoringCFG / S&P
8.60 / 23.63
Non-scoringCFG / S&P
0.85 / 4.73
Non-scoringCFG / S&P
CFG unavailable / $3.63m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.13b
2021-Q32/3 WinCFG / S&P
3.35% / 0.58%
LoseCFG / S&P
10.57% / 10.77%
WinCFG / S&P
124.32% / 69.42%
Non-scoringCFG / S&P
186.62% / 14.13%
Non-scoringCFG / S&P
8.92 / 25.35
Non-scoringCFG / S&P
0.85 / 4.38
Non-scoringCFG / S&P
CFG unavailable / $3.63m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.19b
2021-Q21/3 LoseCFG / S&P
4.78% / 8.55%
LoseCFG / S&P
3.50% / 6.58%
WinCFG / S&P
78.49% / 51.81%
Non-scoringCFG / S&P
175.82% / 13.34%
Non-scoringCFG / S&P
9.63 / 26.70
Non-scoringCFG / S&P
0.84 / 4.43
Non-scoringCFG / S&P
CFG unavailable / $3.63m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.11b
2021-Q12/3 WinCFG / S&P
24.77% / 6.17%
LoseCFG / S&P
-9.70% / -1.06%
WinCFG / S&P
21.84% / 7.39%
Non-scoringCFG / S&P
152.57% / 11.60%
Non-scoringCFG / S&P
11.51 / 30.50
Non-scoringCFG / S&P
0.83 / 4.23
Non-scoringCFG / S&P
CFG unavailable / $3.63m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.10b
2020-Q41/3 WinCFG / S&P
43.43% / 12.15%
LoseCFG / S&P
-7.85% / -3.72%
LoseCFG / S&P
-41.62% / -33.42%
Non-scoringCFG / S&P
97.87% / 8.86%
Non-scoringCFG / S&P
14.45 / 39.26
Non-scoringCFG / S&P
0.67 / 4.05
Non-scoringCFG / S&P
CFG unavailable / $3.17m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.01b
2020-Q30/3 LoseCFG / S&P
1.75% / 8.93%
LoseCFG / S&P
-5.31% / -2.04%
LoseCFG / S&P
-41.42% / -27.10%
Non-scoringCFG / S&P
96.60% / 9.24%
Non-scoringCFG / S&P
10.27 / 34.27
Non-scoringCFG / S&P
0.48 / 3.65
Non-scoringCFG / S&P
CFG unavailable / $3.17m
Non-scoringCFG / S&P
CFG unavailable / $0.02b
Non-scoringCFG / S&P
CFG unavailable / $0.00b
2020-Q21/3 WinCFG / S&P
36.56% / 20.54%
LoseCFG / S&P
-2.96% / -0.46%
LoseCFG / S&P
-32.71% / -27.11%
Non-scoringCFG / S&P
106.37% / 9.37%
Non-scoringCFG / S&P
9.08 / 31.29
Non-scoringCFG / S&P
0.48 / 3.44
Non-scoringCFG / S&P
CFG unavailable / $3.17m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.03b
2020-Q11/3 LoseCFG / S&P
-53.20% / -19.60%
WinCFG / S&P
4.59% / 3.47%
LoseCFG / S&P
-19.95% / -14.75%
Non-scoringCFG / S&P
116.86% / 10.68%
Non-scoringCFG / S&P
5.79 / 22.80
Non-scoringCFG / S&P
0.37 / 2.92
Non-scoringCFG / S&P
CFG unavailable / $3.17m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.05b
2019-Q42/3 WinCFG / S&P
15.97% / 9.07%
LoseCFG / S&P
4.74% / 5.36%
WinCFG / S&P
8.52% / 2.99%
Non-scoringCFG / S&P
152.82% / 12.81%
Non-scoringCFG / S&P
9.82 / 22.78
Non-scoringCFG / S&P
0.79 / 3.53
Non-scoringCFG / S&P
CFG unavailable / $3.08m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.05b
2019-Q30/3 LoseCFG / S&P
1.00% / 1.70%
LoseCFG / S&P
-50.41% / 5.02%
LoseCFG / S&P
-2.82% / 0.21%
Non-scoringCFG / S&P
157.18% / 12.41%
Non-scoringCFG / S&P
8.69 / 22.44
Non-scoringCFG / S&P
0.72 / 3.30
Non-scoringCFG / S&P
CFG unavailable / $3.08m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.09b
2019-Q21/3 WinCFG / S&P
9.77% / 4.30%
LoseCFG / S&P
-66.94% / 6.64%
LoseCFG / S&P
1.63% / 8.65%
Non-scoringCFG / S&P
156.66% / 12.79%
Non-scoringCFG / S&P
9.00 / 21.37
Non-scoringCFG / S&P
0.74 / 3.32
Non-scoringCFG / S&P
CFG unavailable / $3.08m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.27b
2019-Q10/3 LoseCFG / S&P
10.32% / 13.65%
LoseCFG / S&P
-75.28% / 8.12%
LoseCFG / S&P
7.02% / 14.29%
Non-scoringCFG / S&P
156.26% / 12.97%
Non-scoringCFG / S&P
8.46 / 20.86
Non-scoringCFG / S&P
0.70 / 3.26
Non-scoringCFG / S&P
CFG unavailable / $3.08m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $34.35b
2018-Q40/3 LoseCFG / S&P
-22.34% / -13.52%
LoseCFG / S&P
-80.39% / 9.05%
LoseCFG / S&P
8.31% / 18.23%
Non-scoringCFG / S&P
153.80% / 13.10%
Non-scoringCFG / S&P
8.05 / 19.39
Non-scoringCFG / S&P
0.67 / 2.94
Non-scoringCFG / S&P
