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REINSURANCE GROUP OF AMERICA, INCORPORATED (RGA) Material Contracts

REINSURANCE GROUP OF AMERICA, INCORPORATED Material Contracts

Every material contract the company filed as Exhibit 10 (executive pay plans, credit agreements, supplier and indemnity agreements), newest first, with the filing's own description.

  • 2026-05-21: Form 8-K; Exhibit 10.1; Description Amended and Restated Reinsurance Group of America, Incorporated Employee Stock Purchase Plan, effective May 20, 2026..
  • 2026-05-08: Form 10-Q; Exhibit 10.3; Description Form of Restricted Stock Unit Agreement under RGA Flexible Stock Plan for awards with a grant date beginning on or after March 19, 2026*.
  • 2026-05-08: Form 10-Q; Exhibit 10.2; Description Form of Stock Appreciation Right Award Agreement under RGA Flexible Stock Plan for awards with a grant date beginning on or after March 19, 2026*.
  • 2026-05-08: Form 10-Q; Exhibit 10.1; Description Form of Performance Contingent Share Agreement under RGA Flexible Stock Plan, as amended and restated effective May 21, 2025 (the “RGA Flexible Stock Plan”) for awards with a grant date beginning on or after March 19, 2026*.
FiledFormExhibitDescription
2026-05-218-K10.1Amended and Restated Reinsurance Group of America, Incorporated Employee Stock Purchase Plan, effective May 20, 2026.
2026-05-0810-Q10.3Form of Restricted Stock Unit Agreement under RGA Flexible Stock Plan for awards with a grant date beginning on or after March 19, 2026*
2026-05-0810-Q10.2Form of Stock Appreciation Right Award Agreement under RGA Flexible Stock Plan for awards with a grant date beginning on or after March 19, 2026*
2026-05-0810-Q10.1Form of Performance Contingent Share Agreement under RGA Flexible Stock Plan, as amended and restated effective May 21, 2025 (the “RGA Flexible Stock Plan”) for awards with a grant date beginning on or after March 19, 2026*
2026-02-2010-K10.4Directors Compensation Summary Sheet*
2025-08-0110-Q10.4Restricted Stock Unit Agreement, dated December 1, 2020, between the Company and Ron Herrmann*
2025-08-0110-Q10.3Restricted Stock Unit Agreement, dated September 25, 2023, between the Company and Mark Brooks*
2025-05-228-K10.2Amended and Restated Reinsurance Group of America, Incorporated Phantom Stock Plan for Directors, effective May 21, 2025.
2025-05-228-K10.1Amended and Restated Reinsurance Group of America, Incorporated Flexible Stock Plan, effective May 21, 2025.
2025-05-0210-Q10.3Form of 2025 Restricted Stock Unit Agreement under RGA Flexible Stock Plan*
2025-05-0210-Q10.2Form of 2025 Stock Appreciation Right Award Agreement under RGA Flexible Stock Plan*
2025-05-0210-Q10.1Form of 2025 Performance Contingent Share Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017 and as further amended effective May 19, 2021 (the “RGA Flexible Stock Plan”)*
2025-02-2110-K10.4Directors Compensation Summary Sheet*
2024-10-248-K10.1Annual Bonus Plan.
2024-08-058-K10.4Restricted Stock Unit Agreement, dated July 24, 2024, between the Company and Axel André.
2024-08-058-K10.3Restricted Stock Unit Agreement, dated July 24, 2024 between the Company and Axel André.
2024-08-058-K10.2Stock Appreciation Rights Award Agreement, dated July 24, 2024 between the Company and Axel André.
2024-08-058-K10.1Offer Letter, dated April 25, 2024, between the Company and Axel André.
2024-08-0210-Q10.2Canadian Benchmark Replacement Conforming Changes Amendment, dated June 25, 2024, by Bank of America, N.A., as Administrative Agent, to Credit Agreement, dated March 13, 2023, by and among the Company, Bank of America, N.A., as Administrative Agent, Swing Line Lender and L/C Issuer, the lenders and other parties thereto
2024-08-0210-Q10.1Employee Stock Purchase Plan, effective May 22, 2024*
2024-05-0310-Q10.3Form of 2024 Restricted Stock Unit Agreement under RGA Flexible Stock Plan*
2024-05-0310-Q10.2Form of 2024 Stock Appreciation Right Award Agreement under RGA Flexible Stock Plan*
2024-05-0310-Q10.1Form of 2024 Performance Contingent Share Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017 and as further amended effective May 19, 2021 (the “RGA Flexible Stock Plan”)*
2024-02-2610-K10.6RGA Phantom Stock Plan for Directors, as amended and restated effective October 25, 2023*
2024-02-2610-K10.3Directors Compensation Summary Sheet*
2023-11-148-K10.1Letter of Credit Reimbursement Agreement, dated as of November 13, 2023, by and between Reinsurance Group of America, Incorporated and Crédit Agricole Corporate and Investment Bank.
2023-06-238-K10.1Letter Agreement, dated June 23, 2023, between RGA Enterprise Services Company and Tony Cheng.
