PFSI Income Statement - PennyMac Financial Services, Inc.

Complete source-backed income-statement history.

Available history: 2016-12-31 to 2026-06-30
Data captured: 2026-09-04

Historical Income Statement

Date	Revenue	Cost of revenue	Gross profit	R&D expense	SG&A expense	Operating expenses	Operating income	Nonoperating income/expense	Pre-tax income	Income tax	Net income	Basic EPS	Diluted EPS	Basic shares	Diluted shares
2026-06-30	$19.5M	—	—	—	—	$465.44M	—	—	$31.53M	$9.8M	$21.73M	$0.42	$0.41	51,932,000	53,251,000
2026-03-31	$6.12M	—	—	—	—	$440.29M	—	—	$104.69M	$22.37M	$82.32M	$1.58	$1.53	52,132,000	53,859,000
2025-12-31	$6.1M	—	—	—	—	$403.6M	—	—	$134.41M	$27.57M	$106.83M	$2.05	$1.96	93,000	148,000
2025-09-30	$4.58M	—	—	—	—	$396.52M	—	—	$236.37M	$54.87M	$181.5M	$3.51	$3.37	51,730,000	53,879,000
2025-06-30	$4.52M	—	—	—	—	$368.29M	—	—	$76.44M	-$60.02M	$136.46M	$2.64	$2.54	51,667,000	53,635,000
2025-03-31	$4.92M	—	—	—	—	$326.71M	—	—	$104.2M	$27.92M	$76.28M	$1.48	$1.42	51,506,000	53,624,000
2024-12-31	$4.08M	—	—	—	—	$340.75M	—	—	$129.36M	$24.88M	$104.49M	$2.04	$1.96	95,000	82,000
2024-09-30	$3.44M	—	—	—	—	$317.91M	—	—	$93.93M	$24.56M	$69.37M	$1.36	$1.30	51,180,000	53,495,000
2024-06-30	$15.73M	—	—	—	—	$272.27M	—	—	$133.85M	$35.6M	$98.26M	$1.93	$1.85	50,955,000	53,204,000
2024-03-31	$3.62M	—	—	—	—	$261.78M	—	—	$43.88M	$4.58M	$39.31M	$0.78	$0.74	50,547,000	53,100,000
2023-12-31	$5.39M	—	—	—	—	$416.17M	—	—	-$54.23M	-$17.39M	-$36.84M	-$0.74	-$0.70	3,000	-2,000
2023-09-30	$2.88M	—	—	—	—	$273.51M	—	—	$126.8M	$33.93M	$92.87M	$1.86	$1.77	49,902,000	52,561,000
2023-06-30	$2.94M	—	—	—	—	$263.63M	—	—	$72.92M	$14.67M	$58.25M	$1.17	$1.11	49,874,000	52,264,000
2023-03-31	$2.2M	—	—	—	—	$264.72M	—	—	$38.15M	$7.77M	$30.38M	$0.61	$0.57	50,154,000	53,352,000
2022-12-31	$3.62M	—	—	—	—	$272.72M	—	—	$67.73M	$30.11M	$37.62M	$0.86	$0.81	-978,000	-963,000
2022-09-30	$3.24M	—	—	—	—	$290.82M	—	—	$185.47M	$50.34M	$135.13M	$2.59	$2.46	52,170,000	54,968,000
2022-06-30	$2.65M	—	—	—	—	$333.99M	—	—	$177.53M	$48.36M	$129.16M	$2.38	$2.28	54,167,000	56,642,000
2022-03-31	$2.89M	—	—	—	—	$422.98M	—	—	$234.52M	$60.93M	$173.59M	$3.11	$2.94	55,831,000	59,129,000
2021-12-31	$1.82M	—	—	—	—	$459.7M	—	—	$234.11M	$61.03M	$173.08M	$3.08	$2.89	-1,872,000	-1,870,000
2021-09-30	$1.29M	—	—	—	—	$447.06M	—	—	$339.55M	$90.24M	$249.31M	$4.02	$3.80	62,085,000	65,652,000
2021-06-30	$2.46M	—	—	—	—	$462.74M	—	—	$279.52M	$75.29M	$204.23M	$3.10	$2.94	65,890,000	69,399,000
2021-03-31	$1.76M	—	—	—	—	$438.68M	—	—	$506.01M	$129.14M	$376.87M	$5.45	$5.15	69,113,000	73,117,000
2020-12-31	$635,000.00	—	—	—	—	$424.92M	—	—	$617.23M	$164.42M	$452.8M	$6.26	$5.92	-1,131,000	-890,000
2020-09-30	$2.3M	—	—	—	—	$391.7M	—	—	$728.29M	$193.13M	$535.16M	$7.39	$7.03	72,439,000	76,138,000
2020-06-30	$2.12M	—	—	—	—	$341.27M	—	—	$480.36M	$127.69M	$352.68M	$4.53	$4.39	77,790,000	80,424,000
2020-03-31	$1.68M	—	—	—	—	$307.1M	—	—	$414.73M	$108.49M	$306.24M	$3.89	$3.73	78,689,000	82,008,000
2019-12-31	$2.03M	—	—	—	—	$287.01M	—	—	$203.37M	$50.71M	$152.66M	$1.94	$1.88	87,000	519,000
2019-09-30	$2.38M	—	—	—	—	$270.15M	—	—	$166.2M	$44.72M	$121.47M	$1.55	$1.51	78,361,000	80,382,000
2019-06-30	$2.13M	—	—	—	—	$203.39M	—	—	$99.59M	$26.89M	$72.7M	$0.93	$0.92	78,335,000	79,318,000
2019-03-31	$2.35M	—	—	—	—	$187.41M	—	—	$60.29M	$14.16M	$46.14M	$0.59	$0.58	77,653,000	79,286,000
2018-12-31	$2.21M	—	—	—	—	$192.9M	—	—	$58.31M	$5.35M	$38.75M	$0.63	$0.65	8,880,000	-43,632,000
2018-09-30	$2.61M	—	—	—	—	$189.23M	—	—	$61.7M	$5.55M	$14.49M	$0.58	$0.57	25,125,000	78,913,000
2018-06-30	$2.57M	—	—	—	—	$169.6M	—	—	$74.7M	$6.29M	$17.84M	$0.71	$0.70	24,959,000	78,825,000
2018-03-31	$1.87M	—	—	—	—	$165.21M	—	—	$73M	$6.07M	$16.62M	$0.70	$0.67	23,832,000	79,461,000
2017-12-31	$615,000.00	—	—	—	—	$176.86M	—	—	$121.77M	-$2.13M	$62.32M	$2.68	$2.41	52,000	-53,232,000
2017-09-30	$487,000.00	—	—	—	—	$156.49M	—	—	$94.14M	$11.65M	$17.08M	$0.73	$0.71	23,426,000	78,416,000