CFG unavailable / $3.00m
Non-scoringCFG / S&P
CFG unavailable / $0.01b
Non-scoringCFG / S&P
CFG unavailable / $0.00b
2018-Q31/3 LoseCFG / S&P
-0.18% / 7.71%
LoseCFG / S&P
-58.52% / 10.21%
WinCFG / S&P
57.89% / 19.06%
Non-scoringCFG / S&P
82.95% / 13.01%
Non-scoringCFG / S&P
9.51 / 22.25
Non-scoringCFG / S&P
0.90 / 3.45
Non-scoringCFG / S&P
CFG unavailable / $3.00m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.17b
2018-Q21/3 LoseCFG / S&P
-6.84% / 3.43%
LoseCFG / S&P
-37.08% / 9.03%
WinCFG / S&P
56.17% / 14.46%
Non-scoringCFG / S&P
52.58% / 12.56%
Non-scoringCFG / S&P
10.31 / 22.49
Non-scoringCFG / S&P
0.92 / 3.25
Non-scoringCFG / S&P
CFG unavailable / $3.00m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.19b
2018-Q12/3 WinCFG / S&P
0.48% / -0.76%
LoseCFG / S&P
-15.12% / 7.68%
WinCFG / S&P
56.88% / 12.46%
Non-scoringCFG / S&P
37.49% / 12.27%
Non-scoringCFG / S&P
11.90 / 23.41
Non-scoringCFG / S&P
1.02 / 3.17
Non-scoringCFG / S&P
CFG unavailable / $3.00m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.08b
2017-Q43/3 WinCFG / S&P
11.38% / 6.64%
WinCFG / S&P
8.60% / 7.03%
WinCFG / S&P
64.14% / 13.82%
Non-scoringCFG / S&P
28.95% / 12.09%
Non-scoringCFG / S&P
12.47 / 24.25
Non-scoringCFG / S&P
1.02 / 3.23
Non-scoringCFG / S&P
CFG unavailable / $2.92m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.05b
2017-Q33/3 WinCFG / S&P
6.69% / 4.48%
WinCFG / S&P
9.02% / 5.68%
WinCFG / S&P
33.51% / 17.57%
Non-scoringCFG / S&P
22.70% / 12.04%
Non-scoringCFG / S&P
14.92 / 23.28
Non-scoringCFG / S&P
0.94 / 3.08
Non-scoringCFG / S&P
CFG unavailable / $2.92m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.11b
2017-Q23/3 WinCFG / S&P
3.67% / 3.09%
WinCFG / S&P
11.51% / 4.83%
WinCFG / S&P
39.05% / 17.74%
Non-scoringCFG / S&P
22.04% / 11.96%
Non-scoringCFG / S&P
14.83 / 23.40
Non-scoringCFG / S&P
0.90 / 3.03
Non-scoringCFG / S&P
CFG unavailable / $2.92m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.08b
2017-Q12/3 LoseCFG / S&P
-2.66% / 6.07%
WinCFG / S&P
10.87% / 3.67%
WinCFG / S&P
37.97% / 13.32%
Non-scoringCFG / S&P
21.13% / 11.75%
Non-scoringCFG / S&P
15.41 / 23.60
Non-scoringCFG / S&P
0.89 / 3.01
Non-scoringCFG / S&P
CFG unavailable / $2.92m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $20.24b
2016-Q43/3 WinCFG / S&P
44.85% / 3.82%
WinCFG / S&P
8.93% / 2.09%
WinCFG / S&P
27.74% / 7.05%
Non-scoringCFG / S&P
19.89% / 11.37%
Non-scoringCFG / S&P
17.46 / 23.76
Non-scoringCFG / S&P
0.92 / 2.91
Non-scoringCFG / S&P
CFG unavailable / $2.88m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $1.11b
2016-Q33/3 WinCFG / S&P
24.34% / 3.85%
WinCFG / S&P
7.40% / 0.20%
WinCFG / S&P
24.16% / -3.15%
Non-scoringCFG / S&P
19.20% / 10.82%
Non-scoringCFG / S&P
13.01 / 24.22
Non-scoringCFG / S&P
0.63 / 2.78
Non-scoringCFG / S&P
CFG unavailable / $2.88m
Non-scoringCFG / S&P
CFG unavailable / $0.00b
Non-scoringCFG / S&P
CFG unavailable / $0.16b

Dividend-reinvested, split-adjusted total return

1Y · 2025-08-29 to 2026-08-27

MetricCFG total returnS&P 500 Total Return Index
Total return38.28%20.78%
Annualized return38.28%20.78%

5Y · 2021-09-01 to 2026-08-27

MetricCFG total returnS&P 500 Total Return Index
Total return99.47%83.14%
Annualized return14.81%12.86%

10Y · 2016-09-01 to 2026-08-27

MetricCFG total returnS&P 500 Total Return Index
Total return316.43%319.30%
Annualized return15.33%15.41%

Calculation rules

window
Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
return Basis
Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
point Rule
Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
frequency
Quarter endpoints only.
fundamentals
Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
non Scoring
Net margin, P/E, P/B and other gray context columns never enter the score.

Snapshot captured 2026-09-04.