2023-05-0510-Q10.4Form of 2023 Restricted Stock Unit Agreement under RGA Flexible Stock Plan*
2023-05-0510-Q10.3Form of 2023 Stock Appreciation Right Award Agreement under RGA Flexible Stock Plan*
2023-05-0510-Q10.2Form of 2023 Performance Contingent Share Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017 and as further amended effective May 19, 2021 (the “RGA Flexible Stock Plan”)*
2023-03-168-K10.1Credit Agreement, dated as of March 13, 2023, by and among Reinsurance Group of America, Incorporated, Bank of America, N.A., as Administrative Agent, Swing Line Lender and L/C Issuer, the lenders and other parties thereto.
2023-02-2410-K10.35Employment Agreement, dated December 24, 2008, between Tony Cheng and RGA Reinsurance Company, Hong Kong Branch*
2023-02-2410-K10.5Directors Compensation Summary Sheet*
2023-02-238-K10.1Annual Bonus Plan.
2023-01-048-K10.1Offer Letter, effective January 3, 2023, between the Company and Tony Cheng.
2022-05-168-K10.1Second Amendment to Letter of Credit Reimbursement Agreement, dated May 13, 2022, by and between Reinsurance Group of America, Incorporated Crédit Agricole Corporate and Investment Bank.
2022-05-0610-Q10.3Form of Non-Qualified Stock Option Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017 and as further amended effective May 19, 2021*
2022-05-0610-Q10.2Form of Stock Appreciation Right Award Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017 and as further amended effective May 19, 2021*
2022-05-0610-Q10.1Form of Performance Contingent Share Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017 and as further amended effective May 19, 2021*
2022-02-2510-K10.26Directors’ Compensation Summary Sheet
2021-12-178-K10.1Separation and Release Agreement, dated December 14, 2021, by and among Reinsurance Group of America, Incorporated, RGA Life Reinsurance Company of Canada and Alain P. Néemeh.
2021-05-208-K10.3Reinsurance Group of America, Incorporated Phantom Stock Plan for Directors, as amended and restated effective May 19, 2021.
2021-05-208-K10.2Amendment to the Reinsurance Group of America, Incorporated Flexible Stock Plan for Directors, effective May 19, 2021.
2021-05-208-K10.1Amendment to the Reinsurance Group of America, Incorporated Flexible Stock Plan, effective May 19, 2021.
2021-05-0710-Q10.6Form of Restricted Share Unit Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2021-05-0710-Q10.5Form of Performance Share Unit Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2021-05-0710-Q10.4Form of Non-Qualified Stock Option Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2021-05-0710-Q10.3Form of Stock Appreciation Right Award Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2021-05-0710-Q10.2Form of Restricted Stock Unit Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2021-05-0710-Q10.1Form of Performance Contingent Share Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2021-03-158-K10.2Form of RSU agreement
2021-03-158-K10.1Form of PSU agreement
2020-05-0710-Q10.1Reinsurance Group of America, Incorporated Annual Bonus Plan, effective February 20, 2020*
2019-07-268-K10.1Letter Agreement, dated as of July 25, 2019, by and between the Company and Anna Manning.
2019-06-188-K10.1First Amendment to Letter of Credit Reimbursement Agreement, dated as of June 14, 2019, by and between Reinsurance Group of America, Incorporated and Crédit Agricole Corporate and Investment Bank.
2019-05-0310-Q10.3Form of Non-Qualified Stock Option Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2019-05-0310-Q10.2Form of Stock Appreciation Right Award Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2019-05-0310-Q10.1Form of Performance Contingent Share Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2018-08-228-K10.1Credit Agreement, dated as of August 21, 2018, by and among Reinsurance Group of America, Incorporated, the lenders named therein, U.S. Bank National Association, as Administrative Agent, Swing Line Lender and L/C Issuer, Bank of America, N.A.; JPMorgan Chase Bank, N.A.; and Wells Fargo Bank, National Association as Joint Syndication Agents and Barclays Bank PLC; HSBC Bank USA, National Association; KeyBank National Association; Mizuho Bank, Ltd.; MUFG Bank, Ltd.; Royal Bank of Canada; and Sumitomo Mitsui Banking Corporation as Co-Documentation Agents.
2018-08-0310-Q10.1Form of RGA Flexible Stock Plan Non-Qualified Stock Option Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017.
2018-05-0410-Q10.2Form of Stock Appreciation Right Award Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2018-05-0410-Q10.1Form of Performance Contingent Share Agreement under RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2018-02-2710-K10.24Form of Directors’ Indemnification Agreement*
2018-02-2710-K10.23Directors’ Compensation Summary Sheet*
2018-02-2710-K10.22Canadian Supplemental Executive Retirement Plan for Executive Employees of RGA Life Reinsurance Company of Canada, as amended and restated as of August 1, 2015*
2018-02-2710-K10.21RGA Reinsurance Company Executive Deferred Savings Plan, as amended*
2018-02-2710-K10.20RGA Reinsurance Company Augmented Benefit Plan, as amended*
2018-02-2710-K10.14RGA Phantom Stock Plan for Directors, as amended and restated effective May 23, 2017*
2018-02-2710-K10.11RGA Flexible Stock Plan for Directors, as amended and restated effective May 23, 2017*
2018-02-2710-K10.9RGA Flexible Stock Plan, as amended and restated effective May 23, 2017*
2017-05-248-K10.3Amended & Restated Phantom Stock Plan for Directors, effective May 23, 2017
2017-05-248-K10.2Amended & Restated Flexible Stock Plan for Directors, effective May 23, 2017
2017-05-248-K10.1Amended & Restated Flexible Stock Plan, effective May 23, 2017
2017-05-198-K10.1Letter of Credit Reimbursement Agreement, dated as of May 17, 2017, by and between Reinsurance Group of America, Incorporated and Crédit Agricole Corporate and Investment Bank.