Annual Income Statement

Date	Revenue	Cost of revenue	Gross profit	R&D expense	SG&A expense	Operating expenses	Operating income	Nonoperating income/expense	Pre-tax income	Income tax	Net income	Basic EPS	Diluted EPS	Basic shares	Diluted shares
2025-12-31	$20.11M	—	—	—	—	$1.5B	—	—	$551.42M	$50.34M	$501.08M	$9.69	$9.30	51,728,000	53,882,000
2024-12-31	$26.87M	—	—	—	—	$1.19B	—	—	$401.03M	$89.6M	$311.42M	$6.11	$5.84	50,990,000	53,356,000
2023-12-31	$13.4M	—	—	—	—	$1.22B	—	—	$183.63M	$38.98M	$144.66M	$2.89	$2.74	49,978,000	52,733,000
2022-12-31	$12.39M	—	—	—	—	$1.32B	—	—	$665.25M	$189.74M	$475.51M	$8.96	$8.50	53,065,000	55,950,000
2021-12-31	$7.33M	—	—	—	—	$1.81B	—	—	$1.36B	$355.69M	$1B	$15.73	$14.87	63,799,000	67,471,000
2020-12-31	$6.74M	—	—	—	—	$1.46B	—	—	$2.24B	$593.73M	$1.65B	$21.91	$20.92	75,161,000	78,728,000
2019-12-31	$8.88M	—	—	—	—	$947.96M	—	—	$529.44M	$136.48M	$392.97M	$5.02	$4.89	78,206,000	80,340,000
2018-12-31	$9.25M	—	—	—	—	$716.93M	—	—	$267.7M	$23.25M	$87.69M	$2.62	$2.59	33,524,000	35,322,000
2017-12-31	$3.68M	—	—	—	—	$619.55M	—	—	$335.91M	$24.39M	$100.76M	$4.34	$4.03	23,199,000	24,999,000
2016-12-31	$3.3M	—	—	—	—	$548.8M	—	—	$383.08M	$46.1M	$66.08M	$2.98	$2.94	22,161,000	76,629,000