SYF Key Financial Ratios - Synchrony Financial

Complete source-backed ratio history.

Historical Key Financial Ratios

Date	Current ratio	Debt/equity	ROA	ROE
2026-06-30	—	—	2.89%	20.82%
2026-03-31	—	—	2.96%	21.85%
2025-12-31	—	—	2.98%	21.19%
2025-09-30	—	—	3.06%	20.95%
2025-06-30	—	—	2.73%	19.39%
2025-03-31	—	—	2.43%	17.87%
2024-12-31	—	—	2.93%	21.10%
2024-09-30	—	—	2.65%	19.81%
2024-06-30	—	—	2.49%	19.33%
2024-03-31	—	—	2.42%	19.17%
2023-12-31	—	—	1.91%	16.10%
2023-09-30	—	—	2.10%	17.25%
2023-06-30	—	—	2.25%	18.31%
2023-03-31	—	—	2.49%	20.35%
2022-12-31	—	—	2.88%	23.43%
2022-09-30	—	—	3.23%	24.99%
2022-06-30	—	—	3.88%	27.55%
2022-03-31	—	—	4.33%	30.76%
2021-12-31	—	—	4.41%	30.91%
2021-09-30	—	—	4.51%	29.75%
2021-06-30	—	—	3.61%	23.37%
2021-03-31	—	—	2.22%	15.80%
2020-12-31	—	—	1.44%	10.90%
2020-09-30	—	—	1.44%	11.39%
2020-06-30	—	—	2.20%	17.83%
2020-03-31	—	—	2.98%	24.44%
2019-12-31	—	—	3.57%	24.83%
2019-09-30	—	—	3.59%	25.13%
2019-06-30	—	—	3.21%	23.17%
2019-03-31	—	—	3.09%	22.14%
2018-12-31	—	—	2.61%	19.01%
2018-09-30	—	—	2.29%	17.09%
2018-06-30	—	—	2.30%	15.74%
2018-03-31	—	—	2.17%	14.46%
2017-12-31	—	—	2.02%	13.59%
2017-09-30	—	—	2.30%	14.76%
2017-06-30	—	—	2.39%	15.18%
2017-03-31	—	—	2.43%	15.09%
2016-12-31	—	—	2.50%	15.86%
2016-09-30	—	—	2.55%	15.89%
2016-06-30	—	—	2.66%	15.98%
2016-03-31	—	—	2.75%	16.99%
2015-12-31	—	—	2.64%	17.57%
2015-09-30	—	—	2.77%	18.08%
2015-06-30	—	—	2.87%	18.76%
2015-03-31	—	—	2.89%	19.06%
2014-12-31	—	—	2.79%	20.13%
2014-09-30	—	—	2.75%	20.33%
2014-06-30	—	—	3.35%	33.07%
2014-03-31	—	—	—	36.05%

Date	Current ratio	Debt/equity	ROA	ROE
2025-12-31	—	—	2.98%	21.19%
2024-12-31	—	—	2.93%	21.10%
2023-12-31	—	—	1.91%	16.10%
2022-12-31	—	—	2.88%	23.43%
2021-12-31	—	—	4.41%	30.91%
2020-12-31	—	—	1.44%	10.90%
2019-12-31	—	—	3.57%	24.83%
2018-12-31	—	—	2.61%	19.01%
2017-12-31	—	—	2.02%	13.59%
2016-12-31	—	—	2.50%	15.86%
2015-12-31	—	—	2.64%	17.57%
2014-12-31	—	—	2.79%	20.13%
2013-12-31	—	—	3.35%	33.20%
2012-12-31	—	—	—	46.25%