2017-02-2810-K10.23Directors’ Compensation Summary Sheet
2016-12-228-K10.2Letter Agreement, dated December 21, 2016, between the Company and Greig Woodring.
2016-03-088-K10.1Form of Performance Contingent Share Agreement between the Company and A. Greig Woodring, effective March 4, 2016
2016-02-2910-K10.23Directors’ Compensation Summary Sheet
2015-12-228-K10.1Confidential Separation Agreement and General Release, dated December 16, 2015, between Paul Schuster and RGA Reinsurance Company.
2015-11-248-K10.4Form of Restricted Share Unit Agreement, effective December 1, 2015, between the Company and Donna Kinnaird.
2015-11-248-K10.3Form of Stock Appreciation Right Award Agreement, effective December 1, 2015, between the Company and Alain Néemeh.
2015-11-248-K10.2Form of Stock Appreciation Right Award Agreement, effective December 1, 2015, between the Company and Anna Manning.
2015-11-248-K10.1Offer Letter, dated October 29, 2015, between the Company and Anna Manning.
2015-11-0410-Q10.1EXHIBIT 10.1 PHANTOM STOCK PLAN
2015-03-0210-K10.17Directors’ Compensation Summary Sheet
2014-09-298-K10.1Credit Agreement, dated as of September 25, 2014, by and among Reinsurance Group of America, Incorporated, the lenders named therein, JPMorgan Chase Bank, N.A., as Administrative Agent, Swing Line Lender and L/C Issuer, Bank of America, N.A., U.S. Bank National Association and Wells Fargo Bank, National Association as Joint Syndication Agents and Barclays Bank PLC, HSBC Bank USA, National Association, KeyBank National Association, Mizuho Bank, Ltd., Royal Bank of Canada, The Bank of Tokyo-Mitsubishi UFJ, Ltd. and UBS AG, Stamford Branch as Co-Documentation Agents.
2013-08-0510-Q10.2Form of Officer and Director Indemnification Agreement.
2013-08-0510-Q10.1RGA Flexible Stock Plan as amended and restated effective July 1, 1998 and as further amended by Amendment on March 16, 2000, Second Amendment on May 28, 2003, Third Amendment on May 26, 2004, Fourth Amendment on May 23, 2007, Fifth Amendment on May 21, 2008, Sixth Amendment on May 8, 2011, Seventh Amendment on May 18, 2011 and Eighth Amendment on May 15, 2013.
2013-03-0110-K10.5RGA Annual Bonus Plan, effective May 21, 2008, as amended and restated
2012-06-068-K10.2MEMORANDUM OF AGREEMENT, DATED MAY 31, 2012
2012-06-068-K10.1CONSULTING SERVICES AGREEMENT, DATED MAY 31, 2012
2012-05-0710-Q10.2Form of Performance Contingent Share Agreement
2012-05-0710-Q10.1Form of 2012 Stock Appreciation Right Award Agreement
2012-02-2910-K10.16Directors’ Compensation Summary Sheet
2011-12-208-K10.1Credit Agreement, dated as of December 15, 2011, by and among Reinsurance Group of America, Incorporated, the lenders named therein, Wells Fargo Bank, National Association, as Administrative Agent, Swing Line Lender and L/C Issuer, Bank of America, N.A. and JPMorgan Chase Bank, N.A. as Joint Syndication Agents and The Bank of Tokyo-Mitsubishi UFJ, Ltd., Barclays Bank PLC, Mizuho Corporate Bank, Ltd., and U.S. Bank, National Association, as Co-Documentation Agents.
2011-05-098-K10.1RGA Flexible Stock Plan as amended and restated effective July 1, 1998, and as further amended by Amendment on March 16, 2000, Second Amendment on May 28, 2003, Third Amendment on May 26, 2004, Fourth Amendment on May 23, 2007, Fifth Amendment on May 21, 2008, and Sixth Amendment on May 8, 2011
2011-03-118-K10.1Amended and Restated Letter Agreement regarding Share Repurchase Transaction dated as of March 11, 2011 between the Company and Barclays Capital Inc., acting as agent for Barclays Bank PLC.
2011-02-2810-K10.23Form of Directors’ Indemnification Agreement
2011-02-258-K10.1Form of Stock Appreciation Right Award Agreement, dated February 22, 2011
2011-02-168-K10.1Stock Purchase Agreement dated as of February 15, 2011 between the Company and General American Life Insurance Company.